Name
Dorcas
Member since
May 2014
On-time repayments
251 installments • 52%
Academically, I hold a Bachelor of Arts degree in Communication and Sociology from the University of Nairobi, pursuing a diploma in Project Management from Kenya Institute of Management. A masters specialising in Digital Communication is in the pipeline.
I consider myself to be an ambitious, driven and focused person who is striving to attain financial security through all legal means available. I believe that there is nothing impossible when you put your focus and energy to it. I am a firm believer in the science of financial intelligence and the importance of acquiring the same to one's quest to attain financial freedom.
My story thus far has been about learning to take the road less traveled, daring to take risks in organizations that have great yet to be attained potential and striving to help them realize the same. If I can describe myself in one word, it would be 'dream chaser'.
While it hasn't always worked out as imagined, the learning curve is a worthy payoff and like Steve Jobs famously stated, "The dots of life connect backwards". I journey on picking the lessons, fine turning my processes and adding to my skill and knowledge base. I am focused on chasing my dream.
The future holds unlimited potential and a great desire and drive to be financially independent at 40, have time to raise my children, enjoy more of life's little pleasures and the freedom to give back to the community and make a difference. To effectively answer the question, what would I be doing every day if money was not a driving force, why would I wake up each morning?
Kamwe Farm Fresh
After moonlighting in the employment world for a few years, I finally took the plunge and went into business full time. Its been two years of hair pulling sometimes but great excitement as I have learnt the ropes. The journey thus far has been challenging but exciting. As with all entrepreneurs, the biggest challenge I face is raising capital to finance my business ideas. Hence where I am here.
After trying out different business with mixed results, I ventured into the fresh produce and grocery delivery business in 2018. My anchor products are Arrow roots, sweet potatoes, Cassava, Yams and Butternut. I also sell fruits in season mainly mangoes, oranges, lemons and bananas. I choose these particular products because I can easily source them from my home area and many Kenyans are adapting a healthier lifestyle eating more wholesome foods.
The biggest cost my business incurs is the cost of the produce, I also have labor costs as I have one full time employee and also rental costs for my small stall. Marketing and logistics are other costs I have to cater for.For now, I am mainly using my profits to finance my daily needs and also pay for my capacity building as a mentor and coach. I also need to buy a laptop and house hold electronics.
Lack of an operating base was my biggest challenge and managing the delivery logistics. I now have a Kibanda (small stall) in Githurai market from where I sell my produce. I have also recently partnered with a small logistics company that will be handling my deliveries as they rise.
I am.looking to grow into doing weekly shopping for my customers and delivering to their offices or homes at their convenience. Eventually I look to scale and supply institutions of higher learning, caterers and hoteIs. I am also working towards securing a steady supply chain by contracting farmers and ensuring we are buffered from low supply and price fluctuations.
I plan to use the funding to increase stock as well as pay for a drop off and pick up center in Nairobi's CBD to ensure my customers get what they need, when they need it. Eventually I hope to purchase a van with which to undertake deliveries with.
The end game is to develop expertise and grow to become a business coach and mentor for youths interested into going into the fresh produce business.
Ultimately, I want to consult in the area of business growth, communication and marketing with a bias for digital marketing and management targeting Macro, small and medium business and Non profit actors.
I intend to invest $ 95 of the cash received to develop my website ( www.bargainhunters.co.ke) through which I will market products and services. The website will be a market place that will offer quality, value for money and flexible payment terms to customers.
With the remaining $100, I will pay for stock targeting the festive season shopping boom. Some of the items targeted include ladies hand bags, travel bags, school bags, Household items, jewelry and home use fitness equipment.
Once the website is up and running, it will act as market place not just for the products I import but also for other small importers like myself. Secondly, it shall also be a tool for conducting market research to discern gaps in the market and work towards supplying the same. The website will also have a lifestyle blog where discussions on current trends in both household decor and health and fitness shall be undertaken.
Expected increase in profit margins will range between 40-60% both from better margins as result of importing the products directly and also from commission earned for posting other people's goods and services in the website
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Jan 6, 2017
Repayment status
On Time
Projected term
36 months
Other loans
Amount repaid
$200.00
Amount remaining
$0.00
Date repaid
Jan 22, 2020
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 13, 2017 | $4.03 | Jan 15, 2017 | $4.03 |
Jan 20, 2017 | $4.03 | Jan 15, 2017 | $1.01 |
Feb 23, 2017 | $3.02 | ||
Jan 27, 2017 | $4.03 | Feb 23, 2017 | $4.03 |
Feb 3, 2017 | $4.03 | Feb 23, 2017 | $3.02 |
Mar 8, 2017 | $1.01 | ||
Feb 10, 2017 | $4.03 | Mar 8, 2017 | $4.03 |
Feb 17, 2017 | $3.53 | Mar 8, 2017 | $3.53 |
Feb 24, 2017 | $0.00 | ||
Mar 3, 2017 | $0.00 | ||
Mar 10, 2017 | $0.00 | ||
Mar 17, 2017 | $0.00 | ||
Mar 24, 2017 | $0.00 | ||
Mar 31, 2017 | $2.01 | Apr 4, 2017 | $2.01 |
Apr 7, 2017 | $2.01 | Apr 4, 2017 | $2.01 |
Apr 14, 2017 | $2.01 | Apr 4, 2017 | $0.50 |
May 4, 2017 | $1.51 | ||
Apr 21, 2017 | $2.01 | May 4, 2017 | $2.01 |
Apr 28, 2017 | $2.01 | May 4, 2017 | $2.01 |
May 5, 2017 | $2.01 | May 4, 2017 | $2.01 |
May 12, 2017 | $2.01 | May 4, 2017 | $2.01 |
May 19, 2017 | $2.01 | May 4, 2017 | $0.50 |
Jun 1, 2017 | $1.51 | ||
May 26, 2017 | $2.01 | Jun 1, 2017 | $2.01 |
Jun 2, 2017 | $2.01 | Jun 1, 2017 | $2.01 |
Jun 9, 2017 | $2.01 | Jun 1, 2017 | $2.01 |
Jun 16, 2017 | $2.01 | Jun 1, 2017 | $2.01 |
Jun 23, 2017 | $2.01 | Jun 1, 2017 | $0.50 |
Jul 27, 2017 | $1.51 | ||
Jun 30, 2017 | $2.01 | Jul 27, 2017 | $2.01 |
Jul 7, 2017 | $2.01 | Jul 27, 2017 | $2.01 |
Jul 14, 2017 | $2.01 | Jul 27, 2017 | $2.01 |
Jul 21, 2017 | $2.01 | Jul 27, 2017 | $2.01 |
Jul 28, 2017 | $2.01 | Jul 27, 2017 | $0.50 |
Sep 15, 2017 | $1.51 | ||
Aug 4, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Aug 11, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Aug 18, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Aug 25, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Sep 1, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Sep 8, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Sep 15, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Sep 22, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Sep 29, 2017 | $2.01 | Sep 15, 2017 | $2.01 |
Oct 6, 2017 | $2.01 | Sep 15, 2017 | $0.50 |
Nov 1, 2017 | $1.01 | ||
Nov 1, 2017 | $0.50 | ||
Oct 13, 2017 | $2.01 | Nov 1, 2017 | $0.50 |
Nov 1, 2017 | $1.01 | ||
Nov 1, 2017 | $0.50 | ||
Oct 20, 2017 | $0.50 | Nov 1, 2017 | $0.50 |
Oct 27, 2017 | $0.00 | ||
Nov 3, 2017 | $1.51 | Nov 8, 2017 | $1.01 |
Nov 11, 2017 | $0.50 | ||
Nov 10, 2017 | $1.51 | Nov 11, 2017 | $0.50 |
Nov 17, 2017 | $1.01 | ||
Nov 17, 2017 | $1.51 | Nov 17, 2017 | $1.01 |
Nov 17, 2017 | $0.50 | ||
Nov 24, 2017 | $1.51 | Nov 17, 2017 | $0.50 |
Dec 27, 2017 | $1.01 | ||
Dec 1, 2017 | $1.51 | Dec 27, 2017 | $1.01 |
Dec 27, 2017 | $0.50 | ||
Dec 8, 2017 | $1.51 | Dec 27, 2017 | $0.50 |
Dec 27, 2017 | $1.01 | ||
Dec 15, 2017 | $1.51 | Dec 27, 2017 | $1.01 |
Dec 27, 2017 | $0.50 | ||
Dec 22, 2017 | $1.51 | Dec 27, 2017 | $0.50 |
Jan 12, 2018 | $1.01 | ||
Dec 29, 2017 | $1.51 | Jan 12, 2018 | $1.01 |
Jan 12, 2018 | $0.50 | ||
Jan 5, 2018 | $1.51 | Jan 12, 2018 | $0.50 |
Jan 12, 2018 | $1.01 | ||
Jan 12, 2018 | $1.51 | Jan 12, 2018 | $1.01 |
Jan 12, 2018 | $0.50 | ||
Jan 19, 2018 | $1.51 | Jan 12, 2018 | $0.50 |
Feb 4, 2018 | $1.01 | ||
Jan 26, 2018 | $1.51 | Feb 4, 2018 | $1.01 |
Feb 4, 2018 | $0.50 | ||
Feb 2, 2018 | $1.51 | Feb 4, 2018 | $0.50 |
Feb 4, 2018 | $1.01 | ||
Feb 9, 2018 | $1.51 | Feb 4, 2018 | $1.01 |
Feb 15, 2018 | $0.50 | ||
Feb 16, 2018 | $1.51 | Feb 15, 2018 | $0.50 |
Feb 25, 2018 | $1.01 | ||
Feb 23, 2018 | $1.51 | Feb 25, 2018 | $1.01 |
Feb 25, 2018 | $0.50 | ||
Mar 2, 2018 | $1.51 | Feb 25, 2018 | $0.50 |
Feb 25, 2018 | $1.01 | ||
Mar 9, 2018 | $1.51 | Feb 25, 2018 | $1.01 |
Feb 26, 2018 | $0.50 | ||
Mar 16, 2018 | $1.51 | Feb 26, 2018 | $0.50 |
Mar 15, 2018 | $1.01 | ||
Mar 23, 2018 | $1.51 | Mar 15, 2018 | $1.01 |
Apr 21, 2018 | $0.50 | ||
Mar 30, 2018 | $1.51 | Apr 21, 2018 | $0.50 |
Apr 21, 2018 | $1.01 | ||
Apr 6, 2018 | $1.51 | Apr 21, 2018 | $1.01 |
Apr 21, 2018 | $0.50 | ||
Apr 13, 2018 | $1.51 | Apr 21, 2018 | $0.50 |
Apr 21, 2018 | $1.01 | ||
Apr 20, 2018 | $1.51 | May 18, 2018 | $1.01 |
May 18, 2018 | $0.50 | ||
Apr 27, 2018 | $1.51 | May 18, 2018 | $0.50 |
May 18, 2018 | $1.01 | ||
May 4, 2018 | $1.51 | Jun 5, 2018 | $1.01 |
Jun 5, 2018 | $0.50 | ||
May 11, 2018 | $1.51 | Jun 5, 2018 | $0.50 |
Jun 5, 2018 | $1.01 | ||
May 18, 2018 | $1.51 | Jul 1, 2018 | $1.01 |
Jul 1, 2018 | $0.50 | ||
May 25, 2018 | $1.51 | Jul 1, 2018 | $0.50 |
Jul 1, 2018 | $1.01 | ||
Jun 1, 2018 | $1.51 | Jul 1, 2018 | $1.01 |
Jul 1, 2018 | $0.50 | ||
Jun 8, 2018 | $0.49 | Jul 1, 2018 | $0.49 |
Jun 15, 2018 | $0.00 | ||
Jun 22, 2018 | $0.00 | ||
Jun 29, 2018 | $0.00 | ||
Jul 6, 2018 | $0.00 | ||
Jul 13, 2018 | $0.00 | ||
Jul 20, 2018 | $0.00 | ||
Jul 27, 2018 | $0.00 | ||
Aug 3, 2018 | $0.00 | ||
Aug 10, 2018 | $0.00 | ||
Aug 17, 2018 | $0.00 | ||
Aug 24, 2018 | $0.00 | ||
Aug 31, 2018 | $0.00 | ||
Sep 7, 2018 | $0.00 | ||
Sep 14, 2018 | $0.50 | Aug 7, 2018 | $0.50 |
Sep 21, 2018 | $0.50 | Aug 7, 2018 | $0.50 |
Sep 28, 2018 | $0.50 | Sep 13, 2018 | $0.50 |
Oct 5, 2018 | $0.50 | Sep 13, 2018 | $0.50 |
Oct 12, 2018 | $0.50 | Sep 24, 2018 | $0.50 |
Oct 19, 2018 | $1.51 | Sep 24, 2018 | $0.50 |
Sep 30, 2018 | $1.01 | ||
Oct 26, 2018 | $1.51 | Oct 23, 2018 | $1.01 |
Jan 23, 2019 | $0.50 | ||
Nov 2, 2018 | $1.51 | Jan 23, 2019 | $1.51 |
Nov 9, 2018 | $1.51 | Jan 23, 2019 | $1.51 |
Nov 16, 2018 | $1.51 | Jan 23, 2019 | $1.51 |
Nov 23, 2018 | $1.51 | Jan 23, 2019 | $1.51 |
Nov 30, 2018 | $1.51 | Jan 23, 2019 | $1.51 |
Dec 7, 2018 | $1.01 | Jan 23, 2019 | $1.01 |
Dec 14, 2018 | $0.00 | ||
Dec 21, 2018 | $0.00 | ||
Dec 28, 2018 | $0.00 | ||
Jan 4, 2019 | $0.00 | ||
Jan 11, 2019 | $0.00 | ||
Jan 18, 2019 | $0.00 | ||
Jan 25, 2019 | $0.00 | ||
Feb 1, 2019 | $0.00 | ||
Feb 8, 2019 | $0.00 | ||
Feb 15, 2019 | $0.50 | Jan 23, 2019 | $0.50 |
Feb 22, 2019 | $0.50 | Jan 23, 2019 | $0.50 |
Mar 1, 2019 | $0.50 | Feb 19, 2019 | $0.50 |
Mar 8, 2019 | $0.50 | Feb 19, 2019 | $0.50 |
Mar 15, 2019 | $0.50 | Mar 23, 2019 | $0.50 |
Mar 22, 2019 | $1.51 | Mar 23, 2019 | $0.50 |
Apr 6, 2019 | $1.01 | ||
Mar 29, 2019 | $1.51 | Apr 15, 2019 | $1.01 |
Apr 30, 2019 | $0.50 | ||
Apr 5, 2019 | $1.51 | Apr 30, 2019 | $0.50 |
Apr 30, 2019 | $1.01 | ||
Apr 12, 2019 | $1.51 | Apr 30, 2019 | $1.01 |
May 4, 2019 | $0.50 | ||
Apr 19, 2019 | $1.51 | May 4, 2019 | $0.50 |
May 4, 2019 | $1.01 | ||
Apr 26, 2019 | $1.51 | May 7, 2019 | $1.01 |
May 7, 2019 | $0.50 | ||
May 3, 2019 | $1.51 | May 7, 2019 | $0.50 |
May 16, 2019 | $1.01 | ||
May 10, 2019 | $1.51 | May 21, 2019 | $1.01 |
May 21, 2019 | $0.50 | ||
May 17, 2019 | $1.51 | May 21, 2019 | $0.50 |
May 26, 2019 | $1.01 | ||
May 24, 2019 | $1.01 | May 29, 2019 | $1.01 |
May 31, 2019 | $0.00 | ||
Jun 7, 2019 | $0.00 | ||
Jun 14, 2019 | $0.00 | ||
Jun 21, 2019 | $0.00 | ||
Jun 28, 2019 | $0.50 | May 31, 2019 | $0.50 |
Jul 5, 2019 | $0.50 | May 31, 2019 | $0.50 |
Jul 12, 2019 | $0.50 | Jul 9, 2019 | $0.50 |
Jul 19, 2019 | $0.50 | Jul 9, 2019 | $0.50 |
Jul 26, 2019 | $0.50 | Jul 9, 2019 | $0.50 |
Aug 2, 2019 | $1.51 | Jul 9, 2019 | $0.50 |
Aug 4, 2019 | $1.01 | ||
Aug 9, 2019 | $1.51 | Aug 8, 2019 | $1.01 |
Aug 13, 2019 | $0.50 | ||
Aug 16, 2019 | $1.51 | Aug 13, 2019 | $0.50 |
Aug 13, 2019 | $1.01 | ||
Aug 23, 2019 | $1.51 | Aug 25, 2019 | $1.01 |
Aug 25, 2019 | $0.50 | ||
Aug 30, 2019 | $1.51 | Aug 25, 2019 | $0.50 |
Aug 28, 2019 | $1.01 | ||
Sep 6, 2019 | $1.51 | Aug 28, 2019 | $1.01 |
Oct 9, 2019 | $0.50 | ||
Sep 13, 2019 | $1.51 | Oct 9, 2019 | $0.50 |
Oct 9, 2019 | $1.01 | ||
Sep 20, 2019 | $1.51 | Oct 15, 2019 | $1.51 |
Sep 27, 2019 | $1.51 | Oct 15, 2019 | $1.51 |
Oct 4, 2019 | $1.51 | Oct 15, 2019 | $1.51 |
Oct 11, 2019 | $1.51 | Oct 15, 2019 | $1.51 |
Oct 18, 2019 | $1.51 | Oct 15, 2019 | $1.51 |
Oct 25, 2019 | $1.51 | Oct 15, 2019 | $1.51 |
Nov 1, 2019 | $1.51 | Oct 15, 2019 | $1.01 |
Nov 5, 2019 | $0.50 | ||
Nov 8, 2019 | $1.51 | Nov 5, 2019 | $0.50 |
Nov 5, 2019 | $1.01 | ||
Nov 15, 2019 | $1.51 | Nov 7, 2019 | $1.01 |
Nov 19, 2019 | $0.50 | ||
Nov 22, 2019 | $1.51 | Nov 19, 2019 | $0.50 |
Nov 24, 2019 | $1.01 | ||
Nov 29, 2019 | $1.51 | Nov 25, 2019 | $1.01 |
Dec 4, 2019 | $0.50 | ||
Dec 6, 2019 | $1.51 | Dec 4, 2019 | $0.50 |
Dec 9, 2019 | $1.01 | ||
Dec 13, 2019 | $1.51 | Dec 9, 2019 | $1.01 |
Dec 18, 2019 | $0.50 | ||
Dec 20, 2019 | $1.51 | Dec 18, 2019 | $0.50 |
Dec 24, 2019 | $1.01 | ||
Dec 27, 2019 | $1.51 | Jan 10, 2020 | $1.01 |
Jan 11, 2020 | $0.50 | ||
Jan 3, 2020 | $1.51 | Jan 11, 2020 | $0.50 |
Jan 13, 2020 | $1.01 | ||
Jan 10, 2020 | $1.51 | Jan 16, 2020 | $1.01 |
Jan 21, 2020 | $0.50 | ||
Jan 17, 2020 | $0.06 | Jan 21, 2020 | $0.06 |
Ask Dorcas a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.