Entrepreneur
Name
Florence
Member since
July 2014
On-time repayments
345 installments • 52%
About Me
My name is Florence Wanjiku, born in Kiambu County in central Kenya. I come from a family of 8 where I am the 6th born. My parents (both deceased) were small scale farmers who worked very hard to provide for the big family. I am a mother of 3 children - all boys aged 25, 17 and 14. The last two are still in school and the first born just cleared college early this year.
I went to local schools for my primary and secondary education and later joined high school for my advanced level. I then did a course in accounts and I later secured a job as a civil servant.
I also do livestock keeping to supplement my income and this enables me to meet my household expenses. I have kept dairy cows through zero grazing method due to the small size of my land.
I am a staunch Christian and a very active member of my church.
My Business
As stated above, I am a livestock farmer who uses zero grazing method. This is putting the cows in a shed and feeding them within the enclosure. I normally feed them with napier grass and wheat bran which I source from local sellers.
Due to the small size of my piece of land, I normally buy the grass from my neighbors who have are in this business. We cut the grass manually and transport it on my back due to lack of other modes of transport.
The terrain of this place is very rough and the best mode of transport is using a donkey. I have planned to buy a donkey for this purpose but due to competing needs, I have always shelved the idea until now that I have this opportunity to get credit from Zidisha.
Loan Proposal
When I get this loan, it will help me to buy a donkey and a cart for easy transport of my cows' fodder. I am currently transporting this using my back which is both tedious and time consuming.
This problem can be solved if I get a donkey which is very suited for this type of work. This is a very popular mode of transport in my area due to its rough terrain. This will definitely translate into more production and more profit since I will be able to get the fodder from far places at a cheaper price.
The cost of this venture will be as follows:
A healthy donkey will cost $100 and cart will cost $60. This loan with my little savings will be sufficient to fund this ambitious plan.
Thank you.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Sep 22, 2014
Repayment status
On Time
Projected term
7 months
Other loans
Lenders
Earth, Finland
Lahr, Germany
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Summary
Amount repaid
$162.52
Amount remaining
$0.00
Date repaid
Apr 28, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 4, 2014 | $3.23 | Oct 4, 2014 | $3.23 |
| Oct 11, 2014 | $3.23 | Oct 4, 2014 | $0.22 |
| Oct 11, 2014 | $3.01 | ||
| Oct 18, 2014 | $3.23 | Oct 11, 2014 | $0.44 |
| Oct 19, 2014 | $2.79 | ||
| Oct 25, 2014 | $3.23 | Oct 19, 2014 | $0.66 |
| Oct 25, 2014 | $2.57 | ||
| Nov 1, 2014 | $3.23 | Oct 25, 2014 | $0.87 |
| Nov 1, 2014 | $2.36 | ||
| Nov 8, 2014 | $3.23 | Nov 1, 2014 | $1.09 |
| Nov 8, 2014 | $2.14 | ||
| Nov 15, 2014 | $3.23 | Nov 8, 2014 | $0.16 |
| Nov 15, 2014 | $3.07 | ||
| Nov 22, 2014 | $3.23 | Nov 15, 2014 | $0.38 |
| Nov 29, 2014 | $2.85 | ||
| Nov 29, 2014 | $3.23 | Nov 29, 2014 | $0.60 |
| Dec 10, 2014 | $2.63 | ||
| Dec 6, 2014 | $3.23 | Dec 10, 2014 | $0.82 |
| Dec 22, 2014 | $2.41 | ||
| Dec 13, 2014 | $3.23 | Dec 22, 2014 | $1.03 |
| Dec 27, 2014 | $2.20 | ||
| Dec 20, 2014 | $3.23 | Dec 27, 2014 | $1.25 |
| Jan 3, 2015 | $1.98 | ||
| Dec 27, 2014 | $3.23 | Jan 3, 2015 | $3.23 |
| Jan 3, 2015 | $3.23 | Jan 3, 2015 | $2.84 |
| Jan 11, 2015 | $0.39 | ||
| Jan 10, 2015 | $3.23 | Jan 11, 2015 | $3.06 |
| Jan 18, 2015 | $0.17 | ||
| Jan 17, 2015 | $3.23 | Jan 18, 2015 | $3.23 |
| Jan 24, 2015 | $3.23 | Jan 18, 2015 | $0.05 |
| Jan 24, 2015 | $3.18 | ||
| Jan 31, 2015 | $3.23 | Jan 24, 2015 | $0.26 |
| Feb 12, 2015 | $2.97 | ||
| Feb 7, 2015 | $3.23 | Feb 12, 2015 | $0.48 |
| Feb 18, 2015 | $2.75 | ||
| Feb 14, 2015 | $3.23 | Feb 18, 2015 | $0.70 |
| Feb 19, 2015 | $2.30 | ||
| Feb 26, 2015 | $0.23 | ||
| Feb 21, 2015 | $3.23 | Feb 26, 2015 | $3.23 |
| Feb 28, 2015 | $3.23 | Feb 26, 2015 | $2.06 |
| Mar 7, 2015 | $1.17 | ||
| Mar 7, 2015 | $3.23 | Mar 7, 2015 | $3.23 |
| Mar 14, 2015 | $3.23 | Mar 7, 2015 | $1.23 |
| Mar 25, 2015 | $2.00 | ||
| Mar 21, 2015 | $3.23 | Mar 25, 2015 | $1.45 |
| Apr 1, 2015 | $1.78 | ||
| Mar 28, 2015 | $3.23 | Apr 1, 2015 | $1.67 |
| Apr 4, 2015 | $1.56 | ||
| Apr 4, 2015 | $2.76 | Apr 4, 2015 | $2.76 |
| Apr 11, 2015 | $0.00 | ||
| Apr 18, 2015 | $34.48 | Apr 4, 2015 | $0.07 |
| Apr 18, 2015 | $34.41 | ||
| Apr 25, 2015 | $41.30 | Apr 18, 2015 | $0.07 |
| Apr 28, 2015 | $41.23 | ||
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