Application to purchase and supply health products

Paul

Tema, Ghana

100% repaid

Entrepreneur

Name

Paul

Member since

June 2015

On-time repayments

263 installments  •  88%

About Me

I am Paul Hodji.
I was born in an area where people do not value education but I managed to educate myself to an average level.
I then proceeded to teach in a technical school with marketing background.
Having realized the need to create additional income , I decided to go into distribution of health products.
With the proceeds , I am able to pay children;s school fees as well as feed my family .

My Business

As extra source of income, health products distribution has been my activity for the past 4years.
I now need $950 to purchase health products such as Omega 3, Spirulina, Calcium, Vitamins, Garlic and Ginseng capsules.
I purchase these items at wholesale and distribute to my customers directly by myself and therefore have no need to pay any employee or helping hand apart from transport costs.
By this am able to make sufficient profit of 40 % to take care of my family and reinvest into the business.
The demand for health products is high and my customers respond favorably with repeat orders .

Loan Proposal

In continuance of my health products supply business, l wish to appy for this said loan.
By this l can buy more of the usual Ginseng Caps, Spirulina, Omega 3, Calcium and Healthy Sanitary Pad with Anion and Far Infrad strip which is also in demand.
As long as l am meeting the demand of my customers and they are also paying, my profits keep rising and fulfilling my domestic obligations and the needy in society.
Zidisha Loans have actually brought transformation and change of levels in my life.
I remain very grateful to you my sponsors. Your loan also gave me the opportunity to be among those that meet up financial emergencies in my community when the need arise. This is as a reult of having sufficient cash at hand and in bank though not too big.
I anticipate a favorable approval from you soon.
Paul Hodji

My Videos

Jul 22, 2021: Purchasing and supply of health products

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$279.00

Date disbursed

Oct 17, 2016

Repayment status

On Time

Projected term

5 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

sworthington

San Francisco, United States

D

Daniel

Cupertino, United States

Ishaque

New Jersey, United States

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

Veronika

victoria, Canada

S

SovTempest

Toronto, Canada

G

glosoli

Boston, United States

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

L

Lunatoon

Grants Pass, United States

EHTHighSchool

Egg Harbor Township, United States

Tuomas

Helsinki, Finland

J

jozua

Delft, Netherlands

AndreaBravi

London, UK, Canada

J

jrtregurtha

Ridgefield, United States

T

Tszach

Tucson, United States

F

faical

Cologne, Germany

J

jjcharlie

chicago, United States

ZlataRoy

Cheltenham, United Kingdom

R

rcmssr

Woodbury, United States

A

anonymus

Moon, United States

Pere

Barcelona, Spain

giullina

Torino, Italy

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

jk1234

Pinellas Park, United States

J

jjiffer

Seattle, United States

B

BigLender

Austin, TX, United States

C

CheesemanDan

Shanghai, China

P

proby24

Singapore, Singapore

T

tmsaddress

Orlando, Florida, United States

E

eagor

Wauwatosa, United States

eaganlender

Kalamazoo, United States

pbosakov

Sofia, Bulgaria

athomas

Chevy Chase, United States

Elaine123

Philadelphia, United States

gbnbca

Janeville, Canada

F

fourstarsfamily

Melbourne, Australia

M

Marij

Gent, Belgium

M

missjoyy

Munich, Germany

M

mattandrike

Arlington, United States

Jonas Sweep

Utrecht, Netherlands

B

BartenKatrijn

Ghent 9000, Belgium

trevbot

Montreal, Canada

F

fake_name

Boston, United States

D

Divergent

Bethesda, United States

T

tomdeneire

Eke, Belgium

G

glomardor

Leonardtown, United States

M

markusfitza

College Station, United States

IA

Ismini and Jerry

Stamford, USA, United States

A

aiban

Austin, United States

J

JG2012

Brooklyn, United States

J

jzidi

Los Angeles, United States

J

janp2001

Mountain View, United States

S

Scordato

Mattituck, United States

E

EnhanceLife

Heber City, United States

Matthew

New York, NY, United States

Levanticus

Epsom, United Kingdom

L

loistf

Madrid, Spain

T

tanio

Darmstadt, Germany

B

BobJames

Toulouse, France

S

Scodeb123

Huntsville, United States

U

UmSaeed

Southfield, United States

Alina

Amsterdam, Netherlands

W

WellingtonPFClass

Columbus, Oh, United States

OlyRhys

Olympia, United States

O

Oscart

Edmonton, Canada

Bruno

São Paulo, Brazil

A

Arinelle

Toulouse, France

J

jerryq

Redding, United States

L

lilbsedz

Raleigh, United States

1

1711mp

Brooklyn, United States

A

Andy

Berlin, United States

sarna

Toronto, Canada

davidt

San Francisco, United States

I

ianb723

ROCHESTER, United States

nmatpt

Lisboa, Portugal

P

prashant

SUNNYVALE, United States

neocodesoftware

vancouver, Canada

F

Fintons

Grand Rapids, United States

larsandanika

Langen, Germany

K

Krish

Dubai, United Arab Emirates

A

andreashr

Oslo, Norway

Bill2073

Florida, United States

J

jocke

Stockholm, United States

P

Paleomagick

Eldred, United States

P

Pavane

Kungsbacka, Sweden

N

NickLuder

London, United Kingdom

soniad

Dubai, United Arab Emirates

E

eniid

Stockholm, Sweden

MarshFamilyUK

Canterbury, United Kingdom

dmirpuri

Bangkok, Thailand

R

rosebo

Bend, United States

H

happytrailsjpd

South Bend, United States

S

samthewill

Winterthur, Switzerland

J

JudoGlenn

North Olmsted, United States

M

mueba

Frankfurt, Germany

Evan Lamos

Brussels, Belgium

S

SanderBeckers

Brussel, Belgium

A

akshu71

Ottawa, Canada

D

dj9812

United States

M

Morgan1301

United States

T

TheNJBoys

United States

A

analyticsPierce

Denver, United States

M

Malibu

Westwood, United States

P

payette

Ottawa, Canada

D

drorm

United States

O

osubucks45

United States

B

bovine

United States

Paul Buchheit

Mountain View, United States

M

Mal57

Australia

M

Michi

Switzerland

M

mkrsko

Slovakia

K

Karpet

Faroe Islands

bb4dogs

United States

geotrog

Sydney, Australia

L

leftyoctober

Minneapolis, United States

S

salathe

United States

S

sarah4d2

Saint Louis, United States

E

ewaters1

Australia

G

GMB2014

United States

TyWee

Manila, Philippines

J

JonAlec

United States

P

pfeng

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

Vitus

Czech Republic

A

adamdreaming

United States

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

PH

Phil H

United States

Haim Si

Mexico, Mexico

Dave Bogard

New York, United States

Tsay

Taipei, Taiwan

Family Mueller

Petershagen, Germany

N

Niels

Berlin, Germany

JG

John Gobok

San Francisco, United States

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Ask Paul a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Paul    Jan 4, 2022

    The sales reduced and hence repayments become difficult.

    Log in to reply • Share
  • Paul    Oct 11, 2021

    I will very soon receive bulk goods and it means more money to pay for them. And it will keep me satisfying my customers and to remain in business hence the adjustment of my installment.
    Hope you will bear with me.

    Log in to reply • Share
  • Paul    Aug 6, 2021

    I write to thank my very good Lenders for the confidence reposed in me in granting me this loan to continue the purchase and supply of health products to my customers.
    By this loan it will afford me the opportunity to satisfy my customers demands and also making profit to take care of my basic responsibilities.
    I highly appreciate your goodness towards me.
    On my part l will honor in repaying back as agreed.
    Thank once more.

    Log in to reply • Share
  • Paul    Jul 22, 2021

    The just concluded loan repayment was successful event though business was a bit slow yet l did not run into loss since my customers were faithful in paying for the goods l supply them.
    I can also see that better changes are coming as far as health products are a must for any one that wants to be healthy.

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  • Grace    Jun 30, 2021

    I advise him to adjust his payment if he can't make all payment

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  • Alfred    May 30, 2021

    His number didn't go through

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  • Abdulai    May 28, 2021

    Paul, please let me know what is happening to you in your business ok?

    Log in to reply • Share
  • Yusuf    Apr 28, 2021

    He said he is facing some challenges that is why he has delayed payment.

    Log in to reply • Share
  • Yusuf    Mar 28, 2021

    I have talked to him and he said he will do payment very soon.

    Log in to reply • Share
  • Frank    Feb 19, 2021

    I called Mr paul and he said he was facing challenges with the payment system but has promised to try to repay the loan.

    Log in to reply • Share
  • Frank    Jan 17, 2021

    I have been assured by him to make repayment

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  • Paul    Jan 2, 2021

    Dear Support
    Since December 6, l have been making several attempts to pay my weekly repayment to no avail. Now the repayment pulled up to over 1490 Ghana Cedis. Few minutes ago l called on colleague of mine to do help me do it properly and he encountered the same issue.
    Zidisha had been very good to me and l vow within myself never to default. Am worried.
    What will l do?

    Log in to reply • Share
    • Frank    Jan 17, 2021

      Hi Mr Paul, you can please use the help page for clarification from the zidisha staff.

      Log in to reply • Share
  • Frank    Dec 17, 2020

    I spoke to a reference to Mr Paul and he has promise to inform him to make repayment on time

    Log in to reply • Share
  • Paul    Dec 5, 2020

    I have to adjust the payment bro enable me pay consistently because supplies have reduced a little because of the political situations that shifted people's attention to different areas as at now. All the same l believe it is a temporal issue. It will normalize. I therefore plead with my good people of Zidisha to consider me to remain in business and strengthen the bond of goodwill and cooperation that exist between us over the years.
    Thank you very much for your understanding.
    Highly appreciated.

    Log in to reply • Share
  • Paul    Oct 26, 2020

    All has to to with having sufficient cash on hand in satisfying the demand of my customers as soon as they make an order.

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  • Paul    Sep 11, 2020

    There is a drop in sales of the safety health products am supplying and moreso
    the price was reduced less than 50 per cent few days after l bought them and l am compelled to sell them at the current price.
    So even though the price is less l experienced a loss yet l must remain in business no matter the condition because l should not be idle. So the few money l have at hand must be available to purchase and supply the goods when the customer's request.

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  • Paul    Aug 8, 2020

    I have to reduce the amount to 100ghs so that l can conveniently keep the smooth repayment and sufficient money at hand to purchase and supply the health products to my customers at any given time that they need the items without delay.

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  • Paul    Jul 11, 2020

    My lenders, my thanks keep going to you.
    Am utilizing the loan very well and the business is in good shape.
    I just want to be sure of what l now notice in the repayment system. FLUTTEREAVE TECH SERVICES. With the contact bearing Nigeria number +2348138523047. They send verification code of which l resend then the payment is effected.
    Is it the one that replaced GENERAL PAYMENT? Am in Ghana

    Log in to reply • Share
  • Paul    Jun 30, 2020

    The present products profit margin are lower compared to the former ones l used to supply before. Now the advent of convid 19, the demand for the former products reduced drastically and since the present ones is in demand am compelled to supply what is demanded to address the pandemic.
    And l require more money at hand to meet up with the demand. This is my reason to adjust the installment.

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  • Paul    Jun 21, 2020

    I am joyfully happy for your rapid responses.
    With this loan l will go ahead to buy the Digital thermometer. Hand sanitizers, face masks, and Liquid soaps to supply to my customers.
    From there l also make my profits and live up to my basic responsibilities.
    I am very grateful for your support.

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