Healthy living

Josephine

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Josephine

Member since

April 2017

On-time repayments

52 installments  •  77%

About Me

My names are josephine muthoni ndungu, I am a Kenyan by nationality,happily married and a mother of two children, both boys, I am the first born in a family of three, raised by a single mother, being the eldest in our family my siblings look upto me for help, though fortunate to learn upto secondary school level, I wasn't able to proceed with my education higher education, this brought a challenge since getting a job without a cause is not easy, I am a born again Christian, apart from helping to take care of our family I also try the best I can to help my mother and siblings,

My Business

I am a cook, dealing in snacks and pudding which I make from home and supply to selected clients, due to financial constraints, I am limited to work on a very small scale, with enough finances I hope to get enough packaging materials, and also to make for food, and in the long term start doing bigger deliveries with motorcycles and then start a cafe, I hope and pray that even as I work hard I will be able to get a loan to expand on my business, thank you in advance

Loan Proposal

Like they say Rome wasn't built in a day, I am still in the process of buying materials for my business, at the moment I am concentrating on getting enough packaging materials, while at the same time trying to cop with our country's changing laws, we are no longer allowed to use plastic bags, polythene has been banned in Kenya, that means I now have to get alternative materials to use, available but more expensive, let me take this opportunity to thank you in advance, God bless

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$17.00

Date disbursed

Sep 10, 2017

Repayment status

On Time

Projected term

8 weeks

Lenders

Elise E

United States

Ed

Howells, United States

Deirdre

Yorkshire, United Kingdom

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  • Josephine    Feb 2, 2018

    I would be more comfortable paying this amount for now, ill adjust later

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  • Josephine    Jan 23, 2018

    I have recieved the funds thank you

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  • Josephine    Jan 21, 2018

    Thank you for funding my loan, ill buy some hot pots to help in keeping food warm

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  • Josephine    Dec 18, 2017

    My business is becoming better thanks to the zidisha group, the changes are noticeable by all clients, I see myself reaching goals that I had set my eyes on, I have faith that as we progress it will get better and better,may our god God bless abundantly

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  • Josephine    Dec 16, 2017

    My business is becoming better thanks to the zidisha group, the changes are noticeable by all clients, I see myself reaching goals that I had set my eyes on, I have faith that as we progress it will get better and better

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  • Josephine    Dec 16, 2017

    My business is becoming better thanks to the zidisha group, the changes are noticeable by all clients, I see myself reaching goals that I had set my eyes on

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  • Josephine    Dec 7, 2017

    I paid my loan in full and in excess and early, I am still being told I have a loan, I am sorry but no, I won't pay again. Look at your system and find the problem

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  • Josephine    Nov 16, 2017

    I am very grateful to the zidisha family for the continued support, my business is picking up and quality of service is improving, I now have a fair number of packaging materials, I have improved on cutlery and utensils, it has been challenging after the government burned the use of polythene bags, available bags are a bit expensive yet it's hard to transfer the cost to the customer , may God bless you, thank you

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  • Josephine    Nov 16, 2017

    I am very grateful to the zidisha family for the continued support, my business is picking up and quality of service is improving, may God bless you, thank you

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  • Josephine    Nov 16, 2017

    I am very grateful to the zidisha family,my business is picking up and quality of service is improving,i look forward to more cooperation and help from lender s ,thank you so much

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  • Josephine    Nov 5, 2017

    Thank you you for funding my loan, it goes a long way towards improving my business

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  • Josephine    Oct 29, 2017

    Thanks zidisha for your support, things are falling in place and new avenues are opening up, several more purchases and I'll embark on an expansion programme

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  • Josephine    Oct 29, 2017

    I now intend to buy a microwave oven which costs a little more than £140, hope to source external help to achieve that

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  • Josephine    Oct 29, 2017

    Everything is slowly falling into place and new avenues are opening up, with God's grace I hope to start expanding,

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  • Josephine    Oct 29, 2017

    Thanks zidisha ND thank you lenders

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  • Josephine    Oct 29, 2017

    So far my business has been improving alot from the loans I get from zidisha and other avenues for expansion are coming up so I intend to expand once I reach I bigger credit limit

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  • Josephine    Oct 29, 2017

    I intend to buy a microwave oven for quick warming of food, it will cost a little over £150,i intend to source from another place to top up and buy it, thanks to zidisha and thanks to the lenders

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  • Josephine    Oct 6, 2017

    All my customers are commending me for the big improvement they are witnessing, I am looking forward to taking that go a whole new level

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  • Josephine    Sep 17, 2017

    I am more comfortable with the reduced installment for a few weeks but I'll re adjust again

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  • Josephine    Sep 11, 2017

    The funds have been delivered, thank you so much and God bless you for lending me

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