Watermelon farming

Muya

Ruai, Kenya

100% repaid

Entrepreneur

Name

Muya

Member since

April 2015

On-time repayments

150 installments  •  40%

About Me

Am a third born in a family of five. I grew up in the rift valley and all my elementally school was in that part of the country. My growing up was not without challenges. My upbringing was not so friendly as we were five of us and my parents really had to work hard for us. At times we would have to miss school just to go help out our parents in the farm as that was the only family income we had. I really thank God for that upbringing because it molded me to becoming a responsible young man and from there got to realize that agriculture is not really what I wanted in life but Agribusiness. However, i learn t early in life that giving up was never an option. This has remained my philosophy to date. That is why after college and formal employment was not forthcoming, i decided to get involved in what i grew doing, farming. I made up my mind to go back and start small scale farming with an objective to save reinvest back in the shamba until i succeed.
I am now farming kales, watermelon, capsicum, tomatoes etc. The area am farming is good because of convenience from my home ie I only use 20ksh from my home to the shamba and again the soil is fertile and therefore i will obtain a good harvest. I have been doing this business for several months and when I heard about zidisha I thought my dreams would come to reality though Zidisha. I want in the next few years to have my own farm as I am leasing one now and I would want it to be a demonstration farm not so long from now. I want my children to go get an education then later get to mechanized agriculture. My hobby is to go to the book shop I by book. later I reading books, re-reading them then reading them again and making my own copy.

My Business

My business in the line of agribusiness. At the moment am selling different farm produce, for example, i sell watermelon, i also sell kales, capsicum tomatoes among other thing that i plant in my farm. These products that i produce are in demand because where the farm is there is a small town a distance of about ten km. secondly i have a small dam that will allow me to produce all year round . Therefore when i produce during the dry season their supply will be low and therefore the demand will be high and also give me a good price.
The reason I choose this business was because I had farming skill that I had obtained long time ago when farming with my parents at home. The other reason is that I did not require high initial cost .I was also in a position to obtain a farm where I could start my business.to lease one acre of the farm it costs 15,000ksh for a period of one year.
The general costs are as follows
Leasing 15,000ksh for one year
Petro for pumping water 1500 per month
Seeds 4500 in one season this may go up or come down depending on the crop that am planting. Watermelon is the most expensive and kales are cheapest to farm because of very small initial capital that is needed.
At the moment am using the profits that I obtain from the business to grow the same business. My objective is for it to move from a small agribusiness to a vibrant farming enterprise in the next two years. I also plan to use the profit to get more training in the area of agribusiness to harness this enterprise. Finally some of the profit is normally used in my family for general upkeep as its general welfare.

Loan Proposal

The goal of requesting for these loan is to farm watermelons in my farm.
i will ding my land which will cost me about 80$
I will buy seeds at 40$
i will also buy insecticides and fungicides at 60$
the remaining amount will be kept for anything that may arise without it being expected.
The proceeds from this farming activity will be used to cater for the fees of my children.i also plan to use the profit to start a small business for my wife all which will improve the finances of my family. I also plan to use some of the profit to take my family for small vacation.
I want to do all that i can so that i get a good harvest. I expect to get about 1200 fruits if i sell each at about 50ksh which is about 0.5$ i well sell them about 600$ i will therefore have made a profit of about 400$

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$181.00

Date disbursed

Sep 10, 2015

Repayment status

On Time

Projected term

8 months

Lenders

J

jgpryor

Williamsport, PA, United States

D

dkapplerb

Toronto, Canada

AdamP

Sunnyvale, United States

P

phangsang

Seattle, United States

F

Fredrik

Gothenburg, Sweden

Zidisha

Sterling, United States

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

T

tonilends

catalonia is not:, Spain

S

SeanWolfPack

Raleigh, United States

D

Divergent

Bethesda, United States

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

T

the0bauman

Hillsboro, United States

K

keane2097

Ranelagh, Ireland

M

mmcclu111

San Francisco, United States

A

argos

Zurich, Switzerland

ads68

Melbourne, Australia

M

mkellerman

Shanghai, China

fairspirit

Utrecht, Netherlands

F

flaguy999

Tampa, United States

L

LindsayB

Sydney, Australia

Marktwain

Telford, United Kingdom

indrayudha

Jakarta, Indonesia

U

usualsuspect

Amsterdam, Netherlands

gseletko

South Perth, Australia

tonnyschonewille

Maastricht, Netherlands

Matthieu

Switzerland, France

H

harrymore

Townsville, Australia

HealthcareProvider

Baltimore, United States

H

Haavard

Bergen, Norway

M

MarkKrakow

Joliet, United States

S

spivurno

United States

S

science4sail

United States

B

bugdaniel

Switzerland

M

MaggieYG

United States

joshuacollinson

Vienna, Austria

J

jbhernan

United States

A

AlphaAres

Azerbaijan

D

DStateDDB

United States

Cassian Opara

London / Dubai, United Arab Emirates

Ask Muya a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Muya    Jun 4, 2017

    Hello lenders sorry that i have not managed to make my payments.my farming business went down but it has since come back and i hope to start making my payment from the 20th of this month.thanks soo much

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  • Evans    Dec 21, 2016

    Dear Lenders,
    I could not reach Daniel but I will keep trying and let you know.

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  • Muya    Jul 27, 2016

    the was a total crop failure the last season.

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  • Evans    May 29, 2016

    Dear Lenders,
    Daniel Muya has informed me that he will clear the balance on or before 7/06/2015

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  • Muya    Apr 14, 2016

    Hello and good-day, i received a the loan of 359$ i have used the money to buy seed and other farm implements for my farming venture. Thank you very much for this loan it is going a long way in improving financial well being.

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  • Evans    Apr 2, 2016

    Dear lenders
    Daniel has confirmed to me that he has made payment.

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  • Evans    Apr 1, 2016

    Dear Lenders,
    Muya Daniel has informed me that he has been away far from M-pesa shops and was not able to make deposits.He has assured me that he will make payments tomorrow.

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  • Muya    Jan 28, 2016

    To all my lenders, I want to thank all of you for believing in me and for helping me take my melon business a notch higher. I want to confirm that I my loan has been fully funded all thanks to God and to you my lenders. The whole amount of 35,991 ksh has been funded. With this amount I want to boost my melon business completely as I wrote on my proposal, the last harvest gave me 50,000ksh and I want this one to give me 100,000 ksh. This I will attain as I am increasing the portion of farming so that I can plant more and harvest more. This loan will help increase my earning after the harvest and create good Life for my family and I. Lastly I want to truly thank you from the bottom of my heart for your kindness. May God richly bless you all my lenders and expand you the more.

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  • Muya    Jan 28, 2016

    To all my lenders, I want to thank all of you for believing in me and for helping me take my melon business a notch higher. I want to confirm that I my loan has been fully funded all thanks to God and to you my lenders. The whole amount of 35,991 ksh has been funded. With this amount I want to boost my melon business completely as I wrote on my proposal, the last harvest gave me 50,000ksh and I want this one to give me 100,000 ksh. This I will attain as I am increasing the portion of farming so that I can plant more and harvest more. This loan will help increase my earning after the harvest and create good Life for my family and I. Lastly I want to truly thank you from the bottom of my heart for your kindness. May God richly bless you all my lenders and expand you the more.

    Log in to reply • Share
  • Muya    Jan 28, 2016

    To all my lenders, I want to thank all of you for believing in me and for helping me take my melon business a notch higher. I want to confirm that I my loan has been fully funded all thanks to God and to you my lenders. The whole amount of 35,991 ksh has been funded. With this amount I want to boost my melon business completely as I wrote on my proposal, the last harvest gave me 50,000ksh and I want this one to give me 100,000 ksh. This I will attain as I am increasing the portion of farming so that I can plant more and harvest more. This loan will help increase my earning after the harvest and create good Life for my family and I. Lastly I want to truly thank you from the bottom of my heart for your kindness. May God richly bless you all my lenders and expand you the more.

    Log in to reply • Share
  • Muya    Jan 28, 2016

    To all my lenders, I want to thank all of you for believing in me and for helping me take my melon business a notch higher. I want to confirm that I my loan has been fully funded all thanks to God and to you my lenders. The whole amount of 35,991 ksh has been funded. With this amount I want to boost my melon business completely as I wrote on my proposal, the last harvest gave me 50,000ksh and I want this one to give me 100,000 ksh. This I will attain as I am increasing the portion of farming so that I can plant more and harvest more. This loan will help increase my earning after the harvest and create good Life for my family and I. Lastly I want to truly thank you from the bottom of my heart for your kindness. May God richly bless you all my lenders and expand you the more.

    Log in to reply • Share
  • Muya    Jan 28, 2016

    To all my lenders, I want to thank all of you for believing in me and for helping me take my melon business a notch higher. I want to confirm that I my loan has been fully funded all thanks to God and to you my lenders. The whole amount of 35,991 ksh has been funded. With this amount I want to boost my melon business completely as I wrote on my proposal, the last harvest gave me 50,000ksh and I want this one to give me 100,000 ksh. This I will attain as I am increasing the portion of farming so that I can plant more and harvest more. This loan will help increase my earning after the harvest and create good Life for my family and I. Lastly I want to truly thank you from the bottom of my heart for your kindness. May God richly bless you all my lenders and expand you the more.

    Log in to reply • Share
  • Muya    Jan 21, 2016

    Hello there I have managed to complete the last load you gave me .I had planted watermelons that gave me a good harvest i managed to make a profit of about 50 000 ksh. with these I have started saving into a sac-co and am very optimistic about the future

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  • Muya    Jan 16, 2016

    my farming business is progressing on very well i hope to harvest my bulb onions that i planted in the next two months.
    zidisha has greatly improved my financial strength in the last several months since got my first loan.am now servicing my second loan. which i have managed to have an on time repayment.

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  • Muya    Sep 29, 2015

    Hello it has been exiting working with zidisha for the last several months. I received the last loan i had applied for of 18000ksh i have bought seed and there are now waiting transplanting. Thank you so much for believing in me and loaning me to improve my farming business.

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  • Muya    Sep 9, 2015

    thanks very much because of giving me this loan it will help me expand my farming activities.Am going to buy seeds as well as use it to improve my farm.

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  • Muya    Aug 27, 2015

    It has been a great time since i knew about zidisha. it has brought a real change in my life and that of my family. several months a go i got a loan of about 100$ it was meant to by seed and farm implements to help in my farming business. i manged to buy seed an plant kale and spinach which for several week now has improved my income tremendously i expect to continue with this upward tread in my farming business.Am now able to get about 3000ksh which is about 30$ every week. My goal is to continue improving until am able to get about 200$ every week. My hope is that zidisha will be my partner in this venture.Thanks so much for the financial help.

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  • Muya    Jun 10, 2015

    Hello there i have made significant process for the last several week and the future looks very hopeful. I planted spinach and kales am getting about 600ksh every week and hope that in the next several weeks i shall hit the 1000ksh mark. thank for your investment in me it shall not got to waste.

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    • phangsang    Jun 10, 2015

      That's wonderful. Wish you all the best.

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      • Muya    Jul 3, 2015

        Thanks . my vetables business is very promissing now. in the next one month i will be able to be making 2000ksh every week

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  • Annah    May 13, 2015

    Nice work Muya.

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    • Muya    Jul 3, 2015

      Hi Annah how are you doing how is your business doing

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