Laptop for freelancing work

Josiah Cheruiyot

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Josiah Cheruiyot

Location

Nairobi, Kenya

On-time repayments

73 weekly installments  •  75%

About Me

Hi Lenders,

Josiah here, born and bred in a small Town in the North of Kenya. I'm the last born in a family of five. I come from a humble background and that inspired me to strive and achieve bigger and better things in life. Being a serial entrepreneur, I started off my first business at the age of 14, it was a farm produce delivery business that was facilitated using my Dad's bicycle. Though the business was quite profitable it affected my studies and had to quit and focus on my studies.

After high school, I developed an interest in online work and used to do freelance data entry and writing work for a friend who had a freelance account with Upwork. After trying different freelance jobs I found my sweet spot with writing. Over the past 4-years I've been exclusively offering my services in Content Mills platforms such as iWriter and more recently on Fiverr and Upwork.

My Business

My freelance work has been producing sufficient income for myself and my family BUT my objective has always been creating employment for my peers. MY GOAL is to establish an INDEPENDENT CONTENT CREATION AGENCY and offer employment opportunities for my fellow peers.

My PURPOSE for the loan is to help set up the necessary system I'll need to make my dream a reality; such as website, creating a training module and registering the business. This financing will go a long way in helping me realize a lifelong dream of empowering fellow youth to embrace self-employment through freelance work.

Project Proposal

I'm interested in BUYING a new laptop that will help me do my work as a freelance writer.

My current laptop is OLD and prone to breakages from time to time.

Feedback

None

None

None

Project Info

Project Type

Pay It Forward

Disbursed amount

$67.64

Date disbursed

Jul 22, 2021

Cost to entrepreneur

Service fee: $3.38

Backers

M

Mårten

Inden, Switzerland

Uwumborgah Wisdom

Atebubu, Ghana

Ask Josiah a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Josiah Cheruiyot    Nov 8, 2021

    For the next 5 installments.

    Log in to reply • Share
  • Josiah Cheruiyot    Oct 18, 2021

    Thanks all for funding my project. Your funding will go a long way in helping me propel my freelancing agency to greater heights. I'll keep you updated every step of the way and make the repayments on time.

    Log in to reply • Share
  • Josiah Cheruiyot    Oct 3, 2021

    I intend to use this loan to expand my freelance writing team by adding one more member.

    Log in to reply • Share
  • Josiah Cheruiyot    Sep 12, 2021

    ..

    Log in to reply • Share
  • Josiah Cheruiyot    Aug 22, 2021

    Just for the next TWO installments!

    Log in to reply • Share
  • Josiah Cheruiyot    Aug 15, 2021

    Just for the next 5 installments!

    Log in to reply • Share
  • Josiah Cheruiyot    Aug 10, 2021

    Just came across some EXTRA cash

    Log in to reply • Share
  • Josiah Cheruiyot    Aug 3, 2021

    My freelance business has suffered a slow period hence the need to readjust the repayment amount to match the current circumstances. Thanks for your understanding.

    Log in to reply • Share
  • Josiah Cheruiyot    Jul 21, 2021

    Hey Uwumborgah & Marten,

    Thanks for funding my project. I'll keep you UPDATED on my progress and START REPAYMENT once the weekly amounts are due.

    Much gratitude,
    -Josiah!

    Log in to reply • Share
  • Josiah Cheruiyot    Feb 19, 2019

    I wish to repay all of my outstanding loan

    Log in to reply • Share
  • Josiah Cheruiyot    Feb 17, 2019

    Cash flow issues

    Log in to reply • Share
  • Josiah Cheruiyot    Dec 21, 2018

    .

    Log in to reply • Share
  • Mary Kazungu    Nov 16, 2018

    Hello Josiah, how you doing today? i applied for my eighth loan of USD 1240. I was expecting 998 after 186 credit risk and 62 service fee. but i received 700 yesterday afternoon. Can you please help me out know how is this all about? Thank you in advance. You can call me on 0724101626

    Log in to reply • Share
    • Josiah Cheruiyot    Nov 16, 2018

      Hi Mary, I'm really sorry that you had this experience with your eighth loan.

      However, I've checked your profile and the status of your loan and it clearly reflects what the expected amount was $1240 - I've done some quick calculations and actually found that your total deductions was supposed to be $186 (10%*1240+5%*1240) and your expected disbursement amount was to be $1054 ($1240-$186). Looking at the numbers there is certainly an issue that needs to be looked at.

      My advice to you would be to:

      1. Contact Zidisha Support Staff through the Support Ticket/Help page on your profile

      2. Post your message on the Forum (Borrower's Questions)

      3. Call your Volunteer Mentor and have him take up the issue.

      All the very best Mary, am hoping for a speedy resolution to your issue.

      Log in to reply • Share
  • Josiah Cheruiyot    Oct 25, 2018

    I'm catering for some emergency.

    Log in to reply • Share
  • Josiah Cheruiyot    Sep 19, 2018

    Hi Lenders,

    I'm reducing my repayment amount ONLY for the next FIVE or so INSTALMENTS due to unavoidable circumstances. I will revert back to the previous amount once I navigate through my current situation. Much thanks for your understanding and continued support.

    Log in to reply • Share
  • Josiah Cheruiyot    Apr 20, 2018

    Hi Lenders,

    Business is back on track. Thanks for your patience and understanding.

    Log in to reply • Share
  • Josiah Cheruiyot    Feb 12, 2018

    I'm really SORRY for the repayments that have gone past the due date. This was due to some unforeseen occurrences that I hadn't adequately planned for nor anticipated. However, I've adjusted my repayment amount to a more manageable figure and I believe that with that change I'll be able to clear the pending balance as required.

    Thanks for your continued support.

    Log in to reply • Share
  • Josiah Cheruiyot    Feb 9, 2018

    My Business has suffered losses over the past few months!

    Log in to reply • Share
  • Josiah Cheruiyot    Jan 7, 2018

    I would like to REDUCE my WEEKLY INSTALLMENT amount due to some unforeseen occurrences that are beyond my control. With the REDUCED AMOUNT I'll be able to repay without struggling much. Thank you for your understanding.

    Log in to reply • Share
  • Josiah Cheruiyot    Dec 15, 2017

    Thank you ALL for FINANCING MY loan I will periodically update you on my progress.

    Log in to reply • Share


Loading...

Loading...

Loading...