74 installments • 26%
My names are Oscar Rianga Omonso,being born in the 14/02/1984 in Kisii , Trans-Nzoia District,Kaplamai Division,Sinyerere Location.I joined Primary School Education in 1991 and completed in 1998 and got my Primary School Certificate.In the following year 1999 I joined Chavakali Boys Secondary School and I was able to complete the Secondary School Education in 2002.After the result s were out in 2003 i was to wait for about one year at home without going to college.in 2004 i joined Nairobi Institute of Business Studies where I took a course in Business Management,completing in August 2006.I moved to Ol-kalao Town in 2008 where I got a job in Onestop Hotel in Ol-kalao town as an Assistant Supervisor.I worked for three years and quited the job in 2010 and bought one motorcycle to start up my own business.I got married in 2011 to my beloved wife Trizah,we are blessed with one kid and expecting another one by September this Year 2014.
I am an entrepreneur and I am operating transport business by motorcycle commonly known as bodaboda,after buying my motorcycle with the savings from my previous job,I joined the world of business cycle.
I immediately printed business cards bearing my names,where to be found and the telephone number.This method made me to be popular to so many people around this place and the visitors who came,to visit their friends and family members who reside at this place.
I went further to offer private transportation to my customers such as taking their children to school and picking them in the evening after school time.
This business is so convenient especially here in Ol-kalao.The demand for motorcycle transportation is so high as people around here dwell so much in farming and small businesses, and by this they use motorcycle to deliver their farm produce to the market place at convenient timeline,as compaired to the Nissans,Taxis and Minibuses.
The motorcycle is a bit cheaper as the prices are lower .My customers prefer me/my business so much because I do transport them with a lot of cautious so that we arrive safely and win their confidence through out our journey.I pimped up my motorcycle by installing a radio system to entertain my customers during our ride to their destination.
This business is so profitable because the revenue/money I make on average is Ksh.3000 per day,which translates to Ksh 21000 per month,out of this money I pay for House rent Ksh 4000 Water & Electricity Ksh 4100,Security &Garbage collection Ksh 970 on which after all deductions am left with Ksh 11930 as my profit .
For the loan that Zidisha Team is going to offer to my business and me i am going to Top-up to my savings and buy another motorcycle and employ a young man to operate it, along with me and enable him earn a living and also increase my income to be able to give my family a little decent life and also I will increase my savings so that in the near future with Zidisha on board I will be able to buy more motorcycle and create employment among our youths so that they become financially stable,it is my humble request that my application will be considered,Thank you all.
Hey to you all Lenders and the Zidisha Team at large ,i am humbly and delighted to once again to apply for my second loan to improve my business,for this loan that i am going to get for my business i am going to direct it to the service of my older motorcycle as the wheel and the engine need to be replaced and serviced.The rear wheel needs to be replaced as a whole from the ream ,tyre and tube ,also the engine needs to be serviced and some parts are supposed to be replaced after all this is done my motorcycle is going to be in good condition to continue with the investment ,although it has not stalled it is still in the business,Thank You as i welcome lenders to bid for my account.Welcome.
May 30, 2014