Renovating my "tuktuk" taxi

Abdulkarim

Nakuru County, Kenya

100% repaid

Entrepreneur

Name

Abdulkarim

Member since

January 2014

On-time repayments

236 installments  •  71%

About Me

I am abdulkarim shaaban.i come from a humble family of 7 members.i am the second born.i reside in freehold estate in Nakuru county.i studied at Kabarak university located in Nakuru county.i attained second class honors in bachelor of commerce finance option.i have also studied certified public accounts and finished the whole course.i am now a certified accountant.i work as an accountant in transport logistics company in Mombasa county.my work entails recording expenses and income,filing returns to the Kenya revenue authority(KRA) and supervise other employees.from the 5years experience i have achieved in the transport business,i now plan to start my own with a small capital that God willing will achieve from this organisation.

My Business

My monthly salary from employment is ksh.40,000 which translate to almost $400 dollars per month.from the proceed i anticipate to get from the organization ,i intend to purchase a public service vehicle worth ksh.450,000 which translate to $4,500.the vehicle is commonly known in our country as tuktuk.it ferries commuters withing the town for some fee.If all goes well the tuktuk will be able to cover its expenses,be able to repay itself,and in the long run make enough profit to be able to purchase another one.some of the expenses that will arise from the operation of the tuktuk is salary for the driver,fuel,municipal license,insurance and mechanical repairs.the tuktuk will be able to generate a monthly income of ksh.30,000 and monthly cost of 10,000.I plan also to cheap part of my salary to boost the loan repayment to be able finish repaying in the earliest time possible.Looking forward for your consideration.

Loan Proposal

its has now been a year and a half since i purchased my tuktuk for public service transportation(PSV).They now require few modifications and improvements to increase their efficiency and mobility.such requirements includes purchase of;
1.new tyres
2.repainting of the body to make it more attractive to customers
3.customer seats modification to make them more comfortable to the passengers

and other few minorimprovement.I have never been let down by this organisation and hope to hear from you soon inorder to start the repairs.thank you all and God bless you.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$626.00

Date disbursed

Jan 23, 2017

Repayment status

On Time

Projected term

7 months

Lenders

R

redhoward

San Francisco, United States

J

Jason

New Jersey, United States

C

Christian

Saarbruecken, Germany

valentin

Stockholm, Sweden

investor

Candiac, Canada

torelizer

Reggio Emilia, Italy

BelleStarr

Albuquerque, United States

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

S

SueB1

Los Alamos, United States

AltruisticSelfishnes

Chicago, United States

S

shaynic

Glastonbury, CT, United Kingdom

D

drjofleming

UK, United Kingdom

DeanDropshot

Oslo, Norway

Straetman

Kaarst, Germany

ErikN

Stockholm, Sweden

F

Fiodal

Helsinki, Finland

Kodzhamanov

Stamboliiski, Bulgaria

F

faical

Cologne, Germany

G

Gymeagary

Bangor, Australia

Scott

Oregon, United States

T

TopUp

Toronto, Canada

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

AnnaChristina

Pittsburgh, United States

Tamanders

North Carolina, United States

C

cjmenchaca

Austin, United States

J

Joyful

Philadelphia, United States

R

rmacaw

Australia

Jeff and Marcie

Portland, OR, United States

T

thejacobnorton

Jubail, Saudi Arabia

H

hilde

seattle, United States

J

jared4

parowan, United States

B

Bavarian

Bavaria, Germany

indeh

London, United Kingdom

athomas

Chevy Chase, United States

K

KDeath

Dublin, Ireland

H

HildeK

Rogaland, Norway

Los Wade

United States

ReducedFat

Lake Forest, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

J

juliewilson1971

Dhahran, Saudi Arabia

Ellwood

Richelieu, France

C

CarrotTop

Bangor, United States

Andreas1974

Fristad, Sweden

A

aiban

Austin, United States

J

JG2012

Brooklyn, United States

J

jzidi

Los Angeles, United States

J

JoJoHouse

New Castle, United States

R

rholden

glen iris, Australia

S

Scordato

Mattituck, United States

P

PhilACK

Brampton, Canada

I

Ilona

St Catharines, Canada

pentatonicscale

Niiza-shi, Japan

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

B

BClay

Campbell, United States

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

E

edgreig

Brixton, United Kingdom

M

mwkelley2

Columbus, OH, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

C

cescotet

Needham, United States

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

doflynn

Dublin, Ireland

M

mkellerman

Shanghai, China

T

Tui1974

nuenen, Netherlands

Tania

Antwerpen, Belgium

A

Adam3333

Hague, Netherlands

sarna

Toronto, Canada

A

alkemyst

Geneve, Switzerland

G

glh25

Winooski, United States

davidt

San Francisco, United States

J

JoeOmundson

Portland, OR, United States

K

KnutG

Bergen, Norway

I

ianb723

ROCHESTER, United States

M

Morgue

Brighton, United Kingdom

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

sbyun

Toronto, Canada

Z

ZacJ89

RIverside, United States

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

A

AndrewC

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

F

Forfex

Zurich, Switzerland

A

Afely

Heringsdorf, Germany

L

LenoMetus

Perth, Australia

D

doublehelix

Philadelphia, United States

D

Dutch_lender

Leiderdorp, Netherlands

S

seikatsu

Palo Alto, CA, United States

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

somuchjackson

Boston, United States

B

BMcDermott

Washington, DC, United States

K

khassi

AinEbel, Lebanon

lizandsteve

guelph, Canada

M

Madone52

Brisbane, Australia

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

B

bwitt

Berkeley, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

A

Armeij

Veendam, Netherlands

G

GreenMoney

Lahr, Germany

D

dj9812

United States

C

Csquared

United States

sderickson

Berkeley, CA, United States

M

martyb

United States

OP

Old People

Corona Del Mar, United States

R

randall

Ogden, United States

M

microlender

United States

D

drorm

United States

R

Rootdet

Fairfax, United States

J

juniormint

United States

M

meric

Australia

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

D

duncanb

United Kingdom

A

abbasm

United States

Landerson

Edinburgh, United Kingdom

bb4dogs

United States

S

sarah4d2

Saint Louis, United States

smastermind

Jerusalem, Israel

J

jbhernan

United States

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

Taylor Hanna

United States

G

Gavin

New Zealand

G

GDean

United States

J

JonAlec

United States

D

Desteli

United States

Mun

Orlando, FL, United States

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

J

jdelaporte

United States

Loungin

United States

K

Keith

Luxembourg

M

Medagan

San Franciso, United States

Otto Barten

Amsterdam, Netherlands

B

Bennphoto

United Kingdom

G

Gfunkey

United States

I

ident

Horsholm, Denmark

S

StefanB

Stockholm, Sweden

T

twm3823

United States

P

Paul

United States

P

pnrjulius

United States

SuperMario28

Cudahy, United States

M

Madtowner

United States

R

ross22

United States

S

Stephan

Netherlands

KM

KHS Microfinance

Tampa, United States

SK

Sebastian Krohn

Amsterdam, Netherlands

KM

Kirsty M

United Kingdom

Peter R

Fulda, Germany

D

Daniel

Stuttgart, Germany

M

Marco

Germany

E

Erich

Zurich, Switzerland

Gab

Singapore

Dave Bogard

New York, United States

TR

Tom Roucoux

Studham, Bedfordshire, United Kingdom

Family Mueller

Petershagen, Germany

R

Robert

Berlin, Germany

HS

Hayley Summers

United Kingdom

MD

Miles Dodge

CORVALLIS, United States

WH

Walter Hill

United States

W

Wade

United States

Daniel

Berlin, Germany

PT

Pattie Thomas

United States

DN

Don Nichols

United States

Elly

Woudrichem, United Kingdom

Jason Ogg

New Zealand

H

Hakon

Drammen, Norway

C

Chitti421

United States

JA

Jared Anthony

CT, United States

E

erica

antwerpen, Belgium

JB

James Bowen

United States

Julia

United States

Kevin

San Francisco, United States

KD

Kent Don

United States

AF

Alysn Ford

United States

Oliver Hasenberg

Iserlohn, Germany

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

CNV

United States

TH

tom hd

United Kingdom

Corina King

Calgary, Canada

Framework Eyewear

Utrecht, Netherlands

C

chryddi

United States

NO

Nancy Owen

United States

Martin Nielsen

Aarhus, Denmark

Keralis

Ystad, Sweden

PG

Paul Graham

United States

G

GS2

Germany

P

patricio

Yorba Linda, Ca, United States

N

Nick

United States

TJ

Tovah Jordan

United States

Aran Dunlop

United States

Kyle Holohan

United States

Douglas St Quintin

Sydney, Australia

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Arnaud M

Sydney, Australia

Taylor

Memphis, United States

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

GT

Geoff Tucker

United States

Dan Michael

Oslo, Norway

Y

YTSJ

London, United Kingdom

Charles Burgess

United States

JC

Justin cohan

United States

A

Ashleigh

Australia

A

Arielle

United States

FJ

Flo Jo

United States

MF

Marissa Fiore

United States

V

Vidar

Oslo, Norway

S

Stephanie

Zurich, Switzerland

HS

Heather Sage

United States

I

isaac

United Kingdom

Tony Liao

Montreal, Canada

DK

Danny Kelly

United States

J

jerod

United States

JC

juli camrud

United States

RC

Rudi Chen

United States

A

Ashley

United Kingdom

J

Jo

United States

BW

Betty Waweru

United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

United States

ZA

Ziyad Alsufyani

Jeddah, Saudi Arabia

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

johannes

Taipei, Taiwan

E

Elle

New York, United States

JM

Jane Mattoon

United States

RK

Robin Kline

United States

A

Annapurna

United States

Raymond Murphy

Carson Valley, NV, United States

J

jeananne

United States

J

Jon

United States

K

kamvien9

Australia

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

GT

Grant Taleck

United States

Thomas Naimoli

United States

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

T

Thijs

Netherlands

Gail

United States

R

Ralf

Germany

BP

Bill Piper

United States

D

Dalton

San Francisco, United States

Haroon S

United States

A

Anonymous

United States

The Weltys

Averill Park, NY, United States

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

R

Raffins

United States

R

RMIM

United States

DW

Dan Winetsky

United States

Martha Fleury

Bethesda, MD, United States

WC

Walter Clarke

Phoenix, United States

Victoria Keenan

East Anglia, United Kingdom

Paul Buchheit

Mountain View, United States

ER

Eric Rafoth

Czech Republic

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Abdulkarim a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Abdulkarim    Nov 25, 2018

    Hallo team..
    I admit i have been late on my installments payment.there is a good reason to that.one of my transport vehicle bought by the help of your loan was involved in an accident and was destroyed beyond repair.this was a very big setback for my business.i have been struggling to get on my feet.it has took me those several months to finally stablize.i can now be able to make payments..
    REQUEST-kindly allow me to start making my payments as from december 8th and refrain from sending my details to debt collectors.kindly give me a feedback.
    Thank you

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  • Abdulkarim    Oct 14, 2017

    My business has been facing an economic downturn caused by the political instability recently in my country(kenya) for which a repeat election is to be held on 26th.Since the annullation of the previous presidential election business has not been doing so well.cashflow is very limited within the country.for that reason i wld like to reduce my loan instalments to be able to pay without failure.

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  • Mary    Aug 19, 2017

    Hi Abdulkarim, I see you have fallen behind on your loan payments. Please contact [email protected] to adjust your payments to a smaller amount. Put your country name and reduce payments in the subject line. Lenders understand that business can be successful as well as have challenges. They would rather see very small payments rather than missed payments. Making small payments will keep your repayment rate in good standing for future loans. Regards, Mary

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  • Abdulkarim    Jun 30, 2017

    Hi lenders.i have received part of the loan disbursement(ksh.70,000).still awaiting the remaining balance.thank you

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  • Abdulkarim    Jun 29, 2017

    Hi lenders thank your for your support and help.the disbursement wil help me add more stock to my retail shop.the stocks will be bought in wholesale and traded in retail at a higher price thereby creating a small margin for the expansion of the business.thank you once again

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  • Abdulkarim    Jun 22, 2017

    Hallo lenders.am very greaful for the support you have been giving me till now.i started with a small logistic(public service) transport of one tuktuk then graduated and was able to add another tuktuk thanks to you guys.i have now expanded my business by creating a portfolio and indulging in a different line of business inorder to maximise on the economies of scale.the kind of business i have opened up is a retail shop that sells local basic commodities.the business will be runned by my wife inorder to save on the expenses of hiring and also to keep her busy.am looking forward for the next disbursement inorder to add stock in the retail shop.your support once again will be highly appreciated.attached below is a photo of the outside look of my shop.thanx and God bless you

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  • Abdulkarim    Feb 3, 2017

    Hi lenders am very greatful for receiving the loan.will update you on my progress.thanx alot once again

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  • Abdulkarim    Jan 20, 2017

    Am rilly greatful to the lenders for funding my loan.the disbursement will help my logistic company(tuktuk) enhance effiency by purchasing new tyres and re-enhancing /modifying customers seat making them confortable to the customers.thank you once again.

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  • Abdulkarim    Jan 14, 2017

    Hallo zidisha team.Am glad to say that ever since i started using the funds from this organisation my business has tremendously grew.The last loan i have completed repaying was my 4th time.I now wish to jump to the next bracket of loan disbursement to be able to improve on some areas in my logistic company(tuktuk) by purchasing new tyres and repainting the tuktuk to make them more attractive to customers.Am rilly happy i found this organisation and all my achievements is thanks to u lenders.

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    • Ruth Brown    Feb 19, 2017

      Glad to hear that the business is going well. You have good ideas for improvements. Wishing you continued success!

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  • Abdulkarim    Jan 6, 2017

    hi members jst taking this opportunity to appreciate the loan that was disbursed to me.it has rilly improved my business and am able to make my loan instalments on time.am looking forward to clear the loan so that i can access the next bracket of the loan.happy new year

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  • Abdulkarim    Aug 16, 2016

    Thank you a lot for your fund disbursement.I will use the fund to buy new spare parts(tyres,music system,tubes etc) to enhance my motor vehicle(tuktuk) operating capacity and boost its mobilty.

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  • Abdulkarim    Aug 11, 2016

    Hallo admin...this time round my loan application has taken time to be funded.what might be the problem?

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  • Abdulkarim    Aug 6, 2016

    that is my current investment.its called tuktuk in kenya.it serves as a taxi.it generates sh.1000 net after cost deduction.since i started receiving loan from zidisha i have managed to get 2 of these tuktuk.kindly help me access the next bunch of new loan application to enhance my business.it has so far employed 3 workers as drivers.hope to receive your disburssement soon.thank you

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  • Abdulkarim    Aug 4, 2016

    Hi lenders am very happy to have received your loan and glad to also have completed repaying it.the loan has really made me move 2 steps further from where i was and from the new application i am submitting i believe it will even take me more higher in achieving my goals.please consider my new application to make me achieve my goals and dreams.thank you in advance

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  • Abdulkarim    Aug 4, 2015

    i rily appreciate for the loan disbursed to me.i will use it to add up to the amount i had saved to buy a motorcycle.this way it will increase my net return and on the other hand create employement by employing a driver who will run it.thank you very much.

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  • Abdulkarim    Jul 25, 2015

    Hi am very greatful for the second loan disbursement i was given .My business is doing well which has made me repay the loan in time.I wish to expand my busniess and need more funding.Thank you very much

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  • SeeMeeFi    Jul 18, 2014

    I am glad that you have been able to increase your business! Best wishes to you in the future! God Bless!

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  • Leonardia    Jul 1, 2014

    Thanks for your repayment. How is business going?

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    • Abdulkarim    Aug 10, 2016

      its doing great leonardia...ihave been able to fully repay my loan.i have applied a new one.waiting for disbursement.

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  • SeeMeeFi    Apr 8, 2014

    Thank you for your consistent repayments, Abdulkarim. I'm glad your business is doing well. I wish you all the best!

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