Name
Richmond
Member since
December 2017
On-time repayments
16 installments • 88%
I am Richmond Adomako from Ghana West Africa, I started my basic education at age seven (7) my father at that time was a produce buying clerk with produce buying company of Ghana, the products was Cocoa, so through out my childhood I have been living in rural communities between Ashanti region and Brong Ahafo region in Ghana. I remember when I close from school and follow my parents on our plantain and cassava farms. Life was not easy at the village, even though my father was government worker, my father children were 13 with three different women, as a result, catering for this number of heavy burden. But i must recommend my father for being industrious, he was able to send all of us to school from basic school to secondary and even tertiary. depending on our individual academic performance.
I happen to be one of the lucky ones who managed to climb the academic ladder up to the tertiary level.
I still remember like yesterday when we help our father on his farms during vacations and sometimes on Saturdays.
With all these ups and downs i graduated with HND Marketing from Sunyani Polytechnic in the year 2006. After my mandatory national service, I managed to further my education in Kwame University of Science and Technology. I am currently working, but to make ends meet, I do farming alongside in other to be able to cater for the family size of Six.
Based on my background, and living in farming communities, i grew up with my interest on farming. my business is farming , cassava, plantain, and vegetable small scale farming. Among my farm produce; are vegetable which is tomatoes, pepper and some times Okra.
Some times the vegetable meet higher demand, this is during dry season and the supply of this products is limited due to inadequate rain fall pattern. sometimes i have to rely on streams and other sources of water for watering my vegetables.
It is not easy, the demand sometimes decreases during heavy rain season, again a lot of people join the vegetable farming during the rainy season thereby increasing supply which subsequently lead to decrease in prices, this is where some of the vegetables go bad and rot, this is very common with the tomatoes.
There is a challenge in the agricultural sector in the developing countries like ours which has to do with preservation and processing of farm produce, mostly, the vegetables are perishable if there is no ready market.
But besides the trough and peaks which exist in almost every industry, at the end of the day farming put food on the table and my family get fresh vegetable to feed on.
Some of the proceeds or profit from vegetable sales facilitate immensely in catering for my kids education and paying utility bills. The recouped profit is sometimes reinvested in the business for expansion. Even though as a new comer, the Zidisha Lending system will not permit higher borrowing for the beginning, i will settle for this initial amount with the hope to increase the loan facility as and when I qualify for higher amount. I hope and pray one day i will get there and to enable me to become an export of vegetables.
I am very grateful for your financial support so far, and I really appreciate it, this loan facility if granted, will go a long way to facilitate my vegetable farming business by buying weedicids and other ago chemicals.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$41.00
Date disbursed
Apr 8, 2018
Repayment status
On Time
Projected term
3 weeks
Amount repaid
$41.02
Amount remaining
$0.00
Date repaid
May 5, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 21, 2018 | $2.24 | Apr 23, 2018 | $2.24 |
Apr 28, 2018 | $22.41 | May 1, 2018 | $22.41 |
May 5, 2018 | $16.36 | May 5, 2018 | $16.36 |
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