Ernestina
Berekum, Ghana
19% repaid
Name
Ernestina
Member since
January 2015
On-time repayments
175 installments • 83%
I live in Berekum in the Brong Ahafo Region of Ghana. I am named Ernestina Timaa of House Number SE/334 in the Berekum Municipality. I have six siblings and I am the second born of my parents. I had my Junior High School at Berekum R/C “A” and feather at Berekum Senior High School (BESS). I have my own headdresser shop, also in Berekum Municipality. Reading, cooking and playing ludo are my hobbies.
I opened my own headdresser shop in the year 2012 with name “IT SHALL BE WELL” in Berekum Municipality after pursuing my Senior High Certificate. My dream was to further my education at the university, but, unfortunately, the amount the university demanded was very huge. So my mother took me to “KEEP ON HEADDRESSER SHOP” to be trained to become a perfect headdresser, because of financial problems we were facing in the first place.
So I just did what my mum wished me to do, and by the grace of God, I am now a perfect/master in headresser. I have five (5) apprentices who are learning from me what I learnt somewhere in Berekum. Every hairstyle has its price and the lower of the price costs $12 and where my shop is very well known, so it’s patronizing as well. I also sell hairs, including Brazilian hair, Obaasima hair and Super star in my IT SHALL BE WELL shop.
If the things goes well for me, I will further my education, because education is my perfect dream.
Nowadays, every woman needs their hair to be beautiful, shiny, and bright, so they always buy hair to mix with their natural ones. In my community, people always hired a car to [drive to another place and] dress their hair. However, from the day my shop established till now, I haven’t seen any single person hiring a car to dress their hair. So that kicked my heart to establish the shop in my own community. My business is booming as well, so I need to add hairs, a hair dryer, cream, and any other equipment to support my business. Even my shop needs to be renovated, but my amount can’t do all this and support my mother financially. That’s why I am pleading to Zidisha and lenders to come to my aid and support me in expanding my business. I will always abide by the rules and regulations governing Zidisha. Thank you.
I live in Berekum in the Brong Ahafo Region of Ghana, I am named Ernestina Timaa of House Number SE/334 in the Berekum Municipality. I have six siblings and the second born of my parents. I had my Junior High School at Berekum R/C “A” and feather at Berekum Senior High School (BESS). I have my own Headdresser shop also in Berekum Municipality. Reading, cooking and playing ludo are my hobbies.
I opened my own Headdresser shop in the year 2012 with name “IT SHALL BE WELL” in Berekum Municipality after pursued my Senior High Certificate. My dream was to further my education at the University, but unfortunately, the Amount University demanding was very huge. So my mother took me to “KEEP ON HEADDRESSER SHOP” to be train to become a perfect in Headdresser, because of financial problems we were facing in the first place. So I just did what my mum wishes me to do, by the grace of God, I am now a perfect/master in Headresser. I am having five (5) apprentices who are learning from me as what I learnt from somewhere in Berekum. Every hair style has it price and the lower of the price cost $12 and where my shop is very well known, so it’s patronizing as well. I am also selling hairs including Brazilian hair, Obaasima hair and Super star in my IT SHALL BE WELL SHOP. If the things goes well for me I will further my education, because education is my perfect dream.
Nowadays, every woman needs their hair to be beautiful, shiny, and bright, so they always buy hair to mix with their natural ones. In my community, people always hired a car to [drive to another place and] dress their hair. However, from the day my shop established till now, I haven’t seen any single person hiring a car to dress their hair. So that kicked my heart to establish the shop in my own community. My business is booming as well, so I need to add hairs, a hair dryer, cream, and any other equipment to support my business. Even my shop needs to be renovated, but my amount can’t do all this and support my mother financially. That’s why I am pleading to Zidisha and lenders to come to my aid and support me in expanding my business. I will always abide by the rules and regulations governing Zidisha. Thank you.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$992.00
Date disbursed
Sep 25, 2017
Repayment status
Late
Projected term
47 months
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Amount repaid
$183.86
Amount remaining
$807.59
Expected completion
Sep 23, 2018
Status
Repaying late
Installment amount
$4.60
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 8, 2017 | $68.95 | Oct 8, 2017 | $68.95 |
Oct 15, 2017 | $4.60 | Oct 15, 2017 | $4.60 |
Oct 22, 2017 | $4.60 | Oct 20, 2017 | $4.60 |
Oct 29, 2017 | $4.60 | Oct 30, 2017 | $4.60 |
Nov 5, 2017 | $4.60 | Nov 5, 2017 | $4.60 |
Nov 12, 2017 | $4.60 | Nov 11, 2017 | $4.60 |
Nov 19, 2017 | $4.60 | Nov 19, 2017 | $4.60 |
Nov 26, 2017 | $4.60 | Nov 24, 2017 | $4.60 |
Dec 3, 2017 | $4.60 | Dec 9, 2017 | $4.60 |
Dec 10, 2017 | $4.60 | Dec 9, 2017 | $4.60 |
Dec 17, 2017 | $4.60 | Dec 28, 2017 | $4.60 |
Dec 24, 2017 | $4.60 | Dec 28, 2017 | $4.60 |
Dec 31, 2017 | $4.60 | Jan 7, 2018 | $0.46 |
Jan 7, 2018 | $4.14 | ||
Jan 7, 2018 | $4.60 | Jan 12, 2018 | $4.60 |
Jan 14, 2018 | $4.60 | Jan 12, 2018 | $4.60 |
Jan 21, 2018 | $4.60 | Jan 22, 2018 | $4.60 |
Jan 28, 2018 | $4.60 | Jan 28, 2018 | $4.60 |
Feb 4, 2018 | $4.60 | Feb 9, 2018 | $4.60 |
Feb 11, 2018 | $4.60 | Feb 16, 2018 | $4.60 |
Feb 18, 2018 | $4.60 | Feb 16, 2018 | $4.60 |
Feb 25, 2018 | $4.60 | Mar 15, 2018 | $4.60 |
Mar 4, 2018 | $4.60 | Mar 15, 2018 | $4.60 |
Mar 11, 2018 | $4.60 | Mar 15, 2018 | $4.60 |
Mar 18, 2018 | $4.60 | Apr 27, 2018 | $4.60 |
Mar 25, 2018 | $4.60 | Apr 27, 2018 | $4.60 |
Apr 1, 2018 | $4.60 | Apr 30, 2018 | $4.60 |
Apr 8, 2018 | $4.60 | ||
Apr 15, 2018 | $4.60 | ||
Apr 22, 2018 | $4.60 | ||
Apr 29, 2018 | $4.60 | ||
May 6, 2018 | $38.15 | ||
May 13, 2018 | $38.15 | ||
May 20, 2018 | $38.15 | ||
May 27, 2018 | $38.15 | ||
Jun 3, 2018 | $38.15 | ||
Jun 10, 2018 | $38.15 | ||
Jun 17, 2018 | $38.15 | ||
Jun 24, 2018 | $38.15 | ||
Jul 1, 2018 | $38.15 | ||
Jul 8, 2018 | $38.15 | ||
Jul 15, 2018 | $38.15 | ||
Jul 22, 2018 | $38.15 | ||
Jul 29, 2018 | $38.15 | ||
Aug 5, 2018 | $38.15 | ||
Aug 12, 2018 | $38.15 | ||
Aug 19, 2018 | $38.15 | ||
Aug 26, 2018 | $38.15 | ||
Sep 2, 2018 | $38.15 | ||
Sep 9, 2018 | $38.15 | ||
Sep 16, 2018 | $38.15 | ||
Sep 23, 2018 | $26.20 |
BernadetteV Aug 21, 2017
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