Name
Agnes
Member since
March 2015
On-time repayments
331 installments • 81%
My name is Agnes KPODOVIA. I come from Keta in the Volta Region of Ghana but resides in Sunyani, Brong Ahafo Region. I have four sibblings. I completed my Technical education at Sunyani Polytecnic in 1990.
My ability to further my education was truncated due to limited financial resources. I therefore decided to venture into trading at an early age.
It was a necessity to support my other brothers further their education, therefore, I had to go through terrible conditions in life. This made me to learn early; the skills of trading with the aim of assisting the family financially. We have been able to manage by divine providence, though things have been tough.
My line of business is buying and selling smoke fish (e.g. herrings); which I happen to learn from my mother in my early teenage years. These skills have taken me over 25 years in business.
I travel over 325 km every fortnight in search of smoke fish to purchase in the Greater and Central regions of Ghana.
My primary concern is the inability to find the requisite resources for business expansion. It is a profit yielding business.
It has been the supportive wire of the family for three decade and with Zidisha there will be superlative expansion capital to buy more baskets of smoked fish to sell.
My line of Business is retailing smoked fish. Given enough capital, this business is a very profitable one with huge profit returns in a very short term.
Much profit will accrue in higher investment in more baskets of smoked fish to retail among my established customers, which include Boarding Schools, Students, Catering service providers, governmental institutions and individuals from all walks of life.
I wish to put in this application for a loan of $2,500.0 to help expand my smoke fish retail shop.
A whole basket full of small fish will have 12 to 16 layers. A layer is about $84.00. A basket full of 12 layers of smoked fish will cost around $1,000.00.
I project about 70% increase in earnings if the application is endorsed and it will be a great source of fulfilment.
With Zidisha's enablement, I have been able to employ three extra hands.
Many business have truely been affected but the impact in my town/district is not much.
The municipality which has a population of over 200,000 has no coronavirus case. The entire region of a population of almost 1,700,000 people have only one single case.
With adequate safety protocols and adherence business has picked up after the initial nosedive.
Positive
15
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,298.00
Date disbursed
Jun 9, 2020
Repayment status
Late
Projected term
22 months
Other loans
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Amount repaid
$2,086.99
Amount remaining
$211.26
Expected completion
Apr 24, 2022
Status
Repaying late
Installment amount
$11.70
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 21, 2020 | $0.00 | ||
Jun 28, 2020 | $0.00 | ||
Jul 5, 2020 | $0.00 | ||
Jul 12, 2020 | $64.97 | Jul 10, 2020 | $64.97 |
Jul 19, 2020 | $64.97 | Jul 10, 2020 | $64.97 |
Jul 26, 2020 | $0.00 | ||
Aug 2, 2020 | $0.00 | ||
Aug 9, 2020 | $0.00 | ||
Aug 16, 2020 | $55.69 | Aug 17, 2020 | $55.69 |
Aug 23, 2020 | $55.69 | Aug 17, 2020 | $55.69 |
Aug 30, 2020 | $55.69 | Aug 17, 2020 | $55.69 |
Sep 6, 2020 | $0.00 | ||
Sep 13, 2020 | $0.00 | ||
Sep 20, 2020 | $0.00 | ||
Sep 27, 2020 | $55.69 | Oct 29, 2020 | $55.69 |
Oct 4, 2020 | $0.00 | ||
Oct 11, 2020 | $0.00 | ||
Oct 18, 2020 | $0.00 | ||
Oct 25, 2020 | $0.00 | ||
Nov 1, 2020 | $55.69 | Oct 29, 2020 | $55.69 |
Nov 8, 2020 | $55.69 | Oct 29, 2020 | $55.69 |
Nov 15, 2020 | $55.69 | Nov 18, 2020 | $55.69 |
Nov 22, 2020 | $55.69 | Nov 18, 2020 | $55.69 |
Nov 29, 2020 | $55.69 | Nov 18, 2020 | $55.69 |
Dec 6, 2020 | $89.11 | Nov 18, 2020 | $89.11 |
Dec 13, 2020 | $22.28 | Nov 18, 2020 | $22.28 |
Dec 20, 2020 | $55.69 | Dec 29, 2020 | $55.69 |
Dec 27, 2020 | $55.69 | Dec 29, 2020 | $55.69 |
Jan 3, 2021 | $37.13 | Dec 29, 2020 | $37.13 |
Jan 10, 2021 | $37.13 | Feb 18, 2021 | $37.13 |
Jan 17, 2021 | $0.00 | ||
Jan 24, 2021 | $0.00 | ||
Jan 31, 2021 | $0.00 | ||
Feb 7, 2021 | $0.00 | ||
Feb 14, 2021 | $0.00 | ||
Feb 21, 2021 | $47.52 | Mar 5, 2021 | $47.52 |
Feb 28, 2021 | $47.52 | Mar 5, 2021 | $47.52 |
Mar 7, 2021 | $0.00 | ||
Mar 14, 2021 | $0.00 | ||
Mar 21, 2021 | $38.24 | Apr 22, 2021 | $38.24 |
Mar 28, 2021 | $0.00 | ||
Apr 4, 2021 | $0.00 | ||
Apr 11, 2021 | $0.00 | ||
Apr 18, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
Apr 25, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
May 2, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
May 9, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
May 16, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
May 23, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
May 30, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
Jun 6, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
Jun 13, 2021 | $36.39 | Apr 22, 2021 | $36.39 |
Jun 20, 2021 | $19.68 | Apr 22, 2021 | $5.57 |
Jul 7, 2021 | $14.11 | ||
Jun 27, 2021 | $19.68 | Jul 7, 2021 | $19.68 |
Jul 4, 2021 | $20.05 | Jul 7, 2021 | $20.05 |
Jul 11, 2021 | $20.05 | Jul 7, 2021 | $20.05 |
Jul 18, 2021 | $20.05 | Jul 7, 2021 | $20.05 |
Jul 25, 2021 | $20.05 | Jul 7, 2021 | $20.05 |
Aug 1, 2021 | $20.05 | Jul 7, 2021 | $20.05 |
Aug 8, 2021 | $20.05 | Jul 7, 2021 | $20.05 |
Aug 15, 2021 | $10.77 | Sep 25, 2021 | $10.77 |
Aug 22, 2021 | $10.77 | Sep 25, 2021 | $10.77 |
Aug 29, 2021 | $10.77 | Sep 25, 2021 | $10.77 |
Sep 5, 2021 | $10.77 | Sep 25, 2021 | $10.77 |
Sep 12, 2021 | $10.77 | Sep 25, 2021 | $10.77 |
Sep 19, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Sep 26, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Oct 3, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Oct 10, 2021 | $11.14 | Sep 25, 2021 | $5.57 |
Sep 25, 2021 | $5.57 | ||
Oct 17, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Oct 24, 2021 | $11.14 | Sep 25, 2021 | $5.57 |
Sep 25, 2021 | $5.57 | ||
Oct 31, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Nov 7, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Nov 14, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Nov 21, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Nov 28, 2021 | $11.14 | Sep 25, 2021 | $11.14 |
Dec 5, 2021 | $89.11 | Sep 25, 2021 | $9.28 |
Feb 18, 2022 | $79.83 | ||
Dec 12, 2021 | $11.88 | Feb 18, 2022 | $11.88 |
Dec 19, 2021 | $11.88 | Feb 18, 2022 | $11.88 |
Dec 26, 2021 | $89.11 | Feb 18, 2022 | $82.05 |
May 20, 2022 | $7.05 | ||
Jan 2, 2022 | $89.11 | May 20, 2022 | $89.11 |
Jan 9, 2022 | $11.70 | May 20, 2022 | $11.70 |
Jan 16, 2022 | $11.70 | May 20, 2022 | $11.70 |
Jan 23, 2022 | $11.70 | May 20, 2022 | $11.70 |
Jan 30, 2022 | $11.70 | May 20, 2022 | $11.70 |
Feb 6, 2022 | $11.70 | May 20, 2022 | $11.70 |
Feb 13, 2022 | $11.70 | May 20, 2022 | $11.70 |
Feb 20, 2022 | $11.70 | May 20, 2022 | $0.74 |
Feb 27, 2022 | $89.11 | ||
Mar 6, 2022 | $11.70 | ||
Mar 13, 2022 | $11.70 | ||
Mar 20, 2022 | $11.70 | ||
Mar 27, 2022 | $11.70 | ||
Apr 3, 2022 | $11.70 | ||
Apr 10, 2022 | $11.70 | ||
Apr 17, 2022 | $11.70 | ||
Apr 24, 2022 | $29.33 |
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