Wholesale purchase of smoked fish

Agnes

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Agnes

Member since

March 2015

On-time repayments

331 installments  •  81%

About Me

My name is Agnes KPODOVIA. I come from Keta in the Volta Region of Ghana but resides in Sunyani, Brong Ahafo Region. I have four sibblings. I completed my Technical education at Sunyani Polytecnic in 1990.

My ability to further my education was truncated due to limited financial resources. I therefore decided to venture into trading at an early age.

It was a necessity to support my other brothers further their education, therefore, I had to go through terrible conditions in life. This made me to learn early; the skills of trading with the aim of assisting the family financially. We have been able to manage by divine providence, though things have been tough.

My Business

My line of business is buying and selling smoke fish (e.g. herrings); which I happen to learn from my mother in my early teenage years. These skills have taken me over 25 years in business.

I travel over 325 km every fortnight in search of smoke fish to purchase in the Greater and Central regions of Ghana.

My primary concern is the inability to find the requisite resources for business expansion. It is a profit yielding business.

It has been the supportive wire of the family for three decade and with Zidisha there will be superlative expansion capital to buy more baskets of smoked fish to sell.

Loan Proposal

My line of Business is retailing smoked fish. Given enough capital, this business is a very profitable one with huge profit returns in a very short term.

Much profit will be earned if I have money to buy more baskets of smoked fish to retail among my established customers, which include Boarding Schools, Students, Catering service providers, governmental institutions and individuals from all walks of life.

I wish to apply for a loan of $1,500.0 to help expand my smoke fish retail shop.
A whole basket full of small fish will have 12 to 16 layers. A layer is about $84.00. A basket full of 12 layers of smoked fish will cost around $1,000.00.

The loan will help me increase my profit margin to about 50% to 60%.
This will be a great source of relief for my family. As a result of the support from Zidisha, I have been able to employ two extra hands, which will in the long run help them to fend for themselves and their families.

Feedback

15

None

None

  • Sandy    May 23, 2020

    a pleasure lending to Agnes KPODOVIA

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  • BernadetteV    May 21, 2019

    Loan repaid just as promised. All the best for the future.

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  • BernadetteV    Aug 22, 2018

    Its always a pleasure to lend to Agnes. She’s very serious and makes regular repayments and repays her loans just as promised.

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    • Agnes    Aug 31, 2018

      Thanks so much BernadetteV once again for your support. You have been of great help.

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  • Mary    Aug 20, 2018

    Dear Agnes,
    thanks for the excellent repayments. It's always a pleasure to support your business.
    Best wishes for your continued success!

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  • PaulE    Aug 16, 2018

    Fully Repaid!

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  • Mary    Nov 4, 2017

    Agnes is an excellent borrower!

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  • BernadetteV    Oct 21, 2017

    It's a pleasure to lend to Agnes. She is a serious business woman. Regular repayments and loan repaid early.

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  • JimVandegriff    Oct 21, 2017

    A great job on repayment of this most recent loan. Thanks.

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  • BernadetteV    Mar 23, 2017

    Thank you Agnes for repaying your loan early. It was a pleasure to lend to you. I appreciate your regular repayments.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,298.00

Date disbursed

Aug 11, 2016

Repayment status

On Time

Projected term

8 months

Lenders

Brian

Midhurst, Canada

P

ploeger

Perkasie, United States

Martin

Manama, Bahrain

Zidisha

Sterling, United States

Bobrm2k3

Charleston, United States

Hedwich

Gorssel, Netherlands

H

howard

Vence, France

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

M

msabalau

United States

Anna Hoad

Toronto, Canada

V

Vivek

Arlington, VA, United States

H

Harry

Florida, United States

PG

Paul Graham

United States

John Minges

United States

JO

Johan O

Borlänge, Sweden

Thomas

Sweden, Sweden

K

Katka

St Albans, United Kingdom

BS

Brandon S

United States

MS

Mike Sutherland

United Kingdom

Nick

Manchester, United Kingdom

Mary

Germany

E

EABF

Netherlands

J

John

Toronto, Canada

Craig Newmark

United States

Angi

Germany

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

C

Campbell

New Zealand

A

Anonymous

United States

Emily

San Francisco, United States

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