Ajaj ideas

Andrews

Berekum, Ghana

100% repaid

Entrepreneur

Name

Andrews

Member since

August 2017

On-time repayments

165 installments  •  62%

About Me

I am a member of a family size of ten. Am the forth of eight siblings and the first male child. I am the first to have been educated. At the age of 17 my dad who was a labourer and the bread winner died and I had to combine schooling with menial jobs on peoples farms and construction site to enable be in school.
After SHS I proceeded to the training college from where I joined the Ghana Education Service at the age of 23.
I have since worked to take care of my four younger siblings in school.
In 2006 I had the opportunity to study at the university for development studies where I graduated with BSc. Agric Technology degree.
As a graduate teacher in my former SHS, I established AJAJ IDEAS - a store of assorted products ranging from canned products to rice, beans, groundnut, polythene bags, salt, spice, etc.
I wish to improve it to one of the best. Thanks

My Business

AJAJ IDEAS is an established hub of goods to satisfy the population in the catchment area.
it is a one-stop shop where on can get most consumer goods apart from the perishables like cassava, fresh tomato, and so on.
One can fine canned products : tin tomatoes, mackerel, Sardinia, cornbeef, baking powder.
Oil products : magarine, frytol, soya oil, etc.
Polythene products.
Rice, beans, wheat, soya beans, tombrown, etc
When am in school, my sister takes charge till I join her after school.

Loan Proposal

I am going use the loan to buy 2 bundles of take away polythene bags at $30.00 , 3 boxes of spagatti at $22.00, 3 boxes of mackerel at $26 , 1 bag of rice at $45.00, 1 bag of sugar at $43.00.
The combined effect is that I will be able to make at least $17.00 per week which will enable me pay back the loan.
Thank you

My Videos

Apr 2, 2021: Loan portfolio

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$179.00

Date disbursed

Feb 17, 2018

Repayment status

On Time

Projected term

2 months

Lenders

Tavin

Ottawa, Canada

Gab

Singapore

SteveFylde

United Kingdom

W

Wade

United States

G

GS

Germany

A

Andrei

United States

WS

Warren Shen

United States

MF

Mike Frawley

United States

E

Eric

Canada

BP

Bill Piper

United States

D

Dalton

San Francisco, United States

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

JT

Joanne Thompson

United Kingdom

Mai Phuong Nguyen

Nashville, United States

B

Ben

United States

CP

Cara Peterson

United States

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  • Christian    Oct 13, 2021

    Andrews is not answering my calls, I spoke with the brother who is his referenc to talk with him to pay off his outstanding loan balance.

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  • Christian    Sep 9, 2021

    The brother who is his reference promised to talk with him to resume payments

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  • Christian    Aug 6, 2021

    Andrews is still not answering my calls, but I was able to speak with the brother who promised to speak with him and encourage him to make payment.

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  • Christian    Jul 1, 2021

    Andrews is still not answering but calls but I was able to speak with the brother who promised to talk to him about his delayed payment.

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  • Christian    Jun 8, 2021

    Andrews was not answering but call but I was able to speak with the brother who promised to talk to him about his delayed payment.

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  • Andrews    May 17, 2021

    Due to slow business I have challenge paying

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    • Christian    Jul 1, 2021

      Andrews,

      "In 2006 I had the opportunity to study at the university for development studies where I graduated with BSc. Agric Technology degree" These are your own words. Meaning that apart from the business you are also a regular employee and on government payroll. So if business is not doing well you can use small percentage of your salary to be making payment gradually.
      This would help you build a very credible integrity here on the platform.

      Andrews, I wish you good luck.

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  • Christian    May 6, 2021

    He made a promise to resume payment

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  • Andrews    Apr 25, 2021

    Poor sales

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  • Andrews    Apr 9, 2021

    I will use the loan to buy bread flour, tin tomatoes, sugar, mackerel, milk, rich, polythene bag.
    These products sell fast and that will not lock my capital.

    I am very excited about the offer of the loan.
    I wish to express my sincere gratitude to all the lender for funding by loan.

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  • Andrews    Apr 2, 2021

    In my previous loan, I had a challenge with relocation so but after I gained grounds at my current location, the returns has been very good.
    It helped me to increase the stock of items on sale at the store making my profit soared.

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  • Andrews    Mar 6, 2021

    Business relocated

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  • James    Feb 22, 2021

    I called him and he has made payment up to date.

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  • Andrews    Feb 22, 2021

    Business bad due to relocation

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  • Issaka    Jan 27, 2021

    Andrews business has been slowed down due to the economic situation, he has promised to make some payments soon.

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  • Andrews    Dec 5, 2020

    I traveled and by business slowed

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  • Andrews    Nov 29, 2020

    I paid GH₵200.00 yesterday but is still not credited.
    Transaction: ID: 10489425029

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  • Andrews    Oct 13, 2020

    I thank God that sales are now improving and am able to make payment.
    My relocation really affected me. I hope things continue to get better.
    Thanks to the zidisha team for the patience.

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    • Margaret    Oct 25, 2020

      Hi Andrews,
      Thank you for the update, we all understand that sometimes things happen in business that can't be helped. It is good you kept us all posted on your situation. I hope business picks up quickly for you in your new location! Regards, Margaret

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  • Andrews    Oct 11, 2020

    business slow due relocation

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  • Andrews    Sep 26, 2020

    Am having difficulty paying because of relocation

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  • Christian    Sep 25, 2020

    Able to speak with Andrews this afternoon, he mentioned that he recently re-located his business and that has affected him hence the delayed in payment. he has promised to resume payment now.

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