Additional phone accessories for my store

Joseph Kawiti

Mishomoroni, Kenya

100% repaid

Entrepreneur

Name

Joseph Kawiti

Member since

April 2015

On-time repayments

241 installments  •  83%

About Me

My name is Joseph Kawiti, born in coast region of Kenya at a place called Taveta. I was raised in a farming community where people tend their small parcels of land for their food and to sell the surplus. Taveta is near the border of Kenya and Tanzania and as such there is a lot of cross border trading and the area teems with people from all corners of the two countries.

I am the first born in a family of 7 siblings and growing up was not easy. I was deprived of many childhood necessities due to the meager income of my parents. However they managed to take me to primary school where I did eight years and then proceeded to secondary school. I only did one year of secondary school and my parents could not afford to pay school fees for me due to many competing needs of the family.

I started doing menial jobs around my home area and after a few years, my aunt who lives in Mombasa which is about 150 kilometers away invited me to assist her in her business. Mombasa is a much bigger town and I started working at my aunt’s printing workshop as a machine operator. I worked there for 3 years and when I gained enough experience, I started my own printing firm with much help of my aunt.

This is what I am still doing for a living. I am married with two children aged 7 and 3 years old. I work very hard for their upkeep and to ensure that they lead a better life and get a better education than what I did.

My Business

I deal with all kinds of printing. I mostly do business cards, wedding cards, business fliers, brochures, receipt & invoice books etc. I use an offset machine due to its low maintenance cost. I serve the institutions around Mombasa such as schools, churches and other private businesses.
Through the wonderful Zidisha family, I have been able to open up grocery shop which is run by my wife. My printing business has not been doing very well but this I attribute to the Covid- 19 pandemic. It is my hope that as we approach the general elections it will pick up as aspiring candidates will be printing posters, banners, caps and tee shirts. I intend to take advantage of this and believe ZIDISHA LENDING FAMILY
will come in handy to make my dream come true.
PROMISE
As the great Zidisha and its entire lenders have helped me to become someone in my community. I promise not to disappoint you.
Zidisha Community I sincerely thank you for your last loan which has helped me to expand my business. My long experience in this field (Printing) is an added advantage. As I had said above the the money that i made i opened up a grocery shop for my wife as a side hustle to sew up the torn up pieces. You made it happen. God bless Zidisha.

LOAN PROPOSAL.
Thanks Zidisha group for your support. You helped me a lot to achieve my dreams. Opening a grocery shop and at the same time been able to continue with my printing business is a great step forward to me and I take it as a great achievement in my life. Once I get the intended loan I will use it in buying more stock for the grocery shop, service the printing machine i readiness for the printing boom business and ensure i have enough material before the prices hike.
Grocery expenses $ 310
Machine repair. $ 117
Printing materials. $ 400
It is my sincere hope that you will consider my loan application and approve it.

Loan Proposal

For a loan i will buy 20 bags of cements which will coast like $150dollars for house i started.and the balance $230 dollars i will buy materials for my clients.I have like 300 books which they need like $100 dollars the profit i will pay for my classes and also pay schools fees for my two children's the first one is in class four know. and also we are building a church i will also contribute as one of the small community member in our church at Mtopanga catholic church Mombasa. and for my business i expect a profit of like $470 per month but to increase more.thanks a lot my God bless you so much and i hope you will consider my application .

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$379.01

Date disbursed

Feb 23, 2016

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: $15.69

Lenders

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Christian

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DeanDropshot

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T

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F

FHult

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MienDeGraeve

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ToddK

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M

mogensh

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P

PeaceandLove

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C

cjmenchaca

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SP

Steve Picchione

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Jeff and Marcie

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queenjord

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kuebel

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I

imcmanus

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T

tlingf

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S

Sherry

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B

BluckeyeFan

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TheWhiteCat

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B

briansedz

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beverly

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phytoplankton

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J

jjonas

berlin, Germany

L

Lenore

Munich, Germany

H

hanso

Arendal, Norway

F

fisaire

Ithaca, United States

A

anonymous123

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tasos

hove, United Kingdom

G

grahamfamily

Guildford, United Kingdom

H

hanh352

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dajawein

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andreasol

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A

Adriano

Sittard, Netherlands

D

Divergent

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D

duckdork

De Forest, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

DukusP

Glendale, United States

D

danderson1953

Plainsboro, United States

M

mastodons

Chicago, United States

S

samuk

Nottingham, United Kingdom

L

loistf

Madrid, Spain

vinnio

Burlingame California, United States

B

BClay

Campbell, United States

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

D

DThirteen

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Alina

Amsterdam, Netherlands

R

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Shakid

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sarna

Toronto, Canada

chadgibbs

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M

memorissima

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fairspirit

Utrecht, Netherlands

A

Andrew22

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K

KnutG

Bergen, Norway

T

tbogz

Singapore, Singapore

S

solarkismet

Logan, United States

BF

Bob Fitzjohn

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Longhorn

Austin, United States

neocodesoftware

vancouver, Canada

M

marcmesich

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E

EnriqueD

Madrid, Spain

K

Krish

Dubai, United Arab Emirates

kivadoris

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B

Bokolo

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H

HobbyCollector

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gseletko

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L

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dmirpuri

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M

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xtrahardware

Cazenovia, United States

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BMcDermott

Washington, DC, United States

E

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Marin county, United States

G

Gdrvasc

Frederick, United States

B

BearLa

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C

Clben7

Cincinnati, United States

F

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M

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I

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DavidHS

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B

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J

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P

plhughes

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D

dfreire

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J

jbhernan

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mepster

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VK

Vasily Kudrin

Moscow, Russia

H

hedyeyre

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TyWee

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L

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B

bscent

Hong Kong

V

vbud

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A

araali

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SaraNT

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Grant Xavier Storer

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I

idris

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S

samrajbal

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R

reganbrian

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M

Marielle

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A

aajmp

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Otto Barten

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SV

sven vdk

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ddm08

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J

JamieRobertson

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I

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M

M.Umar

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C

Crainster

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Andrew267

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T

twm3823

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S

seanos

Nottingham, United Kingdom

D

Dmeister68

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alecors

Mexico, Mexico

S

Stephan

Netherlands

K

Kristiina

All Countries

SK

Sebastian Krohn

Amsterdam, Netherlands

John R

Ponte Vedra Beach, United States

Darcy

Ottawa, Canada

Dave Bogard

New York, United States

Family Mueller

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MW

Matt Willis

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T

Tarik

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W

Wade

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Jason Ogg

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jtreyes

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MB

michael breen

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Herbert Morin

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E

erica

antwerpen, Belgium

Julia

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Kevin

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NW

Nick Winter

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Jennifer Weber

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Mouhamed

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Paul

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Jeff DePree

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JF

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patricio

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DL

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KirstenAlana

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E

El

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