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Selling coconut oil and fish to pay for nursing school

MERRY CHRISTMAS AND A HAPPY NEW YEAR TO YOU ALL MY SPECIAL LENDERS. THANK YOU.

New varieties of fabric for dressmaking

MERRY CHRISTMAS AND HAPPY NEW YEAR TO ALL MY LENDERS.

Inventory of food items for my grocery shop

Good morning and happy new 2016. First, let me thank Zidisha team, great lenders and entire member for their kind n wonderful support. You hv been very fair to me last 2015 with all sorts of support that were above my imagination thank u very much.

Distributing barrels for water storage

Good morning,I will like to thank you great ZIDISHA GROUP for your strong support that have brought me to this level in life. Happy new year to you all n blissful 2016

New building and computers & UPS back-up, for my training centre

Dear Zidisha and Lenders,

We have resumed the training centre (Better World Computer Training Centre) on January 4th. I personally, and my students, wish to take this opportunity to thank you ALL for your kind gestures, and for letting Zidisha happen. We have started another year, and our prayer is that everything will go through on this platform, again. We are also praying that Zidisha will live long in order to continue helping every single soul on this Earth or at least in some African countries. In fact, we do appreciate your high support for us, for all the borrowers. Also, many thanks to you dear Trustees & Advisers on this noble platform; you all are included for letting Zidisha happen.

Please, it has been stated in my profile that I will never disobey the rules and regulations or disappoint Zidisha and Lenders. Sometimes, I felt like crying when my on-time rate decreased drastically from 100%, all because of the promises I have given to you. But I know you ALL agree with me that it wasn’t my fault or intention for that, that it was only a technical glitch in the system. Since I joined Zidisha in September 2014 to date, I haven’t skipped my repayment to another day before, even from 5th to 6th. And I am assuring you again that I will never do so, and will continue to give respect and abide by the rules and regulations which govern this noble platform. Please, continue to trust me. May God Richly Bless You All.

Stay blessed!

Awudu Yahaya

Food processor for my restaurant

I would like to let the lenders know that used the loan to purchase my restaurant equipment and tools that were lacking in the business. That purchase made work easier in the business and we saved a great deal of time in serving and satisfying our customers. My business profits increased by 15% since we also faced a great deal of competition.

To purchase water pump

Hello
happy to share much a bout my project .I have a small dam near the farm and this make possible for me to pump water into the tank before i do irrigation. i have a small tank about 1500 liters and its enough to sustained water for about 3 days because i had to watered my tomatoes during evening hours so that i reduce the cost of fuel.

Motorbike for transportation of commodities for retail shop

Since I received the loan, I am happy to register an increase in monthly net profit by a margin of $50 which is a tremendous progress for my young business. At the same time, the business has gained more reputation which has encouraged new customers to be loyal. Thank you for being dependable partners.

Inventory for pharmacy and laboratory

Happy New Year! My dear lenders ,Thank you for the support you gave me in the in the year 2015.You have given me a firm support and my livestock business is doing well.
My project I planned for the loan I received is going on.I have constructed a chicken house for chicks' costing $57.This will ease work having enough space for upto 500 chickens,It will be easy to feed,water ,to access laying nests and even ease cleaniness.
I have also bought water and feed troughs costing $8.This will help utilize feeds and preserve clean water for chickens. I have also bought chicks feed and vaccines costing $22 which is enough for a month.
Iam still going on repairing house for sheep, I am also looking forward to buy a sheep to add to my flock.
Iam determined to make my repayments on time.
Thank you lenders,zidisha.org team ,God bless you
and have a Happy New Year 2016.

Arts & Crafts; Drawing & Painting Kits; Sketch Board; Spray Booth

Hi lenders, i am so determined in my talent and skills.
Thank you for giving me this golden chance!
Benard Singombe.

Pay high-school fees for my son

Thank you so much lenders for your generous support. Well I am very very happy today as I have the results of my son and I had promised to share the results with you as you are my family too. he scored 387 out of the possible 500 in his KCPE and he will go to a good national school that I am sure. I will use this loan to pay his school fees thanks once again.

G

Gloves and protective boots for recycling business

Dear Mary, I just funded your loan application. I love your big heart and desire to help the young men in your community and the broader community while taking care of yourself and family. I look forward to other ideas you have for your work and community. Best, another Mary

Acquisition of additional material for poultry farming

I thank all lenders who are committed so that I can fulfill my poultry farming project. This loan will enable me to buy the necessary equipment. These waterers, feeders, two scales (mechanical and digital), the nests. I can reassure that I will respect the commitments regarding refunds. Again thank you for everything you are doing.

Translated by Google     Show original

Je remercie tous prêteurs qui se sont engagés pour que je puisse réaliser mon projet d'aviculture. Ce prêt me permettra d'acheter le matériel nécessaire. Il s'agit des abreuvoirs, des mangeoires, deux balances ( mécanique et numérique ), des pondoirs. Je peux les rassurer que je respecterai les engagements quant aux remboursements. Encore merci pour tout ce que vous faites.

Changing community by providing education

Dear Lenders,
On behalf of all the Children at compassionate Kids School,
we say thank you.
Emmanuel

Changing community by providing education

Dear Lenders,
Thank you for your support.
Emmanuel

Changing community by providing education

Dear Morten,
Thanks for your Christmas wishes. Yes roofing will be finished before the rains begins. I am happy to say that roofing is finished. And Class room is ready for use when school reopens in January.

Thank you all my lenders and on behalf of the children we say, have the very best this season and a blessed new year.

Emmanuel

V

Loan to buy a used motorbike for supplies

Dear Lenders,

I will use this loan increase my stock, that is to buy wheat flour and other necessary materials in bulk so as to enjoy quantity discount.

Bulk purchasing will facilitate mass production resulting into a lower unit cost of production hence increased profits.

Kindly recieve my heartfelt gratitude for your continued support.Thank you and may God bless you.

Add stock of lg wing smartphone to my stock

Zidisha Team & Lenders
Business Is doing great this festive season it has helped me pay school fees for my son & also made me be able to stock my house weekly food wise.
This December Festive season I was able to take my wife and child for Christmas eve dinner.
Below is the photo of my Son enjoying his Christmas eve dinner.
Have a great Merry Christmas and Prosperous New Year.

Buy refrigerator, sewing machine, and M-Pesa float

Business progress since joining zidisha

Loan to increase stock for my bookshop

With this loan i will purchase:
Educational books worth $100
Novels worth $64.
Atlases and maps worth $64
This will increase the pool of books from which customers are able to choose from thus increasing profitability and satisfaction among customers.
This will boost the business' profit by at least 14%.

To add more goods into my shop

Wishing you all Merry Christmas and a Happy New Year

Purchase of office equipment and replenishing stock

Here is my brand new desktop computer. Now I can keep up to date records.

The remaining $148, I will add more stock to my boutique.

Blessings. Love you zidisha.

To buy concrete mixer

Thanks to zidisha and it lenders for founding my loan. I have received the loan about three weeks ago and it has been deposited for the machanic to do and it is almost completed for picking up. Below is a photo of the machine at the machanic shop so far. Once again thanks to zidisha lenders for a dream come through.

Expansion of my electronics business

Hi Dear lenders, I have received my loan which was given to me on last week. As am talking, my shop has been maintained. It's now looking attractive. Customers are coming as expected. I have also bought a lot of equipments to improve my business. Although we are in Xmas, but work is still ongoing. I really thank you so much for your help. God bless you all. I also wish you merry Christmas and a prosperous new year.

Loan to pay for school fees for my daughter

Hello zidisha Family, as we near the end of 2015, I want to wish all the lenders and all zidisha family a merry christmas and a happy New year, thank you so much lenders for making me smile in 2015, I appreciate your continued support. My business has improved greatly and thanks to zidisha and wonderful lenders, below pictures of me attending to a customer and a customer register from the service you funded, Can't thank you enough.

Buy a motorbike taxi

Thanks to my lenders,i received the money. Your 19900ksh helped me to buy a secondhand motor bike.my small business is now growing well and aim looking forward,through your help so that i can buy a new one.thank you all my lender you are very important to my business.may god bless you all.

Inventory of fruits for roadside sales

I have a great family, your inspirational messages keep me going. I thank God I came here, not only for loan, but I have met real people. It's hard to find such good people still exists on earth. Am very proud of you and will never forget this love you have shown me in my life.

On this special season, I want to wish all lenders and the Zidisha team a wonderful Merry Christmas and a successful New year. Thank you all and God bless you all.
Felicia

Family-planning product inventory

I want to take this opportunity to wish all lenders and Team Zidisha a Merry Christmas and a Prosperous New Year. Life has been quite easy with your help, and I can't afford not to say Merry Christmas!
Enjoy yourselves and keep impacting lives.
Boateng

Mobile-phone payment services

Thank you, aunt Laurie. am so glad to hear from you that you will not let me down. I will do my best to send you my late mom's and dad's pictures.
In fact, I would like your husband too as my father since my late lovely father has also passed away. I am very happy to be a member of your family. I wish our family a lovely holidays.

Expanding my fish farm

I had to try water melons for the first time and it did very well thanks to Zidisha and the team for the water pump n the pressure pipes. I can now manage this on my own

Glico shamba fresh farms

Thank you very much my lenders. Indeed it was new year surprise 2016. This loan will help me in the following ways. The gate repair $85.75 , one heifer to the farm $145.50 .Routine vaccine $8.15. Feed processing for dry period $ 30.99

Buying a motorbike taxi

Thank you zidisha Lenders and zidisha community for the previous loan i purchased more stock in shirts......and trousers.This have brought a big difference to my business and family this Christmas season.
I was able to increase my revenue by 30% profit margin.
I used the increase to re-invest by adding t-shirts and trousers and also pay school fees and other bills with ease.
From the big profits i was able to offer the best Christmas treat ever to my family.

Adding chickens to my farm

Applied for a new loan, thank you zidisha and all its members hope the xmas was great. mine was awesome i spent it in doors with mum and my siblings. on the 26th we had a family meeting and it was good as we disscussed the yr 2015 our achievements our losses. and well all were 50/50 bt thats great as it is what defines life. One of the most outstanding achievements is the fact that we were ble to maintain the pig farm and expand it as well. Then mum asked me a question "who is zidisha? , where do this people come from, why are they helping us, how did you even find them?? and am like mum told you before this people help the less fortune and it was through a facebook friend. And she is like wow ok!! thats my mum always curious and wants all stones changed. All in all to cut my story short am so grateful that zidisha has brought more happiness in the house. issues like my younger brothers not being visted at school are gone as i go there and he feels good. Thank you zidisha for changing my family for better

Sim cards for my mission to collect january fees for my degr

I'm taking this opportunity to thank zidisha family and more so all lenders who contributed to my funding. I am very grateful indeed and thanks for the love and support you are continuing to shower as with. Am going to buy 5boxes of sim cards as I said with $150 and use $10 for replacements.The remaining $20 will add to my transport. After selling the simcards and replacements, the money that I will Get will enable me to pay my Jan-may semester fees. Thanks to zidisha

To put up a small hotel and yo buy my daugter school books

Merry Christmas and a happy new year to all my lenders ,I want to take this opportunity to thank you for funding my loan,I really appraciate.I first will buy iron sheets to build a shelter for my clients so that they can eat without worry of sun or rain.

Expansion of my manufacturing & supplies business

Hi Zidisha Team,
Am happy to inform you that during this festive season I was able to purchase for my children {christmas cloths] from the profit saving of my side business ,they were so happy to show of there friends new cloths. Thanks to zidisha...may you live long and even open a headquotter in East Africa to attend to the masses in this side of the world.

Egg packaging and shelves

I am very greatful to zidisha and to my leanders.the previous loan was of great help to me.i was able to start egg business in kitengela.the bussiness is cueerntly doing well.i would like to apply for another loan so that i can start a bussiness of rearing chicken instead of buying eggs i can get them straight from me to the market.this will greatly increase my profit.

Purchase of New Carpentry Inventory to Expand Personal Business

Hi lenders,Happy holiday and New year 2016.
Here are the exact items i bought with the loan i got from you;
I bought Timber at a cost of USD 29.00,
I also bought soft board worth USD 21.00.
This has made it possible for me to finish the pending work for my customers therefore paying me in full and making a good profit.
On the other hand,my profit has increased considerably from the current USD 200.00 to USD 250.00 per month.
This has been a good year with your support,i am a happy person and i promise to be faithful to benefit with you loan and grow my business to even greater level.
Thank you.
Keneth Mbagathi Gicheru.

Buy refrigerator, sewing machine, and M-Pesa float

Halo dear lenders may I surprise you? Through the machine that I bought through your funding,I did self training on tailoring after my classes .Currently I can do it well on my own thank you for your support I now have a new skill .Long live Zidisha.

Breed chicken élévage and diver

Dear lender, thank you for all that you have done for entrepreneurs. Thanks to your loan, my activity is going at its best and so is my family. Here is an image of my laying hens who arrived at the term of their egg-laying. I am going to sell them on New Year's Eve.
They have replaced others who arrived two months ago

Translated by Google     Show original

chère/cher preteur merci pour tous ce que faites pour les emprunteur grâce a votre prêt mon activité va a merveille et ainsi que ma famille. voici l'image de mes pondeuses qui sont arrivé à terme de leur pontes. je vais les vendre à la fête de fin d'année.
elle ont leur remplaçant qui sont arrivé y a deux mois

Cattle duck laying

diminatin salted eggs are very much apart from the high protein content of eggs is also delicious

Translated by Google     Show original

telur asin sangat banyak diminatin selain kandungan protein tinggi telur juga nikmat

Paying hostel fees and buy buying of handout books

Dear lenders am thankful to you for your support,if not you I wouldn't have know what to do further my education.I have receive my 2nd loan with an amount of 1,111 cedis.I will use this money to pay my 2nd sem fees and my hostel fees.I am much grateful .Thank you.

A

Buying healthcare products to sell & investing in my farming

Hello Lenders,

Thank you so much , I have received the full amount of my loan in the amount of Gh¢1260 equivalent to $339.24 .

I will use all this money to buy some health care commodities like hepatitis B & C kits, pregnancy kits, methylated spirit , bandages, liquid and antiseptic soap, hand sanitizers , hydrochloride solution, cotton wool and face and nose masks.

This money will help send my business to another level and will make so much difference in my life.

Thank you all, may God richly bless you and your descendants.

Long live my lenders long live Zidisha.

Breed chicken élévage and diver

Here is an image of my cow that I have fattened that I have told you that I sold. Frankly, I have made profits thanks to Zidisha of chickens currently I have today some cows and other species of poultry

Translated by Google     Show original

voici l'image de mon bœuf qu j’ai fais engraissé que je vous ais dit que j'ai vendu franchement je me suis fais de bénéfice grâce a ziodisha du poulet à la création de ma j'ai aujourd'hui des bœufs et d'autre espèce de volaille

Stock in trade

thanks to you I have contributed to the success of the marriage of my brother that took place Sunday, December 20 the bride joined the family home with a large loincloth on the head accompanied by his parents the day after his arrival was celebrated with a ceremony

Translated by Google     Show original

grace a vous j ai partîcipe a la reussite du mariage de mon frere qui avait lieu le dimanche 20 dec la marie a rejoint le domicile conjugal avec un grand pagne sur la tete accompagne par ses parents le lendemain on a celebre son arrive par une ceremonie

Repair of my machine

Hallo the Zidisha team.
I am very blessed to come to you with full of thanks. I would like to increase my installment amount from ksh100 to ksh 1000. This increment is due to the improvement in income from my business in spite of its small size I can proudly say am earning a living from it. Due to lack of jobs I can comfortably say now have my own though very small. I will come to you once more when i complete this loan for another help. God bless you'for the Lord blesses those who gives in plenty.

V

Loan to buy a used motorbike for supplies

Dear Lenders,

I have finally repaid my loan in full,thanks a lot for your contributions .Am also grateful to zidisha team for their continual support.

My first loan has had positive impacts on my business as well as my social life.The bicycle i bought has saved me over 25 hours a week thus increased efficiency. The bicycle has also enabled me to increase market coverage which has in turn increased my daily revenue from 140USD to 180USD. Increased revenue has led to increased profit and savings.

With the increased savings i have been able to take my aged grandma to the physician for eye checkup,what i haven't been able to do over the years due to financial constraints. Other than that i have also been able to increase my financial support to grandma though with a small margin.

In general, i can say the first loan has taken to the next level and without which i believe i wouldn't be where i am. Thank you all for your generous contributions and looking forward for your support in my next application.

Otherwise, I wish you a merry xmass and a prosperous new year.God bless you all.

Loan to buy a new motorbike

The loan that i just completed helped me complete my poultry house, where i currently raise 25 layers. This business of selling eggs has become better now that i supply my eggs to a nearby school and a shopping center. The loan assisted me meet the demand of my customers.
I can now get enough capital which i am investing for my further education.
I can now support my elderly parents without much problem

Acquisition of additional material for poultry farming

Thank you to all lenders who supported me and who support me to achieve my dream. The first loan allowed me to make a part of the purchase of building materials of the barn and labor for its construction. The second loan will enable me to buy some of the equipment needed poultry farming. It will be feeders, waterers, and nests of two scales (digital and mechanical) for the preparation of poultry feed.

Translated by Google     Show original

Merci à tous les prêteurs qui m'ont soutenu et qui me soutiendraient pour la réalisation de mon rêve. Le premier prêt m'a permis d'assurer une partie de l'achat des matériaux de construction du poulailler et la main d'oeuvre pour sa construction. Le deuxième prêt me permettra d'acheter une partie du matériel nécessaire l'élevage des volailles. Il s'agira des mangeoires, des abreuvoirs, des pondoirs et deux balances ( numérique et mécanique ) pour la préparation des aliments de volailles .

Furniture making

This are some of the pieces furniture I have been able to make, thanks for choosing to lend me your money, I do hope next year 2016 it will be better