Dear lenders, I am very happy with the loan given to me on 6th January this year. It has helped me a lot. I have used it to purchase more materials to enhance the quality of my business. I thank you so much for your help. GOD BLESS YOU all. I appreciate it so much.
Thanks a lot my lenders for enabling me to buy camera which increased my profit after introducing passport services to my customers. My business is now known as 'passport center' by my customers rather than photocopy business as it was called before.
Hello, I wish first to express my heartfelt gratitude for the first loan that was lended to me. It pushed my business to greater success that i hadn't fathomed. I am deeply moved by the gesture and wish this wonderful site, forum and most of all distinguished lenders, be blessed beyond measure. I was able to purchase ink bottles for ink refill, and took advantage of the demand that had presented itself, and many residents around my business premise now depend on my print business for their print jobs. Once again, thanks alot.
I thank God for zidisha team, my lenders, and how God is blessing my business.
Now , I am changing lives in communities,because all kinds of books materials are available on my store. This is helping students and teachers in my community.
My profit margin is growing well.
Happy new year to all zidisha members,am apologies for the long silence here. This is due to my mothers condition who has been sick bact at the village. Her condition has been worsening of late and that's why I haven't had much time. My business is doing fine and I thank God for that. Have a blessed day everyone.
am also excited soo much as i have gained more knowledge in the business field and will have enough time to manage my business and expand .thank you djkmoran for your continous support and encouragements. God Bless You soo much
Thank you to the entire Zidisha Team for the services they are giving to Us,the services are really making a huge difference in many people's lives,
Thank you once again..
May this program live long,Zidisha has changed my Life through their Loans...u to all my LENDERS,I RECEIVED MY LOAN,and I am working on starting making my repayments
and thank you so much to my Lenders
God bless you
Helo Zidisha
It is of my pleasure to say thank you again for the support you gave me. The pump I bought to irrigate my land is helping me alot. It is very dry but I am trying to dig water holes that can contain water for my vegatables. The money has help pay school fee to my sibling and we are doing well all because of the suport we've got from you. Thank you very much.
With deep heart I humbly and meekly take this opportunity to thank you for considering me for the loan. It's an everlasting joy which will remain in my heart for ever and ever. I will inform my aged mother about good things you have offered to me without knowing me physically. May the Almighty protect you and bless you abundantly. Since there is a seriously prevailing drought in Kenya I will use the money for harvesting and storage. It will help me to do the harvesting faster.
The previous loan was used to acquire stock of books from Adventist Book Centre (ABC) at Tafo, Kumasi for sale. I was able to assist myself in school last semester. We are reopening school in 27th January, 2017, and a new loan will help me acquire more books for sale.
Hello Dancan, I am happy to support you yet again. Congratulations on graduating - that is very exciting! As always, I wish you all the best and continued success.
This loan has improved my business a lot, it has able to let me purchase more goods to my shop nd I'm very happy about that so I take this opportunity to tell my friends that they should be serious in paying their loans because it will help them to they become serious with Zidisha.
Dear Lenders, as you can see in the photos, there is much progress in my business. My next step will cladding the interior walls with soft boards to insulate against heat emanating from the steel plate walls as a result of sun since the shop is made of steel plates. This is because the temperatures here soar up to 36 degrees. I will also put ceiling boards. I believe by doing so, we will be working under cool conditions thus enhancing productivity. Am very grateful since I know I can depend on Zidisha to achieve my business dreams and cater for my family as well from the proceeds of the grown business.
Thank you all very much my very dear lenders for your support. This is the second loan you are funding for me and i am very grateful for your support. This loan will help me as i start a sachet water distribution business in my community. I am forever grateful. Thank you all.
I am greatful to all my lenders for your great support. I am running my business better making more profit daily. Taking much time assisting new members. Once again THANK YOU.
Greeting to all my lenders,
Thanks a lot for lending me another aloan to advance my toner business. I will buy all the toner accessories required to restock my business. The loan shall help me serve my clients properly, pay utility bills on time and put food on the table for my family as well as pay for their school fees.
May God richly bless you all,
Kind Regards,
Amos Miheso, Nairobi -Kenya.
Thank you zidisha and my lender. I received $102.00 on the 9th January 2017. This loan had really help me a lot , which am able to buy with loan hepatitis B, hepatitis B vaccination, HIV test strips and Syphilis test strips. My laboratory services is now highly respected and hoping to buy more to serve more client. My thanks go to the zidisha lenders and the entired zidisha organisation for financial support to my business. Thank you.
Hello Zidisha,
It is my belief that Zidisha is the best community I have ever known. My name was Hans but up to this moment it's changed from just Hans to a Happy Hans!
In today's world, happiness is something that everyone yearns for, even to dangerous grounds. This has not been in my case because I simply applied and your good lenders favored me.
This is just my second loan and the progress is clear. Believe it or not I have no problems paying for my wife's college fee because you solved my printing hardships and now I can concentrate in my business without stress!
I cant imagine how it will be when I reach the maximum lending amount. That and beyond is my goal.
Thank you so much, blessed lenders. I work hard because you have inspired me.
Hello dear Lenders and Happy New Year. I want to thank you so much deep down my heart for your continued support. The last loan of $300 helped me pay part of
the school fees for my two boys. I am so grateful for all you have done.
Dear Lenders, Julia Kurnia and the Entire Zidisha Family,
I wish to take this opportunity to express my thanks, joy, gratitude and happiness to what you have done to myself and my family.
For many years, I have been dreaming of having my own place here in Mombasa to call home but due to lack of sufficient funds, it was a challenge to realise this dream.
Now I am a very proud and happy man because you have helped me realise this long term dream. I now own my house which I constructed with your funds which you lend to me.
My spouse and children are more than happy too !! We will not be paying house rent any more which we have been doing since 2011...( I surely cant imagine this !)
I will now have more time to focus on my Recording Studio, improving the quality of life of my family and Education of my daughter and son. You have really came into my life at the appropriate time and I can therefore not take this for granted.
I wish you all the best with your families and in everything that you do. I also thank you for believing in me and funding my loan without any hesitation.
I believe you will still be there for me and all other borrower so that you continue helping us in changing our lives and that of our communities to the better.
On behalf of my family I say thank you again for making our life better and more worth living, thank you.
Dear zidisha team and my lenders, i wish to let you know that i am fine and working hard as usual. that, this Month of January is very hard financial, that it is not easy as usual but by the grace of almighty God, am making my weekly payments without failure. That i love you and i keep my promise even when conditions are tough. That once again i promise to work hard to see my promise to you is fulfilled, That i hope all of you my lenders you are fine, may GOD bless you for choosing to fund my profile amongest many profiles, once again thank you zidisha team, thank you melissa, thank you the entire team of my lenders.
My sincere gratitude goes to all zidisha lenders for your good work for us and I am highly inspired by your loan for helping my clothing business to grow up to this level and I am now getting my profit of 95 to 100 daily as compare to previous profits of 70 to 75 and due to that I have been saving a lot and that is what I have been using to purchase more goods into my shop.thank you.
My loan repayment is going on well and I want to commend my indefatigable lenders for their continuing support to us through Zidisha platform. God continues to replenish to you all what you have lend/invest in us in thousand fold.
Thank you so much Lenders for your generosity towards me am so humbled,May God bless you.With this loan I would be able to pay school fees for my daughters and other school effects.The timing could not have been better,I am so greatful.
I'm highly grateful to all lenders who came to help fund my loan even at the time that all hopes were almost ended, I say may God richly bless you. This funded loan will help me purchase the exact number of plates and cutlery sets to supply to the senior high schools that has requested me to get for them for their first year students. I will also use part to stock my shop with some plates and cutlery sets, as well as plastic containers for storing water at home. The profit I will make from this loan will enable me to pay for my younger brother's exams fee this semester when the time is due and also buy some birthday present for my cousin on his coming birthday. To all my lenders once again, I'm grateful and I promise to never disappoint you with my repayment for this honour done me.
Thank you very much my Lenders, I will buy insecticides for spraying my Garden to kill all the insects that have attacked my vegetable garden. I urgently need to act atleast 3 weeks before harvesting my Vegetable. Thank you so much Zidisha for your being there. I have a continuous produce of fresh vegetables since i use good irrigation system.
Hello my dear lenders,happy new year ,am taking this opportunity to appreciate your efforts of helping me to get to this level as a business person.Thank you very much.
I thank Zidisha for its continuous financial support to my business.
On date 8th January 2017, I received a loan of Ksh. 15,141.00. This loan helped me a lot: I bought more stock and I add up the remained amount to buy Photocopier machine-RICHO MP 161(Duplex, printer, scanner, networked)
My business is now growing bigger with excellent performance.
Thanks to Zidisha Lenders and the entire Zidisha micro- lending community.
I used the previous loans to pay my tuition fees for the last semester in my final year. God being so good and the good work of zidisha lenders, I was able to graduate with second class upper. Trully, the loan i was given played many parts in my question to obtain diploma certificate
Big thanks to all my lenders and the Zidisha community for the financial support given to me.
I will use the loan to import ten (30) pen drives valued at $73 from China through aliexpress.com, one of the world's most reliable online business platforms. The remaining amount of $8 will be used to pay the import duties and other charges at the post office when the items arrive because they will be deliver via the post office system in order for it to get to my district after arriving at the shores of the country.
When the goods arrive, the sale of it will assist me to get money and repay my loan as well as improving my family's standard of living. It will also enable me to do some little savings towards my tertiary education because it is my dream to become a teacher by profession to enable me impart the knowledge and skills gotten onto the younger generation to come and to be a renowned flourishing entrepreneur known for importation of storage device and other mobiles devices within Zebilla in the Bawku West District of Upper East Region of Ghana and its neighbourhood. The expansion of the business will also lead to creation of job opportunities for others who will subsequently come and take from me to retail.
Once again, thank you my lenders and the Zidisha community.
I am very happy to lend to a green business distributing solar in Africa - this is the way of the future, I feel. :-) It is good to see you are selling more efficient stoves too, to reduce the problems of deforestation. Did you know there are two techniques which can improve cooking efficiency even further?
1) Fireless cooking uses about half as much fuel as normal, by making use of insulation to retain the heat. People heat the food in the normal way, and when it is hot, the pot is put in an insulated container, where it will continue cooking without needing any more heat. It can be made from scrap materials. Here's a link about it: www.mueller-solartechnik.co...
2) When it is sunny it is also possible to cook with no fuel at all! See my picture for an example of a solar cooker. Solar cookers use mirrors to cook with sunshine by concentrating it. If you imagine putting a black pot in the sun, it will heat up. Now imagine shining mirrors at it, so that it gets more sunshine - it isn't difficult to make it hot enough to cook with! There are many types - both homemade and bought. Search for the 'Solar Cookers International Network' website for more info.
With my first loan,I was able to buy tins of tomatoes, Milo ,sugar and mackerel. These items have help me increase my stock of provisions and it have enable me to meet my customers demand . At part from that,income for my family has also see an increase. Before the the loan, my profit margin was GH 100 and after the the loan from Zidisha, my profit increase to GH 150. As a result of the increase, I have decided to plough back the profit in my business.
Due to the progress of my business as a results of the loan from Zidisha, I am able to pay younger sister's education fees and some amount of money for my family up keep.
dear lenders,its the second week into term one 2017 and i wish to say thank you again for helping me build this beautiful classroom.we currently have 30 new pupils joining us.What can i say.THANK YOU.
Hi lenders and thanks once again for your financial help. I am happy to report I have managed to get the boy shirts inventory and Music licence for my business.
Acquiring the music licence costed about 40 dollars including transportation costs. I am glad finally I can play music which will improve the business atmosphere.
I got 50 pcs of the boy inventory shirts that costed 100 dollars, I opted to purchase two boy mannequins because this was a new product I was introducing and it was best I display strategically. The two costed me 20 dollars including miscellaneous costs incurred.
I had a challenge in getting a licencing officer to come inspect my business premises but finally they came and I was given the quote and instructions on how to apply online. I have been unable to do it online and after consulting they are to process it for me which should take another 7-10 days. I will keep you updated on the progress.
Below are the images of what I aquired
I purchased watermelon seeds, it's chemicals and fertilizer. I also rented a land. The loan has improved my level of production. Roughly, my earnings has increased by 40 percent. I have bought some few cows as an asset and a security in any case an emergency arises. I have increase my earnings and the level of my. living standards. I have neighbours who like working hard.
With my last loan I managed to purchase a bale of mitumba clothes with extra funds I had. This helped me get a profit of KES 3000. I was able to pay school fees for my children. Our neighbourhood is a low income area therefore holidays are rarely celebrated. Thank you once more for showing confidence in me.
Grateful to all lenders on this platform. Your kindness and generosity is putting a big and broad smile on my face. I just added another car to the fleets of my car and I'm thankful to you all for your support. God richly bless you all, for your wonderful support. Thank you all.
Dear LENDERS,
I am overwhelmed and so happy, just Tuesday school reopened
and classes is going on very well.
I am able to attend extra classes because, you lenders helped me
with the money to pay my extra classes fees.
I am going to buy this used electric sewing machine that I've already talk to the owner. This will go a long way in helping me to sew more cloths in a day than I use to do begore. Thank you so much for funding my loan in a shorted time. Am grateful
Kennedy
Jan 20, 2017
Kisumu, Kenya, Kenya
Teacher's guide books and text books for pupils use
I'm very thankful for receiving Kshs. 1940 through. Thanks
Clementina
Jan 20, 2017
Mepe, Ghana
Loan to rent a single room, self-contained, for my son and for me
Hi Margaret,
The business is progressively improving. Yes, we did have a good festive season. Thanks for your concern always.
Regards, Clementina
Tabiri
Jan 20, 2017
Drobo, Ghana
Loan to help me expand my electronics business
Dear lenders, I am very happy with the loan given to me on 6th January this year. It has helped me a lot. I have used it to purchase more materials to enhance the quality of my business. I thank you so much for your help. GOD BLESS YOU all. I appreciate it so much.
Jane
Jan 20, 2017
Mwea, Kenya
Buying a printer
Thanks a lot my lenders for enabling me to buy camera which increased my profit after introducing passport services to my customers. My business is now known as 'passport center' by my customers rather than photocopy business as it was called before.
Paul
Jan 20, 2017
Makongeni, Kenya
Data package purchase
Hello, I wish first to express my heartfelt gratitude for the first loan that was lended to me. It pushed my business to greater success that i hadn't fathomed. I am deeply moved by the gesture and wish this wonderful site, forum and most of all distinguished lenders, be blessed beyond measure. I was able to purchase ink bottles for ink refill, and took advantage of the demand that had presented itself, and many residents around my business premise now depend on my print business for their print jobs. Once again, thanks alot.
Nicholas
Jan 20, 2017
Berekum, Ghana
My book stock
I thank God for zidisha team, my lenders, and how God is blessing my business.
Now , I am changing lives in communities,because all kinds of books materials are available on my store. This is helping students and teachers in my community.
My profit margin is growing well.
Mary
Jan 20, 2017
Mtwapa, Kenya
Vegetable farming on my newly bought piece of land
Happy new year to all zidisha members,am apologies for the long silence here. This is due to my mothers condition who has been sick bact at the village. Her condition has been worsening of late and that's why I haven't had much time. My business is doing fine and I thank God for that. Have a blessed day everyone.
Dancan
Jan 20, 2017
Nakuru, Kenya
To purchase a piece of land
am also excited soo much as i have gained more knowledge in the business field and will have enough time to manage my business and expand .thank you djkmoran for your continous support and encouragements. God Bless You soo much
Greenwell
Jan 20, 2017
John Laing, Zambia
Ordering more stock for my provisions store
Thank you to the entire Zidisha Team for the services they are giving to Us,the services are really making a huge difference in many people's lives,
Thank you once again..
May this program live long,Zidisha has changed my Life through their Loans...u to all my LENDERS,I RECEIVED MY LOAN,and I am working on starting making my repayments
and thank you so much to my Lenders
God bless you
Bildad
Jan 20, 2017
Bondo, Kenya
Building a new poultry housing structure
Helo Zidisha
It is of my pleasure to say thank you again for the support you gave me. The pump I bought to irrigate my land is helping me alot. It is very dry but I am trying to dig water holes that can contain water for my vegatables. The money has help pay school fee to my sibling and we are doing well all because of the suport we've got from you. Thank you very much.
George
Jan 20, 2017
Nairobi, Kenya
Growing beans, maize, onions, sweet potatoes, sorghum, and other crops
With deep heart I humbly and meekly take this opportunity to thank you for considering me for the loan. It's an everlasting joy which will remain in my heart for ever and ever. I will inform my aged mother about good things you have offered to me without knowing me physically. May the Almighty protect you and bless you abundantly. Since there is a seriously prevailing drought in Kenya I will use the money for harvesting and storage. It will help me to do the harvesting faster.
Treesforpeople
Jan 20, 2017
Oxfordshire, United Kingdom
Solar light distribution
Here are two more links for you:
Solar cooking activity and contacts in Kenya: solarcooking.wikia.com/wiki...
How to make a solar cooker: solarcooking.wikia.com/wiki...
Treesforpeople
Jan 20, 2017
Oxfordshire, United Kingdom
Solar light distribution
Hi Johnbosco, If you want to find out more, this organisation is spreading the word about solar cooking in Kenya:
NAREWAMA
Natural Resources and Waste Management Alliance
P. O. Box 60358-00200
Uhuru Phase IV (Jerusalem Shopping Centre)
Nairobi
Kenya
www.mueller-solartechnik.co...
Alexander Orall
Jan 20, 2017
Sunyani, Ghana
Purchase of livestock-cows
The previous loan was used to acquire stock of books from Adventist Book Centre (ABC) at Tafo, Kumasi for sale. I was able to assist myself in school last semester. We are reopening school in 27th January, 2017, and a new loan will help me acquire more books for sale.
djkmoran
Jan 19, 2017
United States
To purchase a piece of land
Hello Dancan, I am happy to support you yet again. Congratulations on graduating - that is very exciting! As always, I wish you all the best and continued success.
Ansah
Jan 19, 2017
Techiman, Ghana
First-Class Boutique: selling jeans, t-shirts, slacks, shirts, shoes & accessories
This loan has improved my business a lot, it has able to let me purchase more goods to my shop nd I'm very happy about that so I take this opportunity to tell my friends that they should be serious in paying their loans because it will help them to they become serious with Zidisha.
Margaret
Jan 19, 2017
United States
Loan to rent a single room, self-contained, for my son and for me
Hi Tina,
I was just wondering how your Fish Fry Business is going. I hope you & your son had a good festive season. Regards, Margaret
Stephen
Jan 19, 2017
Kisumu, Kenya
Full-color digital printing
Dear Lenders, as you can see in the photos, there is much progress in my business. My next step will cladding the interior walls with soft boards to insulate against heat emanating from the steel plate walls as a result of sun since the shop is made of steel plates. This is because the temperatures here soar up to 36 degrees. I will also put ceiling boards. I believe by doing so, we will be working under cool conditions thus enhancing productivity. Am very grateful since I know I can depend on Zidisha to achieve my business dreams and cater for my family as well from the proceeds of the grown business.
Joseph
Jan 19, 2017
Ayanfuri,dunkwa Offin., Ghana
Distributing drinking water in my village
Thank you all very much my very dear lenders for your support. This is the second loan you are funding for me and i am very grateful for your support. This loan will help me as i start a sachet water distribution business in my community. I am forever grateful. Thank you all.
Chris
Jan 19, 2017
Naivasha, Kenya
Funeral products storage
Hello lenders, today we are busy at the farm irrigating. Asante sana(Thanks alot).
Anthony
Jan 19, 2017
Mombassa, Kenya
A motorbike to supply goods to my customers
I am greatful to all my lenders for your great support. I am running my business better making more profit daily. Taking much time assisting new members. Once again THANK YOU.
Amos
Jan 19, 2017
Nairobi, Kenya
Recycled toner cartridge business
Greeting to all my lenders,
Thanks a lot for lending me another aloan to advance my toner business. I will buy all the toner accessories required to restock my business. The loan shall help me serve my clients properly, pay utility bills on time and put food on the table for my family as well as pay for their school fees.
May God richly bless you all,
Kind Regards,
Amos Miheso, Nairobi -Kenya.
John
Jan 18, 2017
Kawangware, Kenya
Loan to facilitate in-party activities
After a meeting with my party officials at Hilton hotel.
Effah
Jan 18, 2017
Techiman, Ghana
Laboratory service
Thank you zidisha and my lender. I received $102.00 on the 9th January 2017. This loan had really help me a lot , which am able to buy with loan hepatitis B, hepatitis B vaccination, HIV test strips and Syphilis test strips. My laboratory services is now highly respected and hoping to buy more to serve more client. My thanks go to the zidisha lenders and the entired zidisha organisation for financial support to my business. Thank you.
Hans
Jan 18, 2017
Rangwe, Kenya
Photocopy machine for my cybercafe
Hello Zidisha,
It is my belief that Zidisha is the best community I have ever known. My name was Hans but up to this moment it's changed from just Hans to a Happy Hans!
In today's world, happiness is something that everyone yearns for, even to dangerous grounds. This has not been in my case because I simply applied and your good lenders favored me.
This is just my second loan and the progress is clear. Believe it or not I have no problems paying for my wife's college fee because you solved my printing hardships and now I can concentrate in my business without stress!
I cant imagine how it will be when I reach the maximum lending amount. That and beyond is my goal.
Thank you so much, blessed lenders. I work hard because you have inspired me.
Yours, (Happy)Hans Ochola.
Felistus Wanjiku
Jan 18, 2017
Kitengela, Nairobi, Kenya
Loan to pay school fees for the new year
Hello dear Lenders and Happy New Year. I want to thank you so much deep down my heart for your continued support. The last loan of $300 helped me pay part of
the school fees for my two boys. I am so grateful for all you have done.
Alex
Jan 18, 2017
Mombasa, Kenya
Buy land to build rooms for rent
Dear Lenders, Julia Kurnia and the Entire Zidisha Family,
I wish to take this opportunity to express my thanks, joy, gratitude and happiness to what you have done to myself and my family.
For many years, I have been dreaming of having my own place here in Mombasa to call home but due to lack of sufficient funds, it was a challenge to realise this dream.
Now I am a very proud and happy man because you have helped me realise this long term dream. I now own my house which I constructed with your funds which you lend to me.
My spouse and children are more than happy too !! We will not be paying house rent any more which we have been doing since 2011...( I surely cant imagine this !)
I will now have more time to focus on my Recording Studio, improving the quality of life of my family and Education of my daughter and son. You have really came into my life at the appropriate time and I can therefore not take this for granted.
I wish you all the best with your families and in everything that you do. I also thank you for believing in me and funding my loan without any hesitation.
I believe you will still be there for me and all other borrower so that you continue helping us in changing our lives and that of our communities to the better.
On behalf of my family I say thank you again for making our life better and more worth living, thank you.
Duke
Jan 18, 2017
Nakuru, Kenya
Comprehensive insurance coverage & heavy, reflective jackets
Dear zidisha team and my lenders, i wish to let you know that i am fine and working hard as usual. that, this Month of January is very hard financial, that it is not easy as usual but by the grace of almighty God, am making my weekly payments without failure. That i love you and i keep my promise even when conditions are tough. That once again i promise to work hard to see my promise to you is fulfilled, That i hope all of you my lenders you are fine, may GOD bless you for choosing to fund my profile amongest many profiles, once again thank you zidisha team, thank you melissa, thank you the entire team of my lenders.
Kyere
Jan 18, 2017
Accra, Ghana
Loan to support my clothing business
My sincere gratitude goes to all zidisha lenders for your good work for us and I am highly inspired by your loan for helping my clothing business to grow up to this level and I am now getting my profit of 95 to 100 daily as compare to previous profits of 70 to 75 and due to that I have been saving a lot and that is what I have been using to purchase more goods into my shop.thank you.
Cab
Jan 18, 2017
Accra, Ghana
To invest in my transport business
My loan repayment is going on well and I want to commend my indefatigable lenders for their continuing support to us through Zidisha platform. God continues to replenish to you all what you have lend/invest in us in thousand fold.
Brenda
Jan 18, 2017
Nairobi, Kenya
Buy curtain fabric and accessories for my business
Thank you so much Lenders for your generosity towards me am so humbled,May God bless you.With this loan I would be able to pay school fees for my daughters and other school effects.The timing could not have been better,I am so greatful.
Linda
Jan 17, 2017
Berekum, Ghana
Purchase cutlery sets, plates and utensils for homes and schools
I'm highly grateful to all lenders who came to help fund my loan even at the time that all hopes were almost ended, I say may God richly bless you. This funded loan will help me purchase the exact number of plates and cutlery sets to supply to the senior high schools that has requested me to get for them for their first year students. I will also use part to stock my shop with some plates and cutlery sets, as well as plastic containers for storing water at home. The profit I will make from this loan will enable me to pay for my younger brother's exams fee this semester when the time is due and also buy some birthday present for my cousin on his coming birthday. To all my lenders once again, I'm grateful and I promise to never disappoint you with my repayment for this honour done me.
Daniel
Jan 17, 2017
Lusaka, Zambia
Insecticides chemical to spray my vegetable garden
Thank you very much my Lenders, I will buy insecticides for spraying my Garden to kill all the insects that have attacked my vegetable garden. I urgently need to act atleast 3 weeks before harvesting my Vegetable. Thank you so much Zidisha for your being there. I have a continuous produce of fresh vegetables since i use good irrigation system.
Comfort
Jan 17, 2017
Asankrangwa, Ghana
Inventory for food, such as rice maize,oil, drinks and soap
Hello my dear lenders,happy new year ,am taking this opportunity to appreciate your efforts of helping me to get to this level as a business person.Thank you very much.
Koskei
Jan 17, 2017
Olenguruone, Kenya
More stock for the business
I thank Zidisha for its continuous financial support to my business.
On date 8th January 2017, I received a loan of Ksh. 15,141.00. This loan helped me a lot: I bought more stock and I add up the remained amount to buy Photocopier machine-RICHO MP 161(Duplex, printer, scanner, networked)
My business is now growing bigger with excellent performance.
Thanks to Zidisha Lenders and the entire Zidisha micro- lending community.
Ebenezer
Jan 17, 2017
Kumasi, Ghana
First-semester university tuition & fees
I used the previous loans to pay my tuition fees for the last semester in my final year. God being so good and the good work of zidisha lenders, I was able to graduate with second class upper. Trully, the loan i was given played many parts in my question to obtain diploma certificate
Denes Mwamba
Jan 17, 2017
Mazabuka, Zambia
Loan for expansion of my mobile-phone business
LOVING MY BUSSINESS
Roland Bernard
Jan 17, 2017
Zebilla, Ghana
Importation of pen drives for retail
Big thanks to all my lenders and the Zidisha community for the financial support given to me.
I will use the loan to import ten (30) pen drives valued at $73 from China through aliexpress.com, one of the world's most reliable online business platforms. The remaining amount of $8 will be used to pay the import duties and other charges at the post office when the items arrive because they will be deliver via the post office system in order for it to get to my district after arriving at the shores of the country.
When the goods arrive, the sale of it will assist me to get money and repay my loan as well as improving my family's standard of living. It will also enable me to do some little savings towards my tertiary education because it is my dream to become a teacher by profession to enable me impart the knowledge and skills gotten onto the younger generation to come and to be a renowned flourishing entrepreneur known for importation of storage device and other mobiles devices within Zebilla in the Bawku West District of Upper East Region of Ghana and its neighbourhood. The expansion of the business will also lead to creation of job opportunities for others who will subsequently come and take from me to retail.
Once again, thank you my lenders and the Zidisha community.
Treesforpeople
Jan 17, 2017
Oxfordshire, United Kingdom
Solar light distribution
Hi Johnbosco,
I am very happy to lend to a green business distributing solar in Africa - this is the way of the future, I feel. :-) It is good to see you are selling more efficient stoves too, to reduce the problems of deforestation. Did you know there are two techniques which can improve cooking efficiency even further?
1) Fireless cooking uses about half as much fuel as normal, by making use of insulation to retain the heat. People heat the food in the normal way, and when it is hot, the pot is put in an insulated container, where it will continue cooking without needing any more heat. It can be made from scrap materials. Here's a link about it: www.mueller-solartechnik.co...
2) When it is sunny it is also possible to cook with no fuel at all! See my picture for an example of a solar cooker. Solar cookers use mirrors to cook with sunshine by concentrating it. If you imagine putting a black pot in the sun, it will heat up. Now imagine shining mirrors at it, so that it gets more sunshine - it isn't difficult to make it hot enough to cook with! There are many types - both homemade and bought. Search for the 'Solar Cookers International Network' website for more info.
Good luck with your endeavours.
Adobasom
Jan 17, 2017
Kintampo, Ghana
New kinds of foods for my provision shop
With my first loan,I was able to buy tins of tomatoes, Milo ,sugar and mackerel. These items have help me increase my stock of provisions and it have enable me to meet my customers demand . At part from that,income for my family has also see an increase. Before the the loan, my profit margin was GH 100 and after the the loan from Zidisha, my profit increase to GH 150. As a result of the increase, I have decided to plough back the profit in my business.
Due to the progress of my business as a results of the loan from Zidisha, I am able to pay younger sister's education fees and some amount of money for my family up keep.
Dulo
Jan 17, 2017
Muhoroni, Kenya
Egg incubator for poultry farm
dear lenders,its the second week into term one 2017 and i wish to say thank you again for helping me build this beautiful classroom.we currently have 30 new pupils joining us.What can i say.THANK YOU.
Evans
Jan 17, 2017
Nairobi, Kenya
Renovations for my clothing shop
Latest look!
Evans
Jan 17, 2017
Nairobi, Kenya
Renovations for my clothing shop
Hi lenders and thanks once again for your financial help. I am happy to report I have managed to get the boy shirts inventory and Music licence for my business.
Acquiring the music licence costed about 40 dollars including transportation costs. I am glad finally I can play music which will improve the business atmosphere.
I got 50 pcs of the boy inventory shirts that costed 100 dollars, I opted to purchase two boy mannequins because this was a new product I was introducing and it was best I display strategically. The two costed me 20 dollars including miscellaneous costs incurred.
I had a challenge in getting a licencing officer to come inspect my business premises but finally they came and I was given the quote and instructions on how to apply online. I have been unable to do it online and after consulting they are to process it for me which should take another 7-10 days. I will keep you updated on the progress.
Below are the images of what I aquired
Michael
Jan 17, 2017
Berekum, Ghana
Hiring labour foe cocoa farm for 2018 season
will come to town this week to make payment, right now am in the bush where my cocoa farm is
Joshuoa
Jan 17, 2017
Doho Beach , Kagak Village, Kenya
Tomato farming
I purchased watermelon seeds, it's chemicals and fertilizer. I also rented a land. The loan has improved my level of production. Roughly, my earnings has increased by 40 percent. I have bought some few cows as an asset and a security in any case an emergency arises. I have increase my earnings and the level of my. living standards. I have neighbours who like working hard.
Stella
Jan 17, 2017
Kapsabet, Kenya
Loan to buy imported hand bags women dresses
With my last loan I managed to purchase a bale of mitumba clothes with extra funds I had. This helped me get a profit of KES 3000. I was able to pay school fees for my children. Our neighbourhood is a low income area therefore holidays are rarely celebrated. Thank you once more for showing confidence in me.
Margaret
Jan 16, 2017
Eldoret, Kenya
Loan to boost my retail food business
Thank you very much for your support zidisha community lenders am so grateful to all God bless you.
Regards
Margaret
Cab
Jan 16, 2017
Accra, Ghana
To invest in my transport business
Grateful to all lenders on this platform. Your kindness and generosity is putting a big and broad smile on my face. I just added another car to the fleets of my car and I'm thankful to you all for your support. God richly bless you all, for your wonderful support. Thank you all.
Terry Wilson
Jan 16, 2017
Kwashieman- Acrra, Ghana
Tomato seedlings for planting
Dear LENDERS,
I am overwhelmed and so happy, just Tuesday school reopened
and classes is going on very well.
I am able to attend extra classes because, you lenders helped me
with the money to pay my extra classes fees.
I thank and wish Gods Blessings to you all.
Serwaa
Jan 16, 2017
Tepa, Ghana
Buy used electric sewing machine
I am going to buy this used electric sewing machine that I've already talk to the owner. This will go a long way in helping me to sew more cloths in a day than I use to do begore. Thank you so much for funding my loan in a shorted time. Am grateful