Working capital to distribute milk from local dairy farmers

Joseph Kiarie

Miti Mingi, Nakuru, Kenya

41% repaid

Entrepreneur

Name

Joseph Kiarie

Member since

September 2014

On-time repayments

185 installments  •  23%

About Me

I am a married man living in Miti Mingi with my wife and our two children. i am both a farmer and milk vendor. I buy milk from local people in terms of litres and i pay 25 shillings per litre which i resell 32 shillings. so i get a profit of 7 shillings per litre. I use the profit i get to support my farming activities, my family and my parents. I stll save some money whenever i make high profit. my education is up to college but there is nowhere to be employed and i chose self employment to ensure i feed my family and support parents in the way i can. I like to read newspapers and magazines during free time. I also like watching music and movies.

My Business

My business involves buying and selling milk from local farmer. I collect around 100 litres per day. i resell some of the milk to local hotels and families in miti mingi shopping centre and the remaining i send to Brookside Dairy Limited. I make a profit of 600 shillings per day. The profit i get i use it to support fmy farming activities where i grow cereals that is maize and beans. The reason for choosing milk selling is that it is profitable and i get my dairy bread unlike my farming activities which one waits for the harvest season to get money. That is why i prefer selling milk because it is a commodity that is ever in high demand. there are several challenges when the rains are low because the quantity of available milk is low and the demand is constant.

Loan Proposal

I do propose this amount of kes 39176 to increase my working capital,this is due to increase in demand and supply of milk thus i want to increase my milk supplies.This will lead to increase in income hence increase in profit.This will ensure i have made my repayment on time.I therefor request zidisha lenders to support me.
Thanks in advance;
Joseph,Miti mingi

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$412.12

Date disbursed

Jun 11, 2015

Repayment status

Late

Projected term

37 months

Cost to entrepreneur

Service fee: $17.09

Lenders

Zidisha

Sterling, United States

1

1979fan

Palo Alto, United States

M

moerye

Santa Barbara, CA, United States

TheMoonDuster

Brisbane, Australia

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

S

Shadrax

Lansing, United States

T

teanuh

Littleton, United States

A

Annana

Kanata, Canada

B

blairan

Baltimore, United States

C

cyrilleberger

Gammalkil, Sweden

M

michalbette

melbourne, Australia

pbosakov

Sofia, Bulgaria

KatyRose

Manor, Texas, United States

Annelogue

Faroe Islands

W

W2JKD

Vero Beach, FL, United States

ksevik

Oslo, Norway

J

jimmydjjr

Gautier, United States

dajawein

Gladstone, Australia

indeh

London, United Kingdom

captainhappy

Gladstone, Australia

Elaine123

Philadelphia, United States

gbnbca

Janeville, Canada

JesseEXPRESS

Arlington, United States

T

TokyoBliss

Tokyo, Japan

D

DamoA

Wollstonecraft, Australia

M

Marij

Gent, Belgium

M

missjoyy

Munich, Germany

S

Sinclair55

Burlington, Canada

T

Talex

Nürnberg, Germany

F

femi123

Oakville, Canada

B

BartenKatrijn

Ghent 9000, Belgium

andreasol

Bielefeld, Germany

P

portlandloans

Portland, United States

A

aguayo

Silicon Valley, United States

F

fake_name

Boston, United States

R

RichardH

Manchester, United Kingdom

J

j12345

Durham, United States

L

lowtechmagazine

barcelona, Spain

Susansfund

Colorado Springs, United States

T

tomdeneire

Eke, Belgium

S

Serge

Bascharage, Luxembourg

A

AustA

Sydney, Australia

MicroFinancier

New York, United States

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

WDMCC

Peachtree City, GA, United States

M

markusfitza

College Station, United States

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

J

JoJoHouse

New Castle, United States

S

Sabine

Courtenay, Canada

B

boourns

Newmarket, United Kingdom

D

doinggood

Missoula, United States

M

mastodons

Chicago, United States

A

Austrian

Graz, Austria

J

jdwiebe

Winnipeg, Canada

ShelbyDove

Los Angeles, United States

birtom

Ettlingen, Germany

E

EnhanceLife

Heber City, United States

T

thomashult

Bromma, Sweden

Matthew

New York, NY, United States

W

wogman

Evanston, United States

S

samuk

Nottingham, United Kingdom

saturn4peace

Porterville, United States

I

Ilona

St Catharines, Canada

D

Dandru

Berkshire, United Kingdom

A

Aastra

Los Angeles, United States

K

Kinger

Dublin, Ireland

ATrain

Nashville, United States

W

Woodyrocks

London, United Kingdom

A

Atlantia

Brisbane, Australia

L

loistf

Madrid, Spain

C

ChrisG

Charlestown, Australia

M

MorganBlue

United States

peanut

Halifax, Canada

S

SalterEA

Trenton, United States

W

wildnis

Seattle, United States

K

kofiu

Sydney, Australia

danielytao

Boston, United States

K

Katehar

Maple Valley, WA, United States

B

BobJames

Toulouse, France

Stamfordsusan

Stamford, CT, United States

K

Kaz12

Winnipeg, Canada

J

jwharding

Hamburg, Germany

JennyinParis

Paris, France

P

pellm

Ashland, United States

N

NoelC

Chelmsford, United Kingdom

N

Nassara1

Evergem, Belgium

D

Dettmann1

Atlanta, United States

J

janharg

Garland, Tx, United States

T

Travelbear

Asheville, United States

E

eirccharrie

Cupertino, United States

T

ThomasGermany

Wuppertal, Germany

O

Oktober

North Kingstown, United States

Echo

Wellington, New Zealand

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

D

Dionne

Pembroke, Bermuda

M

mwkelley2

Columbus, OH, United States

H

Hotaru

Melbourne, Australia

MPatino01

Somerville, United States

A

amnesiac

Adelaide, Australia

A

AR716

Sentjur, Slovenia

D

Dave22202

Arlington VA, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

W

WellingtonPFClass

Columbus, Oh, United States

M

Mooper

Los Angeles, United States

R

rawlo5660

san jose, United States

D

djschin

Heber City, United States

worldcitizen

Kutztown, Pa, United States

C

cescotet

Needham, United States

D

Diane

Blue Hill, United States

RandyPetersen1

Colorado Springs, United States

R

Roxyclark

Heber City, United States

ButterfieldFamily

Heber City, United States

J

justincomish

Riverton, United States

D

DearbornJackson

Rockville, United States

H

hivervan

watou, Belgium

C

Christougher

Osaka, Japan

B

Bluejay

Magrath, Canada

S

stillc

Nashville, United States

C

christina

Heber City, United States

L

landhalsema

Driebergen, Netherlands

A

Aziza

Washington, United States

V

vshafor

Carlsbad, United States

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

E

emtesenair

Charlotte, United States

T

Taiwan

San Gabriel, United States

U

UsefulDrivel

Fort Worth, United States

M

mtlfire

Montreal, Canada

J

jackieric

Folsom, CA, United States

M

moneypatch

Heber City, United States

L

lilbsedz

Raleigh, United States

C

Christina345

London, United Kingdom

H

hetultel

Ahmedabad, India

HMS_5th_Grade

Honolulu, United States

K

Kerrisdale

Guernsey, United Kingdom

L

LenderTrender

Freeville, United States

Vla911

Milan, Italy

jhealy87

Silver Spring, United States

J

Jyoti

Herndon, United States

MikaL

Helsinki, Finland

C

chrono

Toronto, Canada

chadgibbs

Loveliest Village, United States

F

FredBetty

San Antonio, United States

G

glh25

Winooski, United States

A

asmilligan17

Perryville, United States

K

knute

vestre jakobselv, Norway

B

BenBurum

BOXBOROUGH, United States

N

Norin

Germany

davidt

San Francisco, United States

G

Gwencalon

Garching b. Muenchen, Germany

L

LukeTenney

Mayfield, Australia

GH

Gav H

Langley, Canada

B

Britteva

Oslo, Norway

J

JoeOmundson

Portland, OR, United States

M

mykitchenwand

Abbotsford, Canada

VintageCalifornia

San Diego, United States

shamrock1778

Bardstown, United States

T

texasags

owasso, United States

D

d3witt

Cheyenne, United States

Stantons

Medford, United States

I

ianb723

ROCHESTER, United States

ericacamille

Brooklyn, United States

Richard100

Santa Ana, United States

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

H

hahahan

Melbourne, Australia

G

gregc

Calgary, Canada

M

MarkGallagher

Glasgow, United Kingdom

Y

Yecats

New York, United States

M

mrsfit

Surrey. BC, Canada

E

ElliottGarlock

Palo Alto, CA, United States

Grant Xavier Storer

Seattle, Wa, United States

djkmoran

United States

MW

Matt Willis

United States

Christopher Hey

Sudbury, Canada

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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