Vehicle for delivering chicken and eggs

John

Nakuru, Kenya

11% repaid

Entrepreneur

Name

John

Member since

May 2015

On-time repayments

292 installments  •  68%

About Me

This is my 3rd Zidisha loan funding attempt.
Well, am not entirely new to the Zidisha family, but I will introduce myself once again for the new Zidisha members. I am Kenyan by nationality and my names are John Thiaro. I come from Kenya which is famous for the world-renowned athletes Joyce Chepchumba, Paul Tergat, Vivian Cheruiyot, Philip Boit and many others who have won numerous awards internationally like the Boston marathon, Olympics and so forth.

I was born and raised up in a town known as Nakuru which is approximately 125 miles from our capital city of Nairobi. Nakuru is the 4th largest town in Kenya.

We are a family of 8, 5 brothers and 3 sisters. My parents are retired police officers, but my father passed on in 2010.

I am the 6th born in our family and the youngest amongst the boys (or men if you like as we are all grown up).

I have a family that who include my loving wife Mercy and 2 daughters and a boy. Kathy - 7 years, Emilly - 5 years and Jerry - 7 months.

I am very passionate about nature and conservation and I love wildlife safaris, am a trained safari-guide and have worked in several of our wildlife conservation areas such as Maasai Mara and other parks. Ornithology is a hobby I dearly love and enjoy.

My Business

Currently, my main business is keeping of chicken both for meat - broilers, and for eggs layers. The chicken for eggs are both hybrid and free-range chicken as the my customers love both of this varieties.

I want to become a broker for chicken eggs and chicken meat to be supply to hotels, schools and large institutions.

Due to the rapid expansion of my business, I bought a Motorbike with my 5th Zidisha loan. This has really assisted my business as I got to supply my products where I previously could not be able to.

My profits have since increased by more than 70% and am very very grateful to all Zidisha lenders. My families lifestyle has changed for the better and each new day is a blessing to us.

I am able to pay our 2 children's school fees, cloth and cater for their day to day effortlessly because of my business whose foundation is Zidisha!

As I had informed you earlier, the expansion of my chicken and eggs supply as has made me have about triple the number of customers I had when I started this business. With the availability of the van, I will easily be able to offer chicken products in a diversified market at a more competitive price than that of other business-men in the same work.

This has necessitated me to not only source the products from my farm but also outsource from other farmers as I cannot cope with the high demand.

This is the reason, I was planning that with the able and good Zidisha lenders, I will make this a reality by purchasing a station wagon or van if you like. The most popular in my country are Toyota Probox or Toyota Succeed. This a hardy vehicle which is relatively cheaper than other models and consumes very little fuel.

The vehicle's maintenance is low and when you fold the rear seat, I will be able to supply my goods to various hotels in town and the outskirts of my town.

I will then resell the motorbike and add a little of my savings towards achieving this goal.

Loan Proposal

My strategy is to continue with supplying poultry products with the capital that I have and then, with the Zidisha loan, buy a vehicle to enable me to actualize this and enable my business to be cost-effective, efficient and competitive.

To this end, the loan proposal for my 6th loan is to buy a vehicle, preferably a station wagon as it would be used as a family car and for my business. The break-down is as follows:-

A. Totoya Probox/Succeed (reconditioned)................$3,400

B. Sale of my motorbike will give me about $1000.

C. Amount needed is A-B or 3,400-1000=$2,400

D. Expected Zidisha loan is about $2,100, I will add about $300 from my business.

With this amount, I will be a proud owner of good van and become a very successful broker for chicken products chicken and eggs and supplying all over my county and beyond.

REPAYMENT PLAN:-

Since I have a good number of hotels and institutions that I already deliver chicken meat and eggs, I plan to add about 50 more clients whom I can comfortably supply without fail. This will, in turn, generate an extra income. I have already held some meetings with the purchasing and supplies personnel of various places (hotels, schools and other institutions).

1. The newly generated profit will be directed in repaying my loan.
2. I will add about 30% of my current expenditure towards my loan repayment.
3. The amount of money I used to spend on transporting chicken feed and my children to school will henceforth be directed towards my loan repayment.

WORDS OF THANKS:-

I want to thank you so much for the previous assistance that you have given to me. I wish all of you and your families prosperity and good health.

As always, I promise to repay all my loans without default.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,105.00

Date disbursed

Mar 17, 2018

Repayment status

Late

Projected term

6 months

Lenders

Richard Griebe

La Jolla, United States

Laparo

Dusseldorf, Germany

melissapmeier

United States

Nick

Manchester, United Kingdom

P

patrice64

United Arab Emirates

Paul Buchheit

Mountain View, United States

M

Mary

United States

A

Anonymous

United States

EE

Eff Emm

Switzerland

F

fayo

United States

Ask John a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$233.79

Amount remaining

$1,871.30

Expected completion

Aug 19, 2021

Status

Repaying late

Installment amount

$11.12

Repayment History

Expected Payments Actual Payments
Mar 29, 2018 $80.80 Mar 28, 2018 $80.80
Apr 5, 2018 $9.86 Apr 5, 2018 $9.86
Apr 12, 2018 $9.86 Apr 11, 2018 $9.86
Apr 19, 2018 $9.86 Apr 20, 2018 $9.86
Apr 26, 2018 $0.00
May 3, 2018 $0.00
May 10, 2018 $4.94 May 5, 2018 $4.94
May 17, 2018 $4.94 May 5, 2018 $4.94
May 24, 2018 $4.94 May 5, 2018 $4.94
May 31, 2018 $4.94 May 5, 2018 $4.94
Jun 7, 2018 $4.94 May 5, 2018 $4.94
Jun 14, 2018 $1.98 Jun 11, 2018 $1.98
Jun 21, 2018 $1.98 Jun 11, 2018 $1.98
Jun 28, 2018 $1.98 Jun 11, 2018 $1.98
Jul 5, 2018 $1.98 Jul 11, 2018 $1.98
Jul 12, 2018 $1.98 Jul 11, 2018 $1.98
Jul 19, 2018 $0.00
Jul 26, 2018 $1.98 Jul 31, 2018 $1.98
Aug 2, 2018 $1.98 Jul 31, 2018 $1.98
Aug 9, 2018 $1.98 Jul 31, 2018 $1.98
Aug 16, 2018 $1.98 Sep 3, 2018 $1.98
Aug 23, 2018 $1.98 Sep 3, 2018 $1.98
Aug 30, 2018 $0.00
Sep 6, 2018 $1.97 Sep 3, 2018 $1.97
Sep 13, 2018 $1.97 Sep 3, 2018 $1.97
Sep 20, 2018 $1.97 Sep 23, 2018 $1.97
Sep 27, 2018 $1.97 Oct 3, 2018 $1.97
Oct 4, 2018 $1.97 Oct 7, 2018 $1.97
Oct 11, 2018 $1.97 Oct 15, 2018 $1.97
Oct 18, 2018 $1.97 Oct 23, 2018 $1.97
Oct 25, 2018 $1.97 Oct 23, 2018 $1.97
Nov 1, 2018 $1.97 Nov 6, 2018 $1.97
Nov 8, 2018 $1.97 Nov 6, 2018 $1.97
Nov 15, 2018 $1.97 Nov 27, 2018 $1.97
Nov 22, 2018 $1.97 Nov 27, 2018 $1.97
Nov 29, 2018 $1.97 Nov 30, 2018 $1.97
Dec 6, 2018 $1.97 Dec 11, 2018 $1.97
Dec 13, 2018 $1.97 Dec 11, 2018 $1.97
Dec 20, 2018 $1.97 Jan 3, 2019 $1.97
Dec 27, 2018 $1.97 Jan 3, 2019 $1.97
Jan 3, 2019 $1.97 Jan 3, 2019 $1.97
Jan 10, 2019 $1.97 Jan 22, 2019 $1.97
Jan 17, 2019 $1.97 Jan 22, 2019 $1.97
Jan 24, 2019 $0.00
Jan 31, 2019 $0.99 Jan 27, 2019 $0.99
Feb 7, 2019 $0.99 Jan 27, 2019 $0.99
Feb 14, 2019 $0.99 Feb 25, 2019 $0.99
Feb 21, 2019 $0.99 Feb 25, 2019 $0.99
Feb 28, 2019 $0.00
Mar 7, 2019 $0.00
Mar 14, 2019 $0.99 Mar 14, 2019 $0.99
Mar 21, 2019 $0.99 Mar 14, 2019 $0.99
Mar 28, 2019 $0.99 Mar 28, 2019 $0.99
Apr 4, 2019 $0.99 Apr 8, 2019 $0.99
Apr 11, 2019 $0.99 Apr 15, 2019 $0.99
Apr 18, 2019 $0.99 Apr 21, 2019 $0.99
Apr 25, 2019 $0.99 May 9, 2019 $0.99
May 2, 2019 $0.99 May 9, 2019 $0.99
May 9, 2019 $0.00
May 16, 2019 $0.00
May 23, 2019 $0.00
May 30, 2019 $0.99 May 28, 2019 $0.99
Jun 6, 2019 $0.99 Jun 9, 2019 $0.99
Jun 13, 2019 $0.99 Jun 30, 2019 $0.99
Jun 20, 2019 $0.99 Jun 30, 2019 $0.99
Jun 27, 2019 $0.99 Jun 30, 2019 $0.99
Jul 4, 2019 $0.00
Jul 11, 2019 $0.00
Jul 18, 2019 $0.49 Aug 15, 2019 $0.49
Jul 25, 2019 $0.49 Aug 23, 2019 $0.49
Aug 1, 2019 $0.49 Aug 23, 2019 $0.49
Aug 8, 2019 $0.00
Aug 15, 2019 $0.00
Aug 22, 2019 $0.00
Aug 29, 2019 $0.49 Aug 27, 2019 $0.49
Sep 5, 2019 $0.49 Aug 27, 2019 $0.49
Sep 12, 2019 $0.49 Sep 10, 2019 $0.49
Sep 19, 2019 $0.49 Oct 2, 2019 $0.49
Sep 26, 2019 $0.49 Oct 2, 2019 $0.49
Oct 3, 2019 $0.00
Oct 10, 2019 $0.49 Oct 12, 2019 $0.49
Oct 17, 2019 $0.49 Oct 12, 2019 $0.49
Oct 24, 2019 $0.49 Oct 12, 2019 $0.49
Oct 31, 2019 $0.49 Oct 12, 2019 $0.49
Nov 7, 2019 $0.49 Oct 12, 2019 $0.49
Nov 14, 2019 $0.49 Dec 27, 2019 $0.49
Nov 21, 2019 $0.49 Dec 27, 2019 $0.49
Nov 28, 2019 $0.00
Dec 5, 2019 $0.00
Dec 12, 2019 $0.00
Dec 19, 2019 $0.00
Dec 26, 2019 $0.00
Jan 2, 2020 $0.49 Dec 31, 2019 $0.49
Jan 9, 2020 $0.49 Jan 12, 2020 $0.49
Jan 16, 2020 $0.49 Jan 14, 2020 $0.49
Jan 23, 2020 $0.49 Jan 25, 2020 $0.49
Jan 30, 2020 $0.49 Feb 1, 2020 $0.49
Feb 6, 2020 $0.49 Feb 17, 2020 $0.49
Feb 13, 2020 $0.49 Mar 10, 2020 $0.49
Feb 20, 2020 $0.49 Mar 10, 2020 $0.49
Feb 27, 2020 $0.49 Mar 10, 2020 $0.49
Mar 5, 2020 $0.49 Mar 10, 2020 $0.49
Mar 12, 2020 $0.49 Mar 28, 2020 $0.49
Mar 19, 2020 $0.49 Mar 28, 2020 $0.49
Mar 26, 2020 $0.49 Mar 28, 2020 $0.49
Apr 2, 2020 $0.00
Apr 9, 2020 $0.00
Apr 16, 2020 $0.00
Apr 23, 2020 $0.49 May 5, 2020 $0.49
Apr 30, 2020 $0.49 May 5, 2020 $0.49
May 7, 2020 $0.49 May 24, 2020 $0.49
May 14, 2020 $0.49 May 24, 2020 $0.49
May 21, 2020 $0.49 May 24, 2020 $0.49
May 28, 2020 $0.50 May 31, 2020 $0.50
Jun 4, 2020 $0.00
Jun 11, 2020 $0.00
Jun 18, 2020 $0.00
Jun 25, 2020 $0.00
Jul 2, 2020 $0.00
Jul 9, 2020 $0.50 Aug 5, 2020 $0.50
Jul 16, 2020 $0.48 Aug 5, 2020 $0.48
Jul 23, 2020 $0.00
Jul 30, 2020 $0.00
Aug 6, 2020 $0.00
Aug 13, 2020 $0.00
Aug 20, 2020 $0.00
Aug 27, 2020 $0.50 Sep 5, 2020 $0.50
Sep 3, 2020 $0.50 Sep 5, 2020 $0.50
Sep 10, 2020 $0.00
Sep 17, 2020 $0.00
Sep 24, 2020 $0.00
Oct 1, 2020 $0.00
Oct 8, 2020 $0.00
Oct 15, 2020 $0.50 Nov 4, 2020 $0.50
Oct 22, 2020 $0.50 Nov 4, 2020 $0.50
Oct 29, 2020 $0.50 Nov 4, 2020 $0.50
Nov 5, 2020 $0.00
Nov 12, 2020 $0.00
Nov 19, 2020 $0.00
Nov 26, 2020 $0.00
Dec 3, 2020 $0.50 Dec 1, 2020 $0.50
Dec 10, 2020 $0.00
Dec 17, 2020 $0.00
Dec 24, 2020 $0.00
Dec 31, 2020 $0.00
Jan 7, 2021 $0.00
Jan 14, 2021 $0.00
Jan 21, 2021 $0.00
Jan 28, 2021 $0.00
Feb 4, 2021 $0.00
Feb 11, 2021 $11.12 Apr 6, 2021 $0.99
Jun 14, 2021 $0.99
Feb 18, 2021 $11.12
Feb 25, 2021 $11.12
Mar 4, 2021 $11.12
Mar 11, 2021 $11.12
Mar 18, 2021 $80.80
Mar 25, 2021 $80.80
Apr 1, 2021 $80.80
Apr 8, 2021 $80.80
Apr 15, 2021 $80.80
Apr 22, 2021 $80.80
Apr 29, 2021 $80.80
May 6, 2021 $80.80
May 13, 2021 $80.80
May 20, 2021 $80.80
May 27, 2021 $80.80
Jun 3, 2021 $80.80
Jun 10, 2021 $80.80
Jun 17, 2021 $80.80
Jun 24, 2021 $80.80
Jul 1, 2021 $80.80
Jul 8, 2021 $80.80
Jul 15, 2021 $80.80
Jul 22, 2021 $80.80
Jul 29, 2021 $80.80
Aug 5, 2021 $80.80
Aug 12, 2021 $80.80
Aug 19, 2021 $39.99

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