Am glad to let you know that I received the money ksh(6000) and it was of great help to me. I have already bought the keyboard which has become of great help even to our church. (We are just a small congregation) thanks a lot Zindisha people.
Continue doing great. God bless.
Hallo zidisha group i am greatful for the loan once more it has stablelised my business even though its a little bit tough this season at least I was able to add more plates about 30 of them,thank you and have a nice day.
Hallo ZIDISHA and lenders I would like to thank you for the support you have given to me in business for my venture.
I have made several strides and business is growing.
Through the loan I managed to purchase an cutting machine which is now being used and it has helped me a lot and also James has gotten a job.
Thank you so much ZIDISHA,my lenders.
God bless you.
Zidisha is a revelation to me and it's contribution to my business cannot be forgotten.
From the loan , I bought the tools to begin computer servicing and repairs in my shop. My customer base has increased significantly because of the repairs I now provide. Customer now see my shop as a one stop shop for all computer related issues which has increased my income too. I can save more money now and I would not have any worries about my daughter's school fees when school reopens next month.
Thanks to my lenders my business is growing very fast. I use the loan to buy bower and a set of screw drivers. With the help of these tools my business has grown between 25% to about 45%. I use part of my profit to pay for my ward fees and added the remaining to my working capital. I have been able to settle some bills and some few items for the family. Thanks to zidisha for making life easier
I hereby once again thank you for everything that you did to assist me in obtaining a loan for my school. May the Lord Almighty bless you all. With your highly appreciated support, I bought two brand-new computers, Passport photo printer and Scanner. I and my students were very happy and are always requesting blessings from the Lord to you all. The funds I received from you can buy more than the items that have been bought.
But, please, the maturity time for the rented room being used for the school is approaching, so I have decided to put up my own building on my own plot for relocation; the plot number is BK 131. I still have another two and half (2½) years of renting. And I don’t want to rent another year anymore, but to put up my own building. I think to have my own building for the school is much better than renting. To put up your own building here in Ghana is a very gradual process. So, I want to start with my next loan.
I have also decided to re-register the Centre name from the “BETTER WORLD COMPUTER TRAINING CENTRE” to “ZID-LEND COMPUTER TRAINING CENTRE” after completing the building. “ZID” represents ZIDISHA and “LEND” represents LENDERS. If God permits it, I will do a lot so that others will know how Zidisha and lenders brought me from deep darkness into the light.
Thank you so much once again and have a wonderful day!!
Also many thanks to my editor of Zidisha. May the Lord Almighty bless her and lift her up.
hallo lenders last week i have been very busy harvesting my produce as the rains were falling hard, i managed to harvest my carrots and this are some which i sell outside my fathers shop in the evening.
My harvest was great and am still selling the produce i have so far managed to plant maize on the other piece of land and this week i will be clearing the land were i removed the carrots so to plant again in advantage to the rains.thank you so much am now stable in the business and i will continue to work towards being a big farmer in future.
The CANON IX6540 PRINTER that i bought is really great. i can now print very nice photos with the printer,
Last week a client came to me and told me that the photographer she had hired to do her photos had lost the camera he was using and therefore the only photos she had were from a sumsung phone (friend's phone) we printed the photos from that phone and i can tell you for sure the printer gave us some amazing photos . To cut the story short i saved her wedding photos and in the process made some good money.
Once am done repaying my loan my next project will be buying a professional Camera to boost my Picture Quality
Dear esteemed lenders, I received USD 109 and I was very grateful since I used the money to buy 3 tires for my vehicle. I am now assured of continuous business because there will be no interruptions due to worn out tires.
I take this opportunity to thank you and pray that you continue with the same spirit of helping others.
Hii, Once again i say thank you so much for ur support by giving me the loan. i managed to clear my tuition fees and did the end semester exams. thanks
Am so happy and impressed by my son's end term exams results. I know all this is because he has not being missing lessons, because has not being sent home due to lack of school fees. Lenders have made it for me and my son, may God bless them all.
I purchased a water pump machine with the loan, i have managed to save 300 kshs because now i dont hire from anyone, and i irrigate my farm myself and i am able to it carefully and to my satisfactory, i aslo bought 2 inch pipes and connectors to connect the water pump sucker and one for the outlet, my earnings will improve after my harvest, my daughter has been able to start schooling.
Am just through with this week's exams preparing for the remaing exams next week and have some few weeks off from school before we begin the second semester.
am also glad that my business is much promising as its working out so well. i see as if my market share in the area is increasing, new and old customers is an improvement seeing i can offer them the products i couldnt that is before i joined Zidisha.
i feel so happy coz i think am on my way to a mini supermarket someday.
Thanx to my Lenders and Zidisha community at large
Dear Zidisha Lenders, I have received a loan of Kshs. 9,012. I have purchased a binding machine and photocopying papers for printing services. Thank you and God bless you all.
Hey lenders ,the consumption of juice take has increased since i bought the juice extractor from the loan that you gave to me ,i have also seen the increase in sales upto about 30%,i am so happy for the boast ,i am progressing well in business.Thank You.
Of the loan i have been given, i have purchase one computer and sow more maize thus the loan I will used to explore for better business opportunity. To me the loan has charged positively my life thus i have made my business to be more and more attractive. The earning has been increased by 25% of its previous incomes. I have purchase one computer and sow more maize. Dear well fellows friends and family that the group itself is much marketable and thus it lends people with affordable loans with reasonable rates, i do further encourage my family to apply though they are analogue. My holidays interesting are to make a trip to any interesting place to enable my analogue fellow friends and family to be aware of digital things.
Je suis heureux parce que le prêt m'a aidé à effacer mes frais de scolarité et m'a permis d'avoir accès à la bibliothèque de l'Université. Je peux maintenant me préparer adéquatement à la fin des examens du semestre qui nous commencer dans deux semaines maintenant. J'est pour les examens pendant deux semaines à compter du 05/04/2015 à 15/05/2015. En fait, cet accès à la bibliothèque de l'Université me permet de faire mes recherches sur le « développement durable » avant la période d'examen qui fait également partie de l'examen.
[Translated by Emmanuel]
ORIGINAL:
I am glad because the loan helped me to clear my tuition fee and enabled me to have access to the university library. I can now prepare myself adequately for the end of semester exams which we commence two weeks from now. I will be sitting for the exams for two weeks starting from 04/05/2015 to 15/05/2015.
Actually, this access to the university library enables me to do my research on "sustainable development" before the examination period which is also part of the exam.
[original added back in by Laurie, so that both the French and the English versions always will appear here] :)
I am glad because the loan helped me to clear my tuition fee and enabled me to have access to the university library. I can now prepare myself adequately for the end of semester exams which we commence two weeks from now. I will be sitting for the exams for two weeks starting from 04/05/2015 to 15/05/2015.
Actually, this access to the university library enables me to do my research on "sustainable development" before the examination period which is also part of the exam.
I received 100 dollars from Zidisha.
I used this fund to pay more workers in the quarry.
Thanks you so much for the funds it has really helped me increase my income by 20%
God bless Zidisha.
With the loan i have just completed i was able to purchase stock and sell maize flour to the neighbouring schools and also residents. The increased earning i got from the sales of additional stock helped me put up another poshomill which is about to start running.I intend to use my second loan to complete the new posho mill and start work immediately.This will double my income.Thanks to Zidisha
This is how my work goes, i go the most deprived and neglected communitiesin my area and educate the masses on STI's, HIV aids & family planning. I do this with my small motorbike behind of the pics. I at time organise community durbar and i do one on one at other times. It has never been easy doing this work, My NGO, that is DKT has affordable contraceptives available, but the biggest problem is how to het to the most interior places where this my small motorbike cant access. After giving the education, many are interested to get a method on family planning, but the closest Health centre may be about 60kilometres, which i have to carry them one by one on this bike, to the nearest facility. You will never know how people need help unless you experience it.
At times, i wish i could do more ,but the ability and means is exhausted. I cant even carry all, that may wish to adopt to a plan when they receive the education, it is in thses communities, you will see living under a dollar for a day is a reality. All other problems of these neglected and deprived communities is a result of over population. I hope the Lord God will a day grant me a pick up vehicle to do this job to my best. The passion is there, but at times i use my profit and salary to do it, just because i cant sometimes go, when the need arises. Wish all lenders well and thanks for the loan to help people who truly needs help on this planet....Thanks for passing through.
Oh my God!..what?..that was pretty fast.. i was sitting here crossing my fingers hoping you guys will come through for me again...and you have. I am super excited(happy dance,happy dance)
With the finances, i will be buying a bicycle(a shimono to be precise), to assist in supplying cereals to the small restaurants around town. This will help give my business a major boost, and be able to adequately meet my personal and business needs.
Words cannot possibly describe the feeling i have right now, the future has so much possibility right now..to my lenders, shukran,shukran shukran(means a lot of 'thank yous' in swahili)
Dear Lenders,
I have just completed my loan repayment. With my previous loan, I was able to reclaim land that was idle by ensuring that it was put into good use, with the help of nearby Turasha River though seasonal, I was able to plant feeder crops which went along way in increaing my milk production. My wife has been so helpful in the said project as she wa in it full time. with the proceeds from milk sales and potatoes harvested, I was able to clear fees for my daughter who passed so well in her KCSE and is due to join university in due course. For the last few months this area has been so dry and only those near the river took advantage to water their farms, however the situation got worse when the river almost dried up and authorities requested that people dont use water from the river for farming which at the time I was harvesting so i was not majorly affected.
We can see far beyond the horizons not because we are tall but because we stand on the back of the giants. I now close after the days work. My wife and I received a refrigerator from Coca cola today. We have stocked Coca cola soft drinks and now our customers and visitors will get their favourite drinks as they wait to be served. This was my wives idea and I support it for it will generate some income for our business.
Am very great full to my Leaders and all Zidisha community for giving me the money to boost my business i was able to construct nice shop display and now I can be able to put more product on the display and the storage facilitate is good my customers can see what am selling very well my proper displaying of my items and better storage facilitate have boosted my sale income since I can be able to store more good that are of high demand by customers this high sale turnover has actually increased my daily profit by 35% and am very happy an ending to the right direction to increase more stock and more income
I just returned from the farm and wants to update my wonderful lenders on progress of work on my honey production business.
This is one of the routine check up aimed at looking at the conditions in the already colonised hives and also to bait newly installed and yet to be colonised hives.
I am very grateful for the assistance and wish to receive more after my last installment payment on April 19, 2015.
Dear my lenders and the entire zidsha team; am glad to let you know that am fine and working hard as usual; the heavy rain in Kenya is not affecting the running of my business; to be precise, this being the month of april; schools are closed, my main clients are school going children, this means my daily and weekly income is expected to be low; since the tenders from parents to take their children to school are dormant until schools reopens next month' But am happy to let you know that the rains are really being a boost to my business, every time it starts raining, my competitors are driven off since most of them lack umbrellas on their motorbikes. my work doubles due to the fact that i have the umbrella on my bike and the heavy reflective jackets that enables me to work comfortably on rain. Indeed were it not the loan i received to buy this items, my work could have gone down to zero on this month of April. Honestly, i really appreciate your presence in my business, am able to submit my weekly payments even in this month of hardship in my transport business, Thank you.
Am greatly humbled by this gesture by Lenders for this Loan on behalf of Dawalane Chemists staff.
Heavy rain is still pounding our neighborhood with devastating health effects as poor drainage and flooding sewerage grounds for breeding mosquitoes and snails that cause Malaria and Bilharzia hence this loan will be used to majorly buy drugs for malaria and bilharzia.
April is always World Malaria awareness Month, this loan has come at opportune time that will enable us offer quantity drugs at subsidized cost to the community.
The proceeds from the sales will be used to repay the loan in time, re-stock the chemist with more antibiotics , on- job training for my wife on computerized point of sales, salaries for staff and family upkeep.
Regards Zidisha Team,Mentors and Lenders.
Hi,
I was flashing back on the time prior to my loan and i take this opportunity to thank my lenders and Zidisha team. Before the loan, i didn't have public service insurance for my motor cycle and the young man who operates the boda boda was going hungry and idle. Thanks to Zidisha, he is always a jovial man nowadays, also the daily earning from the business of $ 5.5 has really helped me in taking care of my daughter who is due for open heart surgery. Thanks a lot for your prayers because the pressure that came with the bad news of my daughters illness has gone down as the Lord is sending people to stand with me. The business has also picked up because of the rainy season that comes with many opportunities and activities.
HI TEAM
My business is doing wonders here,. Its raining but am happy that the new roof is a real benefit to me because there are no more leaking roofs....THANK YOU
To all my lenders,I am greatful for the support you have been giving my small salon.I can see that since i added the new blow-drier,my customers have been waiting for less time compared to the time they had been waiting initially.I tell you this"YOU ARE STRONG & GOOD PEOPLE ON EARTH,ready to assist small businesses like mine to be a big entrepreneur in near future.Thank you all & have a super day.
Regards,
Reginah Nduku Mwelo
hey lenders..thank you once again for the loan you accorded me..i recently finished paying my university fees for my final year from the proceeds i raised from my business....as at now i feel i can pay more...
Hi!my lenders.Am very thankful for your support that you have really shown.In fact I received the funds and channeled in business as follows.100us$ in water melon,us$30 in oranges.with such boost ,I inted to a profit increase of over 50%.The introduction of another variety will enable the number of customers to increase which in return will bring good business.Mine is to wish you all the best.
Ich freue mich, den genauen Betrag des Darlehens, die ich fragte, das eigentlich mir viel geholfen hat bei der Erfüllung meiner Aufgabe meine Studiengebühren zu bezahlen erhalten haben und haben Zugriff auf die Bibliothek, wie ich mein Ende Semester Prüfung vorzubereiten, die in zwei Wochen ist.
Hiermit biete ich meine Gratitudes für alle Kreditgeber für die Finanzierung dieses Darlehen in Höhe von $50,00. Kudos an euch alle, Sie haben wirklich ermutigt mich wie nie zuvor, Gott segne Sie reichlich.
I am pleased to have received the exact amount of the loan I asked, this has actually helped me alot in accomplishing my task of paying my tuition fee and have access to the library as I prepare for my end of semester exam which is in two weeks time.
I do hereby offer my gratitudes to all lenders for funding this loan of $50.00. Kudos to you all, you have really encouraged me like never before, may God bless you abundantly.
To my lenders,I thank you all for your support because I received a loan from you and it helped me add stock to my grocery shop and I have managed to raise my profit margin from ksh 500 to ksh 1000 on a daily basis and now I will b able to educate my son through high school,
Really thank you The Zidisha team ,my lenders, and kwanya for introducing me to you. With your help,i purchased quality furniture for my playhouse and this has helped lift up my business standards. My earnings have increased by 30% part of which i'm saving up to grow my business in terms of kids play items for example bouncing castles and so on. Hopefully with your help i will achieve bigger profits...
Day in day out, I acknowledge the sacrifices of our lenders. it is such a hard thing to come by to find people who are so willing to help others in need with the money that they have toiled to get. there is no equal thing that can repay your generosity. I have come to love zidisha, I have come to love the lenders and I pray for God's blessings into your work. I wish to also plead with beneficiaries to be trustworthy and always repay their loans on time so as to give lenders the opportunity to help those in need.
thank you all
Hi my lenders my business is doing well. Thanks a lot for lending as this has uplifted my living standard. My family is enjoying food bought on a whole sale prices . thus enabling me save some coins
i have received the loan and i have made preparations to use the money to buy more equipments to treat the water. i thank my lenders . i received $105.23. am very much grateful to my lenders. thank you and God bless you.
Thanks for the loan,i received 100 dollars.I was able to buy the maize seedlings from Kenya seeds H520.Thanks for the support am looking forward to working with you.
I am happy for ZIDISHA Lender! You have me to believe in a good life!!! My farm is doing very well...the 1st ZIDISHA loan has helped me so much...thanks for your support.
Hi lenders and the team you always make my work running nicely when customer came every thing is ready i thank you all to that assist God bless you all lenders
May I take this opportunity to very sincerely thank the donors and lenders of Zidisha for the financial support they offer to new and young entrepreneurs who want to grow financially. I was introduced to Zidisha by a friend who encouraged me to apply for a loan; I was granted the opportunity by Zidisha and I managed to clear the outstanding balance on the Epson Stylus Photo PX660 which I had bought.
The new machine has come with great fortunes as I have started producing instant photo passports. This venture has greatly increased my income and as per now, I’m doing a lot of savings and I’m looking forward to my next loan of which together with my savings, I would like to purchase a Kyocera photocopier.
I would like therefore to encourage my fellow applicants to do their best whenever they receive such a favour.
Thank you lenders for the great work that you are doing especially for the youths.With the first loan that i received i was able to add my savings and i increased my stock of clothes.
Last month the sales were bit down and they did not meet my expectations.I am monitoring on this months sales to see how the performance will be.
I am thinking on starting a different line of business whereby i want to indulge in selling cereals.But this will be later on if this boutique will not have returns.
I would really appreciate any kind of advice given to me.
Thank you once again for the great work you are doing.
Thanks to the zidisha lenders team who funded my loan of $ 50 i received the money and can proudly say that it helped me towards the purchase of a modern printer which am now using in my cyber cafe business, it as really helped towards serving the number of customers which is increasing every day.
Mwaniki
Apr 22, 2015
Likoni, Kenya
School fees for my son
Am glad to let you know that I received the money ksh(6000) and it was of great help to me. I have already bought the keyboard which has become of great help even to our church. (We are just a small congregation) thanks a lot Zindisha people.
Continue doing great. God bless.
Richard
Apr 22, 2015
Meru Town, Kenya
Acquire my business licence and add new dishes to my restaurant
Hallo zidisha group i am greatful for the loan once more it has stablelised my business even though its a little bit tough this season at least I was able to add more plates about 30 of them,thank you and have a nice day.
Awudu
Apr 21, 2015
Berekum, Ghana
New building and computers & UPS back-up, for my training centre
Dear Lenders, please, the below pictures are the Passport photo printer and the Scanner. May God bless you all.
Derrick
Apr 21, 2015
Nairobi, Kenya
New industrial overlock machine
Hallo ZIDISHA and lenders I would like to thank you for the support you have given to me in business for my venture.
I have made several strides and business is growing.
Through the loan I managed to purchase an cutting machine which is now being used and it has helped me a lot and also James has gotten a job.
Thank you so much ZIDISHA,my lenders.
God bless you.
Frederick
Apr 21, 2015
Accra, Ghana
Accessories for my computer shop
Zidisha is a revelation to me and it's contribution to my business cannot be forgotten.
From the loan , I bought the tools to begin computer servicing and repairs in my shop. My customer base has increased significantly because of the repairs I now provide. Customer now see my shop as a one stop shop for all computer related issues which has increased my income too. I can save more money now and I would not have any worries about my daughter's school fees when school reopens next month.
Samuel
Apr 21, 2015
Kasoa, Ghana
Spare parts for repairing computers
Thanks to my lenders my business is growing very fast. I use the loan to buy bower and a set of screw drivers. With the help of these tools my business has grown between 25% to about 45%. I use part of my profit to pay for my ward fees and added the remaining to my working capital. I have been able to settle some bills and some few items for the family. Thanks to zidisha for making life easier
Awudu
Apr 21, 2015
Berekum, Ghana
New building and computers & UPS back-up, for my training centre
Dear Faithful Team Zidisha & Lenders,
I hereby once again thank you for everything that you did to assist me in obtaining a loan for my school. May the Lord Almighty bless you all. With your highly appreciated support, I bought two brand-new computers, Passport photo printer and Scanner. I and my students were very happy and are always requesting blessings from the Lord to you all. The funds I received from you can buy more than the items that have been bought.
But, please, the maturity time for the rented room being used for the school is approaching, so I have decided to put up my own building on my own plot for relocation; the plot number is BK 131. I still have another two and half (2½) years of renting. And I don’t want to rent another year anymore, but to put up my own building. I think to have my own building for the school is much better than renting. To put up your own building here in Ghana is a very gradual process. So, I want to start with my next loan.
I have also decided to re-register the Centre name from the “BETTER WORLD COMPUTER TRAINING CENTRE” to “ZID-LEND COMPUTER TRAINING CENTRE” after completing the building. “ZID” represents ZIDISHA and “LEND” represents LENDERS. If God permits it, I will do a lot so that others will know how Zidisha and lenders brought me from deep darkness into the light.
Thank you so much once again and have a wonderful day!!
Also many thanks to my editor of Zidisha. May the Lord Almighty bless her and lift her up.
Rachel
Apr 20, 2015
Karanjee, Kenya
Seed, fertilizer and fencing to grow maize and kale
hallo lenders last week i have been very busy harvesting my produce as the rains were falling hard, i managed to harvest my carrots and this are some which i sell outside my fathers shop in the evening.
My harvest was great and am still selling the produce i have so far managed to plant maize on the other piece of land and this week i will be clearing the land were i removed the carrots so to plant again in advantage to the rains.thank you so much am now stable in the business and i will continue to work towards being a big farmer in future.
Winifred
Apr 20, 2015
Danfa-accra, Ghana
Expand business of sewing Kente-cloth (traditional-cloth) dresses
These are samles of my kente dresses
Bismark
Apr 20, 2015
Dormaa Ahenkro, Ghana
Buying of additional piglets
I look forward to the loan which will help in the maintenance of the pens as the rains have been disturbing.
Geoffrey
Apr 20, 2015
Uthiru, Kenya
Large-format printer for my photography studio
Hello Paul Buchheit,
The CANON IX6540 PRINTER that i bought is really great. i can now print very nice photos with the printer,
Last week a client came to me and told me that the photographer she had hired to do her photos had lost the camera he was using and therefore the only photos she had were from a sumsung phone (friend's phone) we printed the photos from that phone and i can tell you for sure the printer gave us some amazing photos . To cut the story short i saved her wedding photos and in the process made some good money.
Once am done repaying my loan my next project will be buying a professional Camera to boost my Picture Quality
Thanks
Geoffrey Nzei
Edward
Apr 19, 2015
Mombasa, Kenya
Business loan
Dear esteemed lenders, I received USD 109 and I was very grateful since I used the money to buy 3 tires for my vehicle. I am now assured of continuous business because there will be no interruptions due to worn out tires.
I take this opportunity to thank you and pray that you continue with the same spirit of helping others.
James
Apr 19, 2015
Mugoiri Village, Kenya
Onion farming
This was the second project. it was a great success.
Carolyne
Apr 19, 2015
Kisumu, Kenya
Help toward tuition fees for Master's degree program in Public Health
Hii, Once again i say thank you so much for ur support by giving me the loan. i managed to clear my tuition fees and did the end semester exams. thanks
Naomi
Apr 18, 2015
Kona Ya Zamani, Kenya
School fees
Am so happy and impressed by my son's end term exams results. I know all this is because he has not being missing lessons, because has not being sent home due to lack of school fees. Lenders have made it for me and my son, may God bless them all.
Moses
Apr 17, 2015
Kinoo Nairobi, Kenya
To improve my poultry farm
I purchased a water pump machine with the loan, i have managed to save 300 kshs because now i dont hire from anyone, and i irrigate my farm myself and i am able to it carefully and to my satisfactory, i aslo bought 2 inch pipes and connectors to connect the water pump sucker and one for the outlet, my earnings will improve after my harvest, my daughter has been able to start schooling.
Paul
Apr 17, 2015
Springs, Kenya
Purchase of inventory for my retail shop
Am just through with this week's exams preparing for the remaing exams next week and have some few weeks off from school before we begin the second semester.
am also glad that my business is much promising as its working out so well. i see as if my market share in the area is increasing, new and old customers is an improvement seeing i can offer them the products i couldnt that is before i joined Zidisha.
i feel so happy coz i think am on my way to a mini supermarket someday.
Thanx to my Lenders and Zidisha community at large
Beatrice
Apr 17, 2015
Kisii, Kenya
Photocopier machine for my typesetting service
Dear Zidisha Lenders, I have received a loan of Kshs. 9,012. I have purchased a binding machine and photocopying papers for printing services. Thank you and God bless you all.
Linet
Apr 17, 2015
Kisii,town, Kenya
Inventory of empty packaging bottles & increase of fruits
Hey lenders ,the consumption of juice take has increased since i bought the juice extractor from the loan that you gave to me ,i have also seen the increase in sales upto about 30%,i am so happy for the boast ,i am progressing well in business.Thank You.
Kiptoo
Apr 17, 2015
Keringet, Kenya
Purchase of seeds for agribusiness
Of the loan i have been given, i have purchase one computer and sow more maize thus the loan I will used to explore for better business opportunity. To me the loan has charged positively my life thus i have made my business to be more and more attractive. The earning has been increased by 25% of its previous incomes. I have purchase one computer and sow more maize. Dear well fellows friends and family that the group itself is much marketable and thus it lends people with affordable loans with reasonable rates, i do further encourage my family to apply though they are analogue. My holidays interesting are to make a trip to any interesting place to enable my analogue fellow friends and family to be aware of digital things.
Emmanuel
Apr 16, 2015
Malindi, Kenya
Motorbike for transporting stationery
Je suis heureux parce que le prêt m'a aidé à effacer mes frais de scolarité et m'a permis d'avoir accès à la bibliothèque de l'Université. Je peux maintenant me préparer adéquatement à la fin des examens du semestre qui nous commencer dans deux semaines maintenant. J'est pour les examens pendant deux semaines à compter du 05/04/2015 à 15/05/2015. En fait, cet accès à la bibliothèque de l'Université me permet de faire mes recherches sur le « développement durable » avant la période d'examen qui fait également partie de l'examen.
[Translated by Emmanuel]
ORIGINAL:
I am glad because the loan helped me to clear my tuition fee and enabled me to have access to the university library. I can now prepare myself adequately for the end of semester exams which we commence two weeks from now. I will be sitting for the exams for two weeks starting from 04/05/2015 to 15/05/2015.
Actually, this access to the university library enables me to do my research on "sustainable development" before the examination period which is also part of the exam.
[original added back in by Laurie, so that both the French and the English versions always will appear here] :)
Translated by
I am glad because the loan helped me to clear my tuition fee and enabled me to have access to the university library. I can now prepare myself adequately for the end of semester exams which we commence two weeks from now. I will be sitting for the exams for two weeks starting from 04/05/2015 to 15/05/2015.
Actually, this access to the university library enables me to do my research on "sustainable development" before the examination period which is also part of the exam.
Simeon
Apr 16, 2015
Narok, Kenya
Cutting stone blocks for building homes
I received 100 dollars from Zidisha.
I used this fund to pay more workers in the quarry.
Thanks you so much for the funds it has really helped me increase my income by 20%
God bless Zidisha.
0tieno
Apr 16, 2015
Kisumu, Kenya
Stock of maize to produce flour in my milling shop
With the loan i have just completed i was able to purchase stock and sell maize flour to the neighbouring schools and also residents. The increased earning i got from the sales of additional stock helped me put up another poshomill which is about to start running.I intend to use my second loan to complete the new posho mill and start work immediately.This will double my income.Thanks to Zidisha
Richard
Apr 16, 2015
Berekum, Ghana
Family-planning product inventory
This is how my work goes, i go the most deprived and neglected communitiesin my area and educate the masses on STI's, HIV aids & family planning. I do this with my small motorbike behind of the pics. I at time organise community durbar and i do one on one at other times. It has never been easy doing this work, My NGO, that is DKT has affordable contraceptives available, but the biggest problem is how to het to the most interior places where this my small motorbike cant access. After giving the education, many are interested to get a method on family planning, but the closest Health centre may be about 60kilometres, which i have to carry them one by one on this bike, to the nearest facility. You will never know how people need help unless you experience it.
At times, i wish i could do more ,but the ability and means is exhausted. I cant even carry all, that may wish to adopt to a plan when they receive the education, it is in thses communities, you will see living under a dollar for a day is a reality. All other problems of these neglected and deprived communities is a result of over population. I hope the Lord God will a day grant me a pick up vehicle to do this job to my best. The passion is there, but at times i use my profit and salary to do it, just because i cant sometimes go, when the need arises. Wish all lenders well and thanks for the loan to help people who truly needs help on this planet....Thanks for passing through.
Wairimu
Apr 16, 2015
Nakuru Rhonda Estate, Kenya
Rental premises for my cereals business
Oh my God!..what?..that was pretty fast.. i was sitting here crossing my fingers hoping you guys will come through for me again...and you have. I am super excited(happy dance,happy dance)
With the finances, i will be buying a bicycle(a shimono to be precise), to assist in supplying cereals to the small restaurants around town. This will help give my business a major boost, and be able to adequately meet my personal and business needs.
Words cannot possibly describe the feeling i have right now, the future has so much possibility right now..to my lenders, shukran,shukran shukran(means a lot of 'thank yous' in swahili)
Geofrey
Apr 15, 2015
Chuma, Kenya
Farming of cash crop
Dear Lenders,
I have just completed my loan repayment. With my previous loan, I was able to reclaim land that was idle by ensuring that it was put into good use, with the help of nearby Turasha River though seasonal, I was able to plant feeder crops which went along way in increaing my milk production. My wife has been so helpful in the said project as she wa in it full time. with the proceeds from milk sales and potatoes harvested, I was able to clear fees for my daughter who passed so well in her KCSE and is due to join university in due course. For the last few months this area has been so dry and only those near the river took advantage to water their farms, however the situation got worse when the river almost dried up and authorities requested that people dont use water from the river for farming which at the time I was harvesting so i was not majorly affected.
Lawrence
Apr 15, 2015
Mitunguu Market, Kenya
Purchase school stationery for educational supplies business
We can see far beyond the horizons not because we are tall but because we stand on the back of the giants. I now close after the days work. My wife and I received a refrigerator from Coca cola today. We have stocked Coca cola soft drinks and now our customers and visitors will get their favourite drinks as they wait to be served. This was my wives idea and I support it for it will generate some income for our business.
Philemon
Apr 15, 2015
Machorwa, Kenya
Motor cycle spare parts
This uploaded shows me in my business enterprise and the stock increment thanks to zidisha loans. Many Thanks
Lydiah
Apr 15, 2015
Juja, Kenya
Beverage refrigerator and metal security grille for my shop
Am very great full to my Leaders and all Zidisha community for giving me the money to boost my business i was able to construct nice shop display and now I can be able to put more product on the display and the storage facilitate is good my customers can see what am selling very well my proper displaying of my items and better storage facilitate have boosted my sale income since I can be able to store more good that are of high demand by customers this high sale turnover has actually increased my daily profit by 35% and am very happy an ending to the right direction to increase more stock and more income
Joshua Jones
Apr 15, 2015
Newtown Extention, Ghana
Beehive equipment and branded packaging for my honey business
I just returned from the farm and wants to update my wonderful lenders on progress of work on my honey production business.
This is one of the routine check up aimed at looking at the conditions in the already colonised hives and also to bait newly installed and yet to be colonised hives.
I am very grateful for the assistance and wish to receive more after my last installment payment on April 19, 2015.
Duke
Apr 15, 2015
Nakuru, Kenya
Comprehensive insurance coverage & heavy, reflective jackets
Dear my lenders and the entire zidsha team; am glad to let you know that am fine and working hard as usual; the heavy rain in Kenya is not affecting the running of my business; to be precise, this being the month of april; schools are closed, my main clients are school going children, this means my daily and weekly income is expected to be low; since the tenders from parents to take their children to school are dormant until schools reopens next month' But am happy to let you know that the rains are really being a boost to my business, every time it starts raining, my competitors are driven off since most of them lack umbrellas on their motorbikes. my work doubles due to the fact that i have the umbrella on my bike and the heavy reflective jackets that enables me to work comfortably on rain. Indeed were it not the loan i received to buy this items, my work could have gone down to zero on this month of April. Honestly, i really appreciate your presence in my business, am able to submit my weekly payments even in this month of hardship in my transport business, Thank you.
Peter
Apr 15, 2015
Kisumu City, Kenya
Supply of medicines for my pharmacy
Am greatly humbled by this gesture by Lenders for this Loan on behalf of Dawalane Chemists staff.
Heavy rain is still pounding our neighborhood with devastating health effects as poor drainage and flooding sewerage grounds for breeding mosquitoes and snails that cause Malaria and Bilharzia hence this loan will be used to majorly buy drugs for malaria and bilharzia.
April is always World Malaria awareness Month, this loan has come at opportune time that will enable us offer quantity drugs at subsidized cost to the community.
The proceeds from the sales will be used to repay the loan in time, re-stock the chemist with more antibiotics , on- job training for my wife on computerized point of sales, salaries for staff and family upkeep.
Regards Zidisha Team,Mentors and Lenders.
John
Apr 15, 2015
Ongata Rongai, Kenya
Loan to buy a second motorcycle
Hi,
I was flashing back on the time prior to my loan and i take this opportunity to thank my lenders and Zidisha team. Before the loan, i didn't have public service insurance for my motor cycle and the young man who operates the boda boda was going hungry and idle. Thanks to Zidisha, he is always a jovial man nowadays, also the daily earning from the business of $ 5.5 has really helped me in taking care of my daughter who is due for open heart surgery. Thanks a lot for your prayers because the pressure that came with the bad news of my daughters illness has gone down as the Lord is sending people to stand with me. The business has also picked up because of the rainy season that comes with many opportunities and activities.
Thanks and regards,
John
Daniel
Apr 14, 2015
Meru, Kenya
Upgrade grocery stall and purchase fresh produce
HI TEAM
My business is doing wonders here,. Its raining but am happy that the new roof is a real benefit to me because there are no more leaking roofs....THANK YOU
Reginah Nduku
Apr 14, 2015
Wendiga Estate,mweiga, Kenya
Inventory of a brand new hair drier machine to my salon
To all my lenders,I am greatful for the support you have been giving my small salon.I can see that since i added the new blow-drier,my customers have been waiting for less time compared to the time they had been waiting initially.I tell you this"YOU ARE STRONG & GOOD PEOPLE ON EARTH,ready to assist small businesses like mine to be a big entrepreneur in near future.Thank you all & have a super day.
Regards,
Reginah Nduku Mwelo
Japheth
Apr 14, 2015
Nairobi.kahawa Wendani, Kenya
Loan to purchase land for poultry farming
hey lenders..thank you once again for the loan you accorded me..i recently finished paying my university fees for my final year from the proceeds i raised from my business....as at now i feel i can pay more...
Fredrick
Apr 14, 2015
Githurai, Kenya
Selling fruit & selling meat
Hi!my lenders.Am very thankful for your support that you have really shown.In fact I received the funds and channeled in business as follows.100us$ in water melon,us$30 in oranges.with such boost ,I inted to a profit increase of over 50%.The introduction of another variety will enable the number of customers to increase which in return will bring good business.Mine is to wish you all the best.
Mulyono
Apr 14, 2015
Taluk Kuantan, Indonesia
Opening a catfish restaurant
makanan di cafe saya...
sekarang saya sedang merintis lagi usaha saya...
saya ucapkan terima kasi ke pada para pendana
Emmanuel
Apr 13, 2015
Malindi, Kenya
Motorbike for transporting stationery
Ich freue mich, den genauen Betrag des Darlehens, die ich fragte, das eigentlich mir viel geholfen hat bei der Erfüllung meiner Aufgabe meine Studiengebühren zu bezahlen erhalten haben und haben Zugriff auf die Bibliothek, wie ich mein Ende Semester Prüfung vorzubereiten, die in zwei Wochen ist.
Hiermit biete ich meine Gratitudes für alle Kreditgeber für die Finanzierung dieses Darlehen in Höhe von $50,00. Kudos an euch alle, Sie haben wirklich ermutigt mich wie nie zuvor, Gott segne Sie reichlich.
Translated by
I am pleased to have received the exact amount of the loan I asked, this has actually helped me alot in accomplishing my task of paying my tuition fee and have access to the library as I prepare for my end of semester exam which is in two weeks time.
I do hereby offer my gratitudes to all lenders for funding this loan of $50.00. Kudos to you all, you have really encouraged me like never before, may God bless you abundantly.
Betty
Apr 13, 2015
Nairobi, Kenya
Inventory for my shop
To my lenders,I thank you all for your support because I received a loan from you and it helped me add stock to my grocery shop and I have managed to raise my profit margin from ksh 500 to ksh 1000 on a daily basis and now I will b able to educate my son through high school,
Ann
Apr 13, 2015
Nairobi, Kenya
Expansion of school compound
Really thank you The Zidisha team ,my lenders, and kwanya for introducing me to you. With your help,i purchased quality furniture for my playhouse and this has helped lift up my business standards. My earnings have increased by 30% part of which i'm saving up to grow my business in terms of kids play items for example bouncing castles and so on. Hopefully with your help i will achieve bigger profits...
Gordon
Apr 13, 2015
Kumasi, Ghana
Loan to set up a football watching auditorium
Day in day out, I acknowledge the sacrifices of our lenders. it is such a hard thing to come by to find people who are so willing to help others in need with the money that they have toiled to get. there is no equal thing that can repay your generosity. I have come to love zidisha, I have come to love the lenders and I pray for God's blessings into your work. I wish to also plead with beneficiaries to be trustworthy and always repay their loans on time so as to give lenders the opportunity to help those in need.
thank you all
Nicodemus
Apr 13, 2015
Mtwapa, Kenya
More commercial food stuff
Hi my lenders my business is doing well. Thanks a lot for lending as this has uplifted my living standard. My family is enjoying food bought on a whole sale prices . thus enabling me save some coins
Derrick
Apr 13, 2015
Wa, Ghana
Expand sachet (bagged) water business to provide clean water
i have received the loan and i have made preparations to use the money to buy more equipments to treat the water. i thank my lenders . i received $105.23. am very much grateful to my lenders. thank you and God bless you.
Walter
Apr 13, 2015
Nairobi., Kenya
Purchase disease-resistant maize seedlings
Hello Lenders
Thanks for the loan,i received 100 dollars.I was able to buy the maize seedlings from Kenya seeds H520.Thanks for the support am looking forward to working with you.
Kind Regards
Walter.
David
Apr 13, 2015
Kombe Village, Kenya
Loan to buy seedlings for planting
I am happy for ZIDISHA Lender! You have me to believe in a good life!!! My farm is doing very well...the 1st ZIDISHA loan has helped me so much...thanks for your support.
Agustine
Apr 13, 2015
Nairobi, Kenya
Making new welding machines
Hi lenders and the team you always make my work running nicely when customer came every thing is ready i thank you all to that assist God bless you all lenders
Isaac
Apr 13, 2015
Kitale, Kenya
Equiping my new cyber cafe
May I take this opportunity to very sincerely thank the donors and lenders of Zidisha for the financial support they offer to new and young entrepreneurs who want to grow financially. I was introduced to Zidisha by a friend who encouraged me to apply for a loan; I was granted the opportunity by Zidisha and I managed to clear the outstanding balance on the Epson Stylus Photo PX660 which I had bought.
The new machine has come with great fortunes as I have started producing instant photo passports. This venture has greatly increased my income and as per now, I’m doing a lot of savings and I’m looking forward to my next loan of which together with my savings, I would like to purchase a Kyocera photocopier.
I would like therefore to encourage my fellow applicants to do their best whenever they receive such a favour.
“Long Live Zidisha and its lenders”
Lilian
Apr 13, 2015
Nairobi, Kenya
Loan to expand clothing business
Thank you lenders for the great work that you are doing especially for the youths.With the first loan that i received i was able to add my savings and i increased my stock of clothes.
Last month the sales were bit down and they did not meet my expectations.I am monitoring on this months sales to see how the performance will be.
I am thinking on starting a different line of business whereby i want to indulge in selling cereals.But this will be later on if this boutique will not have returns.
I would really appreciate any kind of advice given to me.
Thank you once again for the great work you are doing.
Aungo
Apr 13, 2015
Kisii, Kenya
Adding stock of cosmetics
Thanks to the zidisha lenders team who funded my loan of $ 50 i received the money and can proudly say that it helped me towards the purchase of a modern printer which am now using in my cyber cafe business, it as really helped towards serving the number of customers which is increasing every day.