Purchase two more milk cows to boost my milk production

Ruth

Gilgil, Kenya

100% repaid

Entrepreneur

Name

Ruth

Member since

May 2013

On-time repayments

233 installments  •  64%

About Me

My name is Ruth Nduku Thiongo. I was born on August 24th 1980 at Lare in Njoro Nakuru county. I attended Subuku Primary School and later St. Martins Secondary School for my O levels. After school I joined Njoro Home Craft for a course in basic of agriculture. I was employed by a large scale farmer in Elburgon which is far from my home for 6 years. It is in this farm that I was able to very much advance my farming skills. In 2010 I went back to my parents home who had relocated to Gema farm in the out skirts of gilgil town and started commercial farming and in 2 years down the line I was able to purchase a piece of land where I do the same to date. I look forward to be a zidisha member.

My Business

My business is basically farming at my farm in Gema scheme in gilgil town. I grow green vegetables, kales, cabbages, potatoes, onions, tomatoes and more recently I am growing asparagus and mushrooms which is become more popular among many communities in Kenya. I started commercial farming after I realized there was a great demand for these produce in all urban areas where no food is grown. I also carry out dairy farming. I have 8 milk cows which gives me between 20 and 28 liters of milk daily. I sell my produce at farm gate prices to retailers who came to correct from as far as Nairobi. For the milk it is collected every morning by Brookside dairies were I am paid at end month. The income I get from the farm is substantially good because I am able to educate my son and support my aging parents. I have also been able to build a house where I live in. The only challenge I face is luck of a proper cooler to preserve all my produce from going into waste during hot seasons. With zidisha platform I will be able to overcome these challenges.

Loan Proposal

Thank you all my lenders for your continued support your previous loans have been very helpful to the sustenance my farming business. for this loan i am planing to purchase two more daily cattle to boost my milk production.If I purchase two more dairy cows, I will get 15 more gallons of milk everyday. This will increase my revenue by USD 18 per day, this translates to / Ksh 11200 a week and thus increase my profits by 25%. i will also purchase seeds and fertilizer for plating in this long rainy season which start in April, I am planning to plant 5 acres of both Maize and beans, this will give a better harvest which i project to give me USD1800 at the end of six moths. i urge you all to support me in this endevour by contributing towards filling my bids. i also take this earliest opportunity to wish a happy and blessed Easter.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$424.00

Date disbursed

Apr 8, 2015

Repayment status

On Time

Projected term

16 months

Lenders

rebecca

Chapin SC, United States

N

nani

austin, United States

J

jobo

Darmstadt, Germany

smonroe

Stanford, United States

Dianne

Maryville, United States

tjm212003

Montreal, Canada

Q

Quomar

Żmigród, Poland

valentin

Stockholm, Sweden

Ishaque

New Jersey, United States

J

jgpryor

Williamsport, PA, United States

investor

Candiac, Canada

AdamP

Sunnyvale, United States

Umair Mahmood

Raleigh, United States

Dipsius

London, United Kingdom

P

patfigel

Wien, Austria

A

andyfletcher

I want my "My loans" page back, Qatar

Johnny

shanghai, China

AndreaBravi

London, UK, Canada

I

Interfree

Dubai, United Arab Emirates

F

faical

Cologne, Germany

mike123riley

Palo Alto, United States

D

danielske

Branford, United States

Pere

Barcelona, Spain

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

G

guenter

Bremen, Germany

T

ToddK

Indianapolis, IN, USA, United States

A

ashtanga99

Newport, United States

Kysera

Crawfordsville, United States

T

thejacobnorton

Jubail, Saudi Arabia

C

chrisn

Egg, Switzerland

JimVandegriff

Trinidad, California, United States

S

SelvaMarcus

Green Cove Springs, United States

S

SeanWolfPack

Raleigh, United States

athomas

Chevy Chase, United States

J

Jeb33red

Bourne end, United Kingdom

amovida

Central valley, ny, United States

Cloudways

Malta, Malta

P

penguin3694

Chicago, United States

Jouni

Finland

pentatonicscale

Niiza-shi, Japan

M

mmcclu111

San Francisco, United States

T

tanio

Darmstadt, Germany

ads68

Melbourne, Australia

D

DThirteen

Miami, United States

B

bitofrits

New York City, United States

O

Oscart

Edmonton, Canada

Bruno

São Paulo, Brazil

A

Arinelle

Toulouse, France

Eduard

Dnepr, Ukraine

E

Erenthydal

Raanana, Israel

A

Adam3333

Hague, Netherlands

sarna

Toronto, Canada

M

memorissima

milano, Italy

fairspirit

Utrecht, Netherlands

bycyt

Whitefish, United States

L

LindsayB

Sydney, Australia

mithril

Prague, Czech Republic

Tom44

Vancouver, Canada

neocodesoftware

vancouver, Canada

isabelv

Barcelona, Spain, Sweden

Nadja

Weissach, Germany

greensheep

Jakarta, Indonesia

iamdaimo

London, United Kingdom

gseletko

South Perth, Australia

mojobob

Hayward, United States

Z

ZandC

Sacramento, United States

GuillaumeTeissier

Montréal, Canada

dmirpuri

Bangkok, Thailand

H

harrymore

Townsville, Australia

J

jfragisk

Toronto, Canada

C

curtains4u

North Kansas City, United States

Z

zidishan

Trifouillis, France

E

E

Marin county, United States

R

ricka736

Wellington, New Zealand

Walterlo

West Hollywood, United States

B

BobHope

United States

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

D

drorm

United States

G

geoff

United States

X

xavier

Toronto, Canada

S

spivurno

United States

S

science4sail

United States

T

tommychheng

san francisco, United States

Paul Buchheit

Mountain View, United States

S

simonista

United States

J

Jmatasovsky

United States

M

Michi

Switzerland

Pankratio

EastVan, Canada

K

Karpet

Faroe Islands

Brooklyn

Brooklyn, United States

Anu

India

joshuacollinson

Vienna, Austria

J

jbhernan

United States

M

mjgoldsmith

United States

mepster

San Francisco, Ca, United States

GMc50

Australia

TyWee

Manila, Philippines

W

wesbh89

United States

S

SaraNT

United States

I

idris

United States

A

AlexH

United Kingdom

SV

sven vdk

Twickenham, United Kingdom

M

M.Umar

Pakistan

J

JeremyR

United States

R

Ruj-ura

Thailand

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

C

cooltaj

Alexander, United States

BM

Brian Mickel

United States

Dave Bogard

New York, United States

N

Niels

Berlin, Germany

AL

Amy Luo

United States

Robert

Sweden

HC

Howard Cheng

New York City, United States

S

Staf

Humbeek, Belgium

MW

Matt Willis

United States

jtreyes

United States

NH

N Holt

United States

Ask Ruth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ruth    Aug 17, 2016

    Thank you so much my lenders for accepting to fund my bids in time. for this loan i will pay a deposit of US$ 450 to acquire a brand new milking machine. this will help me in my milking my cows something i have always done manually. this will improve the quality of milk in terms of hygiene for it will no longer contain residues of milking jelly. the remaining US$120 i will buy stock of fodder to feed to my cows when milking them. sincerely this will help me a lot in business where i project to do better this second half of the year. May our almighty God fill your Hearts with love and more blessings. Thank you.

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  • Ruth    Aug 14, 2016

    I would like to thank you all my lenders from all comers of this world from USA, Canada, great Britain, Ukraine ,turkey etc to mention but a few. You are so dear to me. Your continued support has risen me from rugs to whom I am today. The money you lend me has made me a proud owner of various investments that are viable all the time, with my previous loans I was able to purchase two more milk cattle’s to boost my milk production I bought one aryshire and one Guernsey increasing the same into twelve in number so far. These kinds of breads are doing very good by yielding 32 liters of milk daily this gives USD 17 very day. These make me to afford fodder and any other over head cost of running the business. I thank you and urge you to continue lending to realize my life time dreams, may God bless you.

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  • Ruth    Apr 2, 2015

    I take this opportunity to call upon all lenders to came and fund my bids. it is only 5 days left before the expiry of my loan application. by filling my bids before then, will be very helpful to my farming business as this will help me to purchase seeds and fertilizer to plant in time as the long rains season have started. this is usually the planting season here in Kenya. i also take this opportunity to wish all of you a happy blessed Easter. Thank you.

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  • Ruth    Apr 1, 2015

    Thanks to you all my lenders, it is only 7 days left to expire of my loan application, i urge you all to support me in this effort to realize my dreams. the long rains have started here in Kenya and i need to purchase seed and fertilizer to plant in time, for the milk cows, i have already prepared the shade to keep them, i look forward for your generous contribution towards filling my bids.

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  • Ruth    Mar 25, 2015

    Thanks to all my lenders, i have just completed paying my loan. the loan was so helpful to me in sustaining and expanding my business, i was able to increase the acreage of which i grow my vegetables for sale. i was also able to purchase two more daily cattle to boost my milk production which has become more popular among my customers. My the deep freezer is also doing me good by helping to preserve and freshening the milk to my customers satisfaction. all these would not have been possible without your generous lending hand. God bless and happy Easter.

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  • Alexandra    Feb 19, 2014

    Ruth, Thank you for your recent payment. You are paying your loan back well ahead of schedule. Your new cows must be producing lots of milk! What vegetables are you currently growing?

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  • Ruth    Aug 28, 2013

    Thanks to you all my dear lenders for accepting to fill my bids once again. i will purchase two more milking cows to increase my production in milk this will lift my profits threefold which will help me pay back my loan on time while maintaining a steady growth in my commercial farming business. May our almighty God bless you all.

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  • Ruth    May 6, 2013

    Dear lenders i am greatly impressed to join zidisha thanks to the entire team for initiating such a wonderful platform. i now have a chance to grow and expand my commercial farming business. i will buy hybrid seeds to grow maize. beans. potatoes. cabbages etc i will also increase the number of mushrooms and asparagus which is becoming more popular among the local community. this will definitely attract more business hence increase my profits for a better returns. the profit s i will, i will use to pay back my loan and also as a rollover investment in the same field to improve my livelihood. I wish every one of you Gods speed,favor and do well in all you daily endeavors.Thanks a million times.

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