Topa Farms

Andrews

Kumasi, Ghana

100% repaid

Entrepreneur

Name

Andrews

Member since

August 2016

On-time repayments

105 installments  •  19%

About Me

Poverty is one of the major problem facing people in Africa though we have enough lands to cultivate in order to improve our live conditions. But currently, it is very difficult to secure funding for farming and that is not helping the youth like myself who love farming and will like to make it a business to create jobs for themselves and others. I was very lucky to have inherited from my late dad a cocoa farm which i want to improve on it. I believe with the help of Zidisha loan scheme, i will be able to expand my business so as to employ a lot of people and also inter into other areas of farming as i desire to do. This way i will not only help to solve unemployment issue facing my country but i will also contribute to the export commodities which can help our economy as a country.

My Business

Basically, am a farmer and am into cocoa farming. It is family legacy which i inherited and i intend to expand it by adding animal farming and also other areas of crops production. I enjoy doing this business because it is a good source of income and i do not have to worry about payment from any one which might delay. Every year, am able to get not less than 100 bags from my farm and i want to improve it by expanding it to the lands i have but yet to be cultivated. I believe if am able to do so, i can increase the bags i get a year to 200 or even more which has always been my dream. I also was want to enter into cassava farming which i have enough land to do that. I have started breeding grass cutter and snail to start animal farming this year. It is very lucrative farming business and i love to get involve. Currently, i want to expand my business and add value to my products before selling to the market. I want to package my products very nicely to attract more customers and my next loan will be used for that purpose.

Loan Proposal

I want to spray my farm against pests. I have been facing attack by pests and i want to make sure i don't lose my investment. Due to that i have decided to spray the whole farm to enable me deal with the problem. The chemical i want to use will cost me about $140. I will pay four workers to assist me do the spraying and the remaining amount will be used to pay for their services to me. This loan will help me as i said to fight the battle of pest in my flourishing farm. Am very possible that if am able to solve this problem i will harvest addition five bags to what i harvested last year and that will mean a lot to me and my family. Thank you.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$180.00

Date disbursed

Jan 24, 2017

Repayment status

On Time

Projected term

3 months

Lenders

cyrus0302

San Francisco, United States

P

proby24

Singapore, Singapore

A

alkemyst

Geneve, Switzerland

A

AndrewC

London, United Kingdom

JonB

London, United Kingdom

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

I

idris

United States

C

Crainster

Chapel Hill, United States

PG

Paul Graham

United States

John Minges

United States

A

Andrei

United States

Christopher Hey

Sudbury, Canada

SB

Sue Bucholz

Sacramento, United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

R

Ralf

Germany

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Andrews a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Andrews    Oct 31, 2018

    I want to finish paying my loan early

    Log in to reply • Share
  • Nathaniel    Dec 4, 2017

    i have been trying to contact him but it is going through

    Log in to reply • Share
  • Rebecca    Nov 6, 2017

    Please i was able to reach Idun Andrews and he explained to me that he has been trying to reduce his repayment amount but was not able to do so due to lack of internet access at his present location.

    Log in to reply • Share
  • Rebecca    Oct 4, 2017

    Dear Lenders,
    I was able to reach Andrews Idun and he explained to me that due to the fact that he lost his job, he could not pay the loan but promised to adjust his repayment amount so that he can pay back the loan gradually.

    Log in to reply • Share
  • Nathaniel    Sep 13, 2017

    Am finding it difficult to reach Idun Andrewd

    Log in to reply • Share
  • Rebecca    Aug 8, 2017

    Dear Lenders,
    I was not able to reach Andrews but I was able to speak to some family members who promised to talk to him.
    Thank you.

    Log in to reply • Share
  • Nathaniel    Aug 5, 2017

    his phone is stollen

    Log in to reply • Share
  • Rebecca    Jun 12, 2017

    Hello Andrews, Hope all is well. The last time we spoke, you said you were making arrangements to start repaying the loan. I have called a couple of times again but couldn't reach you. Please do well to start repayment or if you wish, adjust the installment amount to an amount you can easily afford.
    Thank you.

    Log in to reply • Share
  • Rebecca    Jun 12, 2017

    Hello Andrews, Hope all is well. The last time we spoke, you said you were making arrangements to start repaying the loan. I have called a couple of times again but couldn't reach you. Please do well to start repayment or if you wish, adjust the installment amount to an amount you can easily afford.
    Thank you.

    Log in to reply • Share
  • Andrews    May 13, 2017

    This loan will be used to purchase materials for the packaging of my snails and mushroom products for the market. This will make it eazily for my customers to identify my products in the market. And that will increase my sales. Am planing of exporting some of my products and the loans will be used to make that idea possible. But for now, this loan is going to help me design my brand and logo for the market. I want to take this opportunity to thank my lenders since they have made it easy for me to realize my dream and now me and my family are very grateful for the life improvement we have.

    Log in to reply • Share
  • Andrews    Mar 26, 2017

    Am very grateful to all who helped to fund my loan. Am also sorry for not updating my lenders on the progress of my farming project together with the delay in payment of my loan. It was due little challenge i was facing but am very happy that now every thing is okay. The loan was used to purchase the chemical for the spraying of the farm and also the workers were paid for the job. Now, work is perfect and business is moving on better than before.

    Log in to reply • Share
  • Andrews    Jan 14, 2017

    I will first of all thank all my lenders for their support. I am going to buy chemical to spray my farm to avoid pest that are affecting my farm. This loan is going to help me solve my problem at the farm. Am very grateful to you all for your support.

    Log in to reply • Share
  • Andrews    Jan 7, 2017

    Am very grateful to Zidisha for helping me to grow my business. Now, am back in the game of business doing very well.

    Log in to reply • Share
  • Andrews    Aug 17, 2016

    Am very grateful to all my lenders for this wonderful gesture to me. I never thought this could be so soon am short of words. All i want to say is that i thank you guys very much. I use the loan to purchase materials to contract shelter for the snails i want to add to my farming business. This will help me to start my long awaited dream of expanding the family legacy in the farming business.

    Log in to reply • Share


Loading...

Loading...

Loading...