13 installments • 54%
Am Jonathan Kalubangwe a plumber by profession. I have a craft certificate in plumbing. I grew up in mufulira and did my primary education. i didnt finish secondary education because i faced financial challenges. But i have survived my life through hard work as a plumber. i am married and i have one child. My wants to become a Teacher when she grows up. In my free time i enjoy gardening, i grow egg plants and rear village chickens at my backyard.
My source of income is the plumbing work i do. I have people building houses in my community so they hire me to instal water pipes, geysers,sewer lines and all plumbing service. When i have enough capital and tools i will register my own construction company. My other source of income is from selling eggs from village chickens in my backyard. my chickens produce good quality eggs which are good for children. My service of plumbing is on demand peole when building they need water in ther homes so pipe work is very important. The cost i make is buying materials only. And the profit i make i buy food at home.
Dear lenders, i wish to apply for this loan for my plumbing business to help me buy plumbing materials such as poly pipes,valves, elbows and sealing compunds. I am a plumber and i provide good service to my customers who are building houses in my community. I have number of customers some they buy materials and others dont buy so i need to have my own materials so i make my work much easier. when i have these materials available am able to install works like for soak aways and i will make profit from my service. Thank you in advance.
When am faced with economic challenges i will still manage to pay using other means. i have a small back yard garden where i grow egg plants and i keep village chickens and i sell good qualiity eggs which i sell so fast in my community. Then again apart form new installations of plumbing work i also do repairs on broken pipe works in houses toilet, kitchen and any works. My service is on high demand so i am able to make good source of income.
Dec 4, 2020
Cost to entrepreneur
Service fee: $1.18
Credit risk payment: $0.95