Full-color digital printing

Stephen    Feb 13, 2022

My business collapsed in Dec 2019 and i was not able to remit any amount since i had to feed my family through a lot of struggle as i had no income. Am now trying to make a comeback and as an obligation i have repay this loan and also redeem my credit worthiness.

Stephen    Feb 18, 2021

Dear lenders and members, it is so unfortunate that I kept aside for all this long without communication and non payment of my installments. Otherwise I appreciate the assistance accorded to me by all of you. My family is doing well and the children are growing and gong to school. I thank you Zidisha community for having supported me.
I am now stable and wish to clear my loan as soon as possible.
Thank you so much and may God bless you.

Robinson    Feb 16, 2020

Dear lenders, I left a message for Anyumba through his reference Maganga on 0721**8790 regarding his overdue Zidisha repayments.

Robinson    Jan 23, 2020

I left a message for the borrower through his reference Sarah and asked borrower to work on his Zidisha installments arrears and if there is a challenge he can share on his discussion page of his Zidisha profile

Stephen    Oct 11, 2019

I wish to my installment to 500 KES to enable me clear school fees for my daughters for the next 5 installments then i can resume and clear my loan since they will have closed school for November to December. the two months will be enough for me to settle the loan.

Stephen    Apr 11, 2019

Dear lenders, it so unfortunate that the electricity supply in my area has not been stable due to a faulty transformer that was struck by lightning. it was replaced though with a much lower capacity transformer that can not serve the entire area hence frequent blackouts when overloaded. We have reported and have been promised of good replacement in three weeks since the right on is not currently in stock. I promise to resume my normal installment as soon as it is fixed.
Thank you

Stephen    Feb 27, 2019

Dear Lenders,
Thank you so much for your patience and tolerance. I have not performed well in the current loan due to the many detbs accrued from the medical bill I had few months ago. I thank God that I have managed to settle all those debts and am now stable. My doctor has been very understanding, he put the life of the baby first and may God bless his hands. I can now embark on my dreams and visions for my business. Since I had to spend the loan on medical bills, I still in need of the color printers. I will therefore work hard to clear my loan and get the next one to buy the printers and even expand my office as it has become small due to the influx of customers and growing income. It has now become an office and not a kiosk as it started. Thank you so much for making my dreams come true. May God bless you abundantly

Stephen    Jan 10, 2019

As I had posted earlier detailing how I had to spend my loan in clearing hospital bill, and how I had a deficit of $500 in settling the doctors fee coupled with a number of small loans from shy locks, I could not manage maintaining my installments since i had to settle the deficit. January also came with school fee budget of $560, I am worn out financially. I shall recover by mid February and resume paying my installments as before.

Thaddeus    Jan 2, 2019

I have just spoken with Stephen Anyumba who confirmed his commitment to repay his loan consistently but regrets that his business has been down for sometimes but slowly picking up and would starts repayments in two weeks time.

Stephen    Dec 2, 2018

Dear Zidisha lenders,
I am most privileged to be supported by you in my struggle to earn a decent living for my young family. May God bless you all.
I have been having a challenge in finances in that I received the disbursed loan on the 23rd August 2018 at the time we were expecting another baby. I was hesitant to spend the money hurriedly owing to our history of jaundice babies in every delivery. We were blessed with a baby on 28th Aug, unfortunately the baby was diagnosed with severe jaundice immediately and she was transferred to a hospital equipped with emergency facilities. She was to be put under photo therapy 24hrs a day which only a private hospital could offer. Blood exchange was also done immediately as the jaundice escalated very fast threatening to take the life of the baby. She stayed under photo therapy and hospital care for 7 days, with the bill summing up to $1500 for hospital and $500 doctor’s fee. Having received $670 from Zidisha and some $200 savings, I had to do the noble thing and save the baby’s life. I managed to acquire the remaining $530 from various people including shylocks to clear the hospital bill and be discharged. The doctor agreed to be paid later in installments. I therefore had 2 months to clear Shylock and other debts coupled with school fees $700. All these weighed me down, but I thank God for seeing me through. I now have only the doctors fee to clear by 10th Dec. I believe with the same spirit of hard work, I will manage to clear my loan by 24th January God willing, to get the limit increment bonus. I am grateful to God and Zidisha for your support, for without you we risked loosing our baby angel. Here are photos of our little angel and the bills and receipts from the hospital.

Thaddeus    Nov 21, 2018

Hi lenders, I found Stephen on his cell phone who confirmed his commitment to repay his loan and said that he has been experiencing financial problem since the business is down but slowly picking up and he would starts remitting his payments in two weeks time.

Thaddeus    Oct 17, 2018

I have spoken with Stephen who confirmed his commitment to repay his loan consistently but regret that his business has been down for the last one month but assured me that he's doing anything possible to restart the repayment..

• Stephen    Feb 14, 2022

  Good day Mr Thaddeus. It has been long since I logged into my account. Forgive me for having been quiet for so long. It so unfortunate that my business went down in 2019 Dec, as a result of huge debts I borrowed to clear medical bills. Simply because my spouse and I have incompatible blood group resulting to jaundice babies. So all my four daughters were born in that condition which was so expensive since only well equipped/expensive hospitals could handle the severe jaundice. So I spent all my savings and earnings in medical bills four times at the expense of my business. Could not pay bills, purchase supplies or even maintain my machines. I was cut of the electricity grid. Without income, I sold my machines to feed my family and so I went down n shut up.
  God has been great, for I am alive healthy and strong, my children have grown and bright in school. I am bouncing back, and starting business a fresh.
  Your prayers will be appreciated.
  Thanks

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Stephen    Aug 25, 2018

Dear lenders, I wish to inform you that I received my loan on the 23rd August 2018 Mid day and am very happy and I really appreciate your support. This amount will afford me a digital color printer for printing posters, flyers and promotional materials for clients. It will increase my earnings by 30 to 40% and I believe, in a period of six months I will be able to clear my loan and raise another to add one more digital color printer. Thank you so much my dear lenders and may God bless you. Feel free to visit my country Kenya and I will be privileged to host you and take you round the scenes of our beautiful wildlife spots. "Karibu" (Welcome)

Stephen    Aug 21, 2018

Dear lenders,
I lack words to express how I feel. I am very grateful for your support. You are making me realize my dreams. I know now that I also have a responsibility to elevate other people's live regardless of race, color, ethnicity, country of origin or wherever. You believed in me without even knowing me. It is the work of God and I will never let you down.
I will use the loan to purchase a digital full color printer @ $1200. I have $400 in savings thus i will have to get a $130 top up from my good friends who happen to be my clients too. This printer will increase my earnings to Between $30 to $40 per day. With such amount, my 2 daughters will be stable in school, I will be able to pay my employees and all my bills, and even save so that I can buy another digital printer and a lab quality photo printer. Thank you so much and my God bless you.

Stephen    Aug 16, 2018

Dear Lenders, my expansion project was successful and now I have enough space. I have accommodated several printers and i have enough workforce.

Stephen    Aug 13, 2018

Dear lenders, am glad to share with you the achievements of the previous loan which enabled me purchase a good computer, install good internet, purchase good printers and even repaired my Konica Minolta MFP which is a very strong machine that does massive jobs. I am now able to provide clients with black prints/copies without a hitch. This has increased my revenue and now i can generate Kshs. 3000 per day and make good profits since i have less breakdowns and repair costs. My next next goal is to have digital color printing stability, and do away with small inkjet printers. Thank you so much lenders for the support.

Stephen    Aug 10, 2018

Here are photos of my shop and printers acquired through loans from Zidisha

Stephen    Aug 10, 2018

Dear lenders, I am most happy to have paid my last installments today before the due date which is 24th August 2018. The loan helped me a great deal to achieve my goal of becoming a mass printing centre. I have managed to add printers and fully repaired my bizhub that now is working. My business is flowing smoothly. I have managed to sort out and establish black printing to a point where I can do mass clear printing without break downs since i have several printers on standby, if one breaks down, I have alternatives. This has asured me of a Kshs. 2000 ($20) minimum income per day. My children are going to school without school fees issues. My life has improved tremendously. My next step is to establish a digital color printing dominance in my market by acquiring Bizhub and Xerox color printers. I also need a photo printer that can do large photos of A4 size and even possibly A3. Thus I will have 3 categories of printing i.e Black, Color and Photo in commercial magnitude. Thank you so much lenders for having believed in me and my dreams that have now come true to be a successful printer. Thanks for elevating my life.

Stephen    Jun 15, 2018

Hallo my lenders and zidisha team, I am privileged to be part of zidisha I appreciate the transformation you have made to my life. My business has really grown and my market share is on an upward scale. My Zidisha loans have enabled me expand my premise and acquire even more printers. I am assured of daily income since I have more than 5 printers hence no breakdown in between jobs. Am having a good life with my family, and God willing we will be going on vacation to the coastal beach of Mombasa, an international tourist destination. My income has improved and now i can afford little luxuries for my family. My two daughters are also in school, the last joined school in January this year. Am very grateful and may God bless you abundantly.