Name
Agnes
Member since
March 2015
On-time repayments
331 installments • 81%
My name is Agnes KPODOVIA. I come from Keta in the Volta Region of Ghana but resides in Sunyani, Brong Ahafo Region. I have four sibblings. I completed my Technical education at Sunyani Polytecnic in 1990.
My ability to further my education was truncated due to limited financial resources. I therefore decided to venture into trading at an early age.
It was a necessity to support my other brothers further their education, therefore, I had to go through terrible conditions in life. This made me to learn early; the skills of trading with the aim of assisting the family financially. We have been able to manage by divine providence, though things have been tough.
My line of business is buying and selling smoke fish (e.g. herrings); which I happen to learn from my mother in my early teenage years. These skills have taken me over 25 years in business.
I travel over 325 km every fortnight in search of smoke fish to purchase in the Greater and Central regions of Ghana.
My primary concern is the inability to find the requisite resources for business expansion. It is a profit yielding business.
It has been the supportive wire of the family for three decade and with Zidisha there will be superlative expansion capital to buy more baskets of smoked fish to sell.
My line of Business is retailing smoked fish. Given enough capital, this business is a very profitable one with huge profit returns in a very short term.
Much profit will be earned if I have money to buy more baskets of smoked fish to retail among my established customers, which include Boarding Schools, Students, Catering service providers, governmental institutions and individuals from all walks of life.
I wish to apply for a loan of $1,500.0 to help expand my smoke fish retail shop.
A whole basket full of small fish will have 12 to 16 layers. A layer is about $84.00. A basket full of 12 layers of smoked fish will cost around $1,000.00.
The loan will help me increase my profit margin to about 50% to 60%.
This will be a great source of relief for my family. As a result of the support from Zidisha, I have been able to employ two extra hands, which will in the long run help them to fend for themselves and their families.
Positive
15
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,298.00
Date disbursed
Aug 11, 2016
Repayment status
On Time
Projected term
8 months
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Amount repaid
$1,362.96
Amount remaining
$0.00
Date repaid
Mar 22, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 21, 2016 | $49.86 | Aug 17, 2016 | $49.86 |
Aug 28, 2016 | $49.86 | Aug 24, 2016 | $49.86 |
Sep 4, 2016 | $49.86 | Aug 31, 2016 | $49.86 |
Sep 11, 2016 | $49.86 | Sep 7, 2016 | $49.86 |
Sep 18, 2016 | $49.86 | Sep 14, 2016 | $49.86 |
Sep 25, 2016 | $49.86 | Sep 25, 2016 | $49.86 |
Oct 2, 2016 | $49.86 | Sep 30, 2016 | $49.86 |
Oct 9, 2016 | $49.86 | Oct 5, 2016 | $49.86 |
Oct 16, 2016 | $49.86 | Oct 12, 2016 | $49.86 |
Oct 23, 2016 | $49.86 | Oct 19, 2016 | $49.86 |
Oct 30, 2016 | $49.86 | Oct 26, 2016 | $49.86 |
Nov 6, 2016 | $49.86 | Nov 2, 2016 | $49.86 |
Nov 13, 2016 | $49.86 | Nov 9, 2016 | $49.86 |
Nov 20, 2016 | $49.86 | Nov 16, 2016 | $49.86 |
Nov 27, 2016 | $49.86 | Nov 23, 2016 | $49.86 |
Dec 4, 2016 | $49.86 | Nov 30, 2016 | $49.86 |
Dec 11, 2016 | $49.86 | Dec 14, 2016 | $49.86 |
Dec 18, 2016 | $49.86 | Dec 14, 2016 | $49.86 |
Dec 25, 2016 | $49.86 | Dec 21, 2016 | $49.86 |
Jan 1, 2017 | $49.86 | Dec 28, 2016 | $49.86 |
Jan 8, 2017 | $25.83 | Jan 4, 2017 | $25.83 |
Jan 15, 2017 | $21.96 | Jan 11, 2017 | $21.96 |
Jan 22, 2017 | $21.96 | Jan 18, 2017 | $21.96 |
Jan 29, 2017 | $21.96 | Jan 25, 2017 | $21.96 |
Feb 5, 2017 | $21.96 | Feb 1, 2017 | $21.96 |
Feb 12, 2017 | $21.96 | Feb 8, 2017 | $21.96 |
Feb 19, 2017 | $21.96 | Feb 15, 2017 | $21.96 |
Feb 26, 2017 | $21.96 | Feb 22, 2017 | $21.96 |
Mar 5, 2017 | $21.96 | Mar 1, 2017 | $21.96 |
Mar 12, 2017 | $21.96 | Mar 11, 2017 | $21.96 |
Mar 19, 2017 | $21.96 | Mar 11, 2017 | $21.96 |
Mar 26, 2017 | $21.96 | Mar 11, 2017 | $5.17 |
Mar 15, 2017 | $16.79 | ||
Apr 2, 2017 | $21.96 | Mar 15, 2017 | $21.96 |
Apr 9, 2017 | $12.92 | Mar 15, 2017 | $12.92 |
Apr 16, 2017 | $63.55 | Mar 22, 2017 | $63.55 |
Apr 23, 2017 | $0.00 |
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