Entrepreneur
Name
John
Member since
November 2014
On-time repayments
298 installments • 90%
About Me
I reside in Nairobi, Kenya. I run a small, informal business which provides me with an income to cater for my family's day to day needs. I got into business when I was laid of from work. Sourcing for capital was a major problem especially for 'small' people like me i.e in terms of ability to source for securities for loans. Luckily, Zidisha Inc came along and it has been a major help. It has continually assisted me with money to boost my business. Many thanks to Zidisha and my kind lenders.
Of late, I have entered into environmental conservation by planting tree seedlings and giving them out or selling to community groups for planting and conducting public education on the need for it. This I do during my free time.
My Business
My business is located at Kahawa Estate, Nairobi, which is a large residential and business estate. I sell domestic towels namely- face, kitchen, dish clothes, for saloon, bathing and for general purpose. I choose this kind of business since the many people around me will be in need of the kind of products that I sell. I have a small stall from where I display and sell my ware(s) from. This is usually in the afternoons when people are going back to their houses or moving from their business/work. In the mornings, I usually deliver supplies to my customers or display/hawk my stuff in areas outside my locality. Since I display my wares in the open, I only do so for a small part of the stock. I buy enough that I know I will manage to dispose off in the shortest time possible to avoid dust/dirt. The past three months have been rather low in sales as circulation of money has been limited as it has been a dry season. Short rains have started and Kenya being an agricultural country, money generally follows the rains. We are also getting into the holiday season and demand for my products will rise hence sales will be high.
Through my business, I have managed to pay for the upkeep of my family and meet my/our daily financial needs. I have also managed get some capital to venture into tree planting, which is a worthwhile activity towards environmental conservation.
Zidisha has generously assisted me, and I have managed to expand my business and reach more customers.
Loan Proposal
I need to buy the following items(towels):
Face 10000 KES/100 USD
Kitchen 12000 KES/120USD
Hand 13600 KES/136USD
Bathing 16000 KES/160USD
Saloon 10000 KES /100USD
Total 61600 KES /616USD NB: 1USD appr 100 Ksh
I will use my savings of about KSh 21600/USD216 to fill the gap (61600-40000)
If you kindly allow me to have this loan, I will manage to enlarge my business by increasing the stock both in volume and diversity. I will have more to offer my customers and this in turn will increase my income through which I will manage to educate my two kids and provide for them in terms of food and shelter. Thank you so much for your assistance.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$537.00
Date disbursed
Apr 22, 2016
Repayment status
On Time
Projected term
31 months
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Summary
Amount repaid
$563.84
Amount remaining
$0.00
Date repaid
Oct 31, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 1, 2016 | $22.19 | May 1, 2016 | $22.19 |
| May 8, 2016 | $13.11 | May 1, 2016 | $8.07 |
| May 8, 2016 | $5.04 | ||
| May 15, 2016 | $5.04 | May 15, 2016 | $5.04 |
| May 22, 2016 | $5.04 | May 23, 2016 | $5.04 |
| May 29, 2016 | $5.04 | May 29, 2016 | $5.04 |
| Jun 5, 2016 | $5.04 | Jun 7, 2016 | $5.04 |
| Jun 12, 2016 | $5.04 | Jun 12, 2016 | $5.04 |
| Jun 19, 2016 | $5.04 | Jun 20, 2016 | $5.04 |
| Jun 26, 2016 | $5.04 | Jun 26, 2016 | $5.04 |
| Jul 3, 2016 | $5.04 | Jul 4, 2016 | $5.04 |
| Jul 10, 2016 | $5.04 | Jul 4, 2016 | $3.03 |
| Jul 12, 2016 | $2.02 | ||
| Jul 17, 2016 | $5.04 | Jul 12, 2016 | $3.03 |
| Jul 19, 2016 | $2.02 | ||
| Jul 24, 2016 | $5.04 | Jul 19, 2016 | $5.04 |
| Jul 31, 2016 | $5.04 | Jul 19, 2016 | $3.03 |
| Jul 26, 2016 | $2.02 | ||
| Aug 7, 2016 | $5.04 | Jul 26, 2016 | $5.04 |
| Aug 14, 2016 | $5.04 | Jul 26, 2016 | $1.01 |
| Aug 8, 2016 | $4.04 | ||
| Aug 21, 2016 | $5.04 | Aug 8, 2016 | $1.01 |
| Aug 16, 2016 | $4.04 | ||
| Aug 28, 2016 | $5.04 | Aug 16, 2016 | $3.53 |
| Aug 22, 2016 | $1.51 | ||
| Sep 4, 2016 | $5.04 | Aug 22, 2016 | $5.04 |
| Sep 11, 2016 | $5.04 | Aug 28, 2016 | $5.04 |
| Sep 18, 2016 | $5.04 | Aug 28, 2016 | $3.03 |
| Sep 5, 2016 | $2.02 | ||
| Sep 25, 2016 | $5.04 | Sep 5, 2016 | $4.34 |
| Sep 11, 2016 | $0.71 | ||
| Oct 2, 2016 | $5.04 | Sep 11, 2016 | $5.04 |
| Oct 9, 2016 | $5.04 | Sep 11, 2016 | $0.30 |
| Sep 18, 2016 | $4.74 | ||
| Oct 16, 2016 | $5.04 | Sep 18, 2016 | $1.82 |
| Sep 25, 2016 | $3.23 | ||
| Oct 23, 2016 | $5.04 | Sep 25, 2016 | $3.33 |
| Oct 2, 2016 | $1.71 | ||
| Oct 30, 2016 | $5.04 | Oct 2, 2016 | $4.34 |
| Oct 9, 2016 | $0.71 | ||
| Nov 6, 2016 | $5.04 | Oct 9, 2016 | $5.04 |
| Nov 13, 2016 | $5.04 | Oct 9, 2016 | $0.30 |
| Nov 2, 2016 | $4.74 | ||
| Nov 20, 2016 | $5.04 | Nov 2, 2016 | $0.30 |
| Nov 14, 2016 | $4.74 | ||
| Nov 27, 2016 | $5.04 | Nov 14, 2016 | $1.82 |
| Nov 30, 2016 | $3.23 | ||
| Dec 4, 2016 | $5.04 | Nov 30, 2016 | $1.82 |
| Dec 8, 2016 | $3.23 | ||
| Dec 11, 2016 | $5.04 | Dec 8, 2016 | $2.82 |
| Dec 13, 2016 | $2.22 | ||
| Dec 18, 2016 | $5.04 | Dec 13, 2016 | $5.04 |
| Dec 25, 2016 | $5.04 | Dec 13, 2016 | $1.82 |
| Dec 25, 2016 | $3.23 | ||
| Jan 1, 2017 | $5.04 | Dec 25, 2016 | $1.82 |
| Jan 2, 2017 | $3.23 | ||
| Jan 8, 2017 | $5.04 | Jan 2, 2017 | $5.04 |
| Jan 15, 2017 | $5.04 | Jan 2, 2017 | $1.82 |
| Jan 11, 2017 | $3.23 | ||
| Jan 22, 2017 | $5.04 | Jan 11, 2017 | $1.82 |
| Jan 17, 2017 | $3.23 | ||
| Jan 29, 2017 | $5.04 | Jan 17, 2017 | $1.82 |
| Feb 5, 2017 | $3.23 | ||
| Feb 5, 2017 | $5.04 | Feb 5, 2017 | $5.04 |
| Feb 12, 2017 | $5.04 | Feb 5, 2017 | $1.82 |
| Feb 19, 2017 | $3.23 | ||
| Feb 19, 2017 | $5.04 | Feb 19, 2017 | $5.04 |
| Feb 26, 2017 | $5.04 | Feb 19, 2017 | $1.82 |
| Feb 26, 2017 | $3.23 | ||
| Mar 5, 2017 | $5.04 | Feb 26, 2017 | $5.04 |
| Mar 12, 2017 | $5.04 | Feb 26, 2017 | $1.82 |
| Mar 12, 2017 | $3.23 | ||
| Mar 19, 2017 | $5.04 | Mar 12, 2017 | $5.04 |
| Mar 26, 2017 | $5.04 | Mar 12, 2017 | $1.82 |
| Mar 20, 2017 | $3.23 | ||
| Apr 2, 2017 | $5.04 | Mar 20, 2017 | $5.04 |
| Apr 9, 2017 | $5.04 | Mar 20, 2017 | $1.82 |
| Apr 16, 2017 | $3.23 | ||
| Apr 16, 2017 | $5.04 | Apr 16, 2017 | $3.83 |
| May 4, 2017 | $1.21 | ||
| Apr 23, 2017 | $5.04 | May 4, 2017 | $5.04 |
| Apr 30, 2017 | $5.04 | May 4, 2017 | $5.04 |
| May 7, 2017 | $4.84 | May 4, 2017 | $0.81 |
| May 14, 2017 | $4.04 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $1.01 | May 28, 2017 | $1.01 |
| May 28, 2017 | $1.01 | May 28, 2017 | $1.01 |
| Jun 4, 2017 | $1.01 | May 28, 2017 | $1.01 |
| Jun 11, 2017 | $1.01 | May 28, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Jun 18, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Jun 18, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Jul 5, 2017 | $1.01 |
| Jul 9, 2017 | $1.01 | Jul 5, 2017 | $1.01 |
| Jul 16, 2017 | $1.01 | Jul 18, 2017 | $1.01 |
| Jul 23, 2017 | $1.01 | Jul 18, 2017 | $1.01 |
| Jul 30, 2017 | $1.01 | Aug 1, 2017 | $1.01 |
| Aug 6, 2017 | $1.01 | Aug 1, 2017 | $1.01 |
| Aug 13, 2017 | $1.01 | Aug 18, 2017 | $1.01 |
| Aug 20, 2017 | $1.01 | Aug 18, 2017 | $1.01 |
| Aug 27, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Sep 3, 2017 | $1.01 | Sep 7, 2017 | $1.01 |
| Sep 10, 2017 | $1.01 | Sep 8, 2017 | $1.01 |
| Sep 17, 2017 | $1.01 | Sep 18, 2017 | $1.01 |
| Sep 24, 2017 | $1.01 | Sep 28, 2017 | $1.01 |
| Oct 1, 2017 | $1.01 | Sep 28, 2017 | $1.01 |
| Oct 8, 2017 | $1.01 | Oct 8, 2017 | $1.01 |
| Oct 15, 2017 | $1.01 | Oct 8, 2017 | $1.01 |
| Oct 22, 2017 | $1.01 | Oct 24, 2017 | $1.01 |
| Oct 29, 2017 | $1.01 | Oct 24, 2017 | $1.01 |
| Nov 5, 2017 | $1.01 | Nov 5, 2017 | $1.01 |
| Nov 12, 2017 | $1.01 | Nov 5, 2017 | $1.01 |
| Nov 19, 2017 | $1.01 | Nov 19, 2017 | $1.01 |
| Nov 26, 2017 | $1.01 | Nov 19, 2017 | $1.01 |
| Dec 3, 2017 | $1.01 | Nov 27, 2017 | $1.01 |
| Dec 10, 2017 | $1.01 | Nov 27, 2017 | $1.01 |
| Dec 17, 2017 | $1.01 | Dec 10, 2017 | $1.01 |
| Dec 24, 2017 | $1.01 | Dec 10, 2017 | $1.01 |
| Dec 31, 2017 | $1.01 | Dec 30, 2017 | $1.01 |
| Jan 7, 2018 | $1.01 | Dec 30, 2017 | $1.01 |
| Jan 14, 2018 | $1.01 | Dec 30, 2017 | $1.01 |
| Jan 21, 2018 | $1.01 | Jan 22, 2018 | $1.01 |
| Jan 28, 2018 | $1.01 | Jan 22, 2018 | $1.01 |
| Feb 4, 2018 | $1.01 | Feb 4, 2018 | $1.01 |
| Feb 11, 2018 | $1.01 | Feb 4, 2018 | $1.01 |
| Feb 18, 2018 | $1.01 | Feb 25, 2018 | $1.01 |
| Feb 25, 2018 | $1.01 | Feb 25, 2018 | $1.01 |
| Mar 4, 2018 | $1.01 | Feb 25, 2018 | $1.01 |
| Mar 11, 2018 | $1.01 | Feb 25, 2018 | $1.01 |
| Mar 18, 2018 | $1.01 | Mar 9, 2018 | $1.01 |
| Mar 25, 2018 | $1.01 | Mar 14, 2018 | $1.01 |
| Apr 1, 2018 | $1.01 | Mar 14, 2018 | $1.01 |
| Apr 8, 2018 | $1.01 | Mar 25, 2018 | $1.01 |
| Apr 15, 2018 | $1.01 | Apr 1, 2018 | $1.01 |
| Apr 22, 2018 | $1.01 | Apr 7, 2018 | $1.01 |
| Apr 29, 2018 | $1.01 | Apr 15, 2018 | $1.01 |
| May 6, 2018 | $1.01 | Apr 24, 2018 | $1.01 |
| May 13, 2018 | $1.01 | Apr 25, 2018 | $1.01 |
| May 20, 2018 | $1.01 | May 8, 2018 | $1.01 |
| May 27, 2018 | $1.01 | May 22, 2018 | $1.01 |
| Jun 3, 2018 | $1.01 | May 31, 2018 | $1.01 |
| Jun 10, 2018 | $1.01 | Jun 7, 2018 | $1.01 |
| Jun 17, 2018 | $1.01 | Jun 9, 2018 | $1.01 |
| Jun 24, 2018 | $1.01 | Jun 28, 2018 | $1.01 |
| Jul 1, 2018 | $1.01 | Jun 28, 2018 | $1.01 |
| Jul 8, 2018 | $1.01 | Jul 8, 2018 | $1.01 |
| Jul 15, 2018 | $1.01 | Jul 8, 2018 | $1.01 |
| Jul 22, 2018 | $1.01 | Jul 15, 2018 | $1.01 |
| Jul 29, 2018 | $1.01 | Jul 20, 2018 | $1.01 |
| Aug 5, 2018 | $1.01 | Aug 5, 2018 | $1.01 |
| Aug 12, 2018 | $1.01 | Aug 5, 2018 | $1.01 |
| Aug 19, 2018 | $1.01 | Aug 18, 2018 | $1.01 |
| Aug 26, 2018 | $1.01 | Aug 18, 2018 | $1.01 |
| Sep 2, 2018 | $1.01 | Aug 26, 2018 | $1.01 |
| Sep 9, 2018 | $1.01 | Sep 19, 2018 | $1.01 |
| Sep 16, 2018 | $1.01 | Sep 19, 2018 | $1.01 |
| Sep 23, 2018 | $1.01 | Sep 27, 2018 | $1.01 |
| Sep 30, 2018 | $1.01 | Sep 27, 2018 | $1.01 |
| Oct 7, 2018 | $1.01 | Oct 10, 2018 | $1.01 |
| Oct 14, 2018 | $1.01 | Oct 24, 2018 | $1.01 |
| Oct 21, 2018 | $1.01 | Oct 24, 2018 | $1.01 |
| Jun 5, 2022 | $0.87 | Oct 24, 2018 | $0.87 |
| Jun 12, 2022 | $0.13 | Oct 24, 2018 | $0.13 |
| Jun 19, 2022 | $189.79 | Oct 24, 2018 | $0.01 |
| Oct 27, 2018 | $100.88 | ||
| Oct 31, 2018 | $88.90 | ||
| Jun 26, 2022 | $0.00 | ||
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