Entrepreneur
Name
Rachael
Member since
September 2012
On-time repayments
87 installments • 9%
About Me
I live in Kiptangwanyi shopping center which is approximately 43km from Nakuru town. Nakuru town is our nearest major town within this area. I am married with two beautiful daughters. I live in plot number 432 at the shopping center where I carry out my business with my family. I was born in nandi hills and took my education upto form four on those areas, we later came to nakuru county after post election violence. My business entails a retail shop and a grocery shop at the shopping center. The loan i took from zidisha has real improved my business, very soon i would also wish to be a lender.
My Business
My business entails retail shop and a grocery shop at the shopping center. mostly i have stocked general commodities that are favourable to the local community.I also sell arsorted fruits and vegatables at the moment i have started stocking grains like maize and beans. The goods that I sell range from mere foodstuffs, home ware items as well as cereals and shop commodities. The main challenges that this business encounters are drought and fluctuating prices of fuel which adversely affects the whole of energy industry. i also encounter the challenge of getting good stock in good time, with my third loan am planning to deal with transportation problem by buying a motor bike/car.
Loan Proposal
First i would wish to thank our almighty God for this far He has brought me and my buiness. I do also thank zidisha and the lending group and may the almighty God bless them, this will be my third loan from zidisha. My business has been doing very well despite one or two challenges here and there, i was able to overcome them and repaid my loan earlier. I am planning to start another business which i was introduced by my friend, this is a business of buying grains like maize and beans and reselling them again, this is the high season of harvesting in some areas and i want to take the opportunity of of buying as much produce as i can. God willing am planning to buy a pickup or a van to easen my transportation, with this loan am planning to save each and every coin and repay the loan within the shortest time possible.
Feedback
Positive
18
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,349.00
Date disbursed
Sep 4, 2013
Repayment status
Late
Projected term
80 months
Other loans
Lenders
Tübingen, Germany
United States
Osaka, Japan
Asheville, United States
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Summary
Amount repaid
$145.86
Amount remaining
$2,011.61
Expected completion
May 15, 2020
Status
Repaying late
Installment amount
$34.48
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 15, 2013 | $72.20 | Oct 3, 2013 | $72.20 |
| Nov 14, 2013 | $72.20 | Oct 3, 2013 | $0.10 |
| Nov 18, 2013 | $72.09 | ||
| Dec 14, 2013 | $1.47 | Nov 18, 2013 | $1.47 |
| Jan 14, 2014 | $34.48 | ||
| Feb 14, 2014 | $34.48 | ||
| Mar 15, 2014 | $34.48 | ||
| Apr 15, 2014 | $34.48 | ||
| May 15, 2014 | $34.48 | ||
| Jun 15, 2014 | $34.48 | ||
| Jul 15, 2014 | $34.48 | ||
| Aug 15, 2014 | $34.48 | ||
| Sep 15, 2014 | $34.48 | ||
| Oct 15, 2014 | $34.48 | ||
| Nov 14, 2014 | $34.48 | ||
| Dec 14, 2014 | $34.48 | ||
| Jan 14, 2015 | $34.48 | ||
| Feb 14, 2015 | $34.48 | ||
| Mar 15, 2015 | $34.48 | ||
| Apr 15, 2015 | $34.48 | ||
| May 15, 2015 | $34.48 | ||
| Jun 15, 2015 | $34.48 | ||
| Jul 15, 2015 | $34.48 | ||
| Aug 15, 2015 | $34.48 | ||
| Sep 15, 2015 | $34.48 | ||
| Oct 15, 2015 | $34.48 | ||
| Nov 14, 2015 | $34.48 | ||
| Dec 14, 2015 | $34.48 | ||
| Jan 14, 2016 | $34.48 | ||
| Feb 14, 2016 | $34.48 | ||
| Mar 15, 2016 | $34.48 | ||
| Apr 15, 2016 | $34.48 | ||
| May 15, 2016 | $34.48 | ||
| Jun 15, 2016 | $34.48 | ||
| Jul 15, 2016 | $34.48 | ||
| Aug 15, 2016 | $34.48 | ||
| Sep 15, 2016 | $34.48 | ||
| Oct 15, 2016 | $34.48 | ||
| Nov 14, 2016 | $34.48 | ||
| Dec 14, 2016 | $34.48 | ||
| Jan 14, 2017 | $34.48 | ||
| Feb 14, 2017 | $34.48 | ||
| Mar 15, 2017 | $34.48 | ||
| Apr 15, 2017 | $34.48 | ||
| May 15, 2017 | $34.48 | ||
| Jun 15, 2017 | $34.48 | ||
| Jul 15, 2017 | $34.48 | ||
| Aug 15, 2017 | $34.48 | ||
| Sep 15, 2017 | $34.48 | ||
| Oct 15, 2017 | $34.48 | ||
| Nov 14, 2017 | $34.48 | ||
| Dec 14, 2017 | $34.48 | ||
| Jan 14, 2018 | $34.48 | ||
| Feb 14, 2018 | $34.48 | ||
| Mar 15, 2018 | $34.48 | ||
| Apr 15, 2018 | $34.48 | ||
| May 15, 2018 | $34.48 | ||
| Jun 15, 2018 | $34.48 | ||
| Jul 15, 2018 | $34.48 | ||
| Aug 15, 2018 | $34.48 | ||
| Sep 15, 2018 | $34.48 | ||
| Oct 15, 2018 | $34.48 | ||
| Nov 14, 2018 | $11.61 | ||
| Dec 14, 2018 | $0.00 | ||
| Jan 14, 2019 | $0.00 | ||
| Feb 14, 2019 | $0.00 | ||
| Mar 15, 2019 | $0.00 | ||
| Apr 15, 2019 | $0.00 | ||
| May 15, 2019 | $0.00 | ||
| Jun 15, 2019 | $0.00 | ||
| Jul 15, 2019 | $0.00 | ||
| Aug 15, 2019 | $0.00 | ||
| Sep 15, 2019 | $0.00 | ||
| Oct 15, 2019 | $0.00 | ||
| Nov 14, 2019 | $0.00 | ||
| Dec 14, 2019 | $0.00 | ||
| Jan 14, 2020 | $0.00 | ||
| Feb 14, 2020 | $0.00 | ||
| Mar 15, 2020 | $0.00 | ||
| Apr 15, 2020 | $0.00 | ||
| May 15, 2020 | $0.00 | ||
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