Veterinary services and purchased of farming equipment

Joshua Tetteh-afum

Berekum, Ghana

100% repaid

Entrepreneur

Name

Joshua Tetteh-afum

Member since

February 2015

On-time repayments

236 installments  •  41%

About Me

When I have the opportunity like this, I get so much excited to share. I was born and brought up in a village. My parents were both farmers so that's were I lent farming. We relocate to the city where things became very though. I was working with a construction company just to pay my school fees. I did this from my senior high till I completed the tertiary education. I am a Higher National Diploma holder in Accountancy, and am working seriouslyIaround the clock to to charter as an accountant. I have start the process of registration with ACCA. My hope is to get to the top. I was sponsoring myself and little support from family.

My Business

No matter what you want to do, there must be a start. You will have to make a move. One action is worth a thousand good intentions. I started this business after I completed the tertiary education. I was saving for my voluntary service. I first started with one pregnant goat. It was challenging at the beginning but with persistent and purpose I was able to get where I am with twenty-two goat's now. One of my pregnant goat gave birth to three more kids.

Loan Proposal

Thank you very much for this great opportunity. I wanna improve the medical care of my animals. Veterinary services here is quite expensive. My first loan even though was not enough was able to help in some way. The ones am able to take care of are doing very well. Normally in every month I loose more than three of my goat. But this time around it has reduced.

I will be able to buy farming equipment in my farm to enhance the work effectively. I will make a lot of profit which will be able to help me employ one more person in my farm and also buy animals like rabbit and grass cutter.

This will help me ease the pressure and the challenges I go through when paying for the fees of the two children am supporting in school. Thank you Zidisha loan in advance and also my lenders God bless you so much. Thank you

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$212.00

Date disbursed

Mar 19, 2015

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $4.05

Lenders

sebastienrosa

Quebec, Canada

JA

Jared Anthony

CT, United States

Ask Joshua a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joshua Tetteh-afum    Jul 15, 2017

    I wish to reduce my loan this week because I have travelled out of the country and my sister is taking care of my business but will make sure the payment is made... Thank you

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  • Joshua Tetteh-afum    Jun 30, 2017

    I just want to finish paying for this loan to get a new one for my business

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  • Joshua Tetteh-afum    Jun 17, 2017

    Having some issues with my business and will like to reduce my installment payment so that I don't keep defaulting. Thank you my lenders

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  • Joshua Tetteh-afum    May 12, 2017

    I can pay more of my loan so I will look e to increase my payment... Business is going well but not how I expected... Thank you my lenders

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  • Jared Anthony    May 10, 2017

    Hi Joshua, It has been a long time! How is everything going with you and your business?

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  • Jared Anthony    Jan 30, 2017

    Hey Joshua, glad to hear your business did well over Christmas. I hope you are doing well.
    Best,
    Jared

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  • Joshua Tetteh-afum    Dec 29, 2016

    Thank you my lenders for your support. My business is moving on expecially during this Christmas

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  • alecors    Nov 24, 2016

    Hello Joshua, you are Repaying On Time, your next instalment for 5GHS is due on Nov 27. So far you have repaid 90 GHS.
    Thank you and good luck with your farm.
    Ale-Volunteer at Zidisha

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  • Reema Mukherjee    Nov 16, 2016

    Dear Joshua,

    Could you please email [email protected] with your registered email ID so that the Team can look into what's wrong?

    Thank you,
    Reema.

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    • Joshua Tetteh-afum    Nov 17, 2016

      This is my email address [email protected] I just did that and whoever responded was telling me they don't need volunteer mentor. I was not talking about being a volunteer mentor. My on-time payment rate has remained the same from the last time I received my last loan

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  • Joshua Tetteh-afum    Nov 10, 2016

    This has been my fifth time taken loan here. I have worked with you guys for almost two years now. What have I done wrong.

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    • Jared Anthony    Nov 14, 2016

      Hey Joshua, I hope all is well. Your last loan was funded so fast I missed the opportunity to help fund it. I see there is an issue with repayment terms with zidesha. I will reach out to them to see what I can figure out.

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    • Admin    Nov 15, 2016

      Dear Joshua,

      I'm so sorry for the trouble. Could you please write to us at [email protected], and explain the problem with your on-time repayment rate so that our volunteer team can help?

      Thanks,

      Julia Kurnia
      Director, Zidisha

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      • Joshua Tetteh-afum    Nov 15, 2016

        Please with all due respect follow up from here because I have sent complains through email. It too one month for the to respond. My on-time payment rate has remained 85% after my last loan I took and has not changed till now even though I have been making payments on time

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  • Joshua Tetteh-afum    Nov 10, 2016

    I will reconsider my decision either to continue take loan here or not after finish payment. I have being faithful to this organization and a loyal to so I don't know why I needed to be treated this way

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  • Joshua Tetteh-afum    Nov 10, 2016

    My only problem with zidisha team is my on-time payment rate. I have talked about this so many times but there has not been any changes. More than one month now that I received my next edition loan, and my queen on time payment rate has remained the same. Meanwhile I have a seven days if my payment is not made to be a defaulter. I don't know what is going on now. I have being paying my loan. I wrote them and it took you guys more than a month to respond to my message. Am Really upset about this.

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  • Joshua Tetteh-afum    Sep 26, 2016

    Thank you my lenders for your support. I used the money I raised from here after deduction from zidisha to pay for my Land for the livestock. Am not done paying yet but I have a lot of things going on in my business and want to take my time in payment so thats why I chose to reduce my on time payment. Thanks

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  • Joshua Tetteh-afum    Sep 12, 2016

    Wow I think this is the fastest loan ever funded by my lenders. Thank you so much for your support all this year. As I have already started I will use it to make the payment of my Land. God bless you all

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  • Joshua Tetteh-afum    Sep 5, 2016

    Thank you my lenders for your patience and time. I have raised some money to Clare all my outstanding. I will be raising another loan and will need your support. Thank yoy

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  • Joshua Tetteh-afum    Aug 29, 2016

    Wow I see now if something is not right and you keep quiet about it there will not be a change. My on time payment rate has not been moving for some times now. I wrote to zidisha team but no response. Glory now I can see an increase in it today. Thank you guys. Thanks to my lenders. My business has given birth to another business. Will brief you later. Thank you all

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  • Joshua Tetteh-afum    Aug 19, 2016

    I have received some money and want to increase my weekly payment. I will like to thank my lenders for their support. God bless you all

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  • Joshua Tetteh-afum    Aug 16, 2016

    There is something unusual going on in which I have contacted the zidisha team for the pasted one week but I have not heard from them. I have observed that my on time payment rate has not increased for the past one month. It has been 82%. If you check my records you could see that I pay on time. Now is the on time payment rate increased determined by the amount you pay or paying in time? Is there any changes in their policies that no one is aware of? I have been having this issue of on time payment rate increased for sometime now and it looks like zidisha is doing nothing about this. Please is anyone have any suggestions and a way out for this? It's so sad when you asked for something and no one response. Thank you my lenders I love you all. God bless you all

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  • Joshua Tetteh-afum    Aug 13, 2016

    Good day Beloved,

    You can download Rhapsody Of Realities for 3months, just click the link below. Good bless you and do have a great day. rhapsodydistribution.com/a/...

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  • Joshua Tetteh-afum    Aug 13, 2016

    Good day Beloved,

    You can download Rhapsody Of Realities for 3months, just click the link below. Good bless you and do have a great day. rhapsodydistribution.com/a/...

    Log in to reply • Share


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