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Super-overlock machine & inventory

All is quite good . Thanks to you my Dear Lenders.
On the process of getting things done as per the plan.
Be blessed all.

Ironsheets and cement for plastering

Good morning lenders,
I want to thankyou lenders for the good work God has granted you.
the loan you have given me will help me to finish my 3 bedroomed house and later to start another plot of mine which will accommodate 4 bedsitters
thankyou very much my leaders, may Almighty God reward you abundantly

thanking you in advance
mkanjumwa juma

Cybercafé

This lending platform is doing great work for small investors who can benefit from unsecured loans. Before zidisha it was difficult for a small business owners to acquire loans without security. Now with zidisha our business are doing great because of this team. Thanks all Zidisha team.

Equipment for my fitness centre

Please, the money is received today and I'm very happy and speechless. The Lord in Heaven will bless you forever for what you have done in my life and the business. I will make sure not to disappointed in you. God bless our good Julia Kurnia and our best lenders.

Add mobile accessories to my mobile-money transfer business

The loan fund was used to start Vodafone cash business in addition to the Mtn business. Both are running well under good supervision. Adding the Vodafone cash increased my income by 15%. Income is used for reinvestment. I can take care of my sibling now being the first son. Market days are my best business days.

To buy blocks and cement to build a permanent house

To start with i purchased a vocal recording mixer,which enabled me to work different and fast ,this allowed me to work efficiantelly ,improved on my vocal recording mixing and mastering,
Talking of my earnings ,i haved used them buy new head phones and a Hard driver for my data storage,proved food for my sweet family,keep them healthy and happy,
and there most interesting thing about my neighborhood is that most of them are building houses,i cant wait to start building mine soon.

Finishing construction of my own shop

Once again i hereby appreciate my lenders and zidisha team for their support and that enabled me to grow my business from one level to another. I am now continuing with the construction of my clothing own shop.
Below is the budget to help me in the completion of the construction.
Cement - forty bags at 240 US Dollars
Building stone...three lorries at 270 US Dollars
Paints -100 US Dollars
Timber, nails and iron sheet- 160 US Dollars

From my previous saving i will manage to cater for transport and labor.

I am grateful for your continuous support.

Establish a small-scale fish farm

I take this opportunity to thank my lenders for beleiving in me and giving me another opportunity to revamp my business. I will utilize the funds to improve my tree nursery which is in a deplorable state and also increase the number of seedlings and potted plants by almost double. The major areas of concern are the water supply for irrigation and the fence which is almost collapsing.
This will ensure security for my investment from theft as well as livestock which may inflict damage on the same.
Thank you for your continued support and may God bless you wherever you are.
Thank you once again.
Regards.

Loan to purchase another brand-new tricycle for business

Am sooo much grateful to you all my wonderful great lenders. Things are wonderfully working here and I appreciate all your effort's.Thank you all.

Loan to buy coconut oil

Dear Lenders,
I am deeply grateful for this loan that you have made possible.
I will therefore will able to get new stock of coconut oil for my stall, thus growing my business and income as well.
Thanks once more for your kindness.
Hope Tsakpornu

Buy a gas cooker to use in my restaurant

My eating joint is all lighted up. Thanks to your generous contributions towards my last loan. I now work for longer hours and this has increased my productivity. Thank you so much for your valuable support.

Open a new branch of my restaurant

thanks zidisha team for your continued support i,m writting to inform you that my business is going on well every thing around me is on the right track i recently i was forced to increase my staff arising from the increased number of customers visiting my resturant thanks once again zidisha team

Expanding my cocoa farm

I have succesfully received the amount of 2184GHC today, and will repay back 2299GHC,
I will go ahead and buy the cocoa nursery and start with the work,
I wants to thank you all for helping me so to this far, God almighty bless you all and gives us long life,
I wish one day I will also become a lender like you too because I know how it feels to be in need of something,
Thank you all again.

To purchase fabrics

Another set of fabrics bought.

To purchase fabrics

Some fabrics bought from my current loan raised for my work. Am always grateful to all my lenders. Thanks for your support.

Curtains & other inventory for my home decor shop

Thanks my lenders I have received your loan of 462GHS . I will used this money properly by buying items like 100 yards of robber carpet cost 100 dollars sell it with profit of 25 percent , 20 pear of door mat cost 50 dollars sell it with profit of 10 percent and so many other items which cost 75 dollars this can help my business to improved .Thank you zidisha team GOD bless you all.

Expansion of my manufacturing & supplies business

Hi Lenders,
My high five for the great support...Thanks , thanks so much. My prayers for All of You to not only have good health but also long lives.

Laptop, screens, and screen-separation machines

The business is doing fine and I have just bought a hot plate for easy screen separation using the profit I have gained.
Thanks be to lenders who made sure my loan went through.

Machine for my cyber cafe

My loan i reinvested in my cyber cafe whereby I was able to by a scanning machine worth KES 4000 and a morden binding machine worth KES 3000.
Those machine really helped me in my business because I was able to do things I wasn't able to do without them.
It has increased my monthly profit from KES 20,000 to KES 25,000.
That profit increase I used it to reinvest in my business again by adding some electronics for sell.
I have also another achievement that I have been able to add Mpesa mobile money transfer on my business.
In our neighborhood we have held a come together ceremony just recently.

Solar lamps & clean cookstoves for rural women & girls

To all my lenders who has so far loaned me i say thank you! This loan will help women like Beauty switch from Kerosene use to Solar Lamp. Clean, Affordable and Warranted!

I invite all of you to share this cause with your friends and family in your Zidisha network so that we can reach another 400 women and students with solar lamps.

Join me as we together impact communities!

Thank you for your support this far!

Traditional fabrics to make clothing

Dear Lender, thankyou for elevating my life. my children, Quincy and Evangeline are appreciative too. i wish you all a nice time.

Comprehensive insurance coverage & heavy, reflective jackets

Hi Duke,
I am happy to lend to you again! I will keep an eye on your new loan request and I promise that I will fund anything remaining at the end. Best wishes to you and your family!
-Melissa

Purchase of office equipment and replenishing stock

I wish to thank my lenders once for the support I got from you. I received my loan of 704 dollars on 13th March 2017.

With this money I intend to buy children and lady's clothes. I also want to add on ladies handbags. I have ordered for these and hope to receive them by end of next week.

Am also shopping for a good copier which should also be ready by next week.

Thank you lenders. God bless Zidisha.

Buy a photocopy machine and top up my daughter's fee

Many thanks lenders for giving me the opportunity to better my life. I was offline for a very long time. Reason being is that i had a mild stroke. My vein raptured in the brain thus causing blood to clot. My issue was even highlighted on national newspaper and i was even interviewed to encourage and inspire young guys not to loose hope.
I am glad to say that i have fully recovered and im back to business. If there is any further query kindly don't hesitate to mail me at [email protected]

Health-supplements business

Hi family, thanks for the financial support during my previous loan.
I thank you once again for i have been able to repay back successfully.

The printer has been of more use and attached is samples of the work done.
It's been profitable as we are heading towards elections in my country and political campaigns are at the peak season.

Fabric and decorative items for my store

wedding deco layout

Solar lamps & clean cookstoves for rural women & girls

Dear All my Lenders,

Today i managed to make my last repayment for the loan you gave me on the 7th November 2016! I want you all to know that through this loan, together we have managed to transform lives of 250 families! We have increased their savings by giving them a chance to switch from use of Candles and Kerosene to use of solar lamps! Together we have do so much and i cant thank you all enough for your support and belief in me and my social business.

I also want you to know that because of your support to distributing affordable solar lamps to poor households, I have been admitted as a Mandela Washington Fellow, a program that is run and supported by the US Department of States, to identify Young Africans who are working to bring solutions to local problems. I will be spending 6 weeks in New Mexico at the University of New Mexico and 3 days in Washington D.C for the Presidential Summit before i return back home. If any of you my lenders live in any of these states i would be glad to me you in person and Thank you! And while in the US i would love to meet as many of you my supporters as possible and show you the impact we have achieved together!

We still have a goal: Reaching 10,000 families with clean affordable Solar Lamps! We are slowly but sure reducing this number. Together we will reach our goal.

What next? This week i invite all of you who have supported this cause to look our for my new request for a loan. Am sure that just as it happened last year were we managed to raise the funds in hours, we will do the same this time around!

I invite you to Join me as i continue with my cause of impacting 10,000 families with affordable solar lamps!

Thank you all for your support in advance!

Taxi business

By the grace of God ,i have been able to use my taxi sales to buy another car, opel cardt which my mechanics are working on.Cost of living in Ghana is very high but we trust God to make it.Infact, i thank God for my lenders because you have saved me from paying high interest rates on loans. In Ghana interest rates currently is ranging between 27% & 35% .

Hospital construction project

Dear lenders! I am very grateful for funding this loan for me quickly! Thank you very much.

I will use this loan to invest in my construction business and also make payment into the members loan fund. I need a higher working capital in order to accept some big contracts that will give me much returns and also build credibility for my company.

I am once again grateful for this kind gesture.

Install prepaid electricity in my barber shop

The loan was used to buy more shaving machines,combs,pomades of different kinds,additional chairs and so on.this enable me to increase my income level by 30percent some of the money gain has been used to reinovate my kiosk to attract more customers.i sometimes spend time with the family menbers and some few needy peoples that i assist,

Finishing construction of my own shop

photos of my shop under constructions

Building materials to construct a salon

Thanks to all my lenders and zidisha team for this wonderful opportunity giving to me by giving me this loan. This loan has helped me to increase and expand my business. Now my profit has increased by 15% after buying the hair dryer.

Loan to purchase and supply health products

My honorable lenders, am really really grateful for the prompt response in funding my loan application. Definitely by God's grace I will use this loan judiciously for the purpose for which I sourced it for. By this , knowing what my costomers want and me supplying them with the right stuff, am making a steady progress without sweat. My stuff as usual are spirulina capsule, calcium, ginseng, omega3, vitamin capsules and anion magnetic sanitary pads.

Ingredients & utensils to expand my food vendor business

Hello my dear lenders, Thank you so much for your support. All the time. you have help me come so far. I am grateful. I am posting a new loan application and i will humbly appeal to all of you to make me some help again if you can and in the position to do so. But even now do know that i am grateful for all that you have done for me.
regards,
Gladys

Loan to buy a tricycle (Moto King)

Am really surprised and very happy, I never knew my third load would have fully funded by lenders.Thank you very much lenders for given me a flexible and interest free loan of $541.26 which disbursed to my account on 13th March 2017.God bless you aboundedly and I will never disappoint you.I will use the money to buy irrigation water pumping machine,very soon I will give you update with pictures
Once again thank you very much, I shall remain faithful to all my lenders.
Stay blessed

Loan to raise poultry and buy feed

April 2016, I made a decision to join Zidisha upon joining Zidisha I took my first loan of $200.00.
This money helped me very well, the raised my financial ability to a different level, my family was always happy because it took away some financial burdens I was having when it comes to spending on the family
Today, I will say I never made a mistake joining this responsible international lending society, to myself lenders have so good to me and my family because they continue to play part in building my financial bedrock with the recent loan they gave me which I am doing very well in paying back.
I salute you all my lenders.

Cake trays for large-scale operations

My new trolley

Well and irrigation for my farm

Looking forward for zidisha loan lenders to finance my farming project for expansion to the new paddock as per the attached phohos

Expanding my cocoa farm

me drying cocoa beans today

Expanding my cocoa farm

a pic of the cocoa bean on the mat for drying,

Farming maize

Thank you lenders . Have bought my maize and beans seeds ready to plant in the course of the week.

Expanding my cocoa farm

Also, there are two seasons for cocoa ripening, the first season starts from either February or March to April, and the main cocoa season starts from August to December, the cocoa ripes more in the second season, when it reachs a season of a cocoa it can be harvested in the farm in every three weeks,
Laure, I hope this information about the cocoa helps and to everyone,
It's morning here and I will be going to the cocoa farm today, I will show you some pictures of the cocoa been dried on the mat, yesterday we carried the fermented beans onto the drying mat.

Expanding my cocoa farm

OK Laurie, as a cocoa farmer when you grows a cocoa and they ripen, you haverst them and take their beans out, then you cover the beans without no air space so that they ferment, fermentation can take place in about 4 to 5 days, after fermentation you carry them to the house on to a cocoa mat for drying, drying can take 5 to 6 days,
When these process are done then they are then ready to be taken to the buyer who buys cocoa in that particular area, The buyer weigh a bag each, and a bag of cocoa weigh 64kilograms(64kilo), currently a bag of cocoa cost in Ghana is GHC475.
Any buyers of cocoa in any locality of Ghana weigh a bag of cocoa for 64kilos, but the buyers re-dry them and weigh 60 kilograms a bag each before taking them to the main depo in the capital town called Accra for sale,

Music production

Thank you for the amount I got am still raising my rent money but thank u so much

To increase stock for my business of selling cosmetics

Wooooowwww!!! I am grateful for your massive support. This loan will help me rent a space for my business. This will help in my advertisement and a place to train other people.
Thanks snd God bless you!

Loan to pay for school fees for my daughter

Dear lenders, I want to once again thank you from deep down my heart for your kind support. The last loan helped me to pay for my daughters school fees and buy school text book. This year my daughter entered her fifth grade and her performance has remained excellent.I am also grateful for having been able to complete my last loan. I am committed to remain honest with zidisha and be faithful in repaying all my loans.God bless you as you continue touching people with needs.

Loan to buy electrical appliances

Samuel Otu Dec 28, 2016
I used part of the money $50 to buy distribution boards, lamp holders, set of srew drivers, lamps, suckets, switch, screws. I used part of the money $60 to hire labours to work in the shop or help me carry out other activities at the shop. Part of the money was used to pay my electricity bill as well as other mandatory payments required by authorities in the country. I used part of the money to buy electrical cabes.

Buying stock for food business

Thanks zidisha.... I increased my stock this week and my business is gradually improving

Smart phones + apps universal access

Hello dear lender(s),
Am grateful for love and faith you have demonstrated to stand with me in this request. I can't express my gratitude enough ad I wish one day we can meet or visit my enterprise and thank you in person.

Nevertheless, this funds will help me implement my revenue diversification strategy (Google admin revenue stream) and offer business value proposition (smartphone with apps). As follows:
Inventor purchase of 20phones @$12=......... $240
Apps templates purchase & reskin 2@$50 = $100
Google publisher account cost 1@$25 = .......... $25
Marketing & advertisement of new services= $50
TOTAL............ $415

I top up the balance to do that successful.

Thank you

Funds to help pay tuition

I Will use it to pay my tuition fee and purchase some books as well
It will allow me to attend classes and learn peacefully
Thank you so much my lenders