Young fashion sense

Cosmas Aruba

Maseno Town, Kenya

42% repaid

Entrepreneur

Name

Cosmas Aruba

Location

Maseno Town, Kenya

On-time repayments

20 weekly installments  •  25%

About Me

,im eighteen years old, a student and i come from a family of five ,I love skating , i skate all the time .i also love coming up with new and innovative ideas wherever necessary.I consider myself an avid reader and i try to read all i can lay my hands on including those on current issues such as newspapers and magazines and those in older sources such as those from a historical journal that i periodically get my hands on.i have an open mind and i like to try new ideas too.Most of all,im a risk-taker ,only risk takers succeed.

My Business

Im an upcoming designer and tailor of clothes ,i say upcoming cause I've not yet gotten the breakthrough I've been waiting for.i work from my room and so far I've been dealing with university students who like my designs and use the mainly in inter-university pageants .customers prefer me because im very social and i regularly attend social eventS to try and gauge current fashion trends ,as I am still young (18) ,i think my judgement can only become better and help me be a better designer.my business gets me enough since i buy materials at a cheaper price and sell it in for of clothes at a profit.i also design and ive sold a couple of designs to other designers since i dont have the funds to actualize them sometimes.i like the loan to help me make that breakthrough ,my source of income to pay for the loan comes from two sources ,the cash i get from my business and from my parents .im aiming for the top and if i get this ;loan then i may just get there.

Loan Proposal

I intend to use the loan as the capital to use to buy more materials to use for my business.Im looking to buy only the best materials I can get so as to be able to produce high quality jackets,shorts and shirts.I also intend to use some of the loan money to help me in getting advertisement time on my university radio station as I feel this will help me improve and get more customers and the much needed exposure

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.09

Date disbursed

Dec 1, 2014

Repayment status

Late

Projected term

5 months

Cost to entrepreneur

Lender interest: $50.09 at 6.90% annual rate over 5 months = $1.52

Service fee: $1.10

Upon joining Zidisha, Cosmas paid a lifetime membership fee of $8.86.

Lenders

T

thejacobnorton

Jubail, Saudi Arabia

Evan Lamos

Brussels, Belgium

Pomaikai

Jersey City, United States

M

MatzeFR

Frankfurt, Germany

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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