Vegetable business loan

Magdaline

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Magdaline

Member since

August 2018

On-time repayments

32 installments  •  56%

About Me

Magdaline Jemeli I started school in 1976 in Uasingishu at chepkoiyo primary. In STD 3, as my parents were not able to provide for us , so I used to look for vegetable (wild) e.g managu,derema so that i can sell to buy soap for washing my cloths and uniforms. During harvesting I used to go to collect remnants in the maize shambas from my neighbors for buying other necessities. My paternal aunt was able, so she used to tell my cousins to help us in providing for us in food, by planting for us every year. One of my cousins took me in and paid for my education from STD 5 up to form 4. After doing my KCE, I managed to get employment in the ministry of Transport as a clerical officer. I was offered a residential house by my employer and it has a spacious compound. My idea of growing and selling vegetables materialized. The business supplemented my salary income. I had a passion of giving out information to people hence I did a course in information science and right now I am Library Assistant in School of Aviation disseminating information to students to get informed and by helping them do Research.

My Business

In the estate I live, there are a bout 100 house holds who need vegetables during their daily meals hence started planting in my compound.There are varieties of them like kales , spinach ,amarandus,onions, pumpkins, night shade e.t.c. . I use the available space that is a round my residential house. My neighbors used to go outside the estate to purchase the vegetables for use. So I grew the vegetables for sale to the people and for my daily consumption. This has made my estate mates happy as they cost cut on the transport looking for the vegetables.Again ,the vegetables are healthy and fresh from the shamba.
money I get from my
business reinvest and
upkeep of my children as I supplement with my salary.

Loan Proposal

Grow my Vegetable business in the estate to the next level by expanding the size of the place I grow the vegetables so that my customers will not go without vegetables.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$12.93

Date disbursed

Aug 31, 2018

Repayment status

On Time

Projected term

3 weeks

Lenders

T

thegreek1020

San Jose, United States

R

Ralf

Germany

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  • Maggie and M    Mar 29, 2020

    How are you doing, Magdaline?

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    • Magdaline    Mar 30, 2020

      'm fine in Jesus name.Though 'm struggling in paying my loan but I know all will be well.Thanks for remembering me n your moral support.God bless you all.

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  • Robinson    Jan 22, 2020

    Borrower not picking up calls after they rung, so I left a text message to the borrower mobile number ending with 0447 asking her regarding the challenge she has with making repayments and to get back to me so that we may discuss the same. Looking forward to hearing from her.

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    • Magdaline    Feb 3, 2020

      Please Mr.Karaba,

      I am requesting that you allow me to repay the loan of ksh.17500 on or before end of Feb.2020.This is due to the reasons I had posted earlier on all my resources being used in settling of my late sister's hospital bill and burial; and we still have a balance of ksh.500000.
      Thanks for your continued support.
      Magdaline Jemeli.

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  • Magdaline    Jan 13, 2020

    I apologize for not paying the remaining loan balance on time. This was because of unavoidable circumstance. I will pay the balance on or before 31st.mar.2020. Please understand my able request.

    Magdaline Jemeli

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  • Magdaline    Jan 3, 2020

    We managed to raise 200000 of hospital bill of 700000. for them to release the body on 17th Dec,19 for burial. The balance of 500,000 to pay by April 2020. For now, I may not be able to repay the loan ,please give me until on or before 31st March,2020.Then I will have manage to get some money to repay the balance of 17500. I thank you all for your prayers and moral support. I love you all my friends. Magdaline Jemeli.

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  • Magdaline    Dec 4, 2019

    I AM SORRY FOR NOT REPAYING THE LOAN ON TIME.I HAD A SISTER WHO WAS SICK AND ADMITTED IN ICU AT REALE HOSPITAL IN ELDORET KENYA FOR 9 DAYS FOR LIVER FAILURE BUT PASSED ON ON MONDAY 2ND DEC,2019. THE BILL IS KS.700,000(SEVEN HUNDRED THOUSAND). CURRENTLY I DO NOT HAVE ANY MONEY EVEN TO PAY FOR THE BILL.GOD WILLING IF I GET ANY THIN SMALL, I WILL PAY BY END OF DEC 22,2019.THAT IS THE BALANCE OF KS 19500. THANKS FOR YOUR COOPERATION AND SUPPORT.PLEASE PRAY FOR ME .MAGDALINE JEMELI

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    • Wendy Emlyn    Dec 18, 2019

      Thank you for letting us know.
      God bless you,
      Wendy

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    • Mary    Dec 29, 2019

      I am sorry for the loss of your sister Magdaline. We will add you and your family to our prayer list.

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      • Magdaline    Jan 3, 2020

        Thanks Mary for your prayers, may God bless you..
        Magdaline Jemeli

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  • Daniel    Nov 29, 2019

    Hello Lenders,
    I tried to reach the applicant but i was not able,however i called one of the referees who informed me that,the applicant has a sick sister in icu thus going through a difficult moment currently but she promised to pass the message to her.

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  • Magdaline    Nov 20, 2019

    Hallo Wendy Emlyn,

    I have some financial difficulties right now which makes me not able to repay the loan.I am praying that the situation normlizes so as I repay the loan.

    Thanks very much for your prayers.
    Magdaline Jemeli.

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    • Wendy Emlyn    Nov 24, 2019

      Thanks for replying. If you're struggling at the moment, please contact Zidisha and ask to reschedule your payments - this will help your credit rating for future loans. Please ask your mentor for advice if you're unsure how to do this.
      God bless you,
      Wendy

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  • Wendy Emlyn    Nov 19, 2019

    Hello Magdaline.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

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  • Magdaline    Oct 22, 2019

    Thanks for the loan of Ksh. 13800 I receipt on 17/10/2019. I used the loan in boosting and expanding my vegetable business to include more varieties of vegetables and hiring of a worker to help in maintaining the garden. This will help the worker/s meet their daily needs.

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  • Magdaline    Oct 16, 2019

    I will expand my business by planting more varieties like cow peas, garden peas, Tomatoes potatoes. The profit I will get I will use to employ workers who will tend the garden and this will make support the community.I hereby thank you for the loan. I will continue helping others with my business.

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  • Mary    Oct 14, 2019

    I like that way you take advantage of opportunities that come across your path Magdaline! I hope you can expand your gardens to help employ others in your community!

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  • Magdaline    Oct 11, 2019

    I added the varieties of the vegetables i.e cow peas and i employed one worker to help when not around. This as helped my employee.

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  • Magdaline    Apr 20, 2019

    I am grateful to u all for funding the loan. The Money Will go along way in helping my business grow and my family will be taken care of. Magdaline Jemeli.

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  • Magdaline    Sep 5, 2018

    I 'm Magdaline Jemeli from embakasi Nairobi Kenya. I thank you all for funding my loan.I will use it to grow my vegetable business to the next level in the estate I live and sell to residence hence use the proceeds to help my family...

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