Upgrading my retail pharmacy to a medical clinic

Charles

Nairobi, Kenya

Funds disbursed

$0 to go

100% funded of $2,013 goal

0

days left

Entrepreneur

Name

Charles

Member since

June 2016

On-time repayments

123 installments  •  67%

About Me

My name is Charles. I was born into a humble Christian background on the slopes of the Aberdare Range. Due to financial strains in our family and community at large, I joined public nursery, primary and secondary schools, which offered standard education compared to others which were expensive in terms of school fees. My beloved granny, "may She live long to see her son prosper," gave all she could until I was through with my secondary school.

Growing up, my granny used to tell me in vernacular, "A home with a son one day they will roast meat, even if it's rabbit meat." This till today keeps me going and I say I will roast more than a rabbit. The fact that my family was poor made me dream of delivering them by starting and running businesses. After being sponsored to college and studying pharmacy, I opted to start my own retail chemist [pharmacy] from my little savings, though I believe my dreams of conquering the field are valid.

Though my kids are young, I will let them decide on what they want to pursue. Though I am not a footballer, I enjoy watching football and I am a big Manchester United fan.

My Business

Since it's a retail chemist, I offer all medicines that can improve health. I also offer free services like weight and blood pressure check-ups to attract more clients. In central Kenya, most people suffer diseases such as diabetes and hypertension; thus, drugs used to manage the two conditions do good. Although the government does offer these drugs, patients don't have confidence with those facilities and thus I reap big from this.

In the future, I am planning to register a limited company whereby I can import and distribute medicines all over the nation. I am a strong believer that everything is possible with plans in place and with God's blessing. Once I am certain health is available and affordable to all, I will venture into other fields to better the world at large.

Loan Proposal

Hello Lenders! First am very grateful to you for your kindness. My last loan was a success to me and to community at large. I back here to apply a new loan of upto 2043.08 Us dollars so that I can be able to upgrade my retail pharmacy to a medical clinic, in a medical clinic I will be able to offer more services to my clients such as consultation, laboratory services and first aid. I am also planning to create a room for emergency deliveries of babies. According to my upgraded business plan I will need to hire a clinical officer and a lab technician to assist be deliver this noble services of keeping the community healthy and also give and make primary healthcare available to all. I am planning to use 1000 Us dollars to expand the pharmacy and buy desks, weighing machine, an examination bed and also build an incenerator where I will be burning my wastes. To the remaining 1040.08 Us dollars I will add
the little money I have saved and use them to buy few laboratory equipments including a simple light microscope whose price is abit high. Incase I have any money left in my budget I will use it to pay salaries to my new employees before my new clinic gains momentum. I am humbly requesting all people of good will to make this happen.
I looking forward to this mega project.
Thanks in advance.
Team Zidisha.

Show original English  

About Me

My name is Charles. Born in humble Christian background in the slopes of aberdare ranges. Due to financial strains in our family and community at large I joined public nursery, primary and secondary schools which offered standard education compared to others which were expensive in terms of school fees. My beloved granny "may She live long to see her son prosper" gave all she could until I was through with my secondary school. Growing up my granny used to tell me in vernacular A home with a son one day they will roast meat even if rabbit its rabbit meat,this till today keeps me going and I say I will roast more than a rabbit. The fact my family was poor made me to dream of delivering them by starting and running businesses. After being sponsored to college and studying pharmacy I opted to start my own retail chemist from my little savings though I believe my dreams of conquering the field are valid.Though my kids are young I will let them decided on what they wonna pursue. Though am not a footballer I enjoy watching football and am a big Manchester United fan

My Business

Since its a retail chemist I offer all medicines which can improve health. I also offer free services like weight and blood pressure check up to attract more clients. In central Kenya most people suffer diseases such as diabetis and hypertension thus drugs used to manage the two conditions do good. Although government do offer this drugs for patients don't have confidence with this facilities and thus I reap big from this. In future I am planning to register a limited company whereby I can be able to import and distribute medicine's allover the nation. I am a strong believer that everything is possible with plans in place and with God's blessing. Once am certain health is available and affordable to all at this time I will venture into other fields to better the world at Large.

Loan Proposal

Hello Lenders! First am very grateful to you for your kindness. My last loan was a success to me and to community at large. I back here to apply a new loan of upto 2043.08 Us dollars so that I can be able to upgrade my retail pharmacy to a medical clinic, in a medical clinic I will be able to offer more services to my clients such as consultation, laboratory services and first aid. I am also planning to create a room for emergency deliveries of babies. According to my upgraded business plan I will need to hire a clinical officer and a lab technician to assist be deliver this noble services of keeping the community healthy and also give and make primary healthcare available to all. I am planning to use 1000 Us dollars to expand the pharmacy and buy desks, weighing machine, an examination bed and also build an incenerator where I will be burning my wastes. To the remaining 1040.08 Us dollars I will add
the little money I have saved and use them to buy few laboratory equipments including a simple light microscope whose price is abit high. Incase I have any money left in my budget I will use it to pay salaries to my new employees before my new clinic gains momentum. I am humbly requesting all people of good will to make this happen.
I looking forward to this mega project.
Thanks in advance.
Team Zidisha.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,013.00

Date disbursed

May 27, 2018

Repayment status

Late

Projected term

9 months

Lenders

G

guenter

Bremen, Germany

R

Rahima

United States

Stephan W

Witten, Germany

roark22

Geneva, Switzerland

Dan Brinkman

Lynden, WA, United States

Ed

Howells, United States

Deirdre

Yorkshire, United Kingdom

Paul Buchheit

Mountain View, United States

Nethanel Kohen

NYC, United States

Michael Bauschke

Dresden, Germany

Jane

California, United States

Genuine Interest

Singapore, Singapore

AR

Axel Ratzer

Neuss, Germany

alexalexalex

Berlin, Germany

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  • Charles    Jun 12, 2021

    Corona pandemic

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  • Jane    Aug 16, 2018

    Well, yeah, charging 30% of the loan in fees is not right! Might as well go back to Kiva to lend. What is happening with Zidisha????

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  • Charles    Jul 3, 2018

    Hello Zidisha team. I am glad I have gained courage to login and write my

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  • Robert    Jul 3, 2018

    Dear lenders, I had a long conversation with Charles today. He raised some issues that I could not solve ranging from what he feels is excessive deductions in form of Members Loan Fund and Credit risk. I advised him to raise the matter with Zidisha staff through support ticket.

    He promised to repay the loan once these issues are addressed. I will do a follow-up after a few days and report an update.

    Thanks for your patience.

    VM.

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    • guenter    Aug 20, 2018

      Well, next time Charles should read the conditions BEFORE he applies for a credit.

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      • Charles    Feb 8, 2019

        I have the same feeling that the agreement which one signs before loan approval is honoured to the letter. Like you pay a huge amount of money on your MLF to increase your credit limit you sign an agreement on amount to borrow next only to finish your current loan and be denied the amount you were borrow. That's not right, lawful nor ethical. Meanwhile I am strategizing how I will repay my current loan.

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  • guenter    Jun 23, 2018

    Hi Charles,
    please don't forget to pay back! :)

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  • Charles    May 24, 2018

    I am very very happy to get my loan fully funded through expedition option. Zidisha is a family which I will leave to cherish. I am planning to use the whole amount of money to expand my Pharmacy to a medical clinic. I will add my savings to be able to fully equip my clinic and I will be posting pictures for my upgraded business as soon as I am through with upgrading process. This loan will help me to accomplish my project since every coin counts in any successful business. Again to you my dear lenders and friends I say a big thank you. May God bless you mightly.

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  • Charles    May 24, 2018

    Only 2 days left for loan application to expire. I am appealing to All lenders to help me get this loan fully funded. Thanks in advance for your trust and kindness.

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  • alexalexalex    May 22, 2018

    Good luck Charles

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  • Charles    May 21, 2018

    I am safe in my flooding Kenya

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  • Charles    May 16, 2018

    Always feels good posting a comment here. I know my mentees looks into my posts and are get determined than ever.

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  • Charles    Apr 15, 2018

    Through God I was able to repay my loan in full. Again I say thankyou for trusting in me. Blessed sunday.

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  • Charles    Apr 7, 2018

    Hello Zidisha. Today I had a busy day contacting my mentees. I am happy that majority of them are coperative though a few are hostile. I was still not able to reach others and I decided to call their mobile service providers to confirm if their numbers are operational where I learnt some stopped using their numbers ago. I decided to set aside two days in a week when I'll be calling my mentees to encourage and guide them. Zidisha is a team and I will play my role with passion. Now here comes the worst part of my day Manchester united is 2 goals down vs Manchester city first half. Come on boys 2nd half we wonna score 5 goals hahaha

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    • Charles    Apr 9, 2018

      Hallo Joost. You see we won the game from 2 goals down, Its called hope and determination, the same case here on Zidisha we wonna make this dream come true. United we stand dived we fall. Big up.

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  • Charles    Mar 3, 2018

    Hello Zidisha family. I am so grateful to have gone this far with you. At the time I was invited it all looked like a joke. Giving it a trial and believing in my friend has seen me go this far. In deed it's near a miracle if ain't a miracle itself seeing my loan grow from 50 dollars to 2500 dollars. I have great hopes that One day am going to achieve my dream of a healthy world, where primary health care is available to all. My best regards to all lenders. You are all great.

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  • Charles    Dec 25, 2017

    Merry Chrismas dear Zidisha fraternety. You are my family. Let's celebrate.

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  • Charles    Sep 30, 2017

    Zidisha will ever have a special soft place my heart.

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  • Charles    Sep 22, 2017

    I am grateful toZidisha team for funding my loan and throught it I was able to purchase a computer which has been very key to my business since then. I use it to moniter stock, expiry dates to avoid stock out and losses. This inturn has made it to maintain my sales at 200 US dollars per day. Due to political instability for now in my beloved country business are down but I am sure once the political crowd is gone my business is destined to greatness. Again thanks team Zidisha.

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  • Charles    Sep 22, 2017

    God is ever faithful to me. He has made it possible for me to repay my loan on time. The desire to grow drives me. I am determined to pharmaceutical sector one of the best service delivering public sector. Zidisha has been one of my strongest pillars so far,thanks alot guys, I will ever be grateful to you.

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  • Charles    Aug 16, 2017

    Hello! I am well and I hope all is well with you me great friends and Zidisha family. Am very proud to be associated with you because the impact you've brought in my life is like no other. I want to let you know that I used the money I borrowed to purchase a computer for my chemist as I had stated in my loan proposal. I am grateful to God for He made it possible., I am now able to monitor my inventories and get latest information about this dynamic field of pharmaceuticals. I am looking forward to complete paying my loan on time.

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