Julius
Kayole, Kenya
39% repaid
Name
Julius
Member since
March 2014
On-time repayments
184 installments • 29%
Am Julius Ouma Nyandega I come from Homabay county ,Rachounyo north district,east karachuonyo division, Rambira location,kamser sub location kanyango village.Am a teacher by profession Diploma level.I started the school business with a goal of changing life of orphans and vulnerable pupils through quality education and getting some funds for my survival. Have purchased text books, desk and some households since I started. We have also enabled some disadvantaged families to access primary and secondary education. My hobbies is reading novel and watching football.
The services my school offers is quality education to our pupils. There is demand for our services because we offer quality to our customers and in addition to that, we are currently supporting twenty vulnerable and orphans children's at no cost. My customers prefer our services because, they trust service delivery rendered to their pupils compared to our competitors.In 2008 when the vision of helping vulnerable and orphaned children access education was conceived, with an aim to promote millennium goal 2 which promotes primary education for all children, there was an inner drive that could be seen in terms of effort. This saw the birth of St. Francis Progressive Learners Centre. The center began with 5 children and has grown to current 212 children within the age bracket 3 years to 15 years. The center is driven by a passion for compassion and holistic child care for Child in Especially Difficult Circumstance (CDC), Child in Need of Special Care and Protection (CNSCP), Orphaned and Vulnerable Child. My business is more profitable because we have a total of 212 pupils and only 20 pupils are supported at no cost, hence there is surety of repaying the loan perfectly. Our customers are just members of the community, currently we have 212 pupils. I will use the loan to buy more textbooks that will help reduce our textbook to pupil ratio from 1:4 to 1:2.I will also use the loan to expand our feeding programme. We expect to admit more pupils after this is achieved. My monthly collection is 2344USD and my expense per month is USD1704.I use my profit to re invest,home improvement and support orphans and vulnerable children's
I will use the loan to purchase textbooks of Maths,Science,English and Life skills costing $705 and purchase 20kg of beans, 20kg of maize, 30kg of rice and 50kg of maize flour costing $352 to expand my feeding programme.The benefit will be improved academic performance by pupils,Improved admission of pupils as a result of good performance,More profit from the expanded feeding programme hence more support of orphans and vulnerable child because is it from this profit that we support them at no cost.I expect to make a profit of $104 per month.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,048.00
Date disbursed
Jan 4, 2015
Repayment status
Late
Projected term
35 months
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Amount repaid
$522.74
Amount remaining
$821.04
Expected completion
Nov 26, 2017
Status
Repaying late
Installment amount
$11.24
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 11, 2015 | $31.82 | Jan 11, 2015 | $31.82 |
Jan 18, 2015 | $31.82 | Jan 18, 2015 | $31.82 |
Jan 25, 2015 | $31.82 | Jan 26, 2015 | $31.82 |
Feb 1, 2015 | $31.82 | Feb 2, 2015 | $31.82 |
Feb 8, 2015 | $31.82 | Feb 18, 2015 | $31.82 |
Feb 15, 2015 | $31.82 | Feb 25, 2015 | $31.82 |
Feb 22, 2015 | $31.82 | Mar 9, 2015 | $31.82 |
Mar 1, 2015 | $0.00 | ||
Mar 8, 2015 | $0.00 | ||
Mar 15, 2015 | $0.00 | ||
Mar 22, 2015 | $0.00 | ||
Mar 29, 2015 | $0.00 | ||
Apr 5, 2015 | $11.24 | Mar 31, 2015 | $11.24 |
Apr 12, 2015 | $11.24 | Apr 20, 2015 | $11.24 |
Apr 19, 2015 | $11.24 | Apr 20, 2015 | $11.24 |
Apr 26, 2015 | $11.24 | May 3, 2015 | $11.24 |
May 3, 2015 | $11.24 | May 10, 2015 | $11.24 |
May 10, 2015 | $11.24 | May 31, 2015 | $11.24 |
May 17, 2015 | $11.24 | May 31, 2015 | $11.24 |
May 24, 2015 | $11.24 | Jun 10, 2015 | $11.24 |
May 31, 2015 | $11.24 | Jun 11, 2015 | $11.24 |
Jun 7, 2015 | $11.24 | Jun 14, 2015 | $11.24 |
Jun 14, 2015 | $0.00 | ||
Jun 21, 2015 | $22.47 | Jun 21, 2015 | $22.47 |
Jun 28, 2015 | $11.24 | Jul 14, 2015 | $11.24 |
Jul 5, 2015 | $0.00 | ||
Jul 12, 2015 | $0.00 | ||
Jul 19, 2015 | $0.00 | ||
Jul 26, 2015 | $0.00 | ||
Aug 2, 2015 | $0.00 | ||
Aug 9, 2015 | $11.24 | Aug 16, 2015 | $11.24 |
Aug 16, 2015 | $11.24 | Sep 6, 2015 | $11.24 |
Aug 23, 2015 | $11.24 | Sep 13, 2015 | $11.24 |
Aug 30, 2015 | $0.00 | ||
Sep 6, 2015 | $0.00 | ||
Sep 13, 2015 | $0.00 | ||
Sep 20, 2015 | $0.00 | ||
Sep 27, 2015 | $0.00 | ||
Oct 4, 2015 | $11.24 | Jan 3, 2016 | $11.24 |
Oct 11, 2015 | $0.00 | ||
Oct 18, 2015 | $0.00 | ||
Oct 25, 2015 | $0.00 | ||
Nov 1, 2015 | $0.00 | ||
Nov 8, 2015 | $0.00 | ||
Nov 15, 2015 | $0.00 | ||
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $0.00 | ||
Dec 27, 2015 | $0.00 | ||
Jan 3, 2016 | $0.00 | ||
Jan 10, 2016 | $0.00 | ||
Jan 17, 2016 | $0.00 | ||
Jan 24, 2016 | $11.24 | Feb 15, 2016 | $5.62 |
Feb 18, 2016 | $5.62 | ||
Jan 31, 2016 | $5.62 | Feb 18, 2016 | $5.62 |
Feb 7, 2016 | $0.00 | ||
Feb 14, 2016 | $0.00 | ||
Feb 21, 2016 | $0.00 | ||
Feb 28, 2016 | $5.62 | Mar 9, 2016 | $5.62 |
Mar 6, 2016 | $5.62 | Mar 9, 2016 | $5.62 |
Mar 13, 2016 | $5.62 | Mar 10, 2016 | $5.62 |
Mar 20, 2016 | $22.47 | Apr 3, 2016 | $22.47 |
Mar 27, 2016 | $22.47 | Apr 3, 2016 | $22.47 |
Apr 3, 2016 | $22.47 | Apr 3, 2016 | $22.47 |
Apr 10, 2016 | $0.00 | ||
Apr 17, 2016 | $0.00 | ||
Apr 24, 2016 | $0.00 | ||
May 1, 2016 | $7.87 | Jul 4, 2016 | $7.87 |
May 8, 2016 | $0.00 | ||
May 15, 2016 | $0.00 | ||
May 22, 2016 | $0.00 | ||
May 29, 2016 | $0.00 | ||
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $11.24 | ||
Jul 17, 2016 | $11.24 | ||
Jul 24, 2016 | $11.24 | ||
Jul 31, 2016 | $11.24 | ||
Aug 7, 2016 | $11.24 | ||
Aug 14, 2016 | $11.24 | ||
Aug 21, 2016 | $11.24 | ||
Aug 28, 2016 | $11.24 | ||
Sep 4, 2016 | $11.24 | ||
Sep 11, 2016 | $11.24 | ||
Sep 18, 2016 | $11.24 | ||
Sep 25, 2016 | $11.24 | ||
Oct 2, 2016 | $11.24 | ||
Oct 9, 2016 | $11.24 | ||
Oct 16, 2016 | $11.24 | ||
Oct 23, 2016 | $11.24 | ||
Oct 30, 2016 | $11.24 | ||
Nov 6, 2016 | $11.24 | ||
Nov 13, 2016 | $11.24 | ||
Nov 20, 2016 | $11.24 | ||
Nov 27, 2016 | $11.24 | ||
Dec 4, 2016 | $11.24 | ||
Dec 11, 2016 | $11.24 | ||
Dec 18, 2016 | $11.24 | ||
Dec 25, 2016 | $11.24 | ||
Jan 1, 2017 | $11.24 | ||
Jan 8, 2017 | $11.24 | ||
Jan 15, 2017 | $11.24 | ||
Jan 22, 2017 | $11.24 | ||
Jan 29, 2017 | $11.24 | ||
Feb 5, 2017 | $11.24 | ||
Feb 12, 2017 | $11.24 | ||
Feb 19, 2017 | $11.24 | ||
Feb 26, 2017 | $11.24 | ||
Mar 5, 2017 | $11.24 | ||
Mar 12, 2017 | $11.24 | ||
Mar 19, 2017 | $11.24 | ||
Mar 26, 2017 | $11.24 | ||
Apr 2, 2017 | $11.24 | ||
Apr 9, 2017 | $11.24 | ||
Apr 16, 2017 | $11.24 | ||
Apr 23, 2017 | $11.24 | ||
Apr 30, 2017 | $11.24 | ||
May 7, 2017 | $11.24 | ||
May 14, 2017 | $11.24 | ||
May 21, 2017 | $11.24 | ||
May 28, 2017 | $11.24 | ||
Jun 4, 2017 | $11.24 | ||
Jun 11, 2017 | $11.24 | ||
Jun 18, 2017 | $11.24 | ||
Jun 25, 2017 | $11.24 | ||
Jul 2, 2017 | $11.24 | ||
Jul 9, 2017 | $11.24 | ||
Jul 16, 2017 | $11.24 | ||
Jul 23, 2017 | $11.24 | ||
Jul 30, 2017 | $11.24 | ||
Aug 6, 2017 | $11.24 | ||
Aug 13, 2017 | $11.24 | ||
Aug 20, 2017 | $11.24 | ||
Aug 27, 2017 | $11.24 | ||
Sep 3, 2017 | $11.24 | ||
Sep 10, 2017 | $11.24 | ||
Sep 17, 2017 | $11.24 | ||
Sep 24, 2017 | $11.24 | ||
Oct 1, 2017 | $11.24 | ||
Oct 8, 2017 | $11.24 | ||
Oct 15, 2017 | $11.24 | ||
Oct 22, 2017 | $11.24 | ||
Oct 29, 2017 | $11.24 | ||
Nov 5, 2017 | $11.24 | ||
Nov 12, 2017 | $11.24 | ||
Nov 19, 2017 | $11.24 | ||
Nov 26, 2017 | $12.06 |
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