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Do renovation and buy computers & a motorbike, etc.

Dear lenders, thanks for the loan I received it in full, I will do my best not to fail you, I have already made my third instalment for the land as promised, thanks so much!

M

Raising poultry

Hi Benjamin,
That is great you will have two crops to harvest. I am very happy you are doing so well.
I was just wondering how much does an acre of land cost where you live? Regards, Margaret

Raising poultry

More cabbages will be germinating here in the next 4days. Thank you Margaret.

Raising poultry

The cabbages are well.

To purchase more shoes and belts for my shop

Business is very comfortable with zidisha so may the Lord bless them for me

Improvement

Hello Robert! Good luck with your apple stand! I am wondering, since you live in a rural area, if kerosene lamps are in use. Solar lamps can save a lot of money, are safe and more healthy. Perhaps you could go into business selling solar lamps. What do you think of this idea?

Loan to add new clothes & shoes for my clothing shop

Hello to all lenders and Zidisha for funding my loan, I want to start by thanking you for the trust and good hart towards me. Your help is coming at the time I needed most.
My first stock will be the Latest ladies dresses/skirts and shoes at a cost of $70.00 and $35 respectively.
Also in additional will be men Jeans and official shoes at $50.00 and $30.00 respectively.
I will buy more of the children/kid’s stuffs and clothes and assortment baby feeders, Diapers socks, Toys, shorts and dresses all at a cost of $55.00.
Most important will be fast moving new fashion inner wears for ladies at a cost of $45.00
I am now introducing various synthetic and human hair as well as beauty product such as oil, shampoo and chemicals; these will cost me $72.00
It will be extremely good achievement for me and my business as well as my family.
As I have said I was able to start a family and I am happy father, meeting the needs of my new marriage life and my child.
My help to my parents back home with money to pay their bills and buy food has been tremendous, I managed to repay my first loan and finished the long awaited loan and now planned great things in my life. I visited two children homes with my community members in our location. Am very pleased to be with you Lenders and Zidisha organization.
Thank you ever.

Loan to buy farming inputs & water pipes

Hi, lenders I want to thank you for giving me another chance to boost my project and achieve my dreams. I have been good and doing very well.
Once I get this loan I will buy more of the farming inputs.
I will buy Seed treatment chemicals at $34.00 and Storage chemicals at a cost of $26.00
Also I will buy assorted Fungicides, Insecticides & Herbicides chemicals for various crops all at a cost of $45.00,
I will also buy new improved Seed for vegetables and Cabbages each at a cost of $35.00 and $40.00 respectively.
Also Urea DAP & CAN Mineral fertilizer for the crops such as cabbages, carrots e.t.c at a cost of $40.00 and $30.00 respectively.
I will also buy various water pipes and connectors at a cost of $42.00
Since we’re again heading to summer season and the food products in the market is always low, i am expecting to make a good profit out of this farming season. My happiness is that with ready money i will be preparing my farm and setting water supply ready without worrying about the source of funds. I will be selling the first batch of farm produce in two months time.
The profit I will get will again help me in repaying your loan without delay and meet my daily expenses. My family will be able to get food; my wife will expand her business of dressmaking and add to our income. I will continue to support my grandsons in their education. On the other hand I will be contributing towards child help welfare through our church fundraising. I feel well motivation y your help of funds and I pray God to give you health and happy life.
I thank you Lenders and Zidisha.

Tomatoes farming

Thanks Zidisha Family I have received 74952 shillings I will be buying what I building materials ,fodder for my cows and a water Tank. Thanks again.Blessings.

Comprehensive insurance coverage & heavy, reflective jackets

Dear zidisha team together with my lenders, am fine and ready to start paying my loan come this Sunday. and that, am now operating from a very stable position, MY tax motorcycle is in a perfect condition due to your loan, customers are safely getting to their destinations around my town, MY self am comfortable riding my tax and i feel some sense of pride, smiling with my customers, i have all it takes to stay at work come rain or sunshine. Thank you for putting me in this money position , i have more expectation in my daily income now than before your loan, Thank you and GOD bless you.

Loan to buy car spare parts & accessories

Hello Zidisha Lenders let me start by thanking you for funding my loan; it is a reflection of a good relationship and trust that we share together.
My budget will buy the frequently asked items for car services and repairs.
I will buy Engine oils for diesel and Petrol at a cost of USD55.00.Air and Oil cleaners or filters at USD68.00.
Car Brake discs or Pads at USD46.00, on the list will be Ignition system or spark at UDS40.00 and springs or dumper at USD35.00.
Most important will be Ball joint or axial joints at USD30.00.
I will buy some equipment for Tyre repair, treading and wheel balancing/alignment; I will buy wheel spanner, Tyre pressure check, a protective clothe and cloves all at USD23.00
These will keep my business moving while offering repair services to my esteemed clients.
On the profit side, it will automatically increase my earnings from the current to USD 70.00 to USD100.00 according to my new plan.
My happiness is that I will not have financial constrains doing my business or sourcing money from other places to service customers vehicle.
My Customers will be more satisfied and happy because I won’t need to tell them to buy oils and air cleaners in order to start their work and that they will be paying the total cost of service and products that I will use.
In my nearby future, I will managed to achieve a lot from the profit I will getting. I will continue to pay my bills without straining and repay your loan without defaulting or delaying.
Also I will be able to feed my family and meet their needs. I will be happy dad and feel good to see my loved family supporting me socially. I will continue to sponsor my younger sister in her education and my Mum will continue to be a blessing to me and my life for helping them.
Thank you Zidisha lenders.

School fees

Hi Zidisha,
These are some of the pictures for the fencing work that is going on in the village. I must say that the it slowed down a bit but still going on despite financial challenges. Thank you so much Zidisha for this eye opener. God bless

regards
Benard

Locally made sandals and shoes for my shop

Business is going well and I thank all lenders. I promised to increase the loan payment when all goes well again. Business has really improved and I have been able to purchase a motor bike for my business out the profit earned to enable me deliver efficiently and be more productive for clients satisfaction. Am able to work according to time and also save some money when it comes to transportion cost due to the motor bike that I have been able to purchase for the business. I really thank every lender who helped me to improve on my business. I really appreciate your help and will never disappoint you.

Solar lamps & clean cookstoves for rural women & girls

Greetings to all my lenders! Hope you are all fine. Today am pleased to share a story of one of my clients. His name is Jones. Jones was orphaned at the age of 12. This made it hard for him to continue with his education hence he decided to start working as a garden boy at the age of 15 to start earning money for his siblings. He rents a one room flat with no electricity and he is responsible of paying his sister and brothers school fees at a government school. He wants his sister and brother to get the best education but the resources do not seem to be enough. I shared with Jones about our Solar lamps that can help him reduce on candles and kerosene hence making it possible for him to save money for uniforms and shoes for next year for his sister. Jones was very happy that within 12 months he was able to save upto $70 enough to buy a brand new pair of shoes for his sister and brother and uniforms! Jones switched from used of kerosene to purchasing the solar lamp yesterday!

Thanks to all of you lenders, together we are helping people save more while reducing the effects of global warming that is affecting the world!

ZIKOMO! (THANK YOU)

To expand my electrical supplies & hardware store

Hi my Lenders.
Still moving on well in my business. My sales and services are rising with new customers walking in. I can personally feel that things are getting much better and more hope too.
Thank you to each and every one for your kind support to me.

M

Loan to rent a single room, self-contained, for my son and for me

Hi Clementina,
I am glad to see you are doing well enough to pay early on your loan. I hope you and your son are doing well. Regards, Margaret

Vehicle for delivering chicken and eggs

Hi Griebe,

That's good, I've been to Sweetwaters Tented camp on the outskirts of Nanyuki! The place is cold and near Mr Kenya. Many visitor's also love Lake Nakuru National park for it's rich diversity in bird life. I hope you also visited Lake Baringo and Bogoria this are also a must go for a serious ornithologist about 140 miles from Nakuru town!

Yeah, am so happy that my loan got fully funded and I bought the machine, I desperately wanted!

Thanks for sharing Griebe!
John.

Vehicle for delivering chicken and eggs

Hi John,
In 2003 I spent 3 weeks in Kenya staying at the Sweetwater Reserve near Nanyuki on an Earthwatch project then traveling around the country visiting places like your home Nakuru admiring your beautiful birds. Africa's issues with wildlife and people are many and complex but my trip made me want to help in whatever way can.
Congratulations on having your loan fully funded. I know you will continue to build your businesses through your hard work. More prosperity will increase your family's standard of living and give back to the community.
Richard Griebe

Inventory to add another blow-drier machine

Dear Anne Wanjiku Mugo,

its a pleasure for me that I may help you and I wish you the best success for your business :-))

Best regards,
Anette

Big storage tank and additional stock for my business

This is the second one

Poutry farming buying feed for the chickens

The loan that you have given me I will buy the feed for poultry chickens and also I will boost the production business for ordering more chicks.
This loan will help me and my family to pay the bills rent , to pay school fees for my children's and also to increase the business from the capital.
Am very much happy to give me the loan and I thank you the lenders for helping me and my friends every where the world, I thank you again.

Trading and investing

Thanks to all my lenders for granting me this loan to expand my trade business.... and also my petition towards your loyal generousity ..first of all i will purchase a food crops such as maize, millet and including sugar and flour.. two bag of maize. two bag of millet and one bag of sugar and also expand my trade business thanks my lenders God richly bless you all

Buy global package of health products

wow am so glad that my business has expaneded and am earning much income now. And the other happy thing is that i have been able to sent my daughter to schoola and am almost done with her school fees
Thanks a lot

Tomatoes farming

I want to take this opportunity and thank you for lending me this money and your general help throughout my Journey to realizing my dream. Having someone across the boarders willing to this to me it is a great honor.
With this loan I will be able to expand my farm by finishing the zero grassing unit ,buying 1000l water tank to help both the cows and the chickens in water supply. We are almost going into the dry period here in Eldoret Kenya and immediately I receive the loan I will Make a storage facility and store fodder that will cover at least six month till we have the long rains in April.
Two of the cows are in calve I will start milking in January ,with the profit from the Milk I will re-invest and pay for my two sisters school fees and save some money for my Children's collage fee .I have also started saving for retirement and this will boost.
Just as my brothers and sister that are in Zidisha family I appreciate this noble course that the Lenders have taken .Thanks

Buy a canon photocopier machine and desktop computers(3)

Am very amazed for what you have done for me. I will use this loan to pay for my tuition fees, buy some books and use the rest of the money to renovate my barbering shop. if am able pay for my tuition fees I will be able to study with a peace of mind and also if am able to renovate my barbering shop , business will move on well for me. Thanks very much to all my lenders.Am really appreciative of all that you have done. you are really amazing people.

Mobile phone payment center

Hello leaders,am happily thanking all who funded me.I will now be able to purchase materials needed to build the pigs House, buy piglets and food.Am planing to feed them up to five months whereby they will start giving Birth and I will be having more pigs.My aim to start this,is to market them to Kenya farmers choice hence growing that farm and also our country since the meat(pork) is used to make caned meat ,smokies and sausages exported and sold all over the world.Am praying and working hard with the help of my business profit which you funded me also,my dreams will become true.Thanks God bless and help this organization live strong and long.Chears.

Expansion of my chain of business

I will hire a good number of personnel and and it will help me distribute bread and i thank you for the loan

Milk parlour

Let us know how the calving goes, I hope everyone is healthy Best of luck!!

Automate processes for my freelance business

Just to tell you all, I sold my first batch of seedlings!! Thank you all

Buying automobile parts & accessories for my repair shop

Hello Zidisha lenders, I am glad to have another opportunity to grow with your help.
In my first loan, i bought the most commonly asked items in my business, these were;
Brake pads which I bought at $12.00 and oil filters at $16.00.
I also on the list bought Air cleaners at a cost of $14.00.
I also bought head lamp lenses at a cost of $20.00.
Also on the list was welding Rods and Battery cable terminal at $23.00 and $17.00.
These were commonly used items on daily basis that amount to highest of the profit that i get per day.
With the above items, my profit reached USD 70.00 per day as planned earlier on.
This was a great achievement to me and my business. My next plan still remains to open another service station to expand my business with another location. With the profit flow experienced, I was able to repay your loan with ease and feed my family.I bought play station for my sons. My children were able to go to school, feed and grew healthier. My parents benefited greatly with my progress and now they are able to put food on the table with my help.
I am very grateful to you lenders and Zidisha organization.
Thank you everyone.

Loan to buy computer software, maintenance & repair tools

I want to thank you my lenders for funding my loan and my project May God always remember you.
I will buy installation software’s and Cleaning Tools;
Latest software’s for clean up/ Virus/Spyware Removal and program at $45.00
Data backup storage at $38.00, LCD Screen replacement at $42.00
Battery/Charge port at $25.00 and Hard drive for Hard Drive Replacement/Upgrade service at $35.00
On the list was Computer inks and toners at $35.00 and $30.00 respectively.
Latest Operating system at $30.00 which will safe my everyday income.
My new services will be incorporated in this loan. The new service is Hard Drive Data Loss
recovery which involves more than just replacing computer parts. I am intending to buy my first batch of required equipment. Since Hard drives are imaged a Copy of the disk is made and transferred to a new system which i project to cost me $95.00
Data loss is largely due to power surges, overwriting, physical damages and viruses some of the equipment I will also buy will cost me another $65.00
My business will bring to me is that my customers will like my new services as well as looking well organized and efficient. With all my tools and equipment's I will be doing my work without the need to ask for down payment to start services.
Now this will increase reliability to my customers therefore getting more contracts and business.
With most anticipated profit will repay your loan with ease, help my wife by boosting her a small business which will greatly contribute to our monthly income and she will no longer stays in the house. My parents on the other hand will get a fair share of basic needs at home all because my business will be doing well and helped them put food on the table. My daughter will grown healthier and well catered for in everything even going to school next year.
I will be so grateful to you Lenders and Zidisha family once I roll out my business with now yet another new loan.
Thank you lenders and Zidisha Family.

Selling Tupperware

Thank you for the trust that has been given to me for a loan that has me finish. With the loan that I can mengembangkannusaha me in particular I could whip stock than usual in my arsenal. Dana also teraebut I use to attempt spice stone I just run. ____Untuk Next loan I will use it to attempt my spices. In efforts spice capital required to hire a farmer to take care of the garden of raw materials such as ginger, coconut and kolang forth, hiring executive personnel for the drying process of raw material to hire manusi and also vehicles such as container ubtuk transporting raw materials to the factory and processed into herbal medicine ( traditional medicine) .____ following is an overview for loans next reply and I would like to thank you for your trust, I will always keep that trust.

Translated by Google     Show original

Terima kasih atas kepercayaan yang telah diberikan kepada saya untuk pinjaman yang sudah saya selesaikan. Dengan adanya pinjaman itu saya bisa mengembangkannusaha saya khususnya saya bisa menyiapkan stock yang lebih dari biasanya di gudang saya. Dana teraebut juga saya pergunakan untuk usaha rempah-rempah yang batu saja saya jalankan.

Untuk pinjaman berikutnya saya akan menggunakannya untuk usaha rempah-rempah saya. Di usaha rempah dibutuhkan modal untuk menyewa petani untuk merawat kebun bahan baku seperti jahe, kelapa dan kolang kaling, menyewa tenaga pelaksana untuk proses pengeringan bahan baku hingga menyewa tenaga manusi dan juga kendaraan seperti kontainer ubtuk mengangkut bahan baku ke pabrik untuk kemudian diolah menjadi jamu (obat tradisional).

Berikut adalah gambaran untuk pinjaman yg berikutnya dan saya mengucapkan banyak terima kasih atas kepercayaannya, saya akan selalu jaga kepercayaan tersebut.

Raising poultry

My chicken are doing well laying while one has chicks. Concerning cyber cafe, I have seen many cyber shops closing down due to lack of innovation. Cyber is one of the most dangerous business here in Kenya. Its not as good as it was 5years ago. Now we hv simple and cheap smart phones with 3G network costing 50dollars. People don't use cyber that much.including myself. I used a cyber 2years ago and it was too slow better my 2G phone that I had that time. Unless the cyber is integrated with other business like movie DVD selling shops,or offering high class cyber internate with high speed. Using tablets to attract people.also take note that I don't live in big towns so I guess if the management of cyber can be innovative, it can still do well.but majority of people are using phones.

Diploma classes on computer programming

I believe I have never received the money, sorry to say. it's been 6 years. please update me

M

Kindly support me in buying two cows

Thank you lenders. I photographed my sister (pictured below) in my farm. The previous loan helped me improve my vegetable farm tremendously! courtesy of zidisha (and lenders)
blessings!

C

To purchase more clothes to increase my revenue

The future of this girl is my priority

Another shop so that i can reinvest in another business

I reallly do appreciate my lenders for granting me this loan.l thank them a lot and pray that God in heaven blesses thbusin
I will purchase a new shop to start another business with it .
This loan will actually help me with my dream of expanding my business.i pray that it works out the way it has been panned.
Again I will really thank my lenders very much for such a great opportunity they have given me.

Work tools for building project

I have this request for fund to enable buy ,records stationary since this is an important,key to bussiness for now, below sample projects i do, in welding,doors,windows,beds, of which want to make a clear followup, and checks to mark my growth, i appreciate and lender,wishing to see my growth and others impacts i have in community through my services and project thank a lot inserted my business card.

Cybercafe with on line consultancy services

Dear Lenders

M

Raising poultry

Hi Benjamin,
Wow, the plants looks great! Keep up the good work!

Are your chickens doing well?

I have been wondering about something, I see a lot of cyber cafes loans on Zidisha as well as mobile phone applications and it just made we wonder how most people in your area access the internet? Thank you for the information . Regards, Margaret

Working capital loan

Some of my warm rice packed and ready to be delivered

Translated by Google     Show original

Some of my warm rice packed and ready to be delivered

Loan to expand my school-meals program

Thank you,yes the loan is helping the school kids very much and they are happy to get meals to eat.thank you.

Equipment for my barbershop

I am paying my sister's university fees amounting to Ghc 1500 that's about $ 400. She is at her level 200. This is making me reduce my repayment installments. With time I will increase it.

Raising poultry

So far as this project is growing. I expect to harvest in the next two months.thanks a lot Margaret.

To extend ultrasound services to pregnant women in villages

Thanks to God finally my loan has been fully funded. An amount i intend to use to purchase laboratory equipment to provide high quality ultrasound services to pregnant women in rural areas. This amount with the help of God would improve upon my income. Finally i want to thank my God gift lenders for the loan amount may the good Lord continue to bless you as your money goes to help pregnant women. Thanks.

3rd loan - for planting Irish potatoes

Potatoes which i use some of the funds to prepare the by adding some fertilizer

Building a new poultry housing structure

Hi!
I have gotten the opportunity to say Hi and to inform you of the progress I have at my farm. Am very happy to show you some of the steps I make though it takes a while to show up. As at now, I use the money maker pump to water my plants and its when I have just do transplant for kales, onions still on the nursery bed and also tomatoes. I will also show the progress on the same. I have some pictures that I capture sometimes when at the farm attached.

Equipment for my cybercafe

Hello Zidisha lenders, I want to start by thanking you greatly for your unending partnership in funding my project. I was able to boost my business and secured significant profit increase.
I was able to repay your loan without delay and meet my expenses. I was able to clear the school fees for my son and joined class one. I was able to help my parents back home and helped the orphans through our church contributions.
Below is the list of the items I bought with the loan I received;
I bought HP & Epson Ink Cartridges/Toners for office computer maintenance services at a cost of $25.00 and $24.00 respectively.
I also bought an Antivirus and cleaning equipment at a cost of $3.00 and $4.00 respectively.
These items helped me in my income increment. I have been doing my job with a lot of efficiency and ease. On the other hand my income increased to USD300.00 Per month as I projected.
I thank you my lenders for this far.

Inventory and equipment

Below is the confirmation of amount receiced.

KHQ6JWER18 Confirmed.You have received Ksh1,490.00 from Zidisha Inc. 600201 on 26/8/16 at 5:35 AM
I have bought a brand new binding machine.

Thank you.

A motorbike to supply goods to my customers

With Zidisha thing are getting better. I have expanded my business just as intended. With inventory of more cereals in my shop.