Entrepreneur
Name
Agnes
Member since
March 2015
On-time repayments
331 installments • 81%
About Me
My name is Agnes KPODOVIA. I come from Keta in the Volta Region of Ghana but resides in Sunyani, Brong Ahafo Region. I have four sibblings. I completed my Technical education at Sunyani Polytecnic in 1990.
My ability to further my education was truncated due to limited financial resources. I therefore decided to venture into trading at an early age.
It was a necessity to support my other brothers further their education, therefore, I had to go through terrible conditions in life. This made me to learn early; the skills of trading with the aim of assisting the family financially. We have been able to manage by divine providence, though things have been tough.
My Business
My line of business is buying and selling smoke fish (e.g. herrings); which I happen to learn from my mother in my early teenage years. These skills have taken me over 25 years in business.
I travel over 325 km every fortnight in search of smoke fish to purchase in the Greater and Central regions of Ghana.
My primary concern is the inability to find the requisite resources for business expansion. It is a profit yielding business.
It has been the supportive wire of the family for three decade and with Zidisha there will be superlative expansion capital to buy more baskets of smoked fish to sell.
Loan Proposal
My line of Business is retailing smoked fish. Given enough capital, this business is a very profitable one with huge profit returns in a very short term.
Much profit will accrue in higher investment in more baskets of smoked fish to retail among my established customers, which include Boarding Schools, Students, Catering service providers, governmental institutions and individuals from all walks of life.
I wish to put in this application for a loan of $3,500.0 to help expand my smoke fish retail shop.
A whole basket full of small fish will have 12 to 16 layers. A layer is about $84.00. A basket full of 12 layers of smoked fish will cost around $1,000.00.
I project about 70% increase in earnings if the application is endorsed and it will be a great source of fulfilment.
With Zidisha's enablement, I have been able to employ three extra hands.
Feedback
Positive
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Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$2,868.00
Date disbursed
Nov 4, 2017
Repayment status
On Time
Projected term
9 months
Other loans
Lenders
United States
United States
United States
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Summary
Amount repaid
$2,868.77
Amount remaining
$0.00
Date repaid
Aug 15, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 12, 2017 | $69.77 | Nov 15, 2017 | $69.77 |
| Nov 19, 2017 | $69.77 | Nov 15, 2017 | $69.77 |
| Nov 26, 2017 | $69.77 | Nov 29, 2017 | $69.77 |
| Dec 3, 2017 | $69.77 | Nov 29, 2017 | $69.77 |
| Dec 10, 2017 | $69.77 | Dec 6, 2017 | $69.77 |
| Dec 17, 2017 | $69.77 | Dec 13, 2017 | $69.77 |
| Dec 24, 2017 | $69.77 | Dec 20, 2017 | $69.77 |
| Dec 31, 2017 | $69.77 | Dec 27, 2017 | $69.77 |
| Jan 7, 2018 | $69.77 | Jan 3, 2018 | $69.77 |
| Jan 14, 2018 | $69.77 | Jan 17, 2018 | $69.77 |
| Jan 21, 2018 | $69.77 | Jan 17, 2018 | $69.77 |
| Jan 28, 2018 | $69.77 | Jan 24, 2018 | $69.77 |
| Feb 4, 2018 | $69.77 | Jan 31, 2018 | $69.77 |
| Feb 11, 2018 | $69.77 | Feb 7, 2018 | $69.77 |
| Feb 18, 2018 | $69.77 | Feb 14, 2018 | $69.77 |
| Feb 25, 2018 | $69.77 | Feb 21, 2018 | $69.77 |
| Mar 4, 2018 | $69.77 | Feb 28, 2018 | $69.77 |
| Mar 11, 2018 | $69.77 | Mar 7, 2018 | $69.77 |
| Mar 18, 2018 | $69.77 | Mar 14, 2018 | $69.77 |
| Mar 25, 2018 | $69.77 | Mar 21, 2018 | $69.77 |
| Apr 1, 2018 | $69.77 | Mar 28, 2018 | $69.77 |
| Apr 8, 2018 | $69.77 | Apr 4, 2018 | $69.77 |
| Apr 15, 2018 | $69.77 | Apr 11, 2018 | $69.77 |
| Apr 22, 2018 | $69.77 | Apr 18, 2018 | $69.77 |
| Apr 29, 2018 | $69.77 | Apr 25, 2018 | $69.77 |
| May 6, 2018 | $69.77 | May 2, 2018 | $69.77 |
| May 13, 2018 | $69.77 | May 9, 2018 | $69.77 |
| May 20, 2018 | $69.77 | May 16, 2018 | $69.77 |
| May 27, 2018 | $69.77 | May 23, 2018 | $69.77 |
| Jun 3, 2018 | $69.77 | May 30, 2018 | $69.77 |
| Jun 10, 2018 | $69.77 | Jun 6, 2018 | $69.77 |
| Jun 17, 2018 | $69.77 | Jun 13, 2018 | $69.77 |
| Jun 24, 2018 | $69.77 | Jun 20, 2018 | $69.77 |
| Jul 1, 2018 | $69.77 | Jun 27, 2018 | $69.77 |
| Jul 8, 2018 | $69.77 | Jul 4, 2018 | $69.77 |
| Jul 15, 2018 | $69.77 | Jul 11, 2018 | $69.77 |
| Jul 22, 2018 | $69.77 | Jul 18, 2018 | $69.77 |
| Jul 29, 2018 | $69.77 | Jul 25, 2018 | $69.77 |
| Aug 5, 2018 | $69.77 | Aug 1, 2018 | $69.77 |
| Aug 12, 2018 | $69.77 | Aug 8, 2018 | $69.77 |
| Aug 19, 2018 | $69.77 | Aug 15, 2018 | $69.77 |
| Aug 26, 2018 | $8.14 | Aug 15, 2018 | $8.14 |
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