Richard
Simunchembu, Zambia
100% repaid
Name
Richard
Member since
October 2015
On-time repayments
165 installments • 81%
I am Richard Siafwa. I am 52 years old. I have eight children. One has finished school but is lacking sponsorship. The other seven have not finished; they are just at home. Five are married. The other three are not yet married. One of these has finished school, and the other is in grade seven. I'm running a shop, but I would like to improve orders of my shop so that I can earn a better livelihood.
I was working for Zambia Railways in 2000, then with the money I got, I decided to start a shop because the wages were too low. I started the shop in 2003, and the shop is currently is open on daily basis. However, I am incapable to sell some products in the shop because I have lack of funds.
I sell drinks, cooking oil, salt, biscuits, soap, fabric, and other groceries. People use these things on a daily basis. I chose to have a shop because it is the fastest way to make money.
In a week, I may spend 1,000 kwacha. Once I sell those things, I will make about 200 extra.
I spend money on sending my children to school, farming, and buying more groceries to sell.
With a new loan I will be able to buy more groceries and home supplies for my shop in the villages which will then help get more of a surplus to pay for my daughter's university education tuition. I will be able to buy supplies like flour, soap, cooking oil and etc; therefore, people in the village do not have to travel 20k to town to buy daily groceries.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$383.00
Date disbursed
Jan 16, 2017
Repayment status
On Time
Projected term
8 months
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Amount repaid
$382.70
Amount remaining
$0.00
Date repaid
Oct 9, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 27, 2017 | $10.31 | Jan 20, 2017 | $10.31 |
Feb 3, 2017 | $10.31 | Jan 27, 2017 | $10.31 |
Feb 10, 2017 | $10.31 | Feb 3, 2017 | $10.31 |
Feb 17, 2017 | $10.31 | Feb 10, 2017 | $10.31 |
Feb 24, 2017 | $10.31 | Feb 22, 2017 | $10.31 |
Mar 3, 2017 | $10.31 | Feb 27, 2017 | $10.31 |
Mar 10, 2017 | $10.31 | Mar 6, 2017 | $10.31 |
Mar 17, 2017 | $10.31 | Mar 10, 2017 | $10.31 |
Mar 24, 2017 | $10.31 | Mar 20, 2017 | $10.31 |
Mar 31, 2017 | $10.31 | Mar 31, 2017 | $10.31 |
Apr 7, 2017 | $10.31 | Apr 7, 2017 | $10.31 |
Apr 14, 2017 | $10.31 | Apr 12, 2017 | $10.31 |
Apr 21, 2017 | $10.31 | Apr 21, 2017 | $10.31 |
Apr 28, 2017 | $10.31 | Apr 28, 2017 | $10.31 |
May 5, 2017 | $10.31 | May 5, 2017 | $10.31 |
May 12, 2017 | $10.31 | May 12, 2017 | $10.31 |
May 19, 2017 | $10.31 | May 19, 2017 | $10.31 |
May 26, 2017 | $10.31 | May 26, 2017 | $10.31 |
Jun 2, 2017 | $10.31 | May 31, 2017 | $10.31 |
Jun 9, 2017 | $10.31 | Jun 9, 2017 | $10.31 |
Jun 16, 2017 | $10.31 | Jun 16, 2017 | $10.31 |
Jun 23, 2017 | $10.31 | Jun 26, 2017 | $10.31 |
Jun 30, 2017 | $10.31 | Jun 30, 2017 | $10.31 |
Jul 7, 2017 | $10.31 | Jul 10, 2017 | $10.31 |
Jul 14, 2017 | $10.31 | Jul 14, 2017 | $10.31 |
Jul 21, 2017 | $10.31 | Jul 21, 2017 | $10.31 |
Jul 28, 2017 | $10.31 | Jul 21, 2017 | $10.31 |
Aug 4, 2017 | $10.31 | Jul 28, 2017 | $10.31 |
Aug 11, 2017 | $10.31 | Aug 4, 2017 | $10.31 |
Aug 18, 2017 | $10.31 | Aug 11, 2017 | $10.31 |
Aug 25, 2017 | $10.31 | Aug 21, 2017 | $10.31 |
Sep 1, 2017 | $10.31 | Sep 1, 2017 | $10.31 |
Sep 8, 2017 | $10.31 | Sep 1, 2017 | $10.31 |
Sep 15, 2017 | $10.31 | Sep 8, 2017 | $10.31 |
Sep 22, 2017 | $10.31 | Sep 18, 2017 | $10.31 |
Sep 29, 2017 | $10.31 | Sep 22, 2017 | $10.31 |
Oct 6, 2017 | $10.31 | Sep 22, 2017 | $1.34 |
Oct 9, 2017 | $8.97 | ||
Oct 13, 2017 | $1.34 | Oct 9, 2017 | $1.34 |
Margaret Dec 29, 2018
Richard Jan 9, 2019
Mary Oct 12, 2017
Richard Jan 9, 2019
Margaret Oct 12, 2017
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