Purchase two more milk cows to boost my milk production
Ruth
Gilgil, Kenya
100% repaid
Entrepreneur
Name
Ruth
Member since
May 2013
On-time repayments
233 installments • 64%
About Me
My name is Ruth Nduku Thiongo. I was born on August 24th 1980 at Lare in Njoro Nakuru county. I attended Subuku Primary School and later St. Martins Secondary School for my O levels. After school I joined Njoro Home Craft for a course in basic of agriculture. I was employed by a large scale farmer in Elburgon which is far from my home for 6 years. It is in this farm that I was able to very much advance my farming skills. In 2010 I went back to my parents home who had relocated to Gema farm in the out skirts of gilgil town and started commercial farming and in 2 years down the line I was able to purchase a piece of land where I do the same to date. I look forward to be a zidisha member.
My Business
My business is basically farming at my farm in Gema scheme in gilgil town. I grow green vegetables, kales, cabbages, potatoes, onions, tomatoes and more recently I am growing asparagus and mushrooms which is become more popular among many communities in Kenya. I started commercial farming after I realized there was a great demand for these produce in all urban areas where no food is grown. I also carry out dairy farming. I have 8 milk cows which gives me between 20 and 28 liters of milk daily. I sell my produce at farm gate prices to retailers who came to correct from as far as Nairobi. For the milk it is collected every morning by Brookside dairies were I am paid at end month. The income I get from the farm is substantially good because I am able to educate my son and support my aging parents. I have also been able to build a house where I live in. The only challenge I face is luck of a proper cooler to preserve all my produce from going into waste during hot seasons. With zidisha platform I will be able to overcome these challenges.
Loan Proposal
Thank you all my lenders for your continued support your previous loans have been very helpful to the sustenance my farming business. for this loan i am planing to purchase two more daily cattle to boost my milk production.If I purchase two more dairy cows, I will get 15 more gallons of milk everyday. This will increase my revenue by USD 18 per day, this translates to / Ksh 11200 a week and thus increase my profits by 25%. i will also purchase seeds and fertilizer for plating in this long rainy season which start in April, I am planning to plant 5 acres of both Maize and beans, this will give a better harvest which i project to give me USD1800 at the end of six moths. i urge you all to support me in this endevour by contributing towards filling my bids. i also take this earliest opportunity to wish a happy and blessed Easter.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$424.00
Date disbursed
Apr 8, 2015
Repayment status
On Time
Projected term
16 months
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Summary
Amount repaid
$447.57
Amount remaining
$0.00
Date repaid
Aug 13, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 19, 2015 | $6.48 | May 4, 2015 | $6.48 |
| Apr 26, 2015 | $6.48 | May 4, 2015 | $6.48 |
| May 3, 2015 | $6.48 | May 4, 2015 | $6.48 |
| May 10, 2015 | $6.48 | May 4, 2015 | $0.01 |
| May 11, 2015 | $6.47 | ||
| May 17, 2015 | $6.48 | May 11, 2015 | $0.01 |
| May 18, 2015 | $6.47 | ||
| May 24, 2015 | $6.48 | May 18, 2015 | $0.03 |
| May 24, 2015 | $6.44 | ||
| May 31, 2015 | $6.48 | May 24, 2015 | $0.22 |
| Jun 1, 2015 | $6.26 | ||
| Jun 7, 2015 | $6.48 | Jun 1, 2015 | $0.41 |
| Jun 8, 2015 | $6.07 | ||
| Jun 14, 2015 | $6.48 | Jun 8, 2015 | $0.60 |
| Jun 15, 2015 | $5.88 | ||
| Jun 21, 2015 | $6.48 | Jun 15, 2015 | $0.79 |
| Jun 21, 2015 | $5.69 | ||
| Jun 28, 2015 | $6.48 | Jun 21, 2015 | $0.98 |
| Jun 29, 2015 | $5.50 | ||
| Jul 5, 2015 | $6.48 | Jun 29, 2015 | $1.17 |
| Jul 6, 2015 | $5.31 | ||
| Jul 12, 2015 | $6.48 | Jul 6, 2015 | $1.36 |
| Jul 13, 2015 | $5.12 | ||
| Jul 19, 2015 | $6.48 | Jul 13, 2015 | $1.54 |
| Jul 20, 2015 | $4.93 | ||
| Jul 26, 2015 | $6.48 | Jul 20, 2015 | $1.73 |
| Jul 27, 2015 | $4.74 | ||
| Aug 2, 2015 | $6.48 | Jul 27, 2015 | $1.92 |
| Aug 3, 2015 | $4.56 | ||
| Aug 9, 2015 | $6.48 | Aug 3, 2015 | $2.11 |
| Aug 11, 2015 | $4.37 | ||
| Aug 16, 2015 | $6.48 | Aug 11, 2015 | $2.30 |
| Aug 17, 2015 | $4.18 | ||
| Aug 23, 2015 | $6.48 | Aug 17, 2015 | $0.27 |
| Aug 25, 2015 | $6.21 | ||
| Aug 30, 2015 | $6.48 | Aug 25, 2015 | $0.46 |
| Sep 1, 2015 | $6.02 | ||
| Sep 6, 2015 | $6.48 | Sep 1, 2015 | $0.64 |
| Sep 8, 2015 | $5.83 | ||
| Sep 13, 2015 | $6.48 | Sep 8, 2015 | $0.83 |
| Sep 15, 2015 | $5.64 | ||
| Sep 20, 2015 | $6.48 | Sep 15, 2015 | $1.02 |
| Sep 21, 2015 | $5.46 | ||
| Sep 27, 2015 | $6.48 | Sep 21, 2015 | $1.21 |
| Sep 28, 2015 | $5.27 | ||
| Oct 4, 2015 | $6.48 | Sep 28, 2015 | $1.40 |
| Oct 4, 2015 | $5.08 | ||
| Oct 11, 2015 | $6.48 | Oct 4, 2015 | $1.59 |
| Oct 12, 2015 | $4.89 | ||
| Oct 18, 2015 | $6.48 | Oct 12, 2015 | $1.78 |
| Oct 20, 2015 | $4.70 | ||
| Oct 25, 2015 | $6.48 | Oct 20, 2015 | $1.97 |
| Oct 27, 2015 | $4.51 | ||
| Nov 1, 2015 | $6.48 | Oct 27, 2015 | $2.16 |
| Nov 3, 2015 | $4.32 | ||
| Nov 8, 2015 | $6.48 | Nov 3, 2015 | $1.23 |
| Nov 10, 2015 | $5.24 | ||
| Nov 15, 2015 | $6.48 | Nov 10, 2015 | $1.42 |
| Nov 17, 2015 | $5.06 | ||
| Nov 22, 2015 | $6.48 | Nov 17, 2015 | $1.61 |
| Nov 25, 2015 | $4.87 | ||
| Nov 29, 2015 | $6.48 | Nov 25, 2015 | $1.80 |
| Dec 1, 2015 | $4.68 | ||
| Dec 6, 2015 | $6.48 | Dec 1, 2015 | $1.99 |
| Dec 8, 2015 | $4.49 | ||
| Dec 13, 2015 | $6.48 | Dec 8, 2015 | $2.18 |
| Dec 15, 2015 | $4.30 | ||
| Dec 20, 2015 | $6.48 | Dec 15, 2015 | $2.37 |
| Dec 22, 2015 | $4.11 | ||
| Dec 27, 2015 | $6.48 | Dec 22, 2015 | $2.56 |
| Dec 30, 2015 | $3.92 | ||
| Jan 3, 2016 | $6.48 | Dec 30, 2015 | $2.74 |
| Jan 3, 2016 | $3.73 | ||
| Jan 10, 2016 | $6.48 | Jan 12, 2016 | $6.48 |
| Jan 17, 2016 | $6.48 | Jan 12, 2016 | $0.19 |
| Jan 18, 2016 | $6.29 | ||
| Jan 24, 2016 | $6.48 | Feb 3, 2016 | $6.48 |
| Jan 31, 2016 | $6.48 | Feb 3, 2016 | $4.63 |
| Feb 11, 2016 | $1.84 | ||
| Feb 7, 2016 | $6.48 | Feb 11, 2016 | $4.82 |
| Feb 15, 2016 | $1.66 | ||
| Feb 14, 2016 | $6.48 | Feb 15, 2016 | $5.01 |
| Mar 1, 2016 | $1.47 | ||
| Feb 21, 2016 | $6.48 | Mar 1, 2016 | $6.48 |
| Feb 28, 2016 | $6.48 | Mar 1, 2016 | $3.17 |
| Mar 15, 2016 | $3.31 | ||
| Mar 6, 2016 | $6.48 | Mar 15, 2016 | $6.48 |
| Mar 13, 2016 | $6.48 | Mar 15, 2016 | $1.32 |
| Mar 22, 2016 | $5.16 | ||
| Mar 20, 2016 | $6.48 | Mar 22, 2016 | $1.51 |
| Mar 30, 2016 | $4.97 | ||
| Mar 27, 2016 | $6.48 | Mar 30, 2016 | $1.70 |
| Apr 12, 2016 | $4.78 | ||
| Apr 3, 2016 | $6.48 | Apr 12, 2016 | $6.33 |
| Apr 18, 2016 | $0.14 | ||
| Apr 10, 2016 | $6.48 | Apr 18, 2016 | $6.48 |
| Apr 17, 2016 | $6.48 | Apr 18, 2016 | $6.48 |
| Apr 24, 2016 | $6.48 | Apr 18, 2016 | $0.23 |
| Apr 26, 2016 | $5.56 | ||
| May 11, 2016 | $0.69 | ||
| May 1, 2016 | $6.48 | May 11, 2016 | $6.48 |
| May 8, 2016 | $6.48 | May 11, 2016 | $6.48 |
| May 15, 2016 | $6.48 | May 11, 2016 | $6.48 |
| May 22, 2016 | $6.48 | May 11, 2016 | $2.10 |
| May 18, 2016 | $4.38 | ||
| May 29, 2016 | $6.48 | May 18, 2016 | $5.23 |
| May 25, 2016 | $1.24 | ||
| Jun 5, 2016 | $6.48 | May 25, 2016 | $6.48 |
| Jun 12, 2016 | $6.48 | May 25, 2016 | $3.39 |
| Jun 15, 2016 | $3.09 | ||
| Jun 19, 2016 | $6.48 | Jun 15, 2016 | $6.48 |
| Jun 26, 2016 | $6.48 | Jun 15, 2016 | $1.54 |
| Jul 10, 2016 | $4.93 | ||
| Jul 3, 2016 | $6.48 | Jul 10, 2016 | $6.18 |
| Jul 24, 2016 | $0.30 | ||
| Jul 10, 2016 | $6.48 | Jul 24, 2016 | $6.48 |
| Jul 17, 2016 | $6.48 | Jul 24, 2016 | $4.33 |
| Aug 5, 2016 | $2.14 | ||
| Jul 24, 2016 | $6.48 | Aug 5, 2016 | $6.48 |
| Jul 31, 2016 | $6.48 | Aug 5, 2016 | $2.49 |
| Aug 13, 2016 | $3.99 | ||
| Aug 7, 2016 | $7.08 | Aug 13, 2016 | $7.08 |
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