Rachel
Nakuru, Kenya
18% repaid
Name
Rachel
Member since
January 2015
On-time repayments
307 installments • 77%
My full name is Rachel Wanjiru Njuguna. I am married with one son. I grew up on a farm with my 4 siblings. My dad is a farmer and he has been very kind in mentoring me and showing me how to go about farming. I have done potato farming for the last two years. I started with one acre and last year I did two acres.
I have a diploma in marketing management. Apart from farming, I work as an accounts clerk in a hotel.
I started potato farming with my savings. My dad encouraged me to think outside of the box and start farming.
In 2011, I gave birth to my son and I decided to be a stay at home mum until January 2014 so that my son could get the best care. It was not easy because my husband's income was not much. I started saving from the money he left me for daily use. I joined women's groups and this has really helped me to save and support my family.
From this experience, I have become very passionate about women's empowerment and I really encourage the women I interact with to save and work hard. I hope one day to have an organization that supports women.
I do potato farming. Potatoes are always in demand in Kenya. Apart from the french fries which are consumed daily in hotels, potatoes have many other uses. I chose potato farming because, having grown up in a farm, I have seen how farming can change peoples' lives. My dad was able to educate the 5 of us through farming. Farming also has good returns when done properly.
The typical costs in potato farming are: seeds, fertilizer, labour and pesticides. One spends like 35,000 in an acre and you get a profit of 30,000 to 40,000 within 3 months. I use the profit I get in educating my son, for reinvestment and for house expenses.
My plan is to be able to do more than 50 acres with time. I am requesting this loan because I believe I can start small and go very far.
I will use the money to buy more chicks and chicken feed.
I will use the money to also get more stock for my shoe shop. The shoe fashion changed often and I want to be able to stock my shop with the latest fashion. am also planning on getting a second shop.
This will help me increase my income and I can also be able to invest in assets.
Am expecting a 50% increase in my weekly profits. This will enable me meet my financial obligations with much ease.
my name are Rachel wanjiru. I am a farmer and a businesswoman. I am also employed as an accountant.
I am a single mum with one child who is now 8 years old. I separated from my husband 2 years ago and it has not been easy especially financially.
I work Soo hard to provide for my son so that he can have a good education and life in general.
This year has been particularly challenging because of the economic situation in Kenya and also the weather change
The last loan I got really helped me financially. The weather was not good the the crop production was not good.
I also started chicken farming in August and that helped a lot with my financial situation.
This year in January I opened a shoe shop and it has been doing very well.
I also have a monthly salary where I am employed as an accountant.
I will use the money to buy more chicks and chicken feed.
I will use the money to also get more stock for my shoe shop. The shoe fashion changed often and I want to be able to stock my shop with the latest fashion. am also planning on getting a second shop.
This will help me increase my income and I can also be able to invest in assets.
Am expecting a 50% increase in my weekly profits. This will enable me meet my financial obligations with much ease.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$3,708.00
Date disbursed
Jun 4, 2019
Repayment status
Late
Projected term
27 months
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Amount repaid
$673.23
Amount remaining
$3,034.83
Expected completion
Aug 22, 2021
Status
Repaying late
Installment amount
$11.12
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 16, 2019 | $116.28 | Jun 19, 2019 | $116.28 |
Jun 16, 2019 | $0.00 | ||
Jun 23, 2019 | $9.85 | Jun 24, 2019 | $9.85 |
Jun 30, 2019 | $9.85 | Jul 28, 2019 | $9.85 |
Jul 7, 2019 | $9.85 | Jul 28, 2019 | $9.85 |
Jul 14, 2019 | $9.85 | Jul 28, 2019 | $9.85 |
Jul 21, 2019 | $9.85 | Jul 28, 2019 | $9.85 |
Jul 28, 2019 | $9.85 | Jul 28, 2019 | $9.85 |
Aug 4, 2019 | $0.00 | ||
Aug 11, 2019 | $0.00 | ||
Aug 18, 2019 | $0.00 | ||
Aug 25, 2019 | $49.27 | Aug 25, 2019 | $49.27 |
Sep 1, 2019 | $0.00 | ||
Sep 8, 2019 | $0.00 | ||
Sep 15, 2019 | $0.00 | ||
Sep 22, 2019 | $0.00 | ||
Sep 29, 2019 | $0.00 | ||
Oct 6, 2019 | $19.71 | Oct 2, 2019 | $19.71 |
Oct 13, 2019 | $19.71 | Oct 12, 2019 | $19.71 |
Oct 20, 2019 | $19.71 | Oct 21, 2019 | $19.71 |
Oct 27, 2019 | $19.71 | Oct 30, 2019 | $19.71 |
Nov 3, 2019 | $19.71 | Nov 2, 2019 | $19.71 |
Nov 10, 2019 | $29.56 | Nov 12, 2019 | $29.56 |
Nov 17, 2019 | $29.56 | Nov 28, 2019 | $29.56 |
Nov 24, 2019 | $29.56 | Dec 5, 2019 | $29.56 |
Dec 1, 2019 | $29.56 | Dec 12, 2019 | $29.56 |
Dec 8, 2019 | $29.56 | Dec 14, 2019 | $29.56 |
Dec 15, 2019 | $0.00 | ||
Dec 22, 2019 | $0.00 | ||
Dec 29, 2019 | $29.56 | Jan 1, 2020 | $29.56 |
Jan 5, 2020 | $0.00 | ||
Jan 12, 2020 | $0.00 | ||
Jan 19, 2020 | $9.85 | Jan 31, 2020 | $9.85 |
Jan 26, 2020 | $9.85 | Jan 31, 2020 | $9.85 |
Feb 2, 2020 | $9.85 | Feb 9, 2020 | $9.85 |
Feb 9, 2020 | $9.85 | Feb 9, 2020 | $9.85 |
Feb 16, 2020 | $9.85 | Feb 25, 2020 | $9.85 |
Feb 23, 2020 | $9.85 | Feb 25, 2020 | $9.85 |
Mar 1, 2020 | $9.85 | Mar 13, 2020 | $9.85 |
Mar 8, 2020 | $9.85 | Mar 13, 2020 | $9.85 |
Mar 15, 2020 | $9.85 | Mar 24, 2020 | $9.85 |
Mar 22, 2020 | $9.85 | Mar 24, 2020 | $9.85 |
Mar 29, 2020 | $9.85 | Apr 4, 2020 | $9.85 |
Apr 5, 2020 | $1.97 | Apr 16, 2020 | $1.97 |
Apr 12, 2020 | $1.97 | Apr 16, 2020 | $0.99 |
Apr 27, 2020 | $0.99 | ||
Apr 19, 2020 | $1.97 | Apr 27, 2020 | $1.97 |
Apr 26, 2020 | $1.97 | Apr 27, 2020 | $1.97 |
May 3, 2020 | $1.97 | May 5, 2020 | $1.97 |
May 10, 2020 | $0.00 | ||
May 17, 2020 | $0.00 | ||
May 24, 2020 | $2.97 | May 18, 2020 | $2.97 |
May 31, 2020 | $2.97 | May 18, 2020 | $2.97 |
Jun 7, 2020 | $2.97 | Jun 16, 2020 | $2.97 |
Jun 14, 2020 | $2.97 | Jun 16, 2020 | $0.48 |
Jun 23, 2020 | $2.48 | ||
Jun 21, 2020 | $2.97 | Jun 23, 2020 | $0.97 |
Jul 12, 2020 | $2.00 | ||
Jun 28, 2020 | $4.90 | Jul 12, 2020 | $4.90 |
Jul 5, 2020 | $0.00 | ||
Jul 12, 2020 | $0.00 | ||
Jul 19, 2020 | $0.00 | ||
Jul 26, 2020 | $0.00 | ||
Aug 2, 2020 | $1.98 | Aug 4, 2020 | $1.98 |
Aug 9, 2020 | $1.98 | Aug 28, 2020 | $1.98 |
Aug 16, 2020 | $1.96 | Aug 28, 2020 | $1.96 |
Aug 23, 2020 | $0.00 | ||
Aug 30, 2020 | $0.00 | ||
Sep 6, 2020 | $0.00 | ||
Sep 13, 2020 | $4.94 | Sep 22, 2020 | $4.94 |
Sep 20, 2020 | $4.94 | Oct 1, 2020 | $4.94 |
Sep 27, 2020 | $4.94 | Oct 8, 2020 | $4.94 |
Oct 4, 2020 | $0.00 | ||
Oct 11, 2020 | $0.00 | ||
Oct 18, 2020 | $1.00 | Oct 20, 2020 | $1.00 |
Oct 25, 2020 | $1.00 | Oct 31, 2020 | $1.00 |
Nov 1, 2020 | $1.00 | Oct 31, 2020 | $1.00 |
Nov 8, 2020 | $1.00 | Nov 8, 2020 | $1.00 |
Nov 15, 2020 | $1.00 | Nov 17, 2020 | $1.00 |
Nov 22, 2020 | $0.00 | ||
Nov 29, 2020 | $1.00 | Dec 1, 2020 | $1.00 |
Dec 6, 2020 | $1.00 | Dec 1, 2020 | $1.00 |
Dec 13, 2020 | $1.00 | Dec 15, 2020 | $1.00 |
Dec 20, 2020 | $1.00 | Dec 15, 2020 | $1.00 |
Dec 27, 2020 | $1.00 | Dec 29, 2020 | $0.99 |
Jan 5, 2021 | $0.01 | ||
Jan 3, 2021 | $1.00 | Jan 5, 2021 | $1.00 |
Jan 10, 2021 | $1.00 | Jan 12, 2021 | $0.99 |
Jan 28, 2021 | $0.01 | ||
Jan 17, 2021 | $1.98 | Jan 28, 2021 | $1.98 |
Jan 24, 2021 | $0.00 | ||
Jan 31, 2021 | $0.00 | ||
Feb 7, 2021 | $0.00 | ||
Feb 14, 2021 | $0.00 | ||
Feb 21, 2021 | $0.00 | ||
Feb 28, 2021 | $11.12 | ||
Mar 7, 2021 | $11.12 | ||
Mar 14, 2021 | $11.12 | ||
Mar 21, 2021 | $11.12 | ||
Mar 28, 2021 | $11.12 | ||
Apr 4, 2021 | $142.62 | ||
Apr 11, 2021 | $142.62 | ||
Apr 18, 2021 | $142.62 | ||
Apr 25, 2021 | $142.62 | ||
May 2, 2021 | $142.62 | ||
May 9, 2021 | $142.62 | ||
May 16, 2021 | $142.62 | ||
May 23, 2021 | $142.62 | ||
May 30, 2021 | $142.62 | ||
Jun 6, 2021 | $142.62 | ||
Jun 13, 2021 | $142.62 | ||
Jun 20, 2021 | $142.62 | ||
Jun 27, 2021 | $142.62 | ||
Jul 4, 2021 | $142.62 | ||
Jul 11, 2021 | $142.62 | ||
Jul 18, 2021 | $142.62 | ||
Jul 25, 2021 | $142.62 | ||
Aug 1, 2021 | $142.62 | ||
Aug 8, 2021 | $142.62 | ||
Aug 15, 2021 | $142.62 | ||
Aug 22, 2021 | $126.84 |
Katja Mar 29, 2017
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