Clothing and cosmetic sales

Phidlorah

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Phidlorah

Member since

February 2013

On-time repayments

56 installments  •  75%

About Me

My names are phidlorah mnyazi, i live in mtwapa mombasa kenya in mikanjuni village at the pot home. am married and i live with my husband here at the pot home in mikanjuni village. am a serious business lady having been running my business very successfully for the last four year.am blessed with one child girl at the age of four month.my education background is form four level of Kenya secondary school. then after my secondary school i joined a nearby beauty college. i started this business because i just wanted to earn more income so that i can be able to improve my business for the future.

My Business

my business is of boutique business here in mtwapa at the pot shopping center. i sell different types of clothes fashion and accessories and cosmetics.this business has a high demand here in mtwapa the reason of this business being demanded here is because it is the only boutique within mikanjuni and am selling almost all my clothes and my products at a reasonable prices. this business is profitable because i buy my products with a wholesale prices and sell them with a consumer price and at the end i get a good return after sale which is my profit my monthly running cost is Kenya shillings 30,000. and my monthly sales collection is Kenya shillings 65,000. so with this sales its gives me a monthly profit 35,000 so this business its profitable to me.

Loan Proposal

I would like to thank Zidisha team for the first and second loan . It has helped to boost my business and I hope and trust that the third loan will help me to continue boosting my business thanks once more to Zidisha team who introduced this system and also for the good heart of lending to others. On behalf of many who have benefited I take this opportunity to thank you again. I will use the third loan to stock my business I will buy clothes and cosmetics to stock my business and this will ensure that the business produces more profit which will enable me to pay the loan and also uplift the standard of my life.I should admit that I had a challenge once in my second loan and that's why my credit limit remains the same but I thank God I made it and promise to pay my third loan on time without failure.I will use 10,000/= shilling for clothes and 7000/= for cosmetics which are really on high demand.I appreciate Zidisha team in advance.

Feedback

8

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$204.00

Date disbursed

Mar 3, 2014

Repayment status

On Time

Projected term

3 months

Lenders

investor

Candiac, Canada

H

hwwijono

Jakarta, Indonesia

B

Bavarian

Bavaria, Germany

F

florian

Mettmenstetten, Switzerland

C

cngilkd

gaithersburg, United States

joaoferraz

RINCHOA, Portugal

Greg1

Southampton, United Kingdom

Sarasota

Sarasota, Fl, United States

C

cranejoad

cazenovia, United States

Kamil

Lidzbark Warminski, Poland

J

JeffH

United States

X

xavier

Toronto, Canada

S

stevemorin

United States

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  • Phidlorah    Oct 30, 2018

    Dear Zidisha,team thank you so much for being patient on me as i had take a loan and delayed to pay ,I have gone through a lot since my husband passed on that is 2015.things have not been working well.But I thank God since I am back on my feet and my business is know doing well.I promise to start my repayments from 5th November so that i can maintain my relation ship with the lenders,i am sorry once more and looking forward to repay my loan.

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  • TrademarkMan    Apr 22, 2016

    Hi Phidlorah,

    I hope you are doing better. Are you able to start making payments on the loan?

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  • Kamil    Feb 11, 2015

    That's OK with me. Be well and prosper.

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  • Phidlorah    Feb 11, 2015

    Dear Zidisha team,
    I would first and foremost like to apologies for the default.I couldn't communicate earlier because I was on total bed rest for the last 2 months and could not have access to internet.You have been so lenient to me and supportive such that i wouldn't want to spoil the good relationship with my lenders though i know at sometimes they were frustrated.I promise to be loyal and start to make repayments immediately that should be by 18th this month.I have been having challenges in my business since i could not manage it but I thank God I am well and expecting my second born in June.Hope you will accept my apologies and I promise to make the payments.Thank you in advance.

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  • Phidlorah    Nov 10, 2014

    I really appreciate your effort Zidisha team.I am still waiting for the money to be disbursed in my account so that I could start utilizing it.As I informed my lenders that November and December is the most busiest month in Kenya to make more money.Looking forward for the disbursement.Thank you in advance

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  • Phidlorah    Nov 3, 2014

    Thank you for the ongoing funding.God bless all the lenders.

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  • Phidlorah    Oct 30, 2014

    I really appreciate for the positive comments and the funding which is going on to all my lenders.I feel honored and very happy because you are contributing towards my dream of owning a wholesale.I promise to be loyal and trustworthy because this is the only organization that one business men and women don't struggle or under go pain to get loans. Zidisha is the better option, you don't discriminate businesses the funding is done to any business as long as one make a profit and is able to grow the business to a higher level. I am a youth leader in our church and I have advise them to start a project of keeping chickens for sale then later I will introduce them to Zidisha.

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  • Phidlorah    Oct 27, 2014

    Wow!God bless you Kamil, I am so impressed for funding my loan.Thank you for wishing me well.Through God, the loans and hard work I know will make it to my dream of having a wholesale.Thank you so much.

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  • Kamil    Oct 27, 2014

    It's nice to see business growing and loans being repaid. Let Your path to wholesale be straight and without any traps. Good luck, Phidlorah!

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  • Phidlorah    Oct 23, 2014

    I am happy that my business is really doing good.My sales have gone high from making 4000k a day to 7000k.Zidisha has helped me improve my business big time.Don't be surprised for paying my loan faster it's because here in Kenya we are approaching high season and I really need to be prepared and stock my boutique and cosmetic so that I supply my customers with whatever they need and this is through getting good money from Zidisha.I have enrolled a few people and more still to come.Thank you once again.

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  • Phidlorah    Sep 11, 2014

    I am so grateful.The loan I received bought women clothes and they are really on demand.

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  • Phidlorah    Sep 11, 2014

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  • Phidlorah    Sep 3, 2014

    I am happy to see that my loan is full funded.great job for Zidisha team and I promise not to let you down.I will put more efforts in marketing the clothes so as to get the good return and pay my loan on time.

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  • Phidlorah    Aug 30, 2014

    I am happy to see that my loan is being funded.Thank you so much.

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  • Phidlorah    Aug 28, 2014

    I am having some difficulties to apply for the next loan please assist.Thank you

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  • MrAlexMoore    Jun 19, 2014

    Thanks for posting pictures. It is great to hear that your business is doing so well. Hopefully you continue to find success and growth in the future

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  • Phidlorah    Jun 19, 2014

    I am happy to have received the forth loan.I would like to thank and appreciate all the lenders and the zidisha team.I used the loan IN got to stock cosmetics and Iam happy the business is doing very well.kindly see the attached photos.and I hope after paying my loan IN will be moved to the next level.Thanks so much.

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  • Phidlorah    May 22, 2014

    Thank so much JulianHF for your contribution towards funding my loan.God bless you

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  • Phidlorah    May 21, 2014

    Xavier and jeffb thank you for your contribution towards funding my loan in order for me to purchase more beauty products.

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  • Phidlorah    May 19, 2014

    Many thanks to Kamil and goodwithoutgod for your contribution towards funding my loan.May our good God bless you.Looking foward for more leners to support me

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