Additional captial for my multi-location restaurant business

Stella D

Lusaka, Zambia

100% repaid

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Entrepreneur

Name

Stella D

Member since

June 2019

On-time repayments

84 installments  •  40%

About Me

My name is Stella D Phiri. I was introduced to Zidisha community by a family friend namely Mr. Francis Daka. I conduct my business in Lusaka, the Capital City of Zambia. Since I joined Zidisha community, my business has really picked up such that planning to diversify and have another business running as well. Additionally, I started a saloon business because Corona virus wave two has a negative impact on all businesses in our country.
I thought of diversifying my business to saloon enterprise because it doesn't alot of people gathering at a goal. This business has so proven good because during weekends, I attend to more than 6 ladies per day

My Business

Currently, am running a restaurant business which is situated at adjacent to University breaching hospital. My restaurant provides food to mostly bed siders who have patients in the hospital. It also provides food to civil Servants as well working for University Teaching Hospital.
This business has also provided capital to my vegetable and fruit business.

Loan Proposal

This money will be used as additional capital for the restaurant. I have now opened another restaurant in the industrial area just to boost my business.
I rely on Zidisha Community to help me expand this restaurant business.

Income Source

My business less risk now because covid 19 cases in have drastically reduced to 2% per month. The business environment is now normal and every one is busy running around

Feedback

2

None

None

  • David    Sep 16, 2020

    Loan was originally scheduled to take two months. Some payments were made during a shutdown caused by the global pandemic. A large payment finished the loan after eight months. I am pleased with your commitment during a very challenging time.

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  • David    Dec 1, 2019

    Loan was originally scheduled to take two months. Two payments finished the loan in about six weeks. Good luck with your projects.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$136.00

Date disbursed

Nov 2, 2020

Repayment status

On Time

Projected term

2 months

Other loans

Jul 2019:  $9

Jul 2019:  $15

Aug 2019:  $25

Aug 2019:  $146

Sep 2019:  $213

Nov 2019:  $213

Jan 2020:  $213

Nov 2020:  $136

Feb 2021:  $151

Mar 2021:  $190

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  • Stella D    Sep 21, 2021

    My business was drastically affected by the covid-19 and the political system in our country. I will start depositing very soon. Thank you so much for your understanding.

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  • Chama    Sep 2, 2021

    She will soon pay back after making more profit

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  • Chama    Aug 2, 2021

    I talked to stella and she said that she will pay back the loan

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  • Stella D    Jul 10, 2021

    This will make my loan repayment easy. Next week I will be depositing something towards my loan.

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  • Stella D    Jul 10, 2021

    This will accord me the chance to finish paying this loan with ease. Next week I will be depositing something towards this loan.

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  • Chama    Jul 1, 2021

    I talked to stella and she told me that she will pay back the loan soon. That made her fail to pay back the loan on time it was because her business was in business in problem.

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  • Stella D    Jun 4, 2021

    Hello, due to slow business procession due to the third wave of corona virus hitting our country now, I have decided to adjust my loan repayment amount so that it becomes manageable.

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  • Stella D    May 13, 2021

    This adjusted will make my loan repayment easy. Francis called me on mediation basis, I promised him that I will make a deposit by Saturday.

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  • Stella D    May 6, 2021

    To make my loan repayment easy and smoothly.

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  • Ketty    May 4, 2021

    Dear lenders,

    I spoke with Stella and she explained that she will make a repayment towards her loan soon. Thank you

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  • Stella D    Apr 28, 2021

    Easy payment of the loan

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  • Stella D    Mar 7, 2021

    In my new Saloon shop

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  • Stella D    Mar 7, 2021

    Thank you Lenders, thank you Zidisha

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  • Stella D    Mar 7, 2021

    Dear Lenders,
    Thank you big time for funding my loan.
    This will strictly be used in my new saloon shop .

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  • Stella D    Mar 6, 2021

    This loan will be used as capital for saloon shop as earlier mentioned. The loan will help me expand my business and payment of school fees for my children.
    Lenders, thank you so much for changing my life. Iam now called a business woman because of your help. God bless you all

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  • Stella D    Mar 6, 2021

    Hello Lenders,
    Life became easy and simple when I joined Zidisha platform because I'm able to apply for a loan anytime, once my loan is fully paid.
    This loan will be employed in my new saloon shop. This business has great potential for growth due to a high number of women I attend to on weekends.

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  • Stella D    Mar 5, 2021

    Hey Lenders,
    My determination and focus is to complete the payment of this loan on time so that I can be given a bigger amount of the next loan

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  • Stella D    Feb 21, 2021

    Hello Lenders,
    I would like to let you know that I received the loan last week. The amount was invested in Saloon business as one way of diversifying the business. I will always remain thankful to you. God bless you

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  • Stella D    Feb 16, 2021

    Hello Lenders, this loan used for business diversification as I look at Saloon business.
    I would to humbly thank you for trust me in me. Please continue helping me in this manner. It enables to put food on the table and run the business smoothly. Thank you so very much Lenders.

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  • Stella D    Feb 16, 2021

    Hello Lenders, my mouth runs dry because of the work that you are doing of promoting my business. I don't have enough words to thank you enough. You have really improved my livelihood with Zidisha loans
    Please remain with your open hands to help anyone who might be in need just like me. Thank you, thank you

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