25 installments • 36%
I am Joseph Mbulo born in 1992 and am located in chingola, zambia. I am married with one child, a boy. I finished my secondary education and later studied a certificate in agriculture at Don bosco college. I have grown up in chingola in the mine area where my father worked for the mines before he died. When he died and was a divorcee i stayed with my uncle who encouraged me so much to find a business that was stable. he gave me capital to start a grocery shop and i made profit and started renting a small farm. This is how my journey has been.
My main source of income is my grocery shop and also from the seedlings i sell. I have specialised in seedlings only. From some profit i make from the grocery shop i built a shade, more less like a greenhouse. I plant a variety of seedlings which i sell to many customers and my seedlings are on demand.
Dear lenders i rent a farm and i have specialised in producing seedlings. . I have a lot of seedlings right now which are coming up so well. I want to be watering my plants on a regular basis. However I need a set of watering cans which I can be using together with my helpers. This will improve my production and my earnings will increase.
Repaying my loan wont be hard for me. As an entrepreneur you plan ahead, so i do save some money from every little earning i make so i cant fail to repay when economy is hard.
Jan 27, 2021
Cost to entrepreneur
Service fee: $10.71
Credit risk payment: $34.31
Optional expediting fee: $21.41