100 installments • 54%
My names are Albert Mutoya, I am a Zambia citizen born in the year 1991.
Growing up in a family of 4 and a single parent, finances were a challenge. I wanted to pursue a degree in IT but rather diverted to study a certificate in Insurance in 2013 because that would save me more money and time.
I, later on, decided to add loss adjuster claims to my resume which later in time was of great value to me as it helped me get employment.
I am currently working at a private insurance company as a corporate business assistant and planning my best to raise money for a brighter future.
I don't have a place of business at the moment this is on one of the future projects on my list. I am currently undertaking multiple businesses just so I can raise enough money to sustain my self and assist my family. My main business is poultry farming am selling Quail meat and eggs. Check this link https://www.facebook.com/Better-life-Farms-Quails-104625571371079/
I also sale phone accessories such as headphones. I also sale Talk time, electricity units and Television subscription via a mobile network authorized application called Kazang. Other business i have ventured into is selling of 5kg packaged Nakonde rice which is going at K100 each.
My future business plans are.
1. Opening business centre were I will have mobile money services, Zoona, kazang, Zanaco Express, phone accessories and FNB express.
2. Opening a Restaurant in one of the busy places in Lusaka.
3. I also want to venture into farming to help promote food security in my country.
4. My last and important future plan is something that will help me return to the community. (orphanage home for children, Youth empowerment and responding to disaster relief charities )
The reason I want to have so many business is to help in Jobs creation for the youths and also if one business fails I will have others that I will be getting income from.
The loan once acquired will assist me to boost my rice business because it will be easier for me to transport the packaged rice from the supply point to the desired customers... This in turn will help me gain customer loyalty and satisfaction and have a higher profit margin since goods will be delivered faster than I usually do on my feet.
Jul 11, 2019
Cost to entrepreneur
Service fee: $0.30
Credit risk payment: $1.36