To raise capital and reduce debt sale

Rizka

Jakarta Timur, Indonesia

7% repaid

Entrepreneur

Name

Rizka

Member since

July 2015

On-time repayments

89 installments  •  4%

About Me

My name is Rizka Amaliah born 7 June 1985, the last education D3 English and thank God now have 1 child aged 2 years later september .____ My hobby is writing stories, before I was married I"d like to write some short stories but not ever to finish because it for amateur writers like me that the most difficult it is ending hehe ...__ now after marriage I"ve never written a story because it bothered ngurus son, my full IRT ...____ My first attempt at the start when I was in college, time I was just a fad just came from my love of shopping via online so I try to go sell itself. I venture that time only sell clothes imported via online through facebook by using the PO system (Pre Order) where the goods arrive or ready 3-4 weeks after the beginning of the payment fullpayment__Alhamdulillah that time my online business running smoothly Waupun could not be said of success, success hell for me because it"s time for my personal use like shopping do not need to ask for the money again to the parents even I thank God could help finance although not much.

My Business

I venture that time is not limited to selling only imported clothes but I also sell branded bags and HP .__ import any clothes I also do not use the PO system, I changed suppliers who are ready stock goods so customers can instantly d send messages. Since I do not have the capital then I can only dropshipper so I do not stock goods, which the customer order / message I pass on to my supplier and that deliver goods dropshipper is the supplier .__ Though I thank God that time revenues could reach 50-100rb every day .__ The reason why the customer chooses to order me not to shop online to other suppliers may be other than I can first hand so I can still sell at a low price and quality is good clothes .____ Then the problem came, I was deceived by the supplier HP. At that time I no orders nearly 30 HP unit with total goods 70jt until now none of that until I sell its HP .__ using the PO system, payment system using PO

Loan Proposal

The loan money I planned to use to reduce my debt which deceived by my HP suppliers and to increase the capital of online sales via facebook that is not exposed deceit by the supplier again sya intend to stock goods at home little by little .__ If my current online sales God willing, I anticipated profit could reach 2jt per month

Show original Bahasa Indonesia  

About Me

Nama saya Rizka Amaliah lahir 7 juni 1985, pendidikan terakhir D3 bahasa inggris dan alhamdulillah sekarang sudah mempunyai 1 anak berumur 2 tahun september nanti.

Hobi saya adalah menulis cerita, dulu sebelum saya menikah saya suka menulis beberapa cerita pendek tapi ga pernah sampai tamat karena memang bagi penulis amatiran seperti saya yg paling susah itu adalah endingnya hehe...
sekarang setelah menikah saya sudah tidak pernah menulis cerita karena sudah repot ngurus anak, saya full irt...

Usaha pertama saya di mulai waktu saya masih duduk di bangku kuliah, waktu itu saya hanya iseng-iseng saja berawal dari saya suka belanja via online jadi saya coba ikut menjual sendiri. Usaha saya waktu itu hanya berjualan baju-baju import via online melalui facebook dengan menggunakan sistem PO (Pre Order) dimana barang datang atau ready seelah 3-4 minggu dengan pembayaran fullpayment
Alhamdulillah waktu itu usaha online saya berjalan lancar waupun tidak bisa di bilang sukses, sukses sih bagi saya karena waktu itu untuk keperluan pribadi saya seperti shopping tidak perlu meminta uang lagi kepada orang tua bahkan saya alhamdulillah bisa membantu keuangan walaupun tidak banyak.

My Business

Usaha saya waktu itu tidak sebatas menjual baju-baju import saja tapi saya juga menjual tas-tas branded dan HP.
Baju-baju import pun saya juga tidak menggunakan sistem PO, saya berganti supplier yg ready stock barangnya jadi customer pesan bisa langsung d kirim. Karena saya tidak punya modal maka saya hanya bisa dropshipper jadi saya tidak stock barang, dimana customer order/pesan saya meneruskan ke supplier saya dan yg mengirimkan barang adalah supplier.
Walaupun dropshipper alhamdulillah waktu itu pendapatan saya bisa mencapai 50-100rb setiap harinya.
Alasan kenapa para customer memilih untuk order ke saya bukan ke online shop lainnya mungkin selain saya dapat supplier tangan pertama jadi saya masih bisa menjual dengan harga murah dan kualitas bajunya memang bagus.

Kemudian masalah datang, saya di tipu oleh supplier HP. Waktu itu saya ada orderan hampir 30 unit HP dengan total 70jt sampai sekarang barangnya tidak ada satupun yg sampai.
HP yg saya jual dengan menggunakan sistem PO, pembayarannya menggunakan sistem PO & 3-4 minggu kemudian barang ready. Awal-awal barang selalu datang, pas di orderan ketiga atau keempat mulai macet sampai sekarang barang tidak datang. Walaupun supplier saya sudah di tangkap tapi saya tetap harus menggantikan uang para customer saya yg sudah order hp karena mereka tahunya mereka transfer uangnya ke saya. Banyak yg inbox ke fb atau comment yg tidak mengenakkan di fb saya maka saya berniat mengganti fb tp fb lama tidak saya non aktifkan, saya bikin fb baru lagi dengan niat untuk memulai jualan online lagi dari awal, alhamdulillah sedikit demi sedikit penjualan online shop mulai lancar kembali walaupun tidak seperti dulu.

Loan Proposal

Uang pinjaman ini rencananya akan saya gunakan untuk mengurangi hutang saya yg di tipu oleh supplier HP saya dan untuk menambah modal jualan online via facebook agar tidak terkena tipu oleh supplier lagi sya berniat untuk stock barang sendiri di rumah sedikit demi sedikit.
Jika penjualan online saya lancar saya perkirakan laba insya allah bisa mencapai 2jt per bulan

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$125.00

Date disbursed

Sep 3, 2015

Repayment status

Late

Projected term

20 months

Lenders

N

nani

austin, United States

Dianne

Maryville, United States

valentin

Stockholm, Sweden

investor

Candiac, Canada

Umair Mahmood

Raleigh, United States

Johnny

shanghai, China

I

Interfree

Dubai, United Arab Emirates

F

faical

Cologne, Germany

Kysera

Crawfordsville, United States

S

SelvaMarcus

Green Cove Springs, United States

athomas

Chevy Chase, United States

N

nichsafti

Menlo Park, United States

D

DThirteen

Miami, United States

O

Oscart

Edmonton, Canada

Bruno

São Paulo, Brazil

A

Adam3333

Hague, Netherlands

bycyt

Whitefish, United States

JPadgett

Chandler, United States

isabelv

Barcelona, Spain, Sweden

mojobob

Hayward, United States

Z

ZandC

Sacramento, United States

J

jinx83

Brisbane, Australia

E

E

Marin county, United States

E

elourenco

Porto, Portugal

X

xavier

Toronto, Canada

S

spivurno

United States

S

science4sail

United States

M

Michi

Switzerland

J

jay12

Germany

joshuacollinson

Vienna, Austria

H

hodor

Australia

TyWee

Manila, Philippines

D

DStateDDB

United States

W

wesbh89

United States

J

jdelaporte

United States

A

AlexH

United Kingdom

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

M

M.Umar

Pakistan

J

JeremyR

United States

GaloLending

United States

S

Stephan

Netherlands

AP

Andrew Page

United Kingdom

KM

Kirsty M

United Kingdom

Roy

Espoo, Finland

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Rizka a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$9.47

Amount remaining

$121.78

Expected completion

May 21, 2017

Status

Repaying late

Installment amount

$1.46

Repayment History

Expected Payments Actual Payments
Sep 13, 2015 $3.64 Sep 13, 2015 $3.64
Sep 20, 2015 $1.46 Sep 20, 2015 $1.46
Sep 27, 2015 $1.46 Oct 1, 2015 $1.46
Oct 4, 2015 $1.46 Oct 11, 2015 $1.46
Oct 11, 2015 $1.46 Oct 30, 2015 $1.46
Oct 18, 2015 $1.46
Oct 25, 2015 $1.46
Nov 1, 2015 $1.46
Nov 8, 2015 $1.46
Nov 15, 2015 $1.46
Nov 22, 2015 $1.46
Nov 29, 2015 $1.46
Dec 6, 2015 $1.46
Dec 13, 2015 $1.46
Dec 20, 2015 $1.46
Dec 27, 2015 $1.46
Jan 3, 2016 $1.46
Jan 10, 2016 $1.46
Jan 17, 2016 $1.46
Jan 24, 2016 $1.46
Jan 31, 2016 $1.46
Feb 7, 2016 $1.46
Feb 14, 2016 $1.46
Feb 21, 2016 $1.46
Feb 28, 2016 $1.46
Mar 6, 2016 $1.46
Mar 13, 2016 $1.46
Mar 20, 2016 $1.46
Mar 27, 2016 $1.46
Apr 3, 2016 $1.46
Apr 10, 2016 $1.46
Apr 17, 2016 $1.46
Apr 24, 2016 $1.46
May 1, 2016 $1.46
May 8, 2016 $1.46
May 15, 2016 $1.46
May 22, 2016 $1.46
May 29, 2016 $1.46
Jun 5, 2016 $1.46
Jun 12, 2016 $1.46
Jun 19, 2016 $1.46
Jun 26, 2016 $1.46
Jul 3, 2016 $1.46
Jul 10, 2016 $1.46
Jul 17, 2016 $1.46
Jul 24, 2016 $1.46
Jul 31, 2016 $1.46
Aug 7, 2016 $1.46
Aug 14, 2016 $1.46
Aug 21, 2016 $1.46
Aug 28, 2016 $1.46
Sep 4, 2016 $1.46
Sep 11, 2016 $1.46
Sep 18, 2016 $1.46
Sep 25, 2016 $1.46
Oct 2, 2016 $1.46
Oct 9, 2016 $1.46
Oct 16, 2016 $1.46
Oct 23, 2016 $1.46
Oct 30, 2016 $1.46
Nov 6, 2016 $1.46
Nov 13, 2016 $1.46
Nov 20, 2016 $1.46
Nov 27, 2016 $1.46
Dec 4, 2016 $1.46
Dec 11, 2016 $1.46
Dec 18, 2016 $1.46
Dec 25, 2016 $1.46
Jan 1, 2017 $1.46
Jan 8, 2017 $1.46
Jan 15, 2017 $1.46
Jan 22, 2017 $1.46
Jan 29, 2017 $1.46
Feb 5, 2017 $1.46
Feb 12, 2017 $1.46
Feb 19, 2017 $1.46
Feb 26, 2017 $1.46
Mar 5, 2017 $1.46
Mar 12, 2017 $1.46
Mar 19, 2017 $1.46
Mar 26, 2017 $1.46
Apr 2, 2017 $1.46
Apr 9, 2017 $1.46
Apr 16, 2017 $1.46
Apr 23, 2017 $1.46
Apr 30, 2017 $1.46
May 7, 2017 $1.46
May 14, 2017 $1.46
May 21, 2017 $0.88

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