To upgrade computers for cybercafe
Milkah
Rironi Trading Center Thogoto, Kenya
42% repaid
Entrepreneur
Name
Milkah
Member since
January 2013
On-time repayments
184 installments • 30%
About Me
I am Milka Njeri. I was born in the year 1988 on the 25th of June at Rimuru district, which is in Central province in Kiambu county.
Being the third born in my family, I later joined a primary school. I started my primary education at the area up to class eight, where I sat for my Kenya Certificate of Primary Education. After completing my primary school education, I later joined a secondary school, which is at Rimuru Trading Center, up to form four, where I sat for my Kenya Certificate of Secondary School.
After my high school education, I joined Kabete Technical Training Institute for a course in I.C.T. Later I was employed as a business lady in a boutique, where I managed to save money to start my own business of a boutique in Nakuru for about one year. Later I moved to Free area in Nakuru, about three kilometers from Nakuru-Nairobi Highway, where I operate my business of a cyber[cafe]. I operate my business in plot no. 1096 at Free Area Trading Center.
I am a single lady. When I was in Nakuru, I managed to join one of the known groups in Nakuru by the name Winners Self Help Group, where I started my saving till now I am a member. I operate my business in my plot where till now I operate my business of a cyber. I also do other computer services such as photocopying and scanning, among others. I am a Christian and a follower of IN HIM VICTORY FELLOWSHIP at Free Area, which is within our locality. I live at Free Area Trading Center in plot no. 1096.
My Business
My business is located at Rironi Trading Center, which is about three meters from Thogoto, which is our nearest town in Kikuyu district. My business entails a cybercafe and other computer services such as scanning, photocopying and printing, among other services, at Free Area, Nakuru County.
I started my business in more than two years after gaining my I.T. education in college. My business has grown up to a level [that I] purchas[ed] a refrigeration machine for preserving drinks for my customers. My business is located in a strategic position, where I have attracted many customers from our nearby institute, where students come for internet at my cyber. Also, it is only my cyber which operates in this area. The business is excelling because the area is highly populated because it is the only place where students get houses for accommodation at a cheaper price, making them to have internet in my cyber.
The main problem I have is lack of money to buy more computers to serve my customers, who increase day to day because the area is expanding at a high rate due to increases in population and technology. My stock is worth ksh 150,000 ($1,500 USD). The main challenge facing my business is lack of money to fulfill my goal to expand my business and accommodate more customers. I will be in a good position if I get the loan I am applying for, because money is my challenge in fulfilling my goal.
Loan Proposal
With my second loan, I plan to upgrade my current computers to modern ones and faster ones. All of them are p3, 1.3ghz and 10gb hard disk and a RAM of 128 mb.
My plan is to buy two new computers, p4, duocore 2.6, 250gb hard disk, and RAM 2gb. Each computer will go for about 100 US dollars.
They will go a long way towards improving my work rate and therefore returns. These computers will process data at a very high rate, meaning services will improve and my customers will be happy with my services. Also, my earnings will increase from approximately 6 US dollars per day to 10 dollars, about 200 dollars per month. I will use these proceeds to repay the loan.
About Me
I am Milka Njeri, I was born in year 1988 on 25 JUNE at Rimuru district which is in Central province in Kiambu county being the Third born in my family, I later joined a primary, I started my primary education at the area up to class eight where I sat for my Kenya Certificate of primary education after completing my primary school education i later I join secondary School which is at Rimuru trading center up to form four where I sat for my Kenya certificate of secondary school, after my high school education I joined Kabete technical training institute for a course in I.C.T, later I was employed as a businesslady in a boutique were I manage to save money to start my own business of a boutique in Nakuru for about one year, later moved to Free area in Nakuru about Three kilometer from Nakuru-nairobi highway where I operate my business of a cyber. I operate my business of cyber in plot no 1096 at free area trading center, I am single lady.
When I was in Nakuru I managed to join one of the known groups in Nakuru by the name Winners Self help group where I start my saving till now I am a member. I operate my business in my plot where till now I operate my business of a cyber, I also do other computer services such as photocopy, scanning among other. I am a Christian and a follower of IN HIM VICTORY FELLOWSHIP at Free area which is within our locality. I live at free area trading center at in plot No 1096.
My Business
My business is located at Rironi trading center which is about three meter from thogoto which is our nearest town,kikuyu district, my business entail a cyber and other computer services such as scanning photocopy and printing among other at free area, Nakuru county. I started my business in more than two year after gaining my I.T education in collage. My business grows up to a level purchasing a refrigeration machine for preserving drink for my customer, my business is located in a strategic position where I have attract many customer from our nearby institute where student come for internet at my cyber also it is only my cyber which operate in this area. The business is excelling because there area is highly populated because it is the only place where student get the house for accommodation at cheaper price making them to have internet in my cyber. The main problem I have is lack of money to buy more computer to serve my customers who increases day to day because the area is expanding at high rate due to increase in population and technology My stock is worthy ksh 150000,the main challenge facing my business is lack of money as to fulfill my goal to expand by business to accommodate more customers, I will be in a good position if I will get the loan I am applying for because money is my challenge in fulfilling my goal.
Loan Proposal
With my second loan, I plan to upgrade my current computers to modern ones and faster ones. All of them are p3, 1.3ghz and 10gb hard disk and a RAM of 128 mb. My plan is to buy two new computers, p4, duocore 2.6, 250gb hard disk, and RAM 2gb. Each computer will go for about 100 dollars. They will go a long way towards improving my work rate and therefore returns.this computers will process data at a very high rate meaning services will improve and my customers will be happy with my services also my earning will increase from approximately 6dollar per day to10dollars and about 200 dollars per month. I will use these proceeds to repay the loan.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$422.00
Date disbursed
Jan 5, 2016
Repayment status
Late
Projected term
38 months
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Jake Gibson and Beverly Picardo
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Summary
Amount repaid
$187.00
Amount remaining
$256.58
Expected completion
Mar 2, 2019
Status
Repaying late
Installment amount
$1.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 16, 2016 | $32.00 | Jan 28, 2016 | $32.00 |
| Jan 23, 2016 | $0.00 | ||
| Jan 30, 2016 | $1.00 | Jan 30, 2016 | $1.00 |
| Feb 6, 2016 | $1.00 | Feb 6, 2016 | $1.00 |
| Feb 13, 2016 | $1.00 | Feb 14, 2016 | $1.00 |
| Feb 20, 2016 | $1.00 | Mar 5, 2016 | $1.00 |
| Feb 27, 2016 | $1.00 | Mar 5, 2016 | $1.00 |
| Mar 5, 2016 | $1.00 | Mar 5, 2016 | $1.00 |
| Mar 12, 2016 | $1.00 | Mar 13, 2016 | $1.00 |
| Mar 19, 2016 | $1.00 | Mar 20, 2016 | $1.00 |
| Mar 26, 2016 | $1.00 | Mar 20, 2016 | $1.00 |
| Apr 2, 2016 | $1.00 | Apr 18, 2016 | $1.00 |
| Apr 9, 2016 | $1.00 | Apr 18, 2016 | $1.00 |
| Apr 16, 2016 | $1.00 | Apr 18, 2016 | $1.00 |
| Apr 23, 2016 | $1.00 | Apr 25, 2016 | $1.00 |
| Apr 30, 2016 | $1.00 | May 1, 2016 | $1.00 |
| May 7, 2016 | $1.00 | May 1, 2016 | $1.00 |
| May 14, 2016 | $1.00 | May 16, 2016 | $1.00 |
| May 21, 2016 | $1.00 | May 22, 2016 | $1.00 |
| May 28, 2016 | $1.00 | May 22, 2016 | $0.50 |
| May 30, 2016 | $0.50 | ||
| Jun 4, 2016 | $1.00 | May 30, 2016 | $0.50 |
| Jun 4, 2016 | $0.50 | ||
| Jun 11, 2016 | $1.00 | Jun 4, 2016 | $0.50 |
| Jun 20, 2016 | $0.50 | ||
| Jun 18, 2016 | $1.00 | Jun 20, 2016 | $1.00 |
| Jun 25, 2016 | $1.00 | Jun 27, 2016 | $1.00 |
| Jul 2, 2016 | $1.00 | Jun 27, 2016 | $0.50 |
| Jul 10, 2016 | $0.50 | ||
| Jul 9, 2016 | $1.00 | Jul 10, 2016 | $1.00 |
| Jul 16, 2016 | $1.00 | Jul 10, 2016 | $0.50 |
| Jul 23, 2016 | $0.50 | ||
| Jul 23, 2016 | $1.00 | Jul 23, 2016 | $1.00 |
| Jul 30, 2016 | $1.00 | Jul 23, 2016 | $0.50 |
| Aug 24, 2016 | $0.50 | ||
| Aug 6, 2016 | $1.00 | Aug 24, 2016 | $1.00 |
| Aug 13, 2016 | $1.00 | Aug 24, 2016 | $1.00 |
| Aug 20, 2016 | $1.00 | Aug 24, 2016 | $0.50 |
| Sep 20, 2016 | $0.50 | ||
| Aug 27, 2016 | $1.00 | Sep 20, 2016 | $1.00 |
| Sep 3, 2016 | $1.00 | Sep 20, 2016 | $1.00 |
| Sep 10, 2016 | $1.00 | Sep 20, 2016 | $0.50 |
| Oct 18, 2016 | $0.50 | ||
| Sep 17, 2016 | $1.00 | Oct 18, 2016 | $1.00 |
| Sep 24, 2016 | $1.00 | Oct 18, 2016 | $1.00 |
| Oct 1, 2016 | $1.00 | Oct 18, 2016 | $1.00 |
| Oct 8, 2016 | $1.00 | Oct 18, 2016 | $1.00 |
| Oct 15, 2016 | $1.00 | Oct 18, 2016 | $1.00 |
| Oct 22, 2016 | $1.00 | Oct 18, 2016 | $1.00 |
| Oct 29, 2016 | $1.00 | Oct 18, 2016 | $0.50 |
| Oct 24, 2016 | $0.50 | ||
| Nov 5, 2016 | $1.00 | Oct 24, 2016 | $0.50 |
| Nov 6, 2016 | $0.50 | ||
| Nov 12, 2016 | $1.00 | Nov 6, 2016 | $0.50 |
| Nov 20, 2016 | $0.50 | ||
| Nov 19, 2016 | $1.00 | Nov 20, 2016 | $0.50 |
| Dec 8, 2016 | $0.50 | ||
| Nov 26, 2016 | $1.00 | Dec 8, 2016 | $1.00 |
| Dec 3, 2016 | $1.00 | Dec 8, 2016 | $0.30 |
| Dec 26, 2016 | $0.70 | ||
| Dec 10, 2016 | $1.00 | Dec 26, 2016 | $1.00 |
| Dec 17, 2016 | $1.00 | Dec 26, 2016 | $1.00 |
| Dec 24, 2016 | $1.00 | Dec 26, 2016 | $0.30 |
| Jan 7, 2017 | $0.70 | ||
| Dec 31, 2016 | $1.00 | Jan 7, 2017 | $1.00 |
| Jan 7, 2017 | $1.00 | Jan 7, 2017 | $0.30 |
| Jan 21, 2017 | $0.70 | ||
| Jan 14, 2017 | $1.00 | Jan 21, 2017 | $1.00 |
| Jan 21, 2017 | $1.00 | Jan 21, 2017 | $0.30 |
| Feb 6, 2017 | $0.70 | ||
| Jan 28, 2017 | $1.00 | Feb 6, 2017 | $1.00 |
| Feb 4, 2017 | $1.00 | Feb 6, 2017 | $1.00 |
| Feb 11, 2017 | $1.00 | Feb 6, 2017 | $0.30 |
| Feb 27, 2017 | $0.70 | ||
| Feb 18, 2017 | $1.00 | Feb 27, 2017 | $1.00 |
| Feb 25, 2017 | $1.00 | Apr 4, 2017 | $1.00 |
| Mar 4, 2017 | $1.00 | Apr 4, 2017 | $1.00 |
| Mar 11, 2017 | $1.00 | Apr 4, 2017 | $0.50 |
| Jan 25, 2019 | $0.50 | ||
| Mar 18, 2017 | $1.00 | Jan 25, 2019 | $1.00 |
| Mar 25, 2017 | $1.00 | May 9, 2022 | $1.00 |
| Apr 1, 2017 | $1.00 | May 9, 2022 | $1.00 |
| Apr 8, 2017 | $1.00 | May 9, 2022 | $1.00 |
| Apr 15, 2017 | $1.00 | May 9, 2022 | $1.00 |
| Apr 22, 2017 | $1.00 | May 9, 2022 | $1.00 |
| Apr 29, 2017 | $1.00 | May 23, 2022 | $1.00 |
| May 6, 2017 | $1.00 | May 23, 2022 | $1.00 |
| May 13, 2017 | $1.00 | May 23, 2022 | $1.00 |
| May 20, 2017 | $1.00 | May 23, 2022 | $1.00 |
| May 27, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jun 3, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jun 10, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jun 17, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jun 24, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jul 1, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jul 8, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jul 15, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jul 22, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jul 29, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Aug 5, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Aug 12, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Aug 19, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Aug 26, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Sep 2, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Sep 9, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Sep 16, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Sep 23, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Sep 30, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Oct 7, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Oct 14, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Oct 21, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Oct 28, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Nov 4, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Nov 11, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Nov 18, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Nov 25, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Dec 2, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Dec 9, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Dec 16, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Dec 23, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Dec 30, 2017 | $1.00 | May 23, 2022 | $1.00 |
| Jan 6, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jan 13, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jan 20, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jan 27, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Feb 3, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Feb 10, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Feb 17, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Feb 24, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Mar 3, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Mar 10, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Mar 17, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Mar 24, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Mar 31, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Apr 7, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Apr 14, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Apr 21, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Apr 28, 2018 | $1.00 | May 23, 2022 | $1.00 |
| May 5, 2018 | $1.00 | May 23, 2022 | $1.00 |
| May 12, 2018 | $1.00 | May 23, 2022 | $1.00 |
| May 19, 2018 | $1.00 | May 23, 2022 | $1.00 |
| May 26, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jun 2, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jun 9, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jun 16, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jun 23, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jun 30, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jul 7, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jul 14, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jul 21, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jul 28, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Aug 4, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Aug 11, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Aug 18, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Aug 25, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Sep 1, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Sep 8, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Sep 15, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Sep 22, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Sep 29, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Oct 6, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Oct 13, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Oct 20, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Oct 27, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Nov 3, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Nov 10, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Nov 17, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Nov 24, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Dec 1, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Dec 8, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Dec 15, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Dec 22, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Dec 29, 2018 | $1.00 | May 23, 2022 | $1.00 |
| Jan 5, 2019 | $1.00 | May 23, 2022 | $1.00 |
| Jan 12, 2019 | $1.00 | May 23, 2022 | $1.00 |
| Jan 19, 2019 | $1.00 | ||
| Jan 26, 2019 | $49.29 | ||
| Feb 2, 2019 | $49.29 | ||
| Feb 9, 2019 | $49.29 | ||
| Feb 16, 2019 | $49.29 | ||
| Feb 23, 2019 | $49.29 | ||
| Mar 2, 2019 | $9.13 | ||
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