To purchase more maize for my flour mill

Entrepreneur

About Me

My name is George Nduati Ngugi I was born in 1990 at Gachie in Kiambu County. I attend Gachii primary school for both my ECD and primary school education from 1996 to 2004 where I sat for my KCPE which is the final examination in primaly eduction. In the year 2005 I joined Gachie secondary school for four years completing in 2009. After school I traveled to town of Nakuru where I went and joined my brother who was working with Unga limited, a company well knows in dealing with maize flour which is a staple food here in Kenya. Eventually, my brother was able to find me a job in the same company. I was attached to the milling section where I leant a lot in maize milling and flour production. I worked in this section for two years 2010 and 2011. In the year 2012 I decided it was time to quit and try my skills in self employment. With my little savings I bought a second hand posho mill on hire purchase basis. I rented a front shop in Kanu Street at Langa Langa which is one of the well upcoming town sections of Nakuru town. It is here that i started maize milling and selling flour to the local community. I am married with two children.

My Business

My business is basically dealing with maize milling and selling the flour to my customers. I started this kind of business with my little savings from my former employment. I bought a second hand posho mill through hire purchase and today I am proud because I was able to complete paying for it. I settle on this kind of business after I realized there was great demand for maize flour in the town of Nakuru and its environs. I usually travel to the western part of the country to Kitale, webuye, malaba etc which area is the country’s grain basket to purchase my maize in sacks. I prefer buying it from these areas because it is cheaper and leaves me with better profit margin. By so doing, I am able to pass the same benefit to my customers by selling the same commodity cheaper than that of my competitors. My business does well because I get good profit margin in which I am able to pay for my monthly bills and salaries for my four workers. It is also from its proceeds that I was able to purchase a piece of land at maili saba where I am planning to build my own house in the near future. There are a number of challenges that my business face but the most difficult one is luck of good capital to purchase a maize huller which will give me an opportunity to start milling a sifter blend of maize flour known as “Unga number one” and very popular among the urban community. I believe with zidisha platform I will be able to achieve this goal.

Loan Proposal

Thanks zidisha team for accepting my application, for this first loan, i will purchase more maize grains for my flour mill. i will then mill the same into maize flour for sale to my customers for increased profits which i will still rollover for even more profits. this will make me pay back my loan in time while maintaining good relationship with m lenders. be blessed as u cobntribute towards filling my bids.

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