Bulk purchase of raw coconut

Paul

Bobo Dioulasso, Burkina Faso

16% repaid

Entrepreneur

Name

Paul

Member since

June 2013

On-time repayments

81 installments  •  16%

About Me

I am married, father of a 10 month old infant, and two other people - an aunt and a niece are all my dependents. I work in a company processing cashews in Bobo Dioulasso. In addition to my employment, I sell many different articles to my colleagues, for example, mobile phones, cereals, household appliances, etc. The revenues from this business allow me to pay for school fees for my niece, and make sure that she eats every day. I hold a BEPC (*trans note BEPC = secondary school graduation cerificate) and have a very good knowledge of computers.

My Business

I am a vendor of many items. I sell my merchandise at social prices, that's to say with a 10% reduction compared to other vendors. I sell my articles on credit to the clients who have proven to be faithful to me, and in whom I have confidence, but I also ask for a down payment from them. This is why people prefer my products to the competition. This business brings me a lot, and my daily earnings allow me to expand. There is not too much risk of loss because my products are much sought-after and I cannot meet the demand. That is why I have come to ask you for support, to respond to the growing demand.

Loan Proposal

This loan will be used to increase my business activities. I plan to use 60% of the amount to buy raw coconut in bulk to avoid possible losses in the market. 20% of the loan amount will be used for my mobile phone business. The rest will be saved for future needs. I am very happy for the previous loans, which changed my life. Thank you very much to all of the lenders and everyone who has contributed in one way or another to advance Zidisha microfinance.

Show original Français  

About Me

Je suis marié père d'un enfant de 10 mois et de deux autres personnes dont une tante et une nièce tous à ma charge. Je travaille dans une société de transformation de noix de cajou à Bobo Dioulasso. En plus de mon travail je vends plusieurs articles à mes collègues à savoir des téléphone portable, des céréales , des appareils électroménager etc…
Les revenus de ce commerce me permettent de payer la scolarité de ma nièce et d’assurer leur repas quotidien. . Je suis titulaire d’un BEPC et le niveau terminal de l’enseignement général, et une très bonne connaissance de l’outil informatique.

My Business

Je suis vendeur de plusieurs articles. Je vends mes marchandises à des prix sociaux c'est à dire avec 10% de réduction par rapport aux autres commerçants, je donne mes articles à crédit à tous les clients qui me sont Fidel et que je fais confiance mais ils versent d’abord une avance. C’est pourquoi les gens préfèrent mes articles à la concurrence. Ce commerce me rapporte beaucoup car ce que je gagne par jour me permet de m'épanouir. Il n'y a pas trop de risque de perte car mes articles sont trop demandé et je n'arrive pas à satisfaire la demande. C’est pourquoi je viens vous demander un soutien pour pouvoir répondre à la demande qui ne cesse de croitre.

Loan Proposal

LE PRÉSENT PRÊT SERA UTILISER POUR ACCROITRE MES ACTIVITÉS. JE VAIS UTILISER 60% DE LA SOMME POUR ACHETER LE COCO BRUTE EN QUANTITÉ POUR ÉVITER UNE ÉVENTUELLE MANQUE SUR LE MARCHÉ ET 20% VA ÊTRE AFFECTÉ AUX ACTIVITÉS DE VENTE DE TÉLÉPHONE. LE RESTE VA ME PERMETTRE DE RÉAGIR FACE A UNE ÉVENTUELLE BESOIN D'ARGENT. JE SUIS TRÈS CONTENT POUR CE QUE LES PRÊT ANTÉRIEURS ONT APPORTÉS COMME CHANGEMENTS DANS MA VIE ET JE DIS INFINIMENT MERCI A TOUT LES PRÊTEURS ET A TOUS CEUX QUI D'UNE MANIÈRE OU D'UNE AUTRE CONTRIBUENT A FAIRE AVANCER ZIDISHA MICRO-FINANCE.

Feedback

8

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Loan Info

Project Type

Classic Loan

Disbursed amount

$627.00

Date disbursed

Oct 6, 2014

Repayment status

Late

Projected term

73 months

Lenders

johnfay

Lusaka, Zambia, South Africa

D

Delph007

Den Haag, Netherlands

investor

Candiac, Canada

I

icetwice

Melbourne, Australia

lorrymac

Killough, United Kingdom

F

Fiodal

Helsinki, Finland

dsmart978

Bondurant, United States

J

jjonas

berlin, Germany

KirstenShute

Montreal, Canada

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

R

rpmccarthy

Sydney, Australia

McJulio

New Jersey, United States

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

H

halisi

assenede, Belgium

Bobrm2k3

Charleston, United States

D

Don100

Wilton, United States

gseletko

South Perth, Australia

Sarasota

Sarasota, Fl, United States

S

seikatsu

Palo Alto, CA, United States

Matthieu

Switzerland, France

markpearson

Portsmouth, United Kingdom

H

Haavard

Bergen, Norway

Evan Lamos

Brussels, Belgium

T

thebonseung

Republic of Korea

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

T

tomcat14

Brussels, Belgium

KrautFunding

Hamburg, Germany

M

mb210047

Miamisburg, OH, United States

WhyPeace

United States

L

leumasmc

United States

K

Kimbo

Vietnam

Agerfar

Aarhus, Denmark

H

hodor

Australia

P

Panda6689

United States

T

tmarkus

Netherlands

Vesa

Helsinki, Finland

Loungin

United States

Mikers

Netherlands

K

Keith

Luxembourg

dpollard

United States

S

stryker75

United States

Ask Paul a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Paul    Dec 13, 2015

    hello to tous__je come by this note to tell you that nothing works in my activities since March of this year .__ I am trying to do for all puissse everything back to normal as soon as possible thank you and soon .__ .

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  • Paul    Jul 27, 2015

    Hi everyone! __ It is with great pleasure that I find myself before a new computer to give my news. __ Note that the beginning of the year was not pleasant for me because in the month of February I was the victim of a motorcycle accident in Ivory Coast of republic or I had gone to search nut raw coconut. I was wounded in the foot but now I feel better. This is what explains the delay found on my refund. To all lenders I apologize and I assure them that the schedule was changed and I"ll thank you Fidel .__

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  • Paul    Jul 11, 2015

    Hello tous__Je am very happy today to put me in front of a camera to bring news of my activtés .__ from a trip on the coast of ivory or I went for crude coconut nut, I was a victim of a traffic accident .__ This in fact that I did not go out. But now ALLB is back to normal and I said thank you God .__ J present my apologies to everyone who trusted me and I their application maintent always do because I respect this new schedule

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  • KrautFunding    Jun 18, 2015

    Hi,

    are there any news from Paul? Unfortunately I don't speak French, but some small repayment now would keep the account alive.

    Thanks
    Kraut

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  • Jean Wendpanga    Apr 21, 2015

    Bonjour Chers preteurs
    Mr Birba rencontre quelques difficultés présentement dans son commerce mais avec sa bonne foi je pense qu'il va recommencé très bientôt les versements de son prêts. Merci

    KABORE
    VM Burkina Faso

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  • Paul    Dec 19, 2014

    Je veux renduire le montant de mon prêt afin d'être à jour parce que ces derniers temps mon activité tourne au ralentit. J’ai utilisé une partie de mon prêt pour payer des marchandises que je n’ai pas encore tout vendu, mais avec les bénéfices réalisés avec le peu vendu j’ai pu payer la scolarité des mes petits frères.
    Je sais qu’avec ma bonne volonté je vais pouvoir me mettre à jour très bientôt . merci à tout le monde et bon vent à zidiha.

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  • Gakoudji Victor    Sep 6, 2014

    Salut Birba
    Félicitation pour ton prêt. Je suis Victor et je voudrais le numéros de Baowendsongré Josué Kabore. Merci

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    • Paul    Sep 24, 2014

      Merci pour le message
      Josué répond au numeros 74978470

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    • Paul    Sep 24, 2014

      Merci pour le message
      Josué répond au numeros 74978470

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  • Paul    Sep 4, 2014

    Thank you to all who help me with this loan. God you agree long life.
    again thank you

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  • Adama    Sep 1, 2014

    Thank you dear lenders for what you've already done. I invite you to engage massively so I can get the rest which is $ 420 amount, This will allow me to work well with this amount. Thank you already for payment of $ 245.00, there are only 7 days to get my loan expires. Thank you sincerely

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  • Sanou    Aug 30, 2014

    Dear lenders, my name is Robert and I live in Bobo Dioulasso, located in the western part of the city Burkia Faso. I come to you to ask you to accompany me so that I can truly work. Right now it is a very favorable period for my mobile phone trade and support me is truly indispensable. so visit my page and you'll see the very beautiful pictures in my little shop. Please follow this link
    www.zidisha.org/fr/microfin...

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  • Jean Wendpanga    Jul 29, 2014

    Mr. Birba,
    Some advice from a friend to be funded more quickly: you must change your profile to include a very clear picture and modify the description of your business by adding many details and also your loan proposal. Your loan request can be placed in the FEATURED category (the best place) and it will attract the attention of many lenders. Good luck.

    KABORE

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  • miriamg    Jun 30, 2014

    Hey Paul,

    Just wanted to let you know that I have lent to you before and am lending again because of the excellent job you did last time! Keep up the good work :)

    Miriam

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    • Paul    Aug 30, 2014

      Thank you very much for the vote of confidence. I count on you to advance my business. Thank you very much.
      I have to ride my new loan.
      thank you again.

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  • Alimata    Jun 22, 2014

    Bonjour M PAUL

    oui j'ai pu l'aider à modifier son calendrier et il promet commencer le paiement d'ici fin du mois.Merci pour l'aide et bon retour au pays

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  • Paul    Jun 19, 2014

    I thank all of you who continue to trust me, and I will always need your goodwill to complete my loan.
    Thank you in advance.

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  • Paul    Jun 7, 2014

    Merci Tidiga Alimata pour le message, je suis presentement en cote d'ivoire pour mes activités mais je rentre bientot au pays pour M. Bonkoungou son retard ne me fait pas honeur mais grace à vous ça va aller.
    Merci.

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  • Alimata    Jun 7, 2014

    Bonsoir Mr Paul BIRBA
    Mon Nom est TIDIGA Alimata et je suis coach bénévole de zidisha.je vous écris par rapport au dossier de Mr patrice Bonkoungou que vous aviez aidé à rejoindre ZIDISHA.En effet, patrice est en retard de paiement de 6 mois.J'ai eu un entretien avec lui le 06/06/2014 pour essayer de connaitre les raisons de son retard et l'aider à modofier son calendrier.Mais, il s'avère qu'il a perdu son mot de passe.Comme c'est vous l'aviez aidé à ouvrir son dossier, je viens par cette note solliciter votre aide.
    Merci de me faire un retour.

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  • Paul    Jun 3, 2014

    Thank you for all those who have supported me up until now and thank you also for those who are supporting me again. For now, everything is going well for me and I ask God to bless everybody.

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  • Paul    Jun 1, 2014

    Thank you Jan73 for having thought of me. You saw that I am late in my payments, but don't worry, because I made the payment on time but it hasn't been posted yet. I sent a message and the problem will be resolved.

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  • jan73    Jun 1, 2014

    M. Birba, vous avez été si ponctuel avec vos remboursements jusqu'à ce mois-ci. J'espère que tout va bien avec vous et votre famille et que le retard apparent de vos remboursements est juste un retard de comptabilité en les affichant.

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  • Paul    May 7, 2014

    Hello
    granite (29) wrote on my profile on March 15 and asked the new gentlemen Amadou Ouattara. All's well that ends well, thanks to God and your prayer, gentlemen Amadou Ouattara is found and he even made his payment there some days. It instructed me to convey his greetings to granite (29) for thinking of him during this difficult time. I also I appreciated this gesture from you gentlemen. Thank you for your consideration.
    Also thank you to everyone and see you soon.

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