Wholesale purchase of smoked fish

Agnes

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Agnes

Member since

March 2015

On-time repayments

331 installments  •  81%

About Me

My name is Agnes KPODOVIA. I come from Keta in the Volta Region of Ghana but resides in Sunyani, Brong Ahafo Region. I have four sibblings. I completed my Technical education at Sunyani Polytecnic in 1990.

My ability to further my education was truncated due to limited financial resources. I therefore decided to venture into trading at an early age.

It was a necessity to support my other brothers further their education, therefore, I had to go through terrible conditions in life. This made me to learn early; the skills of trading with the aim of assisting the family financially. We have been able to manage by divine providence, though things have been tough.

My Business

My line of business is buying and selling smoke fish (e.g. herrings); which I happen to learn from my mother in my early teenage years. These skills have taken me over 25 years in business.

I travel over 325 km every fortnight in search of smoke fish to purchase in the Greater and Central regions of Ghana.

My primary concern is the inability to find the requisite resources for business expansion. It is a profit yielding business.

It has been the supportive wire of the family for three decade and with Zidisha there will be superlative expansion capital to buy more baskets of smoked fish to sell.

Loan Proposal

My line of Business is retailing smoked fish. Given enough capital, this business is a very profitable one with huge profit returns in a very short term.

Much profit will accrue in higher investment in more baskets of smoked fish to retail among my established customers, which include Boarding Schools, Students, Catering service providers, governmental institutions and individuals from all walks of life.

I wish to put in this application for a loan of $3,500.0 to help expand my smoke fish retail shop.

A whole basket full of small fish will have 12 to 16 layers. A layer is about $84.00. A basket full of 12 layers of smoked fish will cost around $1,000.00.

I project about 70% increase in earnings if the application is endorsed and it will be a great source of fulfilment.

With Zidisha's enablement, I have been able to employ three extra hands.

Feedback

15

None

None

  • Sandy    May 23, 2020

    a pleasure lending to Agnes KPODOVIA

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  • BernadetteV    May 21, 2019

    Loan repaid just as promised. All the best for the future.

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  • BernadetteV    Aug 22, 2018

    Its always a pleasure to lend to Agnes. She’s very serious and makes regular repayments and repays her loans just as promised.

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    • Agnes    Aug 31, 2018

      Thanks so much BernadetteV once again for your support. You have been of great help.

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  • Mary    Aug 20, 2018

    Dear Agnes,
    thanks for the excellent repayments. It's always a pleasure to support your business.
    Best wishes for your continued success!

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  • PaulE    Aug 16, 2018

    Fully Repaid!

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  • Mary    Nov 4, 2017

    Agnes is an excellent borrower!

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  • BernadetteV    Oct 21, 2017

    It's a pleasure to lend to Agnes. She is a serious business woman. Regular repayments and loan repaid early.

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  • JimVandegriff    Oct 21, 2017

    A great job on repayment of this most recent loan. Thanks.

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  • BernadetteV    Mar 23, 2017

    Thank you Agnes for repaying your loan early. It was a pleasure to lend to you. I appreciate your regular repayments.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,639.99

Date disbursed

Sep 5, 2018

Repayment status

On Time

Projected term

8 months

Lenders

PaulE

Cockeysville, MD, United States

AltruisticSelfishnes

Chicago, United States

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

G

guenter

Bremen, Germany

JimVandegriff

Trinidad, California, United States

JessieD

Alexandria, Va, United States

Cloudways

Malta, Malta

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

A

Andy

Berlin, United States

G

glh25

Winooski, United States

Bobrm2k3

Charleston, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

Paul Buchheit

Mountain View, United States

J

jsbisa

New Orleans, Louisiana, United States

Lisbeth

Perth, Australia

Grant Xavier Storer

Seattle, Wa, United States

SuperMario28

Cudahy, United States

Mike and Jacqui

United Kingdom

M

Marcus86257

United States

SteveFylde

United Kingdom

W

Wade

United States

Anna Hoad

Toronto, Canada

Wendy

Los Angeles, United States

K

K

United States

V

Vivek

Arlington, VA, United States

Marcus

Germany

WE

Wendy Emlyn

Devon, United Kingdom

BB

Ben Bellows

United States

Pedro R-C

Cambridge, United States

A

Andrei

United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Mr Chris Turner

Cambridge forever England, United Kingdom

Mary

Germany

C P

Mazatlan, Mexico

KirstenAlana

Los Angeles, United States

Tom Eggert

Madison, United States

Jes-c

United States

AS

Aida Smith

United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

SA

Shar Alamdari

Los Angeles, United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

SH

Stephanie He

United States

JA

Joshua Axtell

United States

IC

Ian Coutts

Chicago, USA, United States

Vratik Krocik

Prague, Czech Republic

Ellen

Michigan, United States

D

Dalton

San Francisco, United States

Dean Suminski

Portland, Oregon, United States

Jean Wren Chan

United States

JF

J Fister

United States

R

RMIM

United States

JH

Joseph Hwang

Houston, United States

M

Mary

United States

ZS

Zach Silveira

Asheville, Nc, United States

S

S

Canberra, Australia

B

Bartl

United States

Mark Rowlatt

Peterborough, UK, United Kingdom

BB

Brad Brunz

United States

M

Mia

United States

T

TP

United States

PA

Peter A

New York City, United States

petter

Finland

DR

Denise Ramser

United States

MM

Mac McKiva

United States

Julie

United States

J

Netherlands

GA

Gal Ashuach

רעננה, Israel

VD

Van Duong

United States

Francesca

Scotch Plains - New Jersey, United States

James Liao

San Francisco, United States

KA

Kate and Tom

United States

DK

David Kirsch

United States

Peter Collins

Darmstadt, Germany

World Centric

Sonoma County, California, United States

J

Jason

West Palm Beach, United States

Cambium Foundation

Kirkland, United States

RS

Ralph Smyth

United Kingdom

Christine

Munich, Germany

Ask Agnes a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Agnes    May 15, 2022

    Business is now improving after a down turn. We fall into lean season always before, during any major festive season and it starts to pick up after January and May. We are bouncing back with great sales very soon and I will settle all the arrears. Thanks so much for your support

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  • Agnes    Mar 31, 2022

    Business is now improving after a down turn. We fall into lean season always before, during and after the yuletide and it starts to pick up after January. We are bouncing back with great sales very soon and I will settle all the arrears. Thanks so much for your support

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  • Agnes    Mar 9, 2022

    Business is now picking up. I promise to settle all arrears in due time. Since the yuletide is over things will be normal again. I have always believe in zidisha

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  • Agnes    Feb 18, 2022

    Business is now improving after a down turn. We fall into lean season always before, during and after the yuletide and it starts to pick up after January. We are bouncing back with great sales very soon and I will settle all the arrears. Thanks so much for your support.

    Log in to reply • Share
  • Agnes    Feb 4, 2022

    Business is now picking up. I promise to settle all arrears in due time. Since the yuletide is over things will be normal again. I have always believe in zidisha.

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  • Agnes    Jan 28, 2022

    Business is now improving after a down turn. We fall into lean season always before, during and after the yuletide and it starts to pick up after January. We are bouncing back with great sales very soon and I will settle all the arrears. Thanks so much for your support.

    Log in to reply • Share
  • Agnes    Jan 21, 2022

    Business is now picking up. I promise to settle all arrears in due time. Since the yuletide is over things will be normal again. I have always believe in zidisha.

    Log in to reply • Share
  • Agnes    Jan 14, 2022

    Business is now improving after a down turn. We fall into lean season always before, during and after the yuletide and it starts to pick up after January. We are bouncing back with great sales very soon and I will settle all the arrears. Thanks so much for your support.

    Log in to reply • Share
  • Agnes    Dec 16, 2021

    Slow business

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  • Agnes    Oct 30, 2021

    Business slowing down

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  • Agnes    Sep 22, 2021

    Slow business

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  • Christian    Aug 28, 2021

    She assured me that she would make payment

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  • Christian    Aug 21, 2021

    She promised to make payments

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  • Agnes    Jul 15, 2021

    slow business

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  • Christian    Jul 1, 2021

    Able to speak with Agness, she promised she would make payment

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  • Agnes    Jun 22, 2021

    Slow business

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  • Agnes    Apr 22, 2021

    Business is slow

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  • James    Apr 5, 2021

    she said she will soon make payment

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  • Agnes    Mar 26, 2021

    Business is now picking up again.

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  • James    Mar 4, 2021

    she said she will soon make payment.

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