Entrepreneur
Name
Linda
Member since
July 2016
On-time repayments
239 installments • 84%
About Me
Linda Prempeh is my name; I was born on 14th December, 1983 in Akronpong in Ghana. My parents are Opayin Kwadwo Prempeh and Millicent Otwiwa. My father is a subsistence farmer and my mother a petty trader. I was the second child of my parents and the first girl; therefore, I helped a lot with household chores at the same time as schooling.
It was my mother’s desire and wish that I and my siblings go higher in education. However, there were financial difficulties at home, therefore the need that I also assist my parents in their subsistence farming and petty trading to raise additional money for family upkeep and for paying our school fees. I successfully excelled in my basic education certificate exams and entered secondary school. While schooling, I was still selling food items such as fish, secondhand clothing, etc. to earn extra income in supporting my parents. Excelling well in my secondary education, I gained admission into Accra Polytechnic, where I studied Higher National Diploma (HND) in Secretaryship and Management Studies. After my national service, I proceeded to the University of Cape Coast (UCC) where I studied for a bachelor’s degree in management (Hons).
After my degree, due to the lack of jobs, I ventured into poultry farming, where my own people were complaining that this is “no go zone for women.” Currently, for the past five years now, I have 2000 layers and 800 broilers with four permanent and three casual staffs.
My Business
My business plan is to expand my poultry farm and also employ additional hands.
Ghana is a peaceful nation, with a lot of hotels and restaurants, for which demand for poultry birds and eggs is high. Also, the demand for litters as a manure by farmers is high.
My poultry farm business is now the only source of income for the family. I am able to supply crates of eggs to the market women from Accra, Madina, Kaneshie, etc. and also poultry birds to hotels and restaurants in these areas and many others.
During the public holidays, demand for poultry products are high, more also during the raining season where many people stay indoors for many hours when demand for egg tea, coffee and other beverages are high. Hotels, companies, churches, individuals, etc. are demanding poultry birds for their clients, staff, and members as a gifts. Also, both live and dressed birds are in high demand by restaurants. With the farming season not too far, farmers also start looking for manure to fertilize their farms. I am expecting a very high demand for poultry products during the coming raining season (around May-November).
My interest in Zidisha loan is still as result of it's lower fees charge. I hope Zidisha team would approve and disburse this loan to enable me to increase the birds so as I can make a good profit in order to repay the Zidisha loan, pay my staffs and provide for my household.
Loan Proposal
I need the loan to buy poultry feed and drugs for my poultry farm. Due to the Christmas festivities, I bought more birds to meet the demand of my customers within the Christmas festivity. With this I have been able to increase the number of staffs in the farm, therefore creating jobs for the teeming jobless youth in my area. This can also help reduce social vices such arm robbery due to lack of job.
With the Christmas festivities there would be high demand of poultry products; this would make it possible that, I can increase my profits margin to at least 40 percent. This also means that I can one day buy my own land to expand my poultry farm business where I will employ more people, hence reducing unemployment in my area.
About Me
Linda Prempeh is my name, Born on 14th December, 1983 in Akronpong in Ghana.
My parent is Opayin Kwadwo Prempeh and Millicent Otwiwa. My father is subsistence farmer and my mother a petty trader. I was the second child of my parent and the first girl; therefore I helped a lot with house hold chores at the same time schooling.
It was my mother’s desire and wish that I and my siblings go higher in education, however, there was financial difficulties at home, therefore the nee that I also assist my parent in their subsistence farming and petty trading to raise additional money for family up keep and for paying our school fees.
I successfully excel in my basic education certificate exams and entered Secondary school. While schooling, I was still selling food items such as fish, second hand clothing etc. to earn extra income in supporting my parent.
Excelling well in my secondary education, I gained admission into Accra Polytechnic, where I studied Higher National Diploma (HND) in Secretary Ship and Management studies. After my national service, I proceed to University of Cape Coast (UCC) where I studied for bachelor’s degree in management (Hons). After, my degree, due to lack of job, I ventured into poultry farming, where my own people were complaining that this is “no go zone for women”.
Currently, for the past five years now, I have 1500 layers and 1000 broilers with four permanent and three causal staffs.
My Business
My business plan is to expand my poultry farm and also employ additional hands.
Ghana is a peaceful nation, with a lot of hotels and restaurants, for which demand for poultry birds and egg is of high demand. Also, the demand for litters as a manure by farmers is also on high demand
My poultry farm business is now the only source of income for the family. I am able to supply crates of egg to the market women from Accra, Madina, Kaneshie, etc and also poultry birds to hotels and restaurants in these areas and many others.
During the public holidays, demand for poultry products are high, more also during the raining season where many people stay indoor for many hours, demand for egg tea, coffee and other beverages are high.
Hotels, companies, churches, individuals etc are demanding poultry birds for their clients, staffs, members etc as a gifts, and also to sale both live and dressed birds to restaurants is of high demand.
With the farming season not too far, farmers also would soon start looking for manure to fertilizer their farms.
Currently, I am expecting a very high demand for poultry products during the coming raining season ( around May-November). My interest in Zidisha loan is still as result of it's lower fees charge by the zidisha team.
I hope zidisha team would approve and disburse this loan to enable me increase the birds so as I can make good profit in order to repay the Zidisha loan, pay my staffs and provide for my household.
Loan Proposal
I need the loan to buy poultry feed and drugs for my poultry farm. Due to the Christmas festivities, I bought more birds to meet the demand of my customers within the Christmas festivity. With this I have been able to increase the number of staffs in the farm, therefore creating jobs for the teeming jobless youth in my area. This can also help reduce social vices such arm robbery due to lack of job.
With the Christmas festivities there would be high demand of poultry products; this would make it possible that, I can increase my profits margin to at least 40 percent. This also means that I can one day buy my own land to expand my poultry farm business where I will employ more people, hence reducing unemployment in my area.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$119.00
Date disbursed
Dec 5, 2016
Repayment status
On Time
Projected term
5 months
Other loans
Lenders
United States
United Kingdom
Germany
Australia
Mexico
United Kingdom
Portugal
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Summary
Amount repaid
$112.21
Amount remaining
$0.00
Date repaid
May 29, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 16, 2016 | $7.22 | Dec 9, 2016 | $7.22 |
| Dec 23, 2016 | $7.22 | Dec 16, 2016 | $7.22 |
| Dec 30, 2016 | $7.22 | Dec 26, 2016 | $7.22 |
| Jan 6, 2017 | $7.22 | Jan 2, 2017 | $7.22 |
| Jan 13, 2017 | $7.22 | Jan 2, 2017 | $7.22 |
| Jan 20, 2017 | $7.22 | Jan 13, 2017 | $7.22 |
| Jan 27, 2017 | $7.22 | Jan 21, 2017 | $7.22 |
| Feb 3, 2017 | $7.22 | Jan 27, 2017 | $7.22 |
| Feb 10, 2017 | $7.22 | Feb 8, 2017 | $7.22 |
| Feb 17, 2017 | $7.22 | Feb 12, 2017 | $7.22 |
| Feb 24, 2017 | $7.22 | Feb 28, 2017 | $7.22 |
| Mar 3, 2017 | $7.22 | Feb 28, 2017 | $7.22 |
| Mar 10, 2017 | $0.00 | ||
| Mar 17, 2017 | $0.00 | ||
| Mar 24, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| Mar 31, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| Apr 7, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| Apr 14, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| Apr 21, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| Apr 28, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| May 5, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| May 12, 2017 | $2.41 | Apr 4, 2017 | $2.41 |
| May 19, 2017 | $2.41 | May 19, 2017 | $2.41 |
| May 26, 2017 | $2.41 | May 29, 2017 | $2.41 |
| Jun 2, 2017 | $1.44 | May 29, 2017 | $1.44 |
J Dec 2, 2018
J Apr 14, 2018
Linda Apr 16, 2018
Margaret May 29, 2017
Linda Apr 16, 2018
Dean Suminski May 29, 2017
Linda Apr 16, 2018
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