John
Kahawa West, Kenya
20% repaid
Name
John
Member since
November 2014
On-time repayments
298 installments • 90%
I reside in Nairobi, Kenya. I run a small, informal business which provides me with an income to cater for my family's day to day needs. I got into business when I was laid of from work. Sourcing for capital was a major problem especially for 'small' people like me i.e in terms of ability to source for securities for loans. Luckily, Zidisha Inc came along and it has been a major help. It has continually assisted me with money to boost my business. Many thanks to Zidisha and my kind lenders.
Of late, I have entered into environmental conservation by planting tree seedlings and giving them out or selling to community groups for planting and conducting public education on the need for it. This I do during my free time.
My business is located at Kahawa Estate, Nairobi, which is a large residential and business estate. I sell domestic towels namely- face, kitchen, dish clothes, for saloon, bathing and for general purpose. I choose this kind of business since the many people around me will be in need of the kind of products that I sell. I have a small stall from where I display and sell my ware(s) from. This is usually in the afternoons when people are going back to their houses or moving from their business/work. In the mornings, I usually deliver supplies to my customers or display/hawk my stuff in areas outside my locality. Since I display my wares in the open, I only do so for a small part of the stock. I buy enough that I know I will manage to dispose off in the shortest time possible to avoid dust/dirt. The past three months have been rather low in sales as circulation of money has been limited as it has been a dry season. Short rains have started and Kenya being an agricultural country, money generally follows the rains. We are also getting into the holiday season and demand for my products will rise hence sales will be high.
Through my business, I have managed to pay for the upkeep of my family and meet my/our daily financial needs. I have also managed get some capital to venture into tree planting, which is a worthwhile activity towards environmental conservation.
Zidisha has generously assisted me, and I have managed to expand my business and reach more customers.
I deal with the sale of household items, usually towels for cleaning, bathing and catering. As we enter the holiday season I need to restock and boost my business.
My budget for the process is KSh 122, 000(roughly $ 1200 of which I have a deficit of KSh 62 000 ($620)
100 Bathing towels @ Ksh 500=KSh 50000
50 Baby towels @KSh 500=KSh 25000
100 dish clothes @KSh 100=KSh 10000
50 Face clothes dozen units @KSh 600=KSh 30000
100 Bathing scrappers @KSh 70= KSh 7000
Total KSh 122 000 (roughly $1 220)
I have KSh 60 000 ($600)
Deficit is KSh 62000 ($620)
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$577.00
Date disbursed
Nov 22, 2018
Repayment status
Late
Projected term
30 months
Other loans
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Amount repaid
$115.70
Amount remaining
$461.33
Expected completion
May 17, 2021
Status
Repaying late
Installment amount
$26.61
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 3, 2018 | $26.61 | Dec 3, 2018 | $26.61 |
Dec 10, 2018 | $2.96 | Dec 10, 2018 | $2.96 |
Dec 17, 2018 | $2.96 | Dec 19, 2018 | $2.96 |
Dec 24, 2018 | $2.96 | Dec 24, 2018 | $2.96 |
Dec 31, 2018 | $2.96 | Jan 1, 2019 | $2.96 |
Jan 7, 2019 | $2.96 | Jan 7, 2019 | $2.96 |
Jan 14, 2019 | $2.96 | Jan 16, 2019 | $2.96 |
Jan 21, 2019 | $2.96 | Jan 21, 2019 | $2.96 |
Jan 28, 2019 | $2.96 | Jan 29, 2019 | $2.96 |
Feb 4, 2019 | $2.96 | Feb 9, 2019 | $2.96 |
Feb 11, 2019 | $2.96 | Feb 12, 2019 | $2.96 |
Feb 18, 2019 | $1.97 | Feb 22, 2019 | $0.99 |
Feb 23, 2019 | $0.99 | ||
Feb 25, 2019 | $0.00 | ||
Mar 4, 2019 | $0.00 | ||
Mar 11, 2019 | $0.00 | ||
Mar 18, 2019 | $2.96 | Apr 19, 2019 | $2.96 |
Mar 25, 2019 | $0.00 | ||
Apr 1, 2019 | $0.00 | ||
Apr 8, 2019 | $0.00 | ||
Apr 15, 2019 | $0.00 | ||
Apr 22, 2019 | $0.49 | Apr 22, 2019 | $0.49 |
Apr 29, 2019 | $0.49 | May 1, 2019 | $0.49 |
May 6, 2019 | $0.49 | May 6, 2019 | $0.49 |
May 13, 2019 | $0.49 | May 15, 2019 | $0.49 |
May 20, 2019 | $0.49 | May 25, 2019 | $0.49 |
May 27, 2019 | $1.28 | Jun 10, 2019 | $1.28 |
Jun 3, 2019 | $0.00 | ||
Jun 10, 2019 | $0.00 | ||
Jun 17, 2019 | $0.49 | Jun 19, 2019 | $0.49 |
Jun 24, 2019 | $0.49 | Jun 24, 2019 | $0.49 |
Jul 1, 2019 | $0.49 | Jul 5, 2019 | $0.49 |
Jul 8, 2019 | $0.49 | Jul 8, 2019 | $0.49 |
Jul 15, 2019 | $0.49 | Jul 17, 2019 | $0.49 |
Jul 22, 2019 | $0.49 | Jul 28, 2019 | $0.49 |
Jul 29, 2019 | $0.00 | ||
Aug 5, 2019 | $0.49 | Aug 5, 2019 | $0.49 |
Aug 12, 2019 | $0.49 | Aug 14, 2019 | $0.49 |
Aug 19, 2019 | $0.49 | Aug 21, 2019 | $0.49 |
Aug 26, 2019 | $0.49 | Aug 28, 2019 | $0.49 |
Sep 2, 2019 | $0.49 | Sep 4, 2019 | $0.49 |
Sep 9, 2019 | $0.99 | Sep 12, 2019 | $0.99 |
Sep 16, 2019 | $0.49 | Sep 18, 2019 | $0.49 |
Sep 23, 2019 | $0.49 | Sep 18, 2019 | $0.49 |
Sep 30, 2019 | $0.49 | Oct 10, 2019 | $0.49 |
Oct 7, 2019 | $0.49 | Oct 10, 2019 | $0.49 |
Oct 14, 2019 | $0.49 | Oct 31, 2019 | $0.49 |
Oct 21, 2019 | $0.49 | Oct 31, 2019 | $0.49 |
Oct 28, 2019 | $0.49 | Oct 31, 2019 | $0.49 |
Nov 4, 2019 | $0.49 | Oct 31, 2019 | $0.25 |
Nov 5, 2019 | $0.25 | ||
Nov 11, 2019 | $0.49 | Nov 5, 2019 | $0.25 |
Nov 11, 2019 | $0.25 | ||
Nov 18, 2019 | $0.49 | Nov 11, 2019 | $0.49 |
Nov 25, 2019 | $0.49 | Nov 21, 2019 | $0.49 |
Dec 2, 2019 | $0.49 | Dec 2, 2019 | $0.49 |
Dec 9, 2019 | $0.49 | Dec 11, 2019 | $0.49 |
Dec 16, 2019 | $0.49 | Dec 19, 2019 | $0.49 |
Dec 23, 2019 | $0.49 | Dec 24, 2019 | $0.49 |
Dec 30, 2019 | $0.49 | Dec 27, 2019 | $0.49 |
Jan 6, 2020 | $0.49 | Dec 27, 2019 | $0.49 |
Jan 13, 2020 | $0.49 | Jan 5, 2020 | $0.49 |
Jan 20, 2020 | $0.49 | Jan 5, 2020 | $0.49 |
Jan 27, 2020 | $0.49 | Jan 12, 2020 | $0.49 |
Feb 3, 2020 | $0.00 | ||
Feb 10, 2020 | $0.49 | Feb 6, 2020 | $0.49 |
Feb 17, 2020 | $0.49 | Feb 6, 2020 | $0.49 |
Feb 24, 2020 | $0.49 | Feb 26, 2020 | $0.49 |
Mar 2, 2020 | $0.49 | Feb 26, 2020 | $0.49 |
Mar 9, 2020 | $0.49 | Mar 13, 2020 | $0.49 |
Mar 16, 2020 | $0.49 | Mar 20, 2020 | $0.49 |
Mar 23, 2020 | $0.49 | Mar 27, 2020 | $0.49 |
Mar 30, 2020 | $0.49 | Mar 27, 2020 | $0.49 |
Apr 6, 2020 | $0.49 | Apr 8, 2020 | $0.49 |
Apr 13, 2020 | $0.49 | Apr 8, 2020 | $0.49 |
Apr 20, 2020 | $0.49 | Apr 25, 2020 | $0.49 |
Apr 27, 2020 | $0.49 | Apr 25, 2020 | $0.49 |
May 4, 2020 | $0.00 | ||
May 11, 2020 | $0.00 | ||
May 18, 2020 | $0.50 | May 23, 2020 | $0.50 |
May 25, 2020 | $0.50 | May 23, 2020 | $0.48 |
Jun 3, 2020 | $0.02 | ||
Jun 1, 2020 | $0.50 | Jun 3, 2020 | $0.50 |
Jun 8, 2020 | $0.50 | Jun 3, 2020 | $0.46 |
Jun 3, 2020 | $0.04 | ||
Jun 15, 2020 | $0.50 | Jun 3, 2020 | $0.50 |
Jun 22, 2020 | $0.44 | Jun 3, 2020 | $0.44 |
Jun 29, 2020 | $0.50 | Jun 25, 2020 | $0.50 |
Jul 6, 2020 | $0.50 | Jun 25, 2020 | $0.48 |
Jul 10, 2020 | $0.02 | ||
Jul 13, 2020 | $0.50 | Jul 10, 2020 | $0.50 |
Jul 20, 2020 | $0.50 | Jul 10, 2020 | $0.46 |
Jul 11, 2020 | $0.04 | ||
Jul 27, 2020 | $0.50 | Jul 11, 2020 | $0.50 |
Aug 3, 2020 | $0.44 | Jul 11, 2020 | $0.44 |
Aug 10, 2020 | $0.50 | Aug 12, 2020 | $0.50 |
Aug 17, 2020 | $0.50 | Aug 12, 2020 | $0.48 |
Aug 18, 2020 | $0.02 | ||
Aug 24, 2020 | $0.50 | Aug 18, 2020 | $0.50 |
Aug 31, 2020 | $0.50 | Aug 18, 2020 | $0.46 |
Sep 2, 2020 | $0.04 | ||
Sep 7, 2020 | $0.50 | Sep 2, 2020 | $0.50 |
Sep 14, 2020 | $0.44 | Sep 2, 2020 | $0.44 |
Sep 21, 2020 | $0.50 | Sep 15, 2020 | $0.50 |
Sep 28, 2020 | $0.50 | Sep 15, 2020 | $0.48 |
Oct 1, 2020 | $0.02 | ||
Oct 5, 2020 | $0.50 | Oct 1, 2020 | $0.50 |
Oct 12, 2020 | $0.50 | Oct 1, 2020 | $0.46 |
Oct 14, 2020 | $0.04 | ||
Oct 19, 2020 | $0.50 | Oct 14, 2020 | $0.50 |
Oct 26, 2020 | $0.44 | Oct 14, 2020 | $0.44 |
Nov 2, 2020 | $0.50 | Oct 26, 2020 | $0.50 |
Nov 9, 2020 | $0.50 | Oct 26, 2020 | $0.48 |
Nov 3, 2020 | $0.02 | ||
Nov 16, 2020 | $0.50 | Nov 3, 2020 | $0.50 |
Nov 23, 2020 | $0.50 | Nov 3, 2020 | $0.46 |
Nov 26, 2020 | $0.04 | ||
Nov 30, 2020 | $0.50 | Nov 26, 2020 | $0.50 |
Dec 7, 2020 | $0.05 | Nov 26, 2020 | $0.05 |
Dec 14, 2020 | $0.50 | Dec 3, 2020 | $0.50 |
Dec 21, 2020 | $0.50 | Dec 5, 2020 | $0.50 |
Dec 28, 2020 | $0.50 | Dec 5, 2020 | $0.48 |
Dec 30, 2020 | $0.02 | ||
Jan 4, 2021 | $0.50 | Dec 30, 2020 | $0.50 |
Jan 11, 2021 | $0.50 | Dec 30, 2020 | $0.46 |
Jan 3, 2021 | $0.04 | ||
Jan 18, 2021 | $26.61 | Jan 3, 2021 | $0.95 |
Jan 26, 2021 | $0.99 | ||
Jan 29, 2021 | $0.99 | ||
Feb 3, 2021 | $0.99 | ||
Feb 10, 2021 | $0.99 | ||
Mar 11, 2021 | $0.99 | ||
Mar 12, 2021 | $0.99 | ||
Mar 17, 2021 | $0.99 | ||
Mar 20, 2021 | $0.99 | ||
Mar 27, 2021 | $0.99 | ||
Apr 10, 2021 | $0.99 | ||
May 17, 2021 | $0.99 | ||
Jan 25, 2021 | $26.61 | ||
Feb 1, 2021 | $26.61 | ||
Feb 8, 2021 | $26.61 | ||
Feb 15, 2021 | $26.61 | ||
Feb 22, 2021 | $26.61 | ||
Mar 1, 2021 | $26.61 | ||
Mar 8, 2021 | $26.61 | ||
Mar 15, 2021 | $26.61 | ||
Mar 22, 2021 | $26.61 | ||
Mar 29, 2021 | $26.61 | ||
Apr 5, 2021 | $26.61 | ||
Apr 12, 2021 | $26.61 | ||
Apr 19, 2021 | $26.61 | ||
Apr 26, 2021 | $26.61 | ||
May 3, 2021 | $26.61 | ||
May 10, 2021 | $26.61 | ||
May 17, 2021 | $20.80 |
BernadetteV Mar 21, 2021
BernadetteV Nov 5, 2018
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