Happiness
Lusaka, Zambia
100% repaid
Name
Happiness
Member since
September 2020
On-time repayments
20 installments • 55%
Am Happiness, married with 2 kids and 2 dependents a resident of Lusaka, Zambia.
I have always had an interest in being an entrepreneur instead of working for someone, as such even before getting married, i tried a number of business ventures, however due to luck of capital all failed.
After marriage, my husband through savings, helped me with a little capital which i used to start a salon business & now thanks to joining ZIDISHA last year, my business has grown even to allow me currently employ one person and i have a big appetite to grow my business & employ more youths in my community.
My plans for the year 2021 is to expand my business; open another salon, add mobile money for both Airtel & MTN users in my current salon and God willing venture into farming as well.
Currently with a million thanks to ZIDISHA loans, my salon business has grown to such a level as selling cosmetics for women such as make up kits, nails, nail polish etc, different hairs as well as platting of women's hair.
I do blowing of hair, steaming using my brand new hair dryer as well as toning services.
Last week i managed to register for mobile money agent with both Airtel & MTN and now badly in need of cash to invest in the business.
As my current business is flourishing very very well & seems to be self sufficient, i have decided to add mobile money for both Airtel & MTN money users. This business has been added into my salon so that i can provided for people wishing to withdraw or deposit cash easily. most of my customers will be the same women doing there hairs, there by killing 2 birds with one stone. I have already registered & secured the sim cards needed as well as an extra cell phone & only need capital to start the business flat out.
There is a huge demand for Mobile money services around as its more convenient than using the banks or post office, as such i have been receiving alot of request to start the business & am sure i will not have a problem with repaying back the loan. In the event i do fail, i plan to use the sales from the salon to finance the repayment,
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Project Type
Classic Loan
Disbursed amount
$302.00
Date disbursed
Jan 4, 2021
Repayment status
On Time
Projected term
4 weeks
Other loans
Amount repaid
$302.83
Amount remaining
$0.00
Date repaid
Jan 26, 2021
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 16, 2021 | $75.71 | Jan 16, 2021 | $75.71 |
Jan 23, 2021 | $75.71 | Jan 23, 2021 | $75.71 |
Jan 30, 2021 | $75.71 | Jan 23, 2021 | $4.84 |
Jan 26, 2021 | $70.87 | ||
Feb 6, 2021 | $75.71 | Jan 26, 2021 | $75.71 |
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