Valentine Bakers

Valentine Kerubo

Nairobi, Kenya

100% repaid



Valentine Kerubo


Nairobi, Kenya

On-time repayments

1 weekly installment  •  100%

About Me

I'm valentine kerubo momanyi aged 25yrs a university graduate and a hard working youth
I'm single with no kids and I'm currently working
I stay in ngong and I'm.from a family of 5 where we are 3siblings and I'm the first born

My Business

I'm currently employed at 4Th generation capital since Feb 2020 and I'm.sill currently working with the company and so far have managed to gather a lot of information and experience which is a key aspect in the current situation

Loan Proposal

I would like to add my stock and since I have a lot of orders and I would also want to make more and tasty cakes which ahs a higher demand and that's the reason I applied the loan to boost my business to another level

Income Source

Apart from the business I'm still working which will make it easier for me to get an alternative means of Clearing the loan
Also I have a poultry which will aid in repayment






Babbitt Family Foundation

Sioux Falls, SD, United States


Gernot Barnreiter

Vienna, Austria, Austria




Loan Info

Disbursed amount


Date disbursed

Mar 30, 2021

Repayment status

On Time

Projected term

2 weeks

Cost to entrepreneur

Service fee: 5% of $55.90 = $2.79

Credit risk payment: $7.82

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  • Donald Osiemo    Apr 11, 2021

    Please note this loan is fully repaid but has not been successfully allocated in Zidisha system. Mpesa confirmation: PDA0NLVFEQ
    The payment (Kes6309) was made on 10/04/2021 at 09:22am EAT

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    • Laurie    Apr 11, 2021

      Please use the HELP link in your account (or ask this borrower to use the HELP link in her account) to report the issue to the Director on a private support ticket. She almost never visits the borrower-lender Discussion page of any individual borrower (because there are hundreds of thousands of borrowers). While you or the borrower should inform this borrower's lenders here on her borrower-lender Discussion page to expect repayment to appear soon (and tell them just the date and amount paid), all of the other payment details should be sent only to the Director on a private support ticket from the HELP link in the borrower's account. Although you can do that for her, actually each borrower really is supposed to manage his or her own account. If you're managing her account for her, please tell the Director why (on the support ticket), and her lenders, too (on her borrower-lender Discussion page).

      Thank you, best wishes, and please stay safe.

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  • Valentine Kerubo    Mar 30, 2021

    I will add my stock and buy a fridge which will help in storing some of my delicate ingredients
    Thanks alot for believing in me and I hope we shall have a good working relationship
    May God bless you guys

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